Amortizar un crdito de vivienda de inters social UVR

1 Tabla amortizar el crdito en cuota fija (pesos)

2 Tabla amortizar el crdito en UVR (Unidades de Valor Real)
3 Tabla de amortizacin del crdito en UVR expresados en pesos

Valor crdito
Plazo amortizacin
Tasa
Tasa de inflacin
Valor UVR
Tasa combinada
Cuota fija

70,000,000
180 cuotas
11.5%
4.7% en el momento del crdito
190.75 en el momento del crdito
16.74% o total
1,007,598

Valor crdito en UVR

Valor cuota en UVR

366,972.48
4,156

Aumento de la inflacin
cada ao

Nmero de uvr de $70,000,000

0.3%

AMORTIZACION EN CUOTA FIJA EN

PERIODO

VALOR CUOTA
1
2
3
4
5
6
7
8
9
10
11
12

1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598

INTERES
908,751
907,468
906,168
904,851
903,517
902,166
900,797
899,411
898,006
896,584
895,142
893,682

13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57

1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598

892,204
890,705
889,188
887,651
886,094
884,516
882,918
881,300
879,660
877,999
876,317
874,612
872,886
871,137
869,365
867,571
865,753
863,912
862,046
860,157
858,243
856,304
854,339
852,350
850,334
848,293
846,225
844,130
842,007
839,858
837,680
835,474
833,240
830,976
828,683
826,360
824,008
821,624
819,210
816,764
814,287
811,777
809,235
806,660
804,051

58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102

1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598

801,409
798,732
796,020
793,274
790,491
787,673
784,818
781,925
778,996
776,028
773,022
769,976
766,892
763,767
760,601
757,395
754,146
750,856
747,523
744,147
740,727
737,262
733,752
730,197
726,596
722,948
719,253
715,509
711,717
707,876
703,985
700,044
696,051
692,006
687,909
683,759
679,555
675,296
670,982
666,612
662,185
657,701
653,159
648,557
643,896

103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147

1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598

639,175
634,392
629,547
624,639
619,667
614,631
609,529
604,362
599,127
593,824
588,452
583,011
577,499
571,915
566,259
560,529
554,726
548,846
542,891
536,858
530,747
524,556
518,285
511,933
505,498
498,980
492,377
485,688
478,912
472,049
465,096
458,054
450,919
443,692
436,372
428,956
421,444
413,834
406,126
398,318
390,408
382,395
374,279
366,057
357,728

148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180

1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
1,007,598
181,367,668

349,292
340,745
332,088
323,319
314,435
305,437
296,321
287,087
277,733
268,258
258,660
248,937
239,088
229,111
219,005
208,767
198,396
187,891
177,250
166,470
155,550
144,489
133,284
121,933
110,435
98,788
86,990
75,039
62,932
50,668
38,245
25,661
12,913

ocial UVR

de Valor Real)
presados en pesos

Mensual

0.91%
0.38%

Tasa comb

1.30%

$70,000,000

CUOTA FIJA EN PESOS

INTERES ACUMULADO
908,751
1,816,219
2,722,387
3,627,238
4,530,755
5,432,921
6,333,718
7,233,129
8,131,135
9,027,719
9,922,861
10,816,543

CAPITAL
98,847
100,130
101,430
102,747
104,081
105,432
106,801
108,187
109,592
111,015
112,456
113,916

CAPITAL ACUMULADO
98,847
198,978
300,408
403,155
507,236
612,668
719,469
827,656
937,248
1,048,263
1,160,719
1,274,635

11,708,747
12,599,452
13,488,640
14,376,291
15,262,384
16,146,901
17,029,819
17,911,118
18,790,778
19,668,778
20,545,094
21,419,706
22,292,592
23,163,729
24,033,095
24,900,666
25,766,419
26,630,330
27,492,376
28,352,533
29,210,776
30,067,079
30,921,419
31,773,768
32,624,103
33,472,396
34,318,620
35,162,750
36,004,757
36,844,615
37,682,295
38,517,769
39,351,009
40,181,985
41,010,668
41,837,029
42,661,036
43,482,660
44,301,870
45,118,634
45,932,921
46,744,698
47,553,933
48,360,593
49,164,644

115,395
116,893
118,410
119,947
121,505
123,082
124,680
126,299
127,938
129,599
131,282
132,986
134,712
136,461
138,233
140,027
141,845
143,687
145,552
147,442
149,356
151,295
153,259
155,248
157,264
159,305
161,374
163,469
165,591
167,740
169,918
172,124
174,359
176,622
178,915
181,238
183,591
185,974
188,388
190,834
193,311
195,821
198,363
200,938
203,547

1,390,029
1,506,922
1,625,332
1,745,280
1,866,784
1,989,866
2,114,546
2,240,845
2,368,783
2,498,382
2,629,663
2,762,649
2,897,362
3,033,823
3,172,055
3,312,083
3,453,928
3,597,614
3,743,166
3,890,608
4,039,964
4,191,258
4,344,517
4,499,765
4,657,029
4,816,334
4,977,708
5,141,176
5,306,767
5,474,508
5,644,426
5,816,550
5,990,908
6,167,530
6,346,445
6,527,683
6,711,273
6,897,247
7,085,636
7,276,470
7,469,781
7,665,602
7,863,965
8,064,904
8,268,451

49,966,053
50,764,785
51,560,805
52,354,079
53,144,570
53,932,243
54,717,060
55,498,986
56,277,982
57,054,010
57,827,031
58,597,008
59,363,899
60,127,666
60,888,267
61,645,662
62,399,808
63,150,664
63,898,187
64,642,334
65,383,060
66,120,322
66,854,075
67,584,272
68,310,868
69,033,816
69,753,069
70,468,578
71,180,295
71,888,172
72,592,157
73,292,200
73,988,251
74,680,258
75,368,167
76,051,926
76,731,481
77,406,777
78,077,759
78,744,371
79,406,557
80,064,258
80,717,417
81,365,974
82,009,871

206,189
208,866
211,578
214,325
217,107
219,925
222,781
225,673
228,602
231,570
234,576
237,622
240,707
243,832
246,997
250,204
253,452
256,742
260,075
263,451
266,872
270,336
273,846
277,401
281,002
284,650
288,345
292,089
295,881
299,722
303,613
307,555
311,547
315,592
319,689
323,839
328,043
332,302
336,616
340,986
345,413
349,897
354,439
359,041
363,702

8,474,640
8,683,506
8,895,084
9,109,409
9,326,516
9,546,441
9,769,222
9,994,894
10,223,497
10,455,067
10,689,643
10,927,265
11,167,972
11,411,803
11,658,800
11,909,004
12,162,456
12,419,198
12,679,273
12,942,724
13,209,596
13,479,932
13,753,778
14,031,179
14,312,181
14,596,831
14,885,176
15,177,265
15,473,146
15,772,868
16,076,481
16,384,035
16,695,583
17,011,175
17,330,863
17,654,703
17,982,746
18,315,048
18,651,664
18,992,650
19,338,063
19,687,959
20,042,399
20,401,439
20,765,141

82,649,045
83,283,437
83,912,984
84,537,623
85,157,290
85,771,921
86,381,450
86,985,812
87,584,939
88,178,762
88,767,215
89,350,225
89,927,724
90,499,639
91,065,898
91,626,428
92,181,153
92,730,000
93,272,890
93,809,748
94,340,495
94,865,051
95,383,336
95,895,269
96,400,767
96,899,746
97,392,123
97,877,811
98,356,723
98,828,772
99,293,869
99,751,922
100,202,842
100,646,534
101,082,906
101,511,861
101,933,305
102,347,140
102,753,266
103,151,583
103,541,991
103,924,386
104,298,665
104,664,722
105,022,451

368,423
373,206
378,051
382,959
387,931
392,967
398,069
403,237
408,471
413,774
419,146
424,587
430,099
435,683
441,339
447,069
452,873
458,752
464,707
470,740
476,852
483,042
489,313
495,665
502,100
508,619
515,222
521,910
528,686
535,549
542,502
549,545
556,679
563,906
571,227
578,642
586,154
593,764
601,472
609,281
617,190
625,203
633,319
641,541
649,870

21,133,565
21,506,771
21,884,823
22,267,782
22,655,713
23,048,680
23,446,749
23,849,985
24,258,457
24,672,231
25,091,377
25,515,964
25,946,064
26,381,747
26,823,086
27,270,155
27,723,027
28,181,779
28,646,486
29,117,227
29,594,078
30,077,120
30,566,434
31,062,099
31,564,199
32,072,818
32,588,039
33,109,949
33,638,635
34,174,184
34,716,686
35,266,231
35,822,910
36,386,815
36,958,042
37,536,684
38,122,838
38,716,602
39,318,074
39,927,355
40,544,545
41,169,748
41,803,067
42,444,609
43,094,478

105,371,742
105,712,488
106,044,576
106,367,895
106,682,330
106,987,767
107,284,088
107,571,175
107,848,908
108,117,166
108,375,826
108,624,763
108,863,851
109,092,962
109,311,966
109,520,733
109,719,130
109,907,021
110,084,270
110,250,740
110,406,291
110,550,779
110,684,063
110,805,997
110,916,432
111,015,220
111,102,210
111,177,249
111,240,181
111,290,849
111,329,094
111,354,755
111,367,668

658,306
666,853
675,510
684,279
693,163
702,162
711,277
720,511
729,865
739,340
748,938
758,661
768,510
778,487
788,594
798,831
809,202
819,707
830,349
841,128
852,048
863,109
874,314
885,665
897,163
908,810
920,608
932,560
944,666
956,930
969,353
981,937
994,685

43,752,785
44,419,637
45,095,147
45,779,427
46,472,590
47,174,751
47,886,028
48,606,539
49,336,404
50,075,744
50,824,683
51,583,344
52,351,854
53,130,341
53,918,935
54,717,766
55,526,968
56,346,675
57,177,023
58,018,152
58,870,200
59,733,309
60,607,623
61,493,288
62,390,451
63,299,261
64,219,869
65,152,428
66,097,095
67,054,025
68,023,378
69,005,315
70,000,000

Tasa combinada = (1+t1)*(1+t2)-1

Determinar el valor de la cuota fija con la funcin pago

2
SALDO
70,000,000
69,901,153
69,801,022
69,699,592
69,596,845
69,492,764
69,387,332
69,280,531
69,172,344
69,062,752
68,951,737
68,839,281
68,725,365

PERIODO
0
1
2
3
4
5
6
7
8
9
10
11
12

68,609,971
68,493,078
68,374,668
68,254,720
68,133,216
68,010,134
67,885,454
67,759,155
67,631,217
67,501,618
67,370,337
67,237,351
67,102,638
66,966,177
66,827,945
66,687,917
66,546,072
66,402,386
66,256,834
66,109,392
65,960,036
65,808,742
65,655,483
65,500,235
65,342,971
65,183,666
65,022,292
64,858,824
64,693,233
64,525,492
64,355,574
64,183,450
64,009,092
63,832,470
63,653,555
63,472,317
63,288,727
63,102,753
62,914,364
62,723,530
62,530,219
62,334,398
62,136,035
61,935,096
61,731,549

13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57

61,525,360
61,316,494
61,104,916
60,890,591
60,673,484
60,453,559
60,230,778
60,005,106
59,776,503
59,544,933
59,310,357
59,072,735
58,832,028
58,588,197
58,341,200
58,090,996
57,837,544
57,580,802
57,320,727
57,057,276
56,790,404
56,520,068
56,246,222
55,968,821
55,687,819
55,403,169
55,114,824
54,822,735
54,526,854
54,227,132
53,923,519
53,615,965
53,304,417
52,988,825
52,669,137
52,345,297
52,017,254
51,684,952
51,348,336
51,007,350
50,661,937
50,312,041
49,957,601
49,598,561
49,234,859

58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102

48,866,435
48,493,229
48,115,177
47,732,218
47,344,287
46,951,320
46,553,251
46,150,015
45,741,543
45,327,769
44,908,623
44,484,036
44,053,936
43,618,253
43,176,914
42,729,845
42,276,973
41,818,221
41,353,514
40,882,773
40,405,922
39,922,880
39,433,566
38,937,901
38,435,801
37,927,182
37,411,961
36,890,051
36,361,365
35,825,816
35,283,314
34,733,769
34,177,090
33,613,185
33,041,958
32,463,316
31,877,162
31,283,398
30,681,926
30,072,645
29,455,455
28,830,252
28,196,933
27,555,391
26,905,522

103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147

26,247,215
25,580,363
24,904,853
24,220,573
23,527,410
22,825,249
22,113,972
21,393,461
20,663,596
19,924,256
19,175,317
18,416,656
17,648,146
16,869,659
16,081,065
15,282,234
14,473,032
13,653,325
12,822,977
11,981,848
11,129,800
10,266,691
9,392,377
8,506,712
7,609,549
6,700,739
5,780,131
4,847,572
3,902,905
2,945,975
1,976,622
994,685
-0

148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180

Tabla amortizar el crdito en UVR (Unidades de Valor R

VALOR CUOTA
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156

INTERES

INTERES ACUMULADO
3,344
3,337
3,329
3,322
3,314
3,306
3,299
3,291
3,283
3,275
3,267
3,259

3,344
6,681
10,010
13,331
16,645
19,952
23,250
26,541
29,824
33,099
36,366
39,625

4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156

3,251
3,242
3,234
3,226
3,217
3,209
3,200
3,191
3,182
3,174
3,165
3,156
3,147
3,137
3,128
3,119
3,109
3,100
3,090
3,080
3,071
3,061
3,051
3,041
3,030
3,020
3,010
2,999
2,989
2,978
2,967
2,957
2,946
2,935
2,924
2,912
2,901
2,890
2,878
2,866
2,855
2,843
2,831
2,819
2,807

42,875
46,118
49,352
52,578
55,795
59,003
62,203
65,395
68,577
71,751
74,916
78,071
81,218
84,355
87,483
90,602
93,711
96,811
99,901
102,981
106,052
109,112
112,163
115,204
118,234
121,254
124,264
127,263
130,252
133,230
136,198
139,155
142,100
145,035
147,958
150,871
153,772
156,661
159,539
162,406
165,260
168,103
170,934
173,753
176,559

4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156

2,794
2,782
2,769
2,757
2,744
2,731
2,718
2,705
2,692
2,678
2,665
2,651
2,638
2,624
2,610
2,596
2,582
2,567
2,553
2,538
2,523
2,508
2,493
2,478
2,463
2,448
2,432
2,416
2,400
2,384
2,368
2,352
2,336
2,319
2,302
2,285
2,268
2,251
2,234
2,216
2,199
2,181
2,163
2,145
2,126

179,353
182,135
184,904
187,661
190,405
193,136
195,854
198,559
201,251
203,929
206,594
209,246
211,883
214,507
217,117
219,712
222,294
224,861
227,414
229,952
232,475
234,984
237,477
239,955
242,419
244,866
247,298
249,714
252,115
254,499
256,868
259,220
261,555
263,874
266,176
268,462
270,730
272,981
275,215
277,431
279,630
281,811
283,973
286,118
288,244

4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156

2,108
2,089
2,070
2,051
2,032
2,013
1,993
1,973
1,954
1,933
1,913
1,893
1,872
1,851
1,830
1,809
1,788
1,766
1,744
1,722
1,700
1,678
1,655
1,633
1,610
1,586
1,563
1,539
1,515
1,491
1,467
1,443
1,418
1,393
1,368
1,342
1,317
1,291
1,265
1,238
1,212
1,185
1,158
1,131
1,103

290,352
292,441
294,511
296,562
298,594
300,607
302,600
304,574
306,527
308,461
310,374
312,267
314,139
315,990
317,821
319,630
321,418
323,184
324,928
326,651
328,351
330,029
331,684
333,317
334,926
336,513
338,076
339,615
341,130
342,622
344,089
345,531
346,949
348,342
349,710
351,052
352,369
353,660
354,924
356,163
357,375
358,560
359,717
360,848
361,951

4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156
4,156

1,075
1,047
1,019
990
961
932
903
873
843
813
783
752
721
690
658
626
594
561
529
496
462
429
395
360
326
291
256
220
184
148
112
75
38

363,026
364,073
365,092
366,082
367,043
367,976
368,879
369,752
370,595
371,408
372,191
372,943
373,663
374,353
375,011
375,637
376,231
376,792
377,321
377,817
378,279
378,708
379,102
379,463
379,789
380,080
380,335
380,555
380,740
380,888
380,999
381,074
381,112

dades de Valor Real)

CAPITAL

CAPITAL ACUMULADO
812
819
827
834
842
850
857
865
873
881
889
897

812
1,631
2,458
3,293
4,135
4,984
5,842
6,707
7,580
8,461
9,350
10,247

SALDO
366,972
366,160
365,341
364,514
363,680
362,838
361,988
361,131
360,265
359,392
358,511
357,622
356,725

905
914
922
930
939
947
956
965
974
982
991
1,000
1,009
1,019
1,028
1,037
1,047
1,056
1,066
1,076
1,085
1,095
1,105
1,115
1,126
1,136
1,146
1,157
1,167
1,178
1,189
1,199
1,210
1,221
1,232
1,244
1,255
1,266
1,278
1,290
1,301
1,313
1,325
1,337
1,349

11,153
12,066
12,988
13,919
14,858
15,805
16,761
17,726
18,699
19,682
20,673
21,673
22,683
23,702
24,730
25,767
26,814
27,870
28,936
30,012
31,097
32,193
33,298
34,413
35,539
36,675
37,821
38,978
40,145
41,323
42,511
43,711
44,921
46,142
47,375
48,618
49,873
51,140
52,418
53,707
55,009
56,322
57,647
58,985
60,334

355,820
354,906
353,984
353,054
352,115
351,167
350,211
349,247
348,273
347,291
346,299
345,299
344,290
343,271
342,243
341,206
340,159
339,102
338,036
336,961
335,875
334,780
333,675
332,559
331,434
330,298
329,152
327,995
326,828
325,650
324,461
323,262
322,052
320,830
319,598
318,354
317,099
315,833
314,555
313,265
311,964
310,650
309,325
307,988
306,638

1,362
1,374
1,387
1,399
1,412
1,425
1,438
1,451
1,464
1,478
1,491
1,505
1,518
1,532
1,546
1,560
1,575
1,589
1,603
1,618
1,633
1,648
1,663
1,678
1,693
1,708
1,724
1,740
1,756
1,772
1,788
1,804
1,820
1,837
1,854
1,871
1,888
1,905
1,922
1,940
1,957
1,975
1,993
2,011
2,030

61,696
63,070
64,457
65,856
67,268
68,693
70,131
71,582
73,047
74,524
76,015
77,520
79,038
80,571
82,117
83,677
85,252
86,841
88,444
90,062
91,695
93,342
95,005
96,682
98,375
100,084
101,808
103,548
105,303
107,075
108,862
110,666
112,487
114,324
116,178
118,048
119,936
121,841
123,763
125,703
127,660
129,636
131,629
133,641
135,670

305,277
303,902
302,516
301,116
299,704
298,279
296,841
295,390
293,926
292,448
290,957
289,452
287,934
286,402
284,856
283,295
281,721
280,132
278,529
276,911
275,278
273,630
271,968
270,290
268,597
266,889
265,165
263,425
261,669
259,898
258,110
256,306
254,486
252,649
250,795
248,924
247,036
245,132
243,209
241,269
239,312
237,337
235,343
233,332
231,302

2,048
2,067
2,086
2,105
2,124
2,143
2,163
2,183
2,202
2,223
2,243
2,263
2,284
2,305
2,326
2,347
2,368
2,390
2,412
2,434
2,456
2,478
2,501
2,523
2,546
2,570
2,593
2,617
2,641
2,665
2,689
2,713
2,738
2,763
2,788
2,814
2,839
2,865
2,891
2,918
2,944
2,971
2,998
3,025
3,053

137,719
139,786
141,871
143,976
146,100
148,243
150,406
152,589
154,791
157,014
159,257
161,520
163,804
166,108
168,434
170,781
173,149
175,539
177,951
180,384
182,840
185,318
187,819
190,342
192,889
195,458
198,051
200,668
203,309
205,973
208,662
211,376
214,114
216,877
219,665
222,479
225,318
228,183
231,075
233,992
236,937
239,908
242,906
245,931
248,984

229,254
227,187
225,101
222,996
220,872
218,729
216,566
214,384
212,181
209,959
207,716
205,453
203,169
200,864
198,538
196,192
193,823
191,434
189,022
186,588
184,133
181,655
179,154
176,630
174,084
171,514
168,921
166,304
163,664
160,999
158,310
155,597
152,859
150,096
147,307
144,494
141,654
138,789
135,898
132,980
130,036
127,065
124,067
121,041
117,988

3,081
3,109
3,137
3,166
3,195
3,224
3,253
3,283
3,313
3,343
3,373
3,404
3,435
3,466
3,498
3,530
3,562
3,595
3,627
3,660
3,694
3,727
3,761
3,796
3,830
3,865
3,900
3,936
3,972
4,008
4,044
4,081
4,118

252,065
255,174
258,311
261,477
264,672
267,896
271,149
274,432
277,745
281,088
284,461
287,865
291,300
294,767
298,265
301,795
305,357
308,951
312,579
316,239
319,933
323,660
327,421
331,217
335,047
338,912
342,813
346,749
350,720
354,728
358,773
362,854
366,972

114,907
111,798
108,661
105,495
102,300
99,077
95,823
92,541
89,228
85,885
82,512
79,107
75,672
72,206
68,708
65,178
61,616
58,021
54,394
50,733
47,040
43,312
39,551
35,755
31,925
28,060
24,160
20,224
16,252
12,244
8,200
4,118
0

3Tabla de amortizacin del cr

PER
0
1
2
3
4
5
6
7
8
9
10
11
12

INFLACION ANUAL
4.7%
4.7%
4.7%
4.7%
4.7%
4.7%
4.7%
4.7%
4.7%
4.7%
4.7%
4.7%
4.7%

INFLACION MENSUAL
0.38%
0.38%
0.38%
0.38%
0.38%
0.38%
0.38%
0.38%
0.38%
0.38%
0.38%
0.38%

13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57

5.0%
5.0%
5.0%
5.0%
5.0%
5.0%
5.0%
5.0%
5.0%
5.0%
5.0%
5.0%
5.3%
5.3%
5.3%
5.3%
5.3%
5.3%
5.3%
5.3%
5.3%
5.3%
5.3%
5.3%
5.6%
5.6%
5.6%
5.6%
5.6%
5.6%
5.6%
5.6%
5.6%
5.6%
5.6%
5.6%
5.9%
5.9%
5.9%
5.9%
5.9%
5.9%
5.9%
5.9%
5.9%

0.41%
0.41%
0.41%
0.41%
0.41%
0.41%
0.41%
0.41%
0.41%
0.41%
0.41%
0.41%
0.43%
0.43%
0.43%
0.43%
0.43%
0.43%
0.43%
0.43%
0.43%
0.43%
0.43%
0.43%
0.46%
0.46%
0.46%
0.46%
0.46%
0.46%
0.46%
0.46%
0.46%
0.46%
0.46%
0.46%
0.48%
0.48%
0.48%
0.48%
0.48%
0.48%
0.48%
0.48%
0.48%

58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102

5.9%
5.9%
5.9%
6.2%
6.2%
6.2%
6.2%
6.2%
6.2%
6.2%
6.2%
6.2%
6.2%
6.2%
6.2%
6.5%
6.5%
6.5%
6.5%
6.5%
6.5%
6.5%
6.5%
6.5%
6.5%
6.5%
6.5%
6.8%
6.8%
6.8%
6.8%
6.8%
6.8%
6.8%
6.8%
6.8%
6.8%
6.8%
6.8%
7.1%
7.1%
7.1%
7.1%
7.1%
7.1%

0.48%
0.48%
0.48%
0.50%
0.50%
0.50%
0.50%
0.50%
0.50%
0.50%
0.50%
0.50%
0.50%
0.50%
0.50%
0.53%
0.53%
0.53%
0.53%
0.53%
0.53%
0.53%
0.53%
0.53%
0.53%
0.53%
0.53%
0.55%
0.55%
0.55%
0.55%
0.55%
0.55%
0.55%
0.55%
0.55%
0.55%
0.55%
0.55%
0.57%
0.57%
0.57%
0.57%
0.57%
0.57%

103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147

7.1%
7.1%
7.1%
7.1%
7.1%
7.1%
7.4%
7.4%
7.4%
7.4%
7.4%
7.4%
7.4%
7.4%
7.4%
7.4%
7.4%
7.4%
7.7%
7.7%
7.7%
7.7%
7.7%
7.7%
7.7%
7.7%
7.7%
7.7%
7.7%
7.7%
8.0%
8.0%
8.0%
8.0%
8.0%
8.0%
8.0%
8.0%
8.0%
8.0%
8.0%
8.0%
8.3%
8.3%
8.3%

0.57%
0.57%
0.57%
0.57%
0.57%
0.57%
0.60%
0.60%
0.60%
0.60%
0.60%
0.60%
0.60%
0.60%
0.60%
0.60%
0.60%
0.60%
0.62%
0.62%
0.62%
0.62%
0.62%
0.62%
0.62%
0.62%
0.62%
0.62%
0.62%
0.62%
0.64%
0.64%
0.64%
0.64%
0.64%
0.64%
0.64%
0.64%
0.64%
0.64%
0.64%
0.64%
0.67%
0.67%
0.67%

148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180

8.3%
8.3%
8.3%
8.3%
8.3%
8.3%
8.3%
8.3%
8.3%
8.6%
8.6%
8.6%
8.6%
8.6%
8.6%
8.6%
8.6%
8.6%
8.6%
8.6%
8.6%
8.9%
8.9%
8.9%
8.9%
8.9%
8.9%
8.9%
8.9%
8.9%
8.9%
8.9%
8.9%

0.67%
0.67%
0.67%
0.67%
0.67%
0.67%
0.67%
0.67%
0.67%
0.69%
0.69%
0.69%
0.69%
0.69%
0.69%
0.69%
0.69%
0.69%
0.69%
0.69%
0.69%
0.71%
0.71%
0.71%
0.71%
0.71%
0.71%
0.71%
0.71%
0.71%
0.71%
0.71%
0.71%

n del crdito en UVR expresados en pesos

VALOR UVR
190.75
191.48
192.22
192.95
193.69
194.44
195.18
195.93
196.68
197.44
198.19
198.95
199.72

TASA COMBINADA

VALOR CUOTA
0

1.30%
1.30%
1.30%
1.30%
1.30%
1.30%
1.30%
1.30%
1.30%
1.30%
1.30%
1.30%

795,801
798,853
801,917
804,992
808,079
811,177
814,288
817,411
820,545
823,692
826,850
830,021

200.53
201.35
202.17
202.99
203.82
204.65
205.48
206.32
207.16
208.00
208.85
209.70
210.61
211.51
212.43
213.34
214.26
215.19
216.11
217.05
217.98
218.92
219.87
220.82
221.82
222.83
223.84
224.86
225.89
226.91
227.95
228.98
230.03
231.07
232.12
233.18
234.30
235.42
236.55
237.68
238.82
239.96
241.11
242.26
243.42

1.32%
1.32%
1.32%
1.32%
1.32%
1.32%
1.32%
1.32%
1.32%
1.32%
1.32%
1.32%
1.35%
1.35%
1.35%
1.35%
1.35%
1.35%
1.35%
1.35%
1.35%
1.35%
1.35%
1.35%
1.37%
1.37%
1.37%
1.37%
1.37%
1.37%
1.37%
1.37%
1.37%
1.37%
1.37%
1.37%
1.39%
1.39%
1.39%
1.39%
1.39%
1.39%
1.39%
1.39%
1.39%

833,403
836,798
840,207
843,631
847,068
850,519
853,984
857,463
860,956
864,464
867,986
871,522
875,281
879,056
882,847
886,655
890,479
894,319
898,177
902,050
905,941
909,848
913,772
917,713
921,889
926,085
930,300
934,533
938,786
943,059
947,351
951,662
955,993
960,344
964,714
969,105
973,745
978,408
983,093
987,801
992,531
997,284
1,002,059
1,006,858
1,011,679

244.59
245.76
246.94
248.18
249.43
250.68
251.94
253.21
254.48
255.76
257.04
258.33
259.63
260.94
262.25
263.63
265.02
266.41
267.81
269.22
270.64
272.06
273.49
274.93
276.38
277.83
279.29
280.83
282.37
283.93
285.49
287.06
288.63
290.22
291.82
293.42
295.03
296.66
298.29
300.00
301.72
303.45
305.19
306.94
308.69

1.39%
1.39%
1.39%
1.42%
1.42%
1.42%
1.42%
1.42%
1.42%
1.42%
1.42%
1.42%
1.42%
1.42%
1.42%
1.44%
1.44%
1.44%
1.44%
1.44%
1.44%
1.44%
1.44%
1.44%
1.44%
1.44%
1.44%
1.47%
1.47%
1.47%
1.47%
1.47%
1.47%
1.47%
1.47%
1.47%
1.47%
1.47%
1.47%
1.49%
1.49%
1.49%
1.49%
1.49%
1.49%

1,016,523
1,021,391
1,026,282
1,031,440
1,036,623
1,041,832
1,047,068
1,052,330
1,057,618
1,062,933
1,068,275
1,073,644
1,079,039
1,084,462
1,089,912
1,095,646
1,101,411
1,107,207
1,113,032
1,118,889
1,124,776
1,130,694
1,136,644
1,142,624
1,148,636
1,154,680
1,160,756
1,167,137
1,173,553
1,180,005
1,186,491
1,193,014
1,199,572
1,206,167
1,212,798
1,219,465
1,226,169
1,232,909
1,239,687
1,246,794
1,253,941
1,261,129
1,268,358
1,275,629
1,282,941

310.46
312.24
314.03
315.83
317.64
319.47
321.37
323.29
325.22
327.16
329.11
331.07
333.05
335.04
337.04
339.05
341.07
343.11
345.23
347.37
349.53
351.70
353.88
356.07
358.28
360.50
362.74
364.98
367.25
369.52
371.90
374.30
376.70
379.13
381.57
384.02
386.49
388.98
391.48
394.00
396.54
399.09
401.75
404.43
407.12

1.49%
1.49%
1.49%
1.49%
1.49%
1.49%
1.51%
1.51%
1.51%
1.51%
1.51%
1.51%
1.51%
1.51%
1.51%
1.51%
1.51%
1.51%
1.54%
1.54%
1.54%
1.54%
1.54%
1.54%
1.54%
1.54%
1.54%
1.54%
1.54%
1.54%
1.56%
1.56%
1.56%
1.56%
1.56%
1.56%
1.56%
1.56%
1.56%
1.56%
1.56%
1.56%
1.58%
1.58%
1.58%

1,290,296
1,297,692
1,305,131
1,312,613
1,320,137
1,327,705
1,335,627
1,343,597
1,351,614
1,359,679
1,367,792
1,375,953
1,384,164
1,392,423
1,400,731
1,409,089
1,417,497
1,425,955
1,434,797
1,443,694
1,452,646
1,461,653
1,470,717
1,479,836
1,489,013
1,498,246
1,507,536
1,516,884
1,526,290
1,535,754
1,545,635
1,555,579
1,565,588
1,575,661
1,585,799
1,596,002
1,606,271
1,616,606
1,627,007
1,637,475
1,648,011
1,658,614
1,669,671
1,680,803
1,692,008

409.84
412.57
415.32
418.09
420.87
423.68
426.51
429.35
432.21
435.19
438.20
441.22
444.26
447.33
450.41
453.52
456.65
459.80
462.97
466.17
469.38
472.73
476.10
479.49
482.91
486.36
489.82
493.32
496.83
500.38
503.94
507.54
511.16

1.58%
1.58%
1.58%
1.58%
1.58%
1.58%
1.58%
1.58%
1.58%
1.61%
1.61%
1.61%
1.61%
1.61%
1.61%
1.61%
1.61%
1.61%
1.61%
1.61%
1.61%
1.63%
1.63%
1.63%
1.63%
1.63%
1.63%
1.63%
1.63%
1.63%
1.63%
1.63%
1.63%

1,703,288
1,714,644
1,726,075
1,737,582
1,749,166
1,760,827
1,772,566
1,784,383
1,796,279
1,808,671
1,821,149
1,833,712
1,846,363
1,859,100
1,871,926
1,884,840
1,897,843
1,910,936
1,924,119
1,937,393
1,950,759
1,964,668
1,978,677
1,992,786
2,006,995
2,021,305
2,035,718
2,050,233
2,064,852
2,079,575
2,094,403
2,109,336
2,124,376
231,675,204

pesos
INTERES

INTERES ACUMULADO
0

908,751
910,217
911,663
913,088
914,491
915,873
917,232
918,568
919,881
921,171
922,437
923,677

CAPITAL

0
908,751
1,818,968
2,730,631
3,643,719
4,558,210
5,474,083
6,391,315
7,309,883
8,229,765
9,150,936
10,073,372
10,997,050

0
-112,950
-111,364
-109,747
-108,096
-106,413
-104,695
-102,944
-101,158
-99,336
-97,479
-95,586
-93,656

942,103
943,540
944,952
946,337
947,695
949,026
950,328
951,602
952,847
954,062
955,247
956,401
974,969
976,311
977,621
978,897
980,139
981,346
982,518
983,654
984,752
985,814
986,836
987,820
1,006,410
1,007,569
1,008,686
1,009,760
1,010,791
1,011,778
1,012,719
1,013,615
1,014,464
1,015,266
1,016,018
1,016,721
1,035,166
1,036,023
1,036,826
1,037,575
1,038,269
1,038,907
1,039,488
1,040,010
1,040,472

11,939,153
12,882,693
13,827,645
14,773,982
15,721,677
16,670,703
17,621,031
18,572,634
19,525,481
20,479,543
21,434,791
22,391,192
23,366,161
24,342,472
25,320,093
26,298,990
27,279,129
28,260,476
29,242,994
30,226,648
31,211,400
32,197,214
33,184,050
34,171,870
35,178,281
36,185,850
37,194,535
38,204,295
39,215,086
40,226,863
41,239,583
42,253,198
43,267,662
44,282,928
45,298,946
46,315,668
47,350,834
48,386,857
49,423,683
50,461,258
51,499,527
52,538,435
53,577,922
54,617,932
55,658,404

-108,700
-106,742
-104,744
-102,706
-100,628
-98,507
-96,345
-94,139
-91,891
-89,598
-87,261
-84,879
-99,688
-97,255
-94,774
-92,242
-89,660
-87,027
-84,342
-81,603
-78,812
-75,966
-73,065
-70,107
-84,521
-81,484
-78,386
-75,226
-72,004
-68,719
-65,369
-61,953
-58,471
-54,922
-51,304
-47,617
-61,421
-57,614
-53,733
-49,774
-45,738
-41,623
-37,428
-33,152
-28,793

1,040,873
1,041,213
1,041,489
1,059,559
1,059,958
1,060,289
1,060,551
1,060,742
1,060,861
1,060,907
1,060,879
1,060,774
1,060,591
1,060,330
1,059,987
1,077,375
1,077,111
1,076,761
1,076,322
1,075,792
1,075,171
1,074,455
1,073,644
1,072,736
1,071,728
1,070,618
1,069,406
1,085,701
1,084,508
1,083,202
1,081,783
1,080,248
1,078,595
1,076,821
1,074,925
1,072,904
1,070,755
1,068,477
1,066,067
1,080,730
1,078,256
1,075,639
1,072,876
1,069,963
1,066,900

56,699,277
57,740,490
58,781,979
59,841,539
60,901,497
61,961,786
63,022,337
64,083,079
65,143,940
66,204,848
67,265,727
68,326,501
69,387,092
70,447,421
71,507,409
72,584,784
73,661,895
74,738,656
75,814,977
76,890,770
77,965,940
79,040,396
80,114,040
81,186,775
82,258,503
83,329,122
84,398,528
85,484,229
86,568,737
87,651,939
88,733,722
89,813,970
90,892,565
91,969,386
93,044,312
94,117,216
95,187,971
96,256,448
97,322,515
98,403,245
99,481,501
100,557,139
101,630,015
102,699,978
103,766,878

-24,350
-19,822
-15,207
-28,120
-23,335
-18,457
-13,483
-8,412
-3,243
2,026
7,396
12,870
18,448
24,132
29,924
18,272
24,300
30,446
36,711
43,097
49,605
56,239
62,999
69,889
76,909
84,062
91,350
81,435
89,045
96,802
104,708
112,766
120,977
129,346
137,872
146,561
155,413
164,432
173,621
166,064
175,685
185,490
195,483
205,666
216,042

1,063,681
1,060,305
1,056,769
1,053,069
1,049,202
1,045,166
1,057,490
1,053,281
1,048,887
1,044,306
1,039,533
1,034,565
1,029,399
1,024,030
1,018,455
1,012,670
1,006,670
1,000,453
1,009,514
1,002,978
996,204
989,188
981,927
974,414
966,646
958,617
950,323
941,759
932,920
923,800
928,399
918,766
908,829
898,580
888,014
877,125
865,907
854,354
842,459
830,216
817,618
804,660
803,240
789,516
775,398

104,830,559
105,890,864
106,947,633
108,000,702
109,049,905
110,095,071
111,152,561
112,205,842
113,254,729
114,299,035
115,338,568
116,373,133
117,402,532
118,426,562
119,445,017
120,457,686
121,464,357
122,464,809
123,474,324
124,477,301
125,473,505
126,462,693
127,444,620
128,419,034
129,385,680
130,344,298
131,294,621
132,236,381
133,169,300
134,093,100
135,021,499
135,940,265
136,849,094
137,747,674
138,635,688
139,512,814
140,378,721
141,233,074
142,075,533
142,905,748
143,723,366
144,528,026
145,331,266
146,120,782
146,896,180

226,615
237,387
248,362
259,544
270,935
282,539
278,137
290,316
302,727
315,373
328,259
341,388
354,765
368,393
382,276
396,420
410,827
425,502
425,283
440,716
456,442
472,465
488,790
505,422
522,366
539,628
557,212
575,124
593,370
611,954
617,236
636,813
656,759
677,081
697,785
718,877
740,364
762,252
784,548
807,260
830,392
853,954
866,431
891,287
916,610

760,879
745,951
730,607
714,839
698,639
681,999
664,910
647,365
629,355
619,903
600,794
581,178
561,045
540,384
519,187
497,443
475,142
452,273
428,826
404,791
380,156
360,068
333,900
307,078
279,588
251,417
222,555
192,986
162,699
131,679
99,913
67,387
34,088

147,657,059
148,403,010
149,133,617
149,848,457
150,547,096
151,229,094
151,894,004
152,541,369
153,170,724
153,790,627
154,391,421
154,972,599
155,533,644
156,074,028
156,593,215
157,090,658
157,565,800
158,018,074
158,446,900
158,851,691
159,231,847
159,591,914
159,925,815
160,232,892
160,512,480
160,763,897
160,986,452
161,179,438
161,342,136
161,473,815
161,573,728
161,641,116
161,675,204

942,409
968,692
995,467
1,022,743
1,050,527
1,078,828
1,107,656
1,137,018
1,166,924
1,188,768
1,220,354
1,252,534
1,285,318
1,318,716
1,352,739
1,387,397
1,422,701
1,458,663
1,495,293
1,532,602
1,570,603
1,604,601
1,644,777
1,685,708
1,727,407
1,769,888
1,813,163
1,857,247
1,902,153
1,947,896
1,994,490
2,041,949
2,090,289

CAPITAL ACUMULADO
0
-112,950
-224,314
-334,060
-442,156
-548,569
-653,264
-756,208
-857,366
-956,702
-1,054,181
-1,149,767
-1,243,424

SALDO
70,000,000
70,112,950
70,224,314
70,334,060
70,442,156
70,548,569
70,653,264
70,756,208
70,857,366
70,956,702
71,054,181
71,149,767
71,243,424

-1,352,124
-1,458,866
-1,563,610
-1,666,317
-1,766,944
-1,865,451
-1,961,796
-2,055,936
-2,147,827
-2,237,425
-2,324,686
-2,409,565
-2,509,254
-2,606,509
-2,701,283
-2,793,525
-2,883,185
-2,970,212
-3,054,553
-3,136,157
-3,214,969
-3,290,934
-3,363,999
-3,434,106
-3,518,627
-3,600,111
-3,678,497
-3,753,723
-3,825,728
-3,894,447
-3,959,815
-4,021,768
-4,080,239
-4,135,161
-4,186,465
-4,234,082
-4,295,503
-4,353,117
-4,406,850
-4,456,624
-4,502,362
-4,543,986
-4,581,414
-4,614,566
-4,643,359

71,352,124
71,458,866
71,563,610
71,666,317
71,766,944
71,865,451
71,961,796
72,055,936
72,147,827
72,237,425
72,324,686
72,409,565
72,509,254
72,606,509
72,701,283
72,793,525
72,883,185
72,970,212
73,054,553
73,136,157
73,214,969
73,290,934
73,363,999
73,434,106
73,518,627
73,600,111
73,678,497
73,753,723
73,825,728
73,894,447
73,959,815
74,021,768
74,080,239
74,135,161
74,186,465
74,234,082
74,295,503
74,353,117
74,406,850
74,456,624
74,502,362
74,543,986
74,581,414
74,614,566
74,643,359

-4,667,709
-4,687,531
-4,702,738
-4,730,858
-4,754,193
-4,772,650
-4,786,133
-4,794,545
-4,797,788
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74,667,709
74,687,531
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74,788,366
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74,629,975
74,593,264
74,550,168
74,500,562
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73,977,680
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71,823,414
71,617,749
71,401,707

-1,175,092
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123,675
401,812
692,128
994,855
1,310,228
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21,964,480

71,175,092
70,937,705
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70,158,863
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69,598,188
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54,748,254
53,986,002
53,201,454
52,394,194
51,563,802
50,709,848
49,843,416
48,952,130
48,035,520

22,906,890
23,875,582
24,871,049
25,893,792
26,944,319
28,023,147
29,130,802
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56,352,814
58,165,977
60,023,224
61,925,377
63,873,273
65,867,763
67,909,711
70,000,000

47,093,110
46,124,418
45,128,951
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43,055,681
41,976,853
40,869,198
39,732,180
38,565,255
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23,650,169
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15,417,073
13,647,186
11,834,023
9,976,776
8,074,623
6,126,727
4,132,237
2,090,289
-0