Sei sulla pagina 1di 2

!

"#$%&'( !"#$%&&%'()%#*+!+

-./.012.

! " # $ % & # # ' ( & $ " # # & $ ) * + , * * &

31.

)*+,-..+/011-/203,4-

&,,+/,+5-/0))16,0703+
1-/)*086,4-/9.9*0*6-

!"##$%&'()(*!$( !"#
$%&'%()*&+,)%-./.(*(0%-*$1
$+()*)%-2-$%,,%)*)%-3*-).))+-#+
$0($%/)*,4+-*55(*6*,)0-$%,)+1
/)*)+78-9%,%-'*(%#+-$:+-,%,
#*/$0*,%-/'*40%-*3-0,)+('(+)*1
40%,+-;.+##+-/$(0))+-3*##*-<%(1
)+-3=>''+##%-30-?+550%-<*#*1
@(0*8"-50.30$0-30-'0*44*-<*/)+##%A
0,B*))0A-:*,,%-3+'%/0)*)%A-'(%1
'(0%-,+0-50%(,0-/$%(/0A-#+-&%)01
6*40%,0-(05.*(3*,)0-0#-$%/031
3+))%-C'(%$+//%-*##+-@*,$:+D
$:+-:*-60/)%-*##*-/@*((*-*#$.,0
)(*-0-'(+/03+,)0-3+0-'0E-0&'%(1
)*,)0-0/)0).)0-@*,$*(0-0)*#0*,08F3-2-.,*-/+,)+,4*-$%('%/*
;.+##*-$:+-+&+(5+-3*##+-GGH
'*50,+-3*))0#%/$(0))+8-I+,)(%
60-/%,%-'0E-+#+&+,)0-$:+-B*,1
,%-$*'0(+-$%&+-0#-#*6%(%-3+#
$%##+50%-50.30$*,)+-/0*-/)*)%
*//%#.)*&+,)+-&0,.40%/%-+3
+/*./)06%8J,*- '*()+- ,%)+6%#+- 3+##*
/+,)+,4*- 60+,+- 3+30$*)*- *#1
#=+/*&+-3+#-(+*)%-3=./.(*8-90
)(*))*-3+#-$*'%-3=0&'.)*40%,+
'0E-0&'%()*,)+-+3-*))%(,%-*#
;.*#+-2-(.%)*)%-5(*,-'*()+-3+#
'(%$+30&+,)%-50.3040*(0%8-",
/%/)*,4*-0-50.30$0-30-/+$%,3%
5(*3%- $%,B+(&*,%- ;.*,)%
/)*@0#0)%-3*#-K(0@.,*#+-30-L*#1
&0-$0($*-#=+/0/)+,4*-3+#-(+*)%
30-./.(*8M*-<%()+-:*-3*''(0&*-(01
'%()*)%-#*-)+/0-*$$./*)%(0*-+ 3+##*-$%&&0//0%,+-30-&*//01
3+##+-'*()0-$060#0N-@.%,*-'*()+ &%-/$%'+()%-$:+-*6(+@@+-$%,1
3+##+-&%)06*40%,0-3+5#0-*''+#1 /+,)0)%-30-*550(*(+-0#-30/'%/)%
#0- '(+/+,)*)0- !$%,/+,)%,%- 1 ,%(&*)06%-30-$.0-*##=*()0$%#%
/$(06%,%-0-50.30$0-1-30-(0)+,+(+ QHH-$8'8
(*660/*@0#+-#=+/0/)+,4*-3+#-(+*1
(++,-./0-123&4/55)%-30-./.(*-@*,$*(0*-0,-5+,+1
9+$%,3%- #=*$$./*- #*- #+55+
(*#+A- +- 30- '(*)0$:+- ./.(*(0+
'+('+)(*)+-,+0-'+(0%30--&+5#0% GRSTUQ-'(+6+3+-.,*-(0/+(6*
30-#+55+-,+##%
(0'%()*)0- ,+0
/)*@0#0(+-0#-#01
$*'0-3=0&'.1
I giudici
&0)+- %#)(+- 0#
)*40%,+- ,+0
hanno
;.*#+-5#0-0,)+1
$%,B(%,)0-3+#
(+//0- /%,%
$%/033+))%
confermato
/+&'(+- ./.1
C5(.''%- I+
lesistenza del
(*(08-M=*()0$%1
O*/0DA-0,-(+1
reato di usura
#%- V- '(+6+3+
#*40%,+- *##+
$:+- 0#- #0&0)+
6*(0+- %'+(*1
40%,0-$(+30)040+-$%,$#./+-$%,-0 %#)(+-0#-;.*#+-5#0-0,)+(+//0-/%,%
)(+- 0/)0).)0- 30- $(+30)%- 30- $.0 /+&'(+-./.(*(0-2-/)*@0#0)%-3*#
O*($:0%(+##%A- P+(%,40- +3 )*//%-&+30%A-'+(-#*-$*)+5%(0*
30-%'+(*40%,0-0,-$.0-0#-$(+30)%
>@+)+-+(*,%-'(+/03+,)0789+$%,3%- #=*$$./*- 0#- (+*)% 2-$%&'(+/%A-*.&+,)*)%-3+##*
3=./.(*-/0-@*/*6*-/.-.,-3.'#01 &+)W-X$38-)*//%-/%5#0*YA-+-$:+
$+- '(%B0#%N- *''#0$*40%,+- 3+0 2-#*-Z*,$*-3=")*#0*-*-(0#+6*(+
)*//0-/.'+(0%(0-*##+-30/'%/040%1 '+(0%30$*&+,)+-+-/0/)+&*)01
,0-,%(&*)06+-+3-./%-*@,%(&+ $*&+,)+-0-)*//0-+BB+))060-&+30

De Masi, depositate le motivazioni della sentenza dAppello

5#%@*#08-Z*,[0)*#0*-/)+//*-:*
0,30$*)%-#*-B%(&.#*40%,+-'+(
#*-(0#+6*40%,+-3+#-K+5A-&*-:*
30/'%/)%-$:+-!#*-<&/-X$%&1
&0//0%,+-30-&*//0&%-/$%'+(1
)%Y- ,%,- +,)(*- ,+#- $*#$%#%
K+578!K.))*60*-1-/$(06%,%-0-50.301
$0-1-)*#0-0/)(.40%,0-3+##*-Z*,$*
3=")*#0*A- '+(- 0#- (0/'+))%- 3+#
'(0,$0'0%-30-#+5*#0)WA-*6(+@@+1
(%-3%6.)%-+//+(+-0,)+('(+)*)+
*##*-#.$+-3+##*-#+55+-GRSTUQ8
<0\-,%,-2-*66+,.)%-3*-'*()+
3+##+-@*,$:+-$:+-:*,,%-%')*1
)%- '+(- .,=0,)+('(+)*40%,+
/)(.&+,)*#+-*0-#%(%-0,)+(+//0
+-,%,-$%,B%(&+-*##%-/'0(0)%
3+##*-#+55+8-",6+(%-#=*BB+(&*1
40%,+-$:+-#*-<&/-,%,-+,)(*
,+#-$*#$%#%-3+#-K+5-60+,+-0,1
)+('(+)*)*-,+#-/+,/%-$:+-3+))%
%,+(+-2-+/$#./%-3*#-$%&'.)%
3+#-K+58-",-(+*#)W-#*-(*50%,+
3+##*-30BB+(+,40*40%,+-)(*-(0#+1
6*40%,+-3+#-)*//%-3=0,)+(+//+
XK+5Y-+-3+)+(&0,*40%,+-3+##*

<&/-(0/0+3+6*-X+-(0/0+3+Y-/%#%
,+##*-306+(/*-&%3*#0)W-30-$*#1
$%#%78M*-$%((+))*-0,)+('(+)*40%,+
2-/)*)*-B%(,0)*-3*##*-$0($%#*(+
3+##*-Z*,$*-3=")*#0*-3+#-VRR]
,+#-/+,/%-$:+-!#*-<&/-3+6+
+//+(+-$*#$%#*)*-*-'*()+-'+(1
$:^-306+(/0-/%,%-0-$(0)+(0-3+#
$*#$%#%-3+##*-/)+//*-(0/'+))%-*0
$(0)+(0-30-$*#$%#%-3+#-K+5-&*
30-+//*A-0,-$%,B%(&0)W-$%,-#%
/'0(0)%-3+##*-#+55+A-3+6+-)+,+(1
/0- $%,)%- *#- B0,+- 30- /)*@0#0(+
#=./.(*(0+)W-3+5#0-0,)+(+//078L+(-$0\-$:+-$%,$+(,+-#*-301
B+/*A-+//*A-30B+,3+,3%/0-3*#1
#=*$$./*-30-./.(*A-,%,-/%#%-:*
(+/'0,)%-#*-)+/0--30-*6+(-$%,1
$%(/%-,+##*-$%&&0//0%,+-3+#
(+*)%A-(0@*3+,3%-#*-$%((+))+41
4*-3+##*-B%(&.#*-*//%#.)%(0*
*3%))*)*-3*0-50.30$0-30-'(0&%
5(*3%A-&*-:*-*,$:+-/%/)+,.1
)%-#=0,/.//0/)+,4*-3+#-(+*)%-'+(
30B+))%-3+##=+#+&+,)%-&*)+(0*1
#+-'(0&*-*,$%(*-30-;.+##%-'/01

&+,)0-$:+A-/+$%,3%-#+-0,30$*1
40%,0- B%(,0)+- 3*##*- Z*,$*
3=")*#0*A-3+6%,%-+//+(+-$%,/01
3+(*)0-*0-B0,0-3+#-$*#$%#%-3+#
)*//%8-9.$$+//06*&+,)+-*,$:+
5#0-*#)(0-+#+&+,)0-$:+A-0,6+$+A
,%,-(0+,)(*,%-,+#-$*#$%#%8-

)/&'65
M+- 0/)(.40%,0- B%(,0)+- 3*
Z*,[0)*#0*-'+(-;.*,)%-$%,$+(1
,+-#*-(0#+6*40%,+-3+#-)*//%-+B1
B+))06%-5#%@*#+-&+30%-XK+5&Y
+-0,-'*()0$%#*(+-#*-&+)%3%#%1
50*-3+#-$*#$%#%-3+#-K+5-+-3+##*
<&/A-:*,,%-$%&'%()*)%-&%#1
)+-*&@05.0)W-/./$0)*,3%-$%,1
B./0%,+-/0*-)(*-#*-$#0+,)+#*-$:+
)(*-5#0-%'+(*)%(0-@*,$*(0-+-B01
,*,40*(08!",-'*()0$%#*(+-1-*BB+(&*,%
0-50.30$0-1-#=0,30$*40%,+-0,-%(1
30,+-*##*-,%,-0,$#./0%,+-3+##*
$%&&0//0%,+- 30- &*//0&%
/$%'+()%-,+#-$*#$%#%-K+5-+-#*
/.*- /+'*(*)*- (0#+6*40%,+- :*
$%&'%()*)%-#*-'%//0@0#0)W-30
(0)+,+(+-$:+-#=*33+@0)%-30-)*#+
$%&&0//0%,+-0,-&0/.(*-/.'+1
(0%(+-*-;.+##*-(0/.#)*,)+-3+#1
#=*''#0$*40%,+-3+#-(+#*)06%-)*/1
/%-/%5#0*-,%,-'%)+//+-3+)+(1
&0,*(+-#=./.(*(0+)W-3+#-(*'1
'%()%78
CREDITO E USURA
`.+/)%-:*-0,3%))%-Z*,[0)*1
A destra Cesare Geronzi
#0*-*3-0,)+(6+,0(+-'+(-/'0+5*1
A sinistra Antonino De Masi
(+- $:+- )*#+- 0,)+('(+)*40%,+
,%,-2-3*-$%,/03+(*(/0-$%,B%(1
$%#%50$%8-!M*-<%()+-1-:*,,% &+-*#-$%,)+,.)%-3+##*-#+55+
/%))%#0,+*)%-0-50.30$0-1-0,-'.,1 GRSTUQ8-!L.\-*##%(*-$%,$#.1
)%-30-+/0/)+,4*-3+#-(+*)%-3=./.1 3+(/0-1-*,$%(*-0-50.30$0-1-$:+-0#
(*A-(0)0+,+-30-$%,30603+(+-0,1 $:0*(%-)+,%(+-#+))+(*#+-3+##=*(1
)+5(*#&+,)+-0#-'+($%(/%-&%)01 )0$%#%-QHH-$8'8-$%&&*-H-0&1
6*40%,*#+-$:+-:*-$%,3%))%-0 '%,+-30-$%,/03+(*(+-(0#+6*,)0A
'(0&0-50.30$0-*-(0)+,+(+-*$$+(1 *0-B0,0-3+##*-3+)+(&0,*40%,+
)*)*- #*- /.//0/)+,4*- 3+##=+#+1 3+##*-B*))0/'+$0+-30-./.(*A-).)1
&+,)%-&*)+(0*#+-3+#-(+*)%-%'1 )0-5#0-%,+(0-$:+-.,-.)+,)+-/%'1
'%()0-0,-$%,1
)*,3%- '+(
,+//0%,+-$%,
#=.,0$*- /%#.1
Il tasso soglia
0#-/.%-./%-3+#
40%,+- %BB+()*
stato sempre
$(+30)%-+-$:+
3*#- ;.*()%
)(*-+//0-(0+,1
$%&&*- 3+#1
superato
)(*-0,3.@@0*1
#=*()0$%#%-QHH
ai danni del
&+,)+#*
$8'8A-%//0*-$:+
gruppo De Masi <&/78
#*-<&/-(0+,)(0
",- $%,$#.1
*-'0+,%-)0)%#%
)(*-5#0-%,+(0-3*-+//*-&+,40%1 /0%,+-30-;.+/)%-(*50%,*&+,)%
,*)0-+-'%//*-5+,+(*#+-*.)%,%1 #*-<%()+-:*-(0'%()*)%-@+,-%))%
&*&+,)+- .,*- $%,3040%,+ $*'0-3=0&'.)*40%,+A-,+##+-$.0
./.(*(0*-,+#-(*''%()%-)(*-$(+1 $0($%/)*,4+A-0#-)*//%-/%5#0*-2
30)%(+- X@*,$*Y- +- 3+@0)%(+ /)*)%-/0/)+&*)0$*&+,)+-/.'+1
(*)%-*0-3*,,0-3+#-5(.''%-I+
X$#0+,)+Y78_+##+- &%)06*40%,0- 3+##* O*/08/+,)+,4*-30-/+$%,3%-5(*3%-/%1
CONSOLATO MINNITI
,%- /)*)0- '%0- 0,/+(0)0- 5#0- +#+1
regione@calabriaora.it

61/)*+,-:65-38+/;69:6<60*6+
!"##$%&'7 F(*-0#-V-#.5#0%-/$%(/%-;.*,3%-0
50.30$0-3+##*-/+40%,+-'+,*#+-3+##*-<%()+-3=*'1
'+##%-30-?+550%-<*#*@(0*-XZ(.,%-a0,%$$:0*(%
'(+/03+,)+A-"/03+-?.//%-+-_*)0,*-L(*))0$\-$%,1
/05#0+(0Y-:*,,%-'(%,.,$0*)%-#*-/+,)+,4*-30-/+1
$%,3%-5(*3%-$%,$+(,+,)+-0#-$%/033+))%-C'(%1
$+//%-*##+-@*,$:+D8b-/+(60)*-.,*-$*&+(*-30-$%,/05#0%-30-$0($*
3.+-%(+-'(0&*-30-+&+))+(+-.,-30/'%/0)06%-$:+
:*-*//%#)%-5#0-0&'.)*)0-I0,%-O*($:0%(+##%A-<+1
/*(+-P+(%,40-+-M.050->@+)+-$%,-#*-B%(&.#*
!'+($:^-0#-B*))%-,%,-/.//0/)+78-P#0-/)+//0A-0,-'(01
&%-5(*3%A-+(*,%-/)*)0-*//%#)0-3*#-K(0@.,*#+-30
L*#&0-$%,-#*-B%(&.#*-!'+(-,%,-*6+(-$%&&+/1
/%-0#-B*))%78-J,-'0$$%#%-$*&@0*&+,)%-$:+-'+1
(\-:*-$%&'%()*)%-3+##+-30BB+(+,)0-$%,/+5.+,1
4+N-/+$%,3%-.,*-'(0&*-0,)+('(+)*40%,+A-0,B*)1
)0A-;.+/)*-,.%6*-B%(&.#*40%,+-'%)(+@@+-'+(1

)/&8/44/9,-/&:3,,;-6+<32:-41<3&
:=</4/&832&>=-2:-.-&=:-3203
&+))+(+-*#-5(.''%-I+-O*/0-30-'%)+(-(0$:0+3+1
(+-0#-(0/*($0&+,)%-$060#+-'+(-0-3*,,0-/.@0)08
b-.,*-6+(*-+-'(%'(0*-@*))*5#0*-;.+##*-$:+-:*
0,5*550*)%-#=0&'(+,30)%(+->,)%,0,%-I+-O*/0
,+0-(05.*(30-30-*#$.,0-0/)0).)0-@*,$*(0-0)*#0*,08-M*
)+/0-*$$./*)%(0*-X0,-/+$%,3%-5(*3%-(*''(+/+,1
)*)*-3*#-'5-a(*,$+/$%-_+(0YA-0,B*))0A-/%/)+,.)*
*,$:+-3*##*-'*()+-$060#+-X$%,-5#0-*66%$*)0-P0*1
$%&%-9*$$%&*,,%-+-a(*,$+/$%-O*44%,+Y-'(+1
6+3+6*-#*-$%&&0//0%,+-3*-'*()+-30-Z*,$*-30
?%&*A-Z,#-+->,)%,6+,+)*-3+#-(+*)%-30-./.(*-*0
3*,,0-3+#-5(.''%-0&'(+,30)%(0*#+-B*$+,)+-$*1
'%-*-I+-O*/08-F-/+-'+(-0-'(+/03+,)0-0,->''+##%

2-50.,)*-#=*//%#.40%,+-!'+($:^-0#-B*))%-,%,-/./1
/0/)+7A-'+(--5#0-*#)(0-0&'.)*)0-XI%&+,0$%-<.,1
/%#%A-F,4%-c()%#*,A-L*%#%->,)%,0%-L0((%))*A
P0./+''+-a*#$%,+A-O*()0,%-Z(.,%-+3-F3.*(1
3%-<*)*#*,%Y-2-*((06*)*A-0,6+$+A-#*-$%,B+(&*
3+##*-/+,)+,4*-30-'(0&%-5(*3%-$%,-#=*//%#.40%1
,+-!'+(-,%,-*6+(-$%&&+//%-0#-B*))%78-b-/+(601
)%-'0E-30-.,-*,,%-+-&+44%-30-)+&'%A-,%,$:^
;.0,30$0-.30+,4+-X+3-.,-3.(0//0&%-#*6%(%-30
$%%(30,*&+,)%-3+#-$*,$+##0+(+-O%3*BB+(0Y-'+(
*((06*(+-*#-)+(&0,+-30-.,%-)(*-'0E-3+#0$*)0-+-$*1
60##%/0-'(%$+30&+,)0-50.3040*(0-50.,)0-,+##+-*.1
#+-30-'0*44*-<*/)+##%-,+5#0-.#)0&0-$0,;.+-*,,08

>$$./*A-'*()+-$060#+-+-30B+/*-:*,,%-3*)%-60)*
*3-.,-$%,B(%,)%A-*-)(*))0-*,$:+-&%#)%-*$$+/%A
B%,3*)%A-;.*/0-/+&'(+A-/.-*/'+))0-/)(+))*&+,1
)+-)+$,0$0-+-)*#6%#)*-*,$:+-'(%$+3.(*#089+((*)%-2-/)*)%-#%-/$*&@0%-30-@*)).)+-)(*-#+
'*()0-0,-%$$*/0%,+-3+##*-'+(040*A-30/'%/)*-3*##*
<%()+A-+BB+)).*)*-3*-a(*,$+/$%-I=>$.,)%A-+d
0&'0+5*)%-3+##*-Z*,$*-3=")*#0*8-9+-3*-.,-#*)%A
0,B*))0A-#=*$$./*-+-#*-'*()+-$060#+-:*,,%-/%/)+,.1
)%-$%,--&%30-*,$:+-3.(0-#*-C&*,$*,4*-30-/+(+1
,0)WD-3+#-'+(0)%-+3-.,-#*6%(%-$:+-,%,-*6(+@@+
/%330/B*))%A-#*-30B+/*-:*-'0E-6%#)+-(0&*($*)%
#=%))0&*-'+(040*-/)0#*)*-3*-I=>$.,)%-$:+-*6+6*A
30-B*))%A-/)*@0#0)%-#*-&*,$*,4*-30-/B%(*&+,)%
3+#-)*//%-*''#0$*)%-(0/'+))%-*#-)*//%-/%5#0*8-L%0
#*-#.,5*-B*/+-30-30/$.//0%,+-+-#*-/.$$+//06*-/+,1
)+,4*-3=*//%#.40%,+-$:+-#*/$0*-*'+()0-*#$.,0-0,1
)+(+//*,)0-/'*40-3=0,)+('(+)*40%,+8- !"#$#%

"#$%&'( !"#$%&&%'()%#*+!+

-./.012.

31.

! " # $ % & # # ' ( & $ " # # & $ ) * + , * * &

)*+,-+./0,12/3421563512/37
I giudici di secondo grado indicano le responsabilit dei presidenti delle banche
!"##$%&'()(*!$(!"#$%&'()*
+&$,&%$-&+&$./.&%#.)$,#%%#$+)01#$2&*
+#%('.(3#$'/%%4/'/0#$'($5$20),)..#$(+
6)07#$,($3)12)0.#1&+.($*$3)+30&.#.(*
'($+&%%4)1&''#8$,)9&0)'#$2#0.&3(2#*
7()+&$,($#22#0#.($)0:#+(77#.(9($&$,(
3)+.0)%%)$.#%($,#$20&9&+(0&$(%$0('3;()$,(
'6)0#1&+.)$,&($.#''($'):%(#$*$3;&8$(+
</#+.)$ 3)++).#.($ ,#$ +&:%(:&+7#8
0(&+.0#+)$+&%%4#%9&)$,&%$2#0#1&.0)
2'(3)%):(3)$,&%%#$3)%2#8$+)+$')+)$2/*
+(-(%($(+$6)07#$,&%$,('2)'.)$,&%%4#0.(3)*
%)$=>>$,&%$3),(3&$2&+#%&?@$
A#'.#+)$</&'.&$2)3;&$0(:;&$2&0
'2(&:#0&$(%$1).(9)$,&%%4#'')%/7()+&
,&($9&0.(3($,&%%&$-#+3;&@$B$</&'.#$%#
2#0.&$2(C$(++)9#.(9#$,&%%#$'&+.&+7#
,4D22&%%)$3;&$'($,('3)'.#$+).&9)%*
1&+.&$,#$</#+.)$'.#-(%(.)$,#($:(/,(*
3($,($20(1&$3/0&@$E+$')'.#+7#8$,/+*
</&8$($9&0.(3($+)+$')+)$&'&+.($,#$3)%*
2#$1#$1#+3#$%4&%&1&+.)$')::&..(9)
,&%$0&#.)$F5$&'3%/'#$%#$3)%2&9)%&77#
,#%$2/+.)$,($9('.#$2'(3)%):(3)G@$H&*
,(#1)$(+$3)+30&.)$2&03;I$'($20)6(%#
</&'.#$ 3)%2#$ ,&($ 20&'(,&+.($ &$ 2&0
</#%&$0#:()+&$+)+$'(#+)$3)1/+</&
2/+(-(%(@$

2&+#%&8$'('.&1#$,($,&%&:#7()+&$(+.&0*
+#$(+$1#.&0(#$,($0&1/+&0#7()+&$,&%
30&,(.)$&8$(12%(3#7()+($0&%#.(9&$#%$0(*
'2&..)$,&($.#''($'):%(#$,&%%&$0&%#.(9&
3)12)+&+.($FL1'G?@$Y/&'.)$+)+$5
+&/.0)$'/%$2(#+)$,&%%&$3)+'&:/&+7&
2&+#%(@$W&3)+,)$%#$L)0.&8$(+6#..(8$%#
3)+,)..#$/'/0#0(#$5$'.#.#$1#.&0(#%*
1&+.&$2)'.#$(+$&''&0&$!+)+$')%)$,#(
')::&..($3)12)+&+.($:%($)0:#+($'&*
1(#2(3#%($3/($5$'.#.#$3)+6&0(.#$/+4(+*
,&.&01(+#.#$ ,&%&:#$ (+$ 1#.&0(#$ ,(
&0):#7()+&$,&%$30&,(.)$&$,($'.#./(7()*
+&$,&%%&$3)+,(7()+($,#$#22%(3#0&$#%%#
3%(&+.&%#8$1#$#%.0&'M$,&($')::&..($3;&8
(+$9(0.C$,&%%#$%)0)$2)'(7()+&$#2(3#%&
F./..)$(%$L,D8$3)120&'($($20&'(,&+.(G
&0#+)$3).(.)%#0($,&%$2).&0&?@$

La sede della Banca di Roma

0#.(9&$&$:&'.()+#%($&''&+,)$</&'.&$#6*
6(,#.&$(+$9(#$&'3%/'(9#$#%$9(3&20&'(*
,&+.&$&,$#($,(0&..)0($:&+&0#%(R$L&'#0&
N&0)+7($;#$')'.&+/.)$3;&$+)+$'2&.*
.#$#%$20&'(,&+.&$,($/+$:0#+,&$:0/22)
-#+3#0()$3)1&$A#+3#$,($S)1#$#%3/*
+,-./.,01&2.&34540/.4
"#$20(1#$,)1#+,#$3;&$'($2)+:)* +#$6/+7()+&$)2&0#.(9#$&$3;&$%#$'.&''#
+)$($:(/,(3($,4D22&%%)$5J$($20&'(,&+.( 3)+'(,&0#7()+&$9#%&$2&0$:%($)0:#+(*
,&%%&$-#+3;&$;#++)$/+#$2)'(7()+&$,( '1($20&'(&,/.($,($,(0(..)$,#%$20&'(*
:#0#+7(#K$"#$0('2)'.#$5$#66&01#.(9#@ ,&+.&8$3()5$(%$3)+'(:%()$,4#11(+('.0#*
L)'M8$,)2)$#9&0$&'#1(+#.)$,)..0(+#$& 7()+&$&,$(%$3)1(.#.)$&'&3/.(9)8$&$3;&
:(/0('20/,&+7#$0(:/#0,#+.&$.#%&$1#* %#$'.0/../0#$,&%%#$:&'.()+&$,&%$30&,(*
.&0(#8$($:(/,(3($(+'&0('3)+)$#%%4(+.&0* .)8$%#$:&'.()+&$,&($.#''($&$,&%%&$3)+,(*
+)$,&%%&$1).(9#7()+($%&$,(3;(#0#7()+( 7()+($'2&..#+)8$(+9&3&8$#%%4#0&#$3)1*
0(%#'3(#.&$,#$D-&.&8$N&0)+7($&$O#0* 1&03(#%&$&,8$(+6(+&8$3;&$($2).&0($,&%
3;()0&%%)$(+$'&,&$,($:(/,(7()$,($20(1) 20&'(,&+.&$')+)$')%)$</&%%($20&9('.(
:0#,)8$,)1#+,#+,)'($'&$</&'.&$.0)* ,#%%)$'.#./.)R$D-&.&$;#$0&')$+).)$3;&
9(+)$0('3)+.0)$+&%%#$0&#%.P$)0:#+(7* (%$20&'(,&+.&$&$(%$L,D$+)+$;#++)$1#(
#9/.)$3)12&.&+7#$(+
7#.(9#$,&%%&$-#+3;&
#%%4&2)3#$,&($6#..(@$
Non sono esenti 1#.&0(#$,($.#''($&$3)+*
,#$ #22%(3#0&
L45$ ,#$ ')..)%(*
da colpe ma non ,(7()+($
#%%#$3%(&+.&%#8$3)12&*
+&#0&$3;&8$1&+.0&
.&+7#$'&120&$'2&..#*
%4#33/'#$;#$,#$'&1*
c lelemento
.#$#%%#$,(0&7()+&$3)1*
20&$ 20)2/:+#.)$ (%
soggettivo
1&03(#%&@$Q&..)$3(T8$%#
0/)%)$ ,($ :#0#+.(
del reato
L)0.&$ ;#$ 0(1#03#.)
'9)%.)$ ,#($ 20&'(*
3)1&$)33)00&$6#0&$0(*
,&+.($,&($.0&$('.(./*
.($,($30&,(.)8$%&$,(6&'&$;#++)$'&120& 6&0(1&+.)$#%%&$+)01&$'.#./.#0(&$2&0
')'.&+/.)$F3)'M$3)1&$0(20&')$,#%%# (+,(9(,/#0&$.#%($2)'(7()+(@$
!U$20)20()$&'#1(+#+,)$:%($'.#./*
'&+.&+7#$,($20(1)$:0#,)G$3;&$($20&*
'(,&+.($;#++)$')%)$/+#$6/+7()+&$,( .($,&%%&$.0&$-#+3;&8$9(:&+.($#%$2&0(),)
0#220&'&+.#+7#$ &'.&0+#8$ 1#$ ')+) ,&($6#..($(+$3)+.&'.#7()+&$*$'30(9)+)$(
20(9($,($2).&0($,&3('()+#%($(+$1#.&0(# :(/,(3($*$2/T$.0)9#0'($2%#.&#%&$'1&+*
.(.#$,($</#+.)$#66&01#.)$,#($.0&$(1*
,($&0):#7()+&$,&%$30&,(.)@$
Q(+)$O#03;()0&%%)$;#$,(3;(#0#.) 2/.#.($+&%$3)0')$,&%$%)0)$(+.&00):#.)*
,($+)+$#9&0$1#($#9/.)$6/+7()+($)2&* 0()$2).&+,)'($3)+3%/,&0&$3;&$:%($'.&'*

'(8$+&%%#$%)0)$</#%(.P$,($20&'(,&+.($,&%
L,D$,($3(#'3/+#$-#+3#$&8$2&03(T8$+)+
</#%($)0:#+($1)+)30#.(3($1#$</#%(
3)12)+&+.($,($/+$)0:#+)$3)12%&'*
')8$(+'(&1&$#:%($#%.0($3)12)+&+.($,&%
L)+'(:%()$'.&'')8$&0#+)$,).#.($,($2)*
.&0($,&3(')0($(+$1#.&0(#$,($&0):#7()+&
,&%$30&,(.)$0(&+.0#+.($+&%%4#1-(.)$,&(
2(C$:&+&0#%($2).&0($,4(+,(0(77)$,&%*
%4(120&'#@$V#%($2).&0($,&.&01(+#9#*
+)$%4(+3#0,(+#0'($(+$3#2)$#:%($'.&''(
,&%%#$2)'(7()+&$,($:#0#+.($F(+'(&1&
#:%($#%.0($3)12)+&+.($,&%$L,DG8$)''(#
,($')::&..($#%%#$3/($'6&0#$,4#7()+&$&$,(
2).&+7(#%&$3)+.0)%%)$&0#+)$3)%%&:#.(
&,$&'2)'.($:%($(+.&0&''($20).&..($,#%%#
+)01#$(+30(1(+#.0(3&$F%4#0.@$=>>$3@2@G
0('/%.#.#$ 2#.&+.&1&+.&$ 9()%#.#8$ (+
&'(.)$#:%($#33&0.#1&+.($2&0(.#%($'9)%*
.($+&%%4#1-(.)$,&%$20&'&+.&$20)3&'*
')?@$
W&3)+,)$($:(/,(3(8$</(+,(8$%#$%&../*
0#$,&%%&$+)01&$'.#./.#0(&$3)+'&+.&$,(
'1&+.(0&$%#$.&'($,(6&+'(9#$'&3)+,)$3/(
($20&'(,&+.($,&%%&$.0&$-#+3;&$#9&''&*
0)$1&0($3)12(.($,($0#220&'&+.#+7#$,(
0(%(&9)$3(9(%('.(3)$,&:%($('.(./.($,($30&*
,(.)$(+$</&'.()+&@$
!U''($*$'30(9)+)$($:(/,(3($*$</#%(
3)12)+&+.($ ,&%$ L,D8$ /+(.#1&+.&
#:%($#%.0($3)+'(:%(&0(8$#9&9#+)$3&0.#*
1&+.&$3)12(.($,($,(0&7()+&$&,$#+3;&
,($:&'.()+&$,&%%#$-#+3#$#33&+.0#.($(+
/+$/+(3)$)0:#+('1)8$)''(#$(%$L,D@$XI
#$,(9&0'&$3)+3%/'()+($'($2/T$:(/+:&*
0&$&'#1(+#+,)$%#$2&0(7(#$Q4D3/+.)?@$

)1&2.881510/1&
"#$L)0.&$+)+$;#$3)+,(9(')$</#+.)
'.#./(.)$,#($:(/,(3($,($20(1)$:0#,)J
!"#$')%/7()+&$#,)..#.#$,#%$:(/,(3&$,(
20(1&$3/0&$+)+$3)+9(+3&$2)(3;I$(+
&''#$5$0#99('#-(%&$(%$0('3;()$,($,&0&*
)1&2161371&
B$/+$0#:()+#1&+.)$1)%.)$3)1* '2)+'#-(%(77#7()+&$&$,($&9#2)0#7()+&
2%&'')$</&%%)$&66&../#.)$,#($:(/,(3($,( ,($0&'2)+'#-(%(.P$,($3;(8$0(3)20&+,)
2(#77#$L#'.&%%)$2&0$'2(&:#0&$(%$20)* /+$0/)%)$#2(3#%&$#%%4(+.&0+)$,&%%4(1*
-%&1#$,&%%&$,&%&:;&@$W&3)+,)$%#$L)0* 20&'#8$5$,&.&+.)0&$,&%$2).&0&$,&3('()*
.&$.0&$')+)$%&$,(0&..0(3($#66(+3;I$9($'(#* +#%&$2(C$&%&9#.)@$!"#$E+$2#0.(3)%#0&
+)$0&</('(.($1(+(1($2&0$/+$&66(3#3& (+$1#.&0(#$,($&0):#7()+&$,&%$30&,(.)8
'('.&1#$9(0./)')$,($,&9)%/7()+&$,&* +)+$5$'/66(3(&+.&$#22&%%#0'($#%%4&'(*
3('()+#%&$&,$)2&0#.(9#J$3;(#0&77#$,&%* '.&+7#$,($(+,&.&01(+#.&$,&%&:;&$#$3#*
%#$1#+(6&'.#7()+&$,($9)%)+.P$,($0(3)0* '3#.#$,)9&+,)$%&$'.&''&$0('/%.#0&$,#
0&0&$#%%#$,&%&:#R$,&.&01(+#.&77#$,&%* ,&%(-&0#$,&%$L,D$)8$3)1/+</&8$&'*
%4#..(9(.P$,&%&:#.#R$1#+.&+(1&+.)$,&( '&+,)$(+,('2&+'#-(%&$3;&$%#$:0(:%(#
2).&0($,($,(0&..(9#$&$,($#9)3#7()+&@ &,$($%(1(.($,($&9&+./#%($,&%&:;&$#$3#*
L)'M8$ ,)2)$ +)+$ #9&0$ 0('2#01(#.) '3#.#$ '(#+)$ 3)'.#+.&1&+.&$ ,)3/*
</#%3;&$0(%(&9)$30(.(3)$'/%%#$2&0(7(# 1&+.#.(?@$
E$:(/,(3($0(.&+:)+)$3;&8$2&03)00&+*
Q4D3/+.)$F,#%%#$</#%&$5$&1&0'#$%#
+)+$&'('.&+7#$,($,&%&:;&G$&,$#9&0 ,)$9(&$,(9&0'&$F3)1&$(+$20(1)$:0#*
-)%%#.)$3)1&$!(+$#%3/+$1),)$3)+,(* ,)G8$'($2).0&--&$#33&..#0&$%#$20)'2&.*
.#7()+&$F!2&0(3)%)*
9('(-(%&?$%#$0(3)'.0/*
7()+&$,&($20(+3(2($:&*
Esaminando gli '#$&,$(+#11(''(-(*
%&?G$,($/+#$0&'2)+*
+&0#%($(+$.&1#$,($,&*
statuti bancari
'#-(%(.P$ )::&..(9#@
%&:#$)66&0.#$,#$D-&*
.&8$($:(/,(3($'2(&:#+)
vengono smentiti L)'M$+)+$5$2&03;I$%#
3)1&J$ +)+$ 0('/%.#
gli interrogatori !,&%(1(.#7()+&$,&*
:%($#1-(.($,($0&'2)+*
1#+(6&'.#.#$ 3)+
dei tre imputati '#-(%(.P$,&($')::&..(
3;(#0&77#$%#$9)%)+.P
,&9&$ 2/0$ '&120&
,($0(3)00&0&$#,$/+#
,&%&:#$,($6/+7()+(R$+)+$0('/%.#$#%3/* )2&0#0'($:0#7(&$#%%4/.(%(77)$,&%$2#0#*
+#$,&.&01(+#.&77#$+&%$0(%#'3()$,($,&* 1&.0)$')::&..(9)?@$
D33&0.#.#$%#$0&'2)+'#-(%(.P$,&($20&*
%&:;&R$+)+$0('/%.#$#%3/+#$.0#33(#$,(
&'&03(7()$,($2).&0($,($,(0&..(9#$&,$#9)* '(,&+.(8$3)+3%/,)+)$($:(/,(3(8$!%#$Z0)*
3/0#$2).0P$&'&03(.#0&$+&%$20)'(&:/)
3#7()+&@$
!E+$')'.#+7#$+)+$&'('.&$#%3/+3;I %4#7()+&$2&+#%&$+&($3)+60)+.($,&:%($#%*
3;&$#/.)0(77($#$0(.&+&0&$*$20)'&:/)+) .0($3)12)+&+.($,&%$L,D$1&,&'(1)8
($:(/,(3($*$3;&$9($'(#$'.#.#$/+4&66(3#3&8 )%.0&$3;&$,&:%($)0:#+($'&1(#2(3#%(?@$$
9:&;:&
#220)20(#.#$&$%(-&0#.)0(#8$'/%$2(#+)

<(--10/4&2.&4=>,0,;.4&31->.,0461&1&219.-,5.4?
La Corte spiega perch ha confermato lassoluzione di direttori di filiale e funzionari locali
!"##$%& '()(*!$(
X&''/+#$ ')'.#+7(#%&$ +)9(.P
2&0$</#+.)$3)+3&0+&$($,(0&.*
.)0($,($6(%(#%&$&[)$6/+7()+#0($%)*
3#%(@$U''($')+)$'.#.($#'')%.($'(#
(+$20(1)$3;&$(+$'&3)+,)$:0#*
,)$3)+$%#$6)01/%#$!2&0$+)+
#9&0$3)11&'')$(%$6#..)?@$W)+)
,/&$%&$3)+'(,&0#7()+($6#..&$,#(
:(/,(3($,4D22&%%)$3(03#$(%$%)0)
0/)%)@$
!E+$20(1)$%/):)$*$'30(9&$%#
L)0.&$*$,&9&$0(.&+&0'($20)9#.#
%4#''&+7#$,($#/.)+)1(#$:&'.()*
+#%&$&$,&3(')0(#$,&:%($'.&''($(+
1#.&0(#$ ,($ #22%(3#7()+&$ ,&(
.#''($#%%#$3%(&+.&%#$#%$1)1&+*

Il tribunale di Reggio Calabria

.)$:&+&.(3)$,&%$0#22)0.)8$')1*
1&$3)00&..#1&+.&$#0:)1&+*
.#.&$,#%$:(/,(3&$,($20(1&$3/0&
3)+$1).(9#7()+&$3;&$2/T$0(*
3;(#1#0'($2&0$0&%#.()+&1$(+
</&'.#$ '&,&8$ +)+$ '&+7#$ #:*
:(/+:&0&$3;&$&''#$;#$.0)9#.)
3)+6&01#$+&%%#$,&2)'(7()+&
,&%$.&'.&$Q4D3/+.)8$(%$</#%&$$;#
0(6&0(.)$ ,&%%#$ 2)''(-(%(.P$ ,#
2#0.&$,&($,(0&..)0($,($6(%(#%&8
')%)$,($A+%$&$A#+3#$,($S)1#
(+$6)07#$,($,&%&:;&$#,$2&0')*
+#18$,($1),(6(3#0&$')%)$#%$0(*
-#'')$%&$3)+,(7()+($'.#+,#0,
,&.&01(+#.&$,#%%#$,(0&7()+&
:&+&0#%&$2&0$2&03&+./#%($#'*

')%/.#1&+.&$1(+(1&$)'3(%%#+*
.($.0#$\8]\$&$\8^\$3&+.&'(1($,(
2/+.)?@$E+$'&3)+,)$%/):)$2)(8
'&3)+,)$($:(/,(3($,($'&3)+,)
:0#,)$!+)+$'($9&,&$</#%&$&6*
6&..(9(.P$2)''#$#9&0&$*$3)1&
')'.&+/.)$+&:%($#..($,($(12/*
:+#7()+&$,&%$21$&$,&%%&$2#0.(
3(9(%($*$%4#''&+7#$,($'&:+#%#7()*
+($#:%($)0:#+($3&+.0#%(8$2&0$(+*
3(')$1#($'.(1)%#.#$,#%%&$'.&'*
'&$2#0.($)66&'&8$</#%&$20&'/2*
2)'.)$3)'.(./.(9)$,($/+#$3)+*
3)00&+.&$0&'2)+'#-(%(.P@$X)+
'($ 3)+'(,&0#8$ #220)20(#.#*
1&+.&8$3;&$(%$,&..#.)$+)01#*
.(9)$,($3/($#%%4#0.(3)%)$>\$329

L@$ Z@$ +)+$ 3)+'&+.&$ #%3/+#


1&,(#7()+&$.0#$(%$')::&..)$3;&
;#$ %4)--%(:)$ ,($ (12&,(0&
%4&9&+.)$&$%#$3)+30&.#$2)''(-(*
%(.P$,#$2#0.&$,($</&'.($,($(12&*
,(0%)@$Q(9&0'#1&+.&8$'($9&0.&*
0&--&$(+$/+$'(+:)%#0(''(1)$3#*
')$,($0&'2)+'#-(%(.P$)::&..(9#
,)9&$,(6&..#8$)%.0&$1),)8$%4&'(*
'.&+7#$,($/+#$0&%#7()+&$,($')*
90#)0,(+#7()+&$.0#$(%$0&'2)+*
'#-(%&$&_$%&:&$&$%4#/.)0&$1#.&*
0(#%&$,&%$6#..)$,($0&#.)?@$
D%%#$ %/3&$ ,($ ./..&$ </&'.&
3)+'(,&0#7()+($%#$L)0.&$,4D2*
2&%%)$,($S&::()$L#%#-0(#$;#$0(*
.&+/.)$,($,)9&0$3)+6&01#0&
%4#'')%/7()+&$,&($,(0&..)0($,(
6(%(#%&$&$,($./..($:%($#%.0($6/+7()*
+#%($%)3#%(@$
9:&;:

Potrebbero piacerti anche