Enough Revised Edition: Discovering Joy through Simplicity and Generosity
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About this ebook
Money has great power in our lives. Used wisely, it is one key to accomplishing our goals, providing for our needs, and fulfilling our life purpose. In recent years, many of us ignored the wisdom of the past when it came to managing and spending our money. Credit card debt soared, savings rates plummeted, and our home equity became something to be tapped into and spent rather than a source of security in retirement. We felt an insatiable desire for more. And we found ourselves spending tomorrow’s money today in order to have what we hoped would satisfy. The result of all of this was not greater happiness and satisfaction, but greater stress and anxiety.
Enough is an invitation to rediscover the Bible’s wisdom when it comes to prudent financial practices. In these pages are found the keys to experiencing contentment, overcoming fear, and discovering joy through simplicity and generosity. This book could change your life, by changing your relationship with money.
“We Americans love our stuff. We’re living in a fast-paced, me-first, instant-gratification world, and it’s finally catching up to us. Debt is out of control, homes are in foreclosure ... even banks are going out of business. What the world needs today is the message of contentment and simplicity, and that’s exactly what Pastor Adam Hamilton delivers in Enough.”
Dave Ramsey, New York Times Best-Selling Author and Nationally Syndicated Radio Talk Show Host
“Once again, Adam Hamilton is leading the church; ‘Enough is enough’ was once a Wesleyan watchword. Adam breathes new life into the Wesleyan commitment to simplicity. Amid a culture of greed and conspicuous consumption Adam calls us to a biblically based, evangelical joy of having the faith to say ‘enough is enough.’”
Bishop Will Willimon
United Methodist Church, Birmingham Area
“I pay close attention to whatever Adam Hamilton writes. His books are marked by extraordinary pastoral insight, biblical and theological depth, courage to speak the truth, and down-to-earth practicality. Enough comes like an antidote in the middle of a pandemic. I hope that classes, groups, couples, and individuals will use this book—and the economic crisis it addresses—as a challenge to get healthy again by deepening our discipleship in the vital area of money and possessions.”
Brian McLaren, Author/Networker (brianmclaren.net)
Adam Hamilton
Adam Hamilton is the founding pastor of the United Methodist Church of the Resurrection in Kansas City. Started in 1990 with four people, the church has grown to become the largest United Methodist Church in the United States with over 18,000 members. The church is well known for connecting with agnostics, skeptics, and spiritual seekers. In 2012, it was recognized as the most influential mainline church in America, and Hamilton was asked by the White House to deliver the sermon at the Obama inaugural prayer service. Hamilton, whose theological training includes an undergraduate degree from Oral Roberts University and a graduate degree from Southern Methodist University where he was honored for his work in social ethics, is the author of nineteen books. He has been married to his wife, LaVon, for thirty-one years and has two adult daughters.
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Enough Revised Edition - Adam Hamilton
ADAM HAMILTON
Enough
REVISED EDITION
Discovering Joy Through Simplicity and Generosity
ENOUGH
Discovering Joy Through Simplicity and Generosity Revised Edition
Copyright © 2009, 2012, 2018 by Adam Hamilton
All rights reserved.
First edition 2009. Second edition 2012. Revised edition 2018.
No part of this work may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying and recording, or by any information storage or retrieval system, except as may be expressly permitted by the 1976 Copyright Act or in writing from the publisher. Requests for permission can be addressed to Permissions, The United Methodist Publishing House, PO Box 280988, 2222 Rosa L. Parks Blvd., Nashville, TN 37228-0988 or e-mailed to permissions@umpublishing.org.
Library of Congress Cataloging-in-Publication Data has been requested.
This book is printed on elemental chlorine–free paper.
ISBN 978-1-5018-5788-1
Unless otherwise indicated, Scripture is taken from the New Revised Standard Version of the Bible, copyright 1989, Division of Christian Education of the National Council of the Churches of Christ in the United States of America. Used by permission. All rights reserved.
Scripture marked NIV is taken from the Holy Bible, New International Version®. Copyright © 1973, 1978, 1984 by International Bible Society. All rights reserved throughout the world. Used by permission of International Bible Society.
Scripture quotations noted (NASB) are taken from the New American Standard Bible®, Copyright © 1960, 1962, 1963, 1968, 1971, 1972, 1973, 1975, 1977, 1995 by The Lockman Foundation. Used by permission. www.Lockman.org
18 19 20 21 22 23 24 25 26 27 — 10 9 8 7 6 5 4 3 2 1
MANUFACTURED IN THE UNITED STATES OF AMERICA
CONTENTS
Introduction:
The Courage to Be Free and Bear Fruit
1. When Dreams Become Nightmares
2. Wisdom and Finance
3. Cultivating Contentment
4. Defined by Generosity
Epilogue: Living the Good Life
Financial Management Assessment Tools
Notes
INTRODUCTION
THE COURAGE TO BE FREE AND BEAR FRUIT
One of Jesus’ great teaching parables involves a sower who cast seed along the ground. The sower hoped the seeds would sprout, grow, and bear good fruit. Some seeds did just that, producing a great harvest. But others, Jesus said, fell among thorns and, though they began to grow, these good plants were quickly choked out. Jesus said the thorns were the cares of the world and the lure of wealth
(Matthew 13:22).
In a culture where having enough
seems to have become a never-ending pursuit, Jesus’ parable remains incredibly relevant. Many of us are chasing the American dream in ways that lead to stress, anxiety, and fear—thorns that can rob us of the ability to enjoy the abundant lives of purpose that God intended for us.
In America today, the average graduate leaves college owing more than $37,000 in student loan debt.¹ The average U.S. household carries credit card debt in excess of $16,000.² In 2014, the average Americans spent 25 percent of their income on housing.³ In 2016 the average new-car loan was $30,032, with a payment of $503 per month; both amounts are record highs.⁴ Among working-age families, the median amount that Americans have set aside for retirement is just $5,000.⁵
Given such numbers, it’s not surprising that more than half of Americans are worried they won’t be able to maintain their standard of living, and nearly two-thirds fear they won’t have enough money for retirement.⁶ It’s little wonder that nearly half of Americans say they suffer from financial stress because their monthly expenses equal or exceed their income.⁷ It’s not difficult to understand why one of the leading causes of relationship stress and divorce is finances.⁸
This book is an invitation for you to rediscover truths, drawn from Scripture, that previous generations knew: We find joy and fulfillment in simplicity, relationships, a clear sense of purpose, generosity, and faith. These are the keys to experiencing the good life.
There is no sin in having wealth. Money itself is morally neutral. It can be used for good or evil. Much of the problem with wealth arises when we make the desire for more—more money and material possessions—a driving focus in our lives. That is the patch of thorns we must avoid.
The New Testament authors, writing in Greek, regularly used the word metanoia. The word is typically translated as repentance.
It literally means a change of thinking (values, ideals, understanding) that leads to a change of heart, and ultimately to a change in one’s behavior.⁹ My hope is that readers of this book, to the degree that we all struggle with a desire for more, will experience metanoia—we will see our material wealth with new eyes and come to be seized by the truth Jesus taught in Luke 12:15: One’s life does not consist in the abundance of possessions.
Paul wrote to the Corinthians that God is able to bless us with all that we need so that we may share abundantly in every good work
(2 Corinthians 9:8). John Wesley, the founder of Methodism, echoed Paul’s teaching when he urged Christians to make and save all they can through honest and honorable means—so they can give all they can.
When we choose to believe that life does not consist in the abundance of our possessions, but is found in relationships, in our faith, and in living purposeful lives, we become like the seed that fell on good soil. We become liberated to live the life that God intends for us.
CONTENTMENT PRAYER
Lord, help me be grateful for
what I have, remember that
I don’t need most of what I want,
and that joy is found in simplicity
and generosity.
CHAPTER ONE
WHEN DREAMS
BECOME
NIGHTMARES
CHAPTER ONE
WHEN DREAMS BECOME NIGHTMARES
Some people, eager for money, have wandered from the faith and pierced themselves with many griefs.
1 Timothy 6:10b NIV
The lover of money will not be satisfied with money; nor the lover of wealth, with gain. This also is vanity.
Ecclesiastes 5:10
For what will it profit them if they gain the whole world but forfeit their life? Or what will they give in return for their life?
Matthew 16:26
Several years ago the Royal Bank of Scotland sent an offer for a Gold MasterCard to Monty Slater. The card came with a $20,000 credit limit—quite impressive for his first credit card, particularly when you consider that Monty is a Shih Tzu dog. Raymond, his owner, thought about using the card for some of Monty’s favorite treats but reconsidered, recognizing that his pup was not in a position to pay the balance when it came due—and that might negatively affect Monty’s credit rating!¹
This may be a funny story, but it illustrates a sobering truth: We live in a world that encourages us to live beyond our means. We are enticed to have it now
and pay for it later, as opposed to saving and being good stewards of our God-given resources. We all are caught in the struggle in one way or another. No one is exempt—myself included.
For months I had been waiting for the new iPhone to arrive. I’d seen the commercials. I’d put my name on the list for more information. I had to have one. Then, two months before the phone was released, my Palm Treo phone broke, and the insurance I had purchased provided a brand-new one. I had a dilemma. I had a brand-new Treo, yet I wanted a new iPhone. I kept trying to convince myself that I needed a new iPhone, but I felt a twinge of guilt at the very thought because I had a brand-new phone. Finally, I decided I would wait until my new Palm Treo was a couple of years old and then buy an iPhone. They will have perfected it by then, and it will be cheaper, I told myself. It was settled.
It just so happened that the day the iPhone came out, I was out of town with the worship staff of our church. We had been visiting churches in another state and planning the sermons for the next year. That night we ate at a restaurant in an outdoor shopping mall and then decided to walk off our supper. As we walked, we came across an Apple store with a long line of people around it, each of them waiting to get an iPhone. I said, Hey, I’ve got to go over there for a minute. I just have to see inside the store and look at the iPhone.
As we walked over to the store, someone came walking out with two new iPhones. I asked, May I see one of your iPhones? I just want to hold the box. You don’t even have to take it out.
I just stood there holding the box in my hands and looking at it. Finally the staff said, Hey, Adam, can we keep walking? Come on. Let’s go.
Okay,
I said, I’ll be there in minute. Go ahead without me.
A few moments later I joined them, and we continued walking around the mall, eventually circling back to the Apple store. I walked up to the clerk at the door, whose job it was to let people in a few at a time, and I asked, How late are you open tonight?
He said, We’ll be open until midnight if there are any phones left by that time.
So we left, and we had our evening planning meetings.