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    Credit Write Up
    Credit Write Up
    Credit Write Up
    Ebook51 pages34 minutes

    Credit Write Up

    By Scriber Virtuals, Inc.

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    About this ebook

    This ebook provides secret tips to raise and improve your credit. It also provides dispute letters you can write to credit bureaus and collection agencies to remove negative outdate items, late payments, bankruptcy, paid off debt, hard inquires, errors, and fradulent accounts. 

    LanguageEnglish
    PublisherScriber Virtuals, Inc.
    Release dateJun 11, 2019
    ISBN9781393454441
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      Book preview

      Credit Write Up - Scriber Virtuals, Inc.

      Table of Contents

      Chapter 1

      What is a Credit score?

      Chapter 2

      The Three credit bureaus

      Chapter 3

      Secret tips

      Chapter 4

      Protection acts

      Chapter 5

      Credit write up

      ––––––––

      Page  | 35

      Disclaimer

      ––––––––

      The information provides comprehensive overview on the subject discussed, designed to edify anyone. This eBook is an intellectual copy so all overviews, information, and samples in this book belong to the author and should be sold without author’s permission. In addition, the information provided is not legal advice so utilized at your own risk. If you have any questions or concerns, please feel free to email us at info@scriber-virtuals.com, or visit www.scriber-virtuals.com.

      ––––––––

      Page  | 35

      Chapter 1

      What is a Credit score?

      A credit score is a three-digit number, typically between 300-850, designed to represent the likelihood you will pay your bills on time. Credit scores are calculated using information in your credit reports, including your payment history, the amount of debt you have, and the length of your credit history. Higher score means you are financially responsible, which may make potential lenders and creditors more confident when evaluating a request for credit.

      Credit Score Range:

      300-579: Poor

      580-669: Fair

      670-739: Good

      740-799: Very Good

      800-850: Excellent

      There are many different scoring models, and some use other data, such as your income, when calculating credit scores. Credit scores are used by banks, credit card companies, or car dealerships, as one factor when deciding whether to offer you credit, like a loan or a credit card.

      Credit is important because it helps you purchase huge items such as homes, cars, a business, home renovations, or other luxury items instead of using your hard-earned income. However, there is a dark side.  It can leave you gravely stressed if you miss monthly payments, use too much credit, or ask too many lenders for more credit. It is a company eager to make money just like any company and is surprisingly on the New York Stock Exchange. Once available to assist those who need extra money, now these companies’ only focus is money. Instead of helping people, they bring them down and hurt their pockets preventing them from progressing and fulfilling their passions.

      Sometimes credit scores can be confusing because you can have three different scores from all three credit bureaus, but what lenders really

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