BREAK THE PAYDAY TO PAYDAY CYCLE!
It’s that time of the year where we go all out and make resolutions of what we hope to achieve in the coming year — be it losing a few kilos, eating healthier, or letting go of a bad habit in pursuit of better versions of ourselves. Our finances are part of this common practice. New Year’s resolutions are no child’s play. According to , only 9.2% of people achieve
