- Trey is having a problem with AT&T after spending hours with them on the phone. He asks for Scott's tips on getting the problem fixed. - Michael went from living paycheck-to-paycheck to a net worth of $375k! - Is audit protection worth the cost? - How to use credit card points for FREE travel. - More on HSAs and how to use them to save you money. Listener questions: - Paul is using his credit cards too often and is reluctant to cut them up. - JT's wife is a 1099 contractor and he asks if a SEP IRA is good for her to invest in. - Omid (California) has some tips for other listeners on switching banks. - Ron (Facebook) is deciding how much to save for retirement vs. sinking funds and opportunity funds. - Stan is overwhelmed with credit card debt. - Chris has an investment property that is losing money and is considering a 1031 exchange. Resources/links: https://www.rockrollnsoul.com/