Original Show Notes: Eric Rosenberg   Author of the “Personal Finance Arsenal: Tools to save money, time and headache” Eric Rosenberg is now a full time freelance writer and his work has been published in places like the Huffington Post, Business Insider and Investopedia. Before his days as a freelance writer, Eric worked in banking before quitting his day job and taking the leap to work for himself. So, welcome Eric! [0:56]Can you tell our listeners a bit about yourself? Lives in Southern California Two dogs One little girl and another on the way   [1:37]How did you decide it was the right time to take the plunge to quit your job to work for yourself? Side hustling for a long time 2015- $40,000 in revenue on the side   [2:41]What made you the most nervous to work for yourself? How much will I make each month?   [3:25]You’ve been published in quite a few journals; can you explain your piece from Huffington Post about your strategy for paying off your student loans? $40,000 in student loans- paid off in 2 years & 6 days Cut budget really low- inexpensive apartment Every extra dollar went into student loans Paid loan every payday/bonus/ tax refund   [5:52]What exactly is the debt snowball that you mentioned? Dave Ramsey Pay off debt in order of size- smallest -> largest Debt avalanche- pay off in order of interest rate- highest -> lowest   [7:38]I see that you are also a big fan of using credit card points to your benefit. What cards are you currently using? Why did you choose these? Chase Sapphire Preferred Amex Everyday Preferred Chase Freedom [9:52] In your opinion, is there a range for how many to have? My average- about 15 Everyone is different   [10:40]Do you open and close credit cards based on their reward system? What do you want to do with your credit? Longer you keep a card open, the better     [10:58]What is the biggest financial mistake do you think that people make? Just ignoring money Try com or Personal Capital   [12:24]You’ve also written a book! “Personal Finance Arsenal: Tools to save money, time and headache” a quick 44 page read that is chalk full of information- what was the motivation behind this book? Great tools coming out- wanted to compile information Speed up the process of managing your money   [13:30]What is your favorite chapter in your book? Why? Chapter 1- Mint.com Ah ha moment in the book for people   [14:17]What financial move or mistake did you learn the most from? Paying off student loans Working on both sides of the loan space- paying/ giving out Check credit before going to the bank: Credit Karma mint.com Quizzle annualcreditreport.com --> report from three credit bureaus Don’t give credit card number- red flag VLR- [16:48]Are there any more books in your future? A book underway: Personal Profitability [17:26]What books or other podcasts do you recommend to our listeners? Books: The Automatic Millionaire & I Will Teach You To Be Rich   [18:26]What is the best advice someone ever gave you? To track every dollar you make and every dollar you spend   [19:55] What is your favorite quote? Yoda- Do or do not, there is no try   [20:32]Where can our listeners find you? com    Support this podcast at — https://app.redcircle.com/shows/11f32da4-3081-471f-bf51-ea341b89ab1d/tip