The 401(k) Mistake I Wish I Hadn't Made Years Ago

Dear Me: This letter is going to sting a little bit.

It was Kierkegaard who said, "Life can only be understood backwards; but it must be lived forwards." With that, I feel it is my duty to tell you (Me) that you may have wasted a big portion of your financial youth. You always thought you had time on your side, but time is not your friend when you don't respect it.

For instance, why did your past self cash out of that 401(k) when you switched jobs

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