1. Hallar el valor de contado de un artículo que a crédito se adquiere con 18 cuotas de $20.

000 cada una p

VP = 200000
i = 1.20% mensual
A = 250000
n = 60 meses
CA = 4000000

i=1,2%

0 1 2 3 4

20,000 20,000 20,000 20,000

3,000,000

VF = (1+i)^n - 1
A
i

VF = VP(1+i)^n + (1+i)^n - 1
A
i

VF = 3.000.000(1+0,012)^60 +

VF = 6,136,942 +

VF = 34,066,777
1.    Durante un año y medio Kelly hace depósitos por mes vencido de $120.000 cada uno, en u
A = 120000
n = 12 meses
i = 3.00% EM
VF = ????

i=2,5%

0 1 2 3 4 5

120,000 120,000 120,000 120,000 120,000 120,000

VF = (1+i)^n - 1
A
i

VF = (1+0,025)^24 - 1
140,000
0.025

VF =
140,000 32.3490379833

VF = 4,642,087
on 18 cuotas de $20.000 cada una por mes vencido, sabiendo que se cobra un interés de 2.5% Efectivo mensual

VF=???

5 24 57 58 59 60

20,000 20,000 20,000 20,000 20,000 20,000

4,000,000

(1+i)^n - 1 + VP(1+i)^n
i

250000 (1+0,012)^60 -1 + 4.000.000(1+0,012)^36

0.012

21,784,318 + 6,145,517

No de Deposit
periodo Deposito Interes o+ Saldo
periodo Deposito Interes o+ Saldo
s interes
0 34,066,777 3,000,000
1 20,000 36,000 286,000 3,286,000
2 20,000 39,432 289,432 3,575,432
3 20,000 42,905 292,905 3,868,337
4 20,000 46,420 296,420 4,164,757
5 20,000 49,977 299,977 4,464,734
6 20,000 53,577 303,577 4,768,311
7 20,000 57,220 307,220 5,075,531
8 20,000 60,906 310,906 5,386,437
9 20,000 64,637 314,637 5,701,074
10 20,000 68,413 318,413 6,019,487
11 20,000 72,234 322,234 6,341,721
12 20,000 76,101 326,101 6,667,822
13 20,000 80,014 330,014 6,997,836
14 20,000 83,974 333,974 7,331,810
15 20,000 87,982 337,982 7,669,791
16 20,000 92,037 342,037 8,011,829
17 20,000 96,142 346,142 8,357,971
18 20,000 100,296 350,296 8,708,267
o de $120.000 cada uno, en una institución de ahorro que paga un interés de 3% efectivo Anual. Calcular la suma to
 VF=??

6 21 22 23 24

120,000 120,000

No de
(1+i) periodo Deposito Interes
s
0 120,000
1 120,000 3,500
(1+0,025)
2 120,000 7,088
3 120,000 10,765
4 120,000 14,534
1.025
5 120,000 18,397
6 120,000 22,357
7 120,000 26,416
8 120,000 30,576
9 120,000 34,841
10 120,000 39,212
11 120,000 43,692
12 120,000 48,284
13 120,000 52,992
14 120,000 57,816
15 120,000 62,762
16 120,000 67,831
17 120,000 73,027
18 120,000 78,352
19 120,000 83,811
20 120,000 89,406
21 120,000 95,141
22 120,000 101,020
23 120,000 107,045
24 113,222
Anual. Calcular la suma total acumulada en la cuenta de ahorros al final de este tiempo.
Deposito +
interes Saldo

140,000
143,500 283,500
147,088 430,588
150,765 581,352
154,534 735,886
158,397 894,283
162,357 1,056,640
166,416 1,223,056
170,576 1,393,633
174,841 1,568,473
179,212 1,747,685
183,692 1,931,377
188,284 2,119,662
192,992 2,312,653
197,816 2,510,470
202,762 2,713,231
207,831 2,921,062
213,027 3,134,089
218,352 3,352,441
223,811 3,576,252
229,406 3,805,658
235,141 4,040,800
241,020 4,281,820
247,045 4,528,865
113,222 4,642,087