How To Become Debt-Free
By Neil Bachman
()
About this ebook
Most Americans are drowning in debt all their lives.
Consumerism and careless overspending mark the era of disposable products and irresponsible financial behavior.
Sadly, living with debt has rapidly become the most common trend in modern society.
This book is an attempt to bring much-needed awareness to the problem.
To explore and determine the best strategies to pay off debt.
Financial education could be tricky and confusing at first, especially in the time of crisis. Getting friendly with the basics that are discussed in this book can help some people to avoid numerous financial difficulties in the future.
In this book you will find:
- Types of debt
- The importance of credit score
- The makeup of credit score
- Strategies of getting out of debt
- Creative solutions and useful tips
- Services that help you pay off the debt
- Filling for bankruptcy
- How to avoid falling in debt again
There is no shame in living with debt, as no one is saved from unexpected events.
Taking the courage to accept the problem is the first and the hardest step on the way to financial recovery. This book is intended to encourage the reader in debt to take the action, rather than ignoring the obvious, and waiting for things to get even worse.
It shows that taking responsibility for your actions does pay off in the end.
Accept the power of accountability and make your experience count.
Get creative with the strategies to pay off debt and change your life for the better.
★ Act now as debt never stops to grow.
★ Become debt-free by tapping into your inner strength.
★ Add Life without debt to your card.
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Book preview
How To Become Debt-Free - Neil Bachman
CONTENTS
ABOUT THE AUTHOR
Neil Bachman considered himself a man of his word until the moment he couldn’t pay his bill.
That day he hit rock bottom. Neil thought it would never happen to him. It was devastating.
He wrote this book while working his way out of debt.
This project became his salvation.
The author implemented his background in finance and personal experience to create this guide.
1. Introduction
It is a well-known fact that many Americans spend their lives drowning in credit card debt. It hasn't always been the usual order of things. However, it is a gloomy reality at the moment. Some folks may say that they don’t remember it being different.
There are many ways to get into debt: credit cards, car lease, mortgage, student loans, medical expenses, taxes. Some of the ways are easier than others but it is never too late to change the course of actions.
While circumstances may vary, most of the time it depends on the person.
Although it may seem to you right now that a debt-free life is impossible, it is quite real.
Especially, if you put your mind to it by making an honest attempt. Granted, it may be easier said than done. However, having a plan and sticking to it does prove effective.
Taking full responsibility for your actions is a huge first step towards solving your debt problem. After all, you did it to yourself, and there is no one else to blame. Even if it was someone’s advice to open up that card or accept the loan offer, you were the one who acted. No one twisted your arm. I’m not saying this to judge you but simply to state clear facts.
Blaming someone else will not help you to get out of debt. Accept your accountability and start looking for