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    This is Not Your Parent's Retirement
    This is Not Your Parent's Retirement
    This is Not Your Parent's Retirement
    Ebook58 pages41 minutes

    This is Not Your Parent's Retirement

    By James Hamilton

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    About this ebook

    James' commitment to financial wellbeing led him to uncover options many financial advisors had access to but did not pursue with clients. He felt the information and strategies were too important not present to clients for consideration.

    LanguageEnglish
    PublisherLBD Media Co
    Release dateNov 13, 2018
    ISBN9783746998244
    This is Not Your Parent's Retirement
    Author

    James Hamilton

    James Hamilton is an artist and designer who lives in San Mateo, California.

    Read more from James Hamilton

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      Book preview

      This is Not Your Parent's Retirement - James Hamilton

      Disclaimer

      THIS BOOK IS MEANT to offer insights into financial strategies and tax-free options that are available to consumers. It is by no means a substitute for financial advice that one can best receive from a qualified financial advisor.

      From Veteran to Financial Advocate

      "Knowing is not enough. We must apply.

      Willing is not enough. We must do."

      ~Bruce Lee

      I GREW UP IN AN ENVIRONMENT where your chances of seeing or experiencing success were slim. There were few role models for good, but many temptations to accept poverty or make bad choices. To many, this story is typical of a kid from the projects, but I have never strived to be typical. From the time I became aware of how different the lives of people outside the projects were, I grew committed to creating a different outcome for my life.

      My mother lived a life of constant struggle. She tried hard and worked endlessly, raising three kids with a minimal education and with no noticeable pathway to walk her out of poverty. Viewing her struggles, I thought, That’s just the way life is.

      Until one day, I glimpsed a different world than I’d been exposed to before. I saw a life that existed with happiness, a lack of fear, familial and financial stability, and, the real enticement for a young kid, possessions.

      I played Little League baseball and became good friends with Kevin, the son of our team’s coach. When I went to his house to hang out for the first time, I was immersed in a much different environment from any of the kids from in my neighborhood. It was amazing!

      As I drank in this new environment, I learned that my coach was a business guy. From the lifestyle I saw, he was obviously successful. I’d only speculated about Coach and his family being well off up to that point, but when I saw the results his success delivered to his family, I immediately took note of the stark contrast between my world and theirs.

      Theirs seemed a lot better.

      They had toys, a swimming pool, new cars and a big house (at least compared to the small apartment I lived in). I didn’t see obvious stress about the day-to-day aspects of life, like paying bills. That lack of concern contrasted with the worry I often saw in my mother’s eyes.

      How did they do it?

      Before this pivotal experience, I’d never been teased by a flicker of hope that I could, through hard work, live a life that great. The visual of what they had, colliding with the spark of a dream, made an instant impression on me. I couldn’t help but think, If this guy has a business and can live this lifestyle, count me in. That’s the direction I want to go.

      I saw a formula that showed me how owning a successful business equaled earning enough money for a good lifestyle.

      This life-altering moment allowed me to see more than I’d ever seen before, or even thought possible for a ‘kid like me’. My horizons instantly expanded, and I sensed the importance of a bigger picture that stemmed from the consequences of all my actions.

      After that revelation, what I recognized as possible kept me more focused and grounded, making it easier to avoid the distractions of the environment in which I lived.

      Then a second pivotal life moment occurred, that showed me a tangible route to success.

      My Uncle Parker, who had been in

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