858-New Jeevan Shanti

Prepared By

Deepak Kumar
Ph: 9785368635, 9785368635
deepakumar.kumar800@gmail.com
 This is proposed to

Proposer Details
Name
Age 54
Plan Name 858-New Jeevan Shanti
Sum Assured 2000000
Policy Term 46
PPT 1
Pension Option Deferred Annuity for Single Life
Deferement 12
Term

Single Premium
Premium GST(1.8%) Payable Prem
2000000 36000 2036000

Pension Receivable
YLY HLY QLY MLY
290800 142492 70519 23264
14.54% 14.25% 14.10% 13.96%

Pay Rs.2036000 for single time, and get a

pension of Rs.290800 every year
 Comparision Table
Deferemen YLY HLY QLY MLY IRR
t
Term

Term - 1 140200 68698 33999 11216 7.01%

Term - 2 152000 74480 36860 12160 7.60%

Term - 3 164600 80654 39916 13168 8.23%

Term - 4 178200 87318 43214 14256 8.91%

Term - 5 184400 90356 44717 14752 9.22%

Term - 6 198400 97216 48112 15872 9.92%

Term - 7 213200 104468 51701 17056 10.66%

Term - 8 228600 112014 55436 18288 11.43%

Term - 9 244200 119658 59219 19536 12.21%

Term - 10 260000 127400 63050 20800 13.00%

Term - 11 275800 135142 66882 22064 13.79%

Term - 12 290800 142492 70519 23264 14.54%

Year Age Premium Natural Accidental Returns CashValue Loan

2023 54 2036000 2271800 2271800 0 1718100 1374480

2024 55 0 2543600 2543600 0 1718100 1374480

2025 56 0 2815400 2815400 0 1718100 1374480

2026 57 0 3087200 3087200 0 1867060 1493648

2027 58 0 3359000 3359000 0 2061720 1530526

2028 59 0 3630800 3630800 0 2245100 1530526

2029 60 0 3902600 3902600 0 2434120 1530526

2030 61 0 4174400 4174400 0 2623140 1530526

2031 62 0 4446200 4446200 0 2812160 1530526

2032 63 0 4718000 4718000 0 3001180 1530526

2033 64 0 4989800 4989800 0 3190200 1530526

2034 65 0 5261600 5261600 0 3379220 1530526

2035 66 0 5261600 5261600 0 1700000 1360000

2036 67 0 4970800 4970800 290800 1700000 1360000

2037 68 0 4680000 4680000 290800 1700000 1360000

2038 69 0 4389200 4389200 290800 1700000 1360000

2039 70 0 4098400 4098400 290800 1700000 1360000

2040 71 0 3807600 3807600 290800 1700000 1360000

2041 72 0 3516800 3516800 290800 1700000 1360000

2042 73 0 3226000 3226000 290800 1700000 1360000

2043 74 0 2935200 2935200 290800 1700000 1360000

2044 75 0 2644400 2644400 290800 1700000 1360000

2045 76 0 2353600 2353600 290800 1700000 1360000

2046 77 0 2100000 2100000 290800 1700000 1360000

2047 78 0 2100000 2100000 290800 1700000 1360000

2048 79 0 2100000 2100000 290800 1700000 1360000

2049 80 0 2100000 2100000 290800 1700000 1360000

2050 81 0 2100000 2100000 290800 1700000 1360000

2051 82 0 2100000 2100000 290800 1700000 1360000

2052 83 0 2100000 2100000 290800 1700000 1360000

2053 84 0 2100000 2100000 290800 1700000 1360000

2054 85 0 2100000 2100000 290800 1700000 1360000

2055 86 0 2100000 2100000 290800 1700000 1360000

2056 87 0 2100000 2100000 290800 1700000 1360000

2057 88 0 2100000 2100000 290800 1700000 1360000

2058 89 0 2100000 2100000 290800 1700000 1360000

2059 90 0 2100000 2100000 290800 1700000 1360000

2060 91 0 2100000 2100000 290800 1700000 1360000

2061 92 0 2100000 2100000 290800 1700000 1360000

2062 93 0 2100000 2100000 290800 1700000 1360000

2063 94 0 2100000 2100000 290800 1700000 1360000

2064 95 0 2100000 2100000 290800 1700000 1360000

2065 96 0 2100000 2100000 290800 1700000 1360000

2066 97 0 2100000 2100000 290800 1700000 1360000

2067 98 0 2100000 2100000 290800 1700000 1360000

2068 99 0 2100000 2100000 290800 1700000 1360000

2069 100 0 2100000 2100000 2100000 1700000 1360000

0 0 0 0 0 0 0 0