Documenti di Didattica
Documenti di Professioni
Documenti di Cultura
0075
n = 5 meses
i = 0.09/12 = 0.0075
A= ? Mensual
40,000 = A ( 1 - (1+0.0075)^-5 ) / 0.0075
A = $ 8,180.90
$8,180.90
A=
N
0
1
2
3
4
5
TT
2.4% bim
CUOTA INTERÉS CAPITAL
$ 32,119.10
$ 24,179.10
$ 16,179.55
$ 8,120.00
$ -
SALDO
$ 100,000.00
$ 94,382.65
$ 88,630.48
$ 82,740.26
$ 76,708.68
$ 70,532.34
$ 64,207.76
$ 57,731.40
$ 51,099.60
$ 44,308.64
$ 37,354.70
$ 30,233.86
$ 22,942.12
$ 15,475.38
$ 7,829.44
$ -
PROBLEMAS SOBRE FONDO DE AMORTIZACIÓN
1 $426.24 $ - $ 426.24
0.009 mensual
DO DE AMORTIZACIÓN F = 50,000
n = 6.5 años = 78 meses
i = 1% mensual = 0.01
50,000 = A (1+0.01)^78 - 1 / 0.0
A = $ 426.24
$426.24
SALDO
$ 426.24
$ 856.75
$ 1,291.56
$ 1,730.72
$ 2,174.27
$ 2,622.26
$ 3,074.73
$ 3,531.72
$ 3,993.28
$ 4,459.45
$ 4,930.29
$ 5,405.84
$ 5,886.14
$ 6,371.25
$ 6,861.20
$ 7,356.06
$ 7,855.86
$ 8,360.67
$ 8,870.52
$ 9,385.47
$ 9,905.57
$ 10,430.87
$ 10,961.42
$ 11,497.28
$ 12,038.49
$ 12,585.12
$ 13,137.22
$ 13,694.83
$ 14,258.03
$ 14,826.85
$ 15,401.36
$ 15,981.62
$ 16,567.68
$ 17,159.60
$ 17,757.44
$ 18,361.26
$ 18,971.12
$ 19,587.07
$ 20,209.19
$ 20,837.52
$ 21,472.14
$ 22,113.11
$ 22,760.48
$ 23,414.33
$ 24,074.72
$ 24,741.71
$ 25,415.37
$ 26,095.77
$ 26,782.97
$ 27,477.04
$ 28,178.06
$ 28,886.08
$ 29,601.19
$ 30,323.44
$ 31,052.92
$ 31,789.69
$ 32,533.83
$ 33,285.42
$ 34,044.51
$ 34,811.20
$ 35,585.56
$ 36,367.66
$ 37,157.58
$ 37,955.40
$ 38,761.20
$ 39,575.05
$ 40,397.05
$ 41,227.26
$ 42,065.78
$ 42,912.68
$ 43,768.05
$ 44,631.97
$ 45,504.54
$ 46,385.83
$ 47,275.93
$ 48,174.93
$ 49,082.93
$ 50,000.00 50000
0.00
SALDO DEL FONDO (1+i )=(1+j/m)^m
100.00 (1+0.1)=(1+j/12)^12
200.80 j= 0.095689685
302.40 j /m = 0.00797414
404.81
508.04 0.00797414041667
612.09
(1+j/m)^m = (1+j/m)^m
F= 5000
n= 6 meses
j= 0.06 capitalizable trimestralmente
j/m= ? capitalizable mensualmente
(1+j/12)^12 = (1+0.06/4)^4
SALDO DEL FONDO 1.004975206
$ 823.03 j= 0.0597024 cap. Mensual
$ 1,650.15 div entre 12
$ 2,481.39 j/12= 0.0049752
$ 3,316.77
$ 4,156.30 F= A (1+i)^n - 1
$ 5,000.00 i
5000 = A (1+0.0049752)^6 - 1 / 0.0049
A = $ 823.03
n= 8,678 meses
8 meses
78
= 78 meses
ual = 0.01
1+0.01)^78 - 1 / 0.01
m = (1+j/m)^m
able trimestralmente
zable mensualmente
1+0.06/4)^4
mensual
049752)^6 - 1 / 0.0049752
$823.03