Budget and Grow Rich
By JD Lovil
()
About this ebook
Do you always have too much month at the end of your money?
There is a solution to that problem.
The solution to your problem is to make a budget.
The Author will take you by the hand, and guide you in the process of turning an empty spreadsheet into a budget you can be proud of.
You can save a little money, and get more bang for your buck when you do spend money.
Let me show you how to make your money work for you. Buy a copy of Budget and Grow Rich.
JD Lovil
JD Lovil Is the writer of a series of cross genre science fiction novels dealing with the existence of a multitude of parallel earths as required by the Many Worlds interpretation of Quantum Theory. He enjoys writing books which are essentially ‘stand alone’ books, but with similar rules and circumstances, and with some crossover of characters. JD also writes nonfiction books occasionally on subjects, which he believes to be given less attention than called for, or for which he perceives a significant need. Originally from Arkansas, JD Lovil now lives in Phoenix, Arizona. Visit his website at www.jdlovil.jimdo.com
Read more from Jd Lovil
The Writer's Plan Rating: 0 out of 5 stars0 ratingsMore Income Streams Rating: 0 out of 5 stars0 ratingsLibertarian Survivalist Rating: 0 out of 5 stars0 ratingsLose Weight Naturally Rating: 0 out of 5 stars0 ratingsShadow of Worlds Rating: 0 out of 5 stars0 ratingsHitting Your Goals Rating: 0 out of 5 stars0 ratingsWhacking Happiness A How-To Guide Rating: 0 out of 5 stars0 ratingsVanguard of Man Rating: 0 out of 5 stars0 ratingsWorldship Praxis Rating: 0 out of 5 stars0 ratingsThe Hand In Shadow Rating: 0 out of 5 stars0 ratingsUnknown Visitors Rating: 0 out of 5 stars0 ratingsJigsaw World Rating: 0 out of 5 stars0 ratings
Related to Budget and Grow Rich
Related ebooks
Money Matters: A Simple Guide To Help You Make Ends Meet Rating: 0 out of 5 stars0 ratingsMoney Quick Makeovers Top Tips: Money Management Guide Rating: 0 out of 5 stars0 ratingsSave on Shopping. The Coupon Book and Much Much More Rating: 0 out of 5 stars0 ratingsA Working Mom's Guide to Couponing Rating: 0 out of 5 stars0 ratingsNo More Debts: A Handy Guide With 6 Effective Tips To Be Debt-Free & Saving Up Money Rating: 0 out of 5 stars0 ratingsThe Family Financial Book: A Guide to Understanding Every Day Money Matters and Improving Your Finances Rating: 0 out of 5 stars0 ratings100+1 Ways To Save Money (Everyday) Rating: 0 out of 5 stars0 ratingsPersonal Finance and Money Management Tips For Teenagers: Teens Can Make Money Online, #1 Rating: 0 out of 5 stars0 ratingsHow To Extreme Coupon: Your Step-By-Step Guide To Extreming Coupon Rating: 2 out of 5 stars2/5Easy Guide for Saving Money Rating: 0 out of 5 stars0 ratingsThe Everything Couponing Book: Clip your way to incredible savings! Rating: 3 out of 5 stars3/5Thrive! ... Affordably: Your month-to-month guide to living your BEST life without breaking the bank. Rating: 0 out of 5 stars0 ratingsBudgeting - The Right Way Rating: 0 out of 5 stars0 ratingsLiving Rich for Less Rating: 0 out of 5 stars0 ratingsCon$umer Wi$e Rating: 0 out of 5 stars0 ratingsHelp Me Pay My Bills - Ways To Earn Additional Money Rating: 0 out of 5 stars0 ratingsMaking Money with Free Stuff Rating: 4 out of 5 stars4/5Free and Clear: Master Your Money and Escape the Debt Trap Rating: 0 out of 5 stars0 ratingsShop Smart, Save More: Learn The Grocery Game and Save Hundreds of Dollars a Month Rating: 4 out of 5 stars4/5Financial Fresh Start: Your Five-Step Plan for Adapting and Prospering in the New Economy Rating: 0 out of 5 stars0 ratingsWise Shopper Rating: 0 out of 5 stars0 ratingsDivorce in Nebraska: The Legal Process, Your Rights, and What to Expect Rating: 0 out of 5 stars0 ratingsHow to Make Money Online Rating: 0 out of 5 stars0 ratingsTurbo Cash : 9 Ways To Make Money Rating: 0 out of 5 stars0 ratingsBudget Management: Easy Techniques to Keep Your Finances and Budget Under Control Rating: 0 out of 5 stars0 ratingsOf Money and Metals: The Operation of a Free Money Supply Explained Rating: 0 out of 5 stars0 ratingsThe Business Alchemist: A Fable to Free Your Money Flow Rating: 0 out of 5 stars0 ratingsDiscount Shopping Express: Know How to Find Discount, Get Coupons, and Save Money Shopping Online and Offline Rating: 0 out of 5 stars0 ratingsThe Subtle Influence: Conflicts of Interest in Financial Planning Rating: 0 out of 5 stars0 ratings
Personal Finance For You
The Intelligent Investor, Rev. Ed: The Definitive Book on Value Investing Rating: 4 out of 5 stars4/5Rich Dad Poor Dad Rating: 5 out of 5 stars5/5Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! Rating: 5 out of 5 stars5/5Summary of The 48 Laws of Power by Robert Greene Rating: 4 out of 5 stars4/5Money. Wealth. Life Insurance. Rating: 5 out of 5 stars5/5Legal Loopholes: Credit Repair Tactics Exposed Rating: 4 out of 5 stars4/5Personal Finance For Dummies Rating: 4 out of 5 stars4/5The White Coat Investor: A Doctor's Guide to Personal Finance and Investing Rating: 4 out of 5 stars4/5Money Hacks: 275+ Ways to Decrease Spending, Increase Savings, and Make Your Money Work for You! Rating: 4 out of 5 stars4/5Set for Life: An All-Out Approach to Early Financial Freedom Rating: 4 out of 5 stars4/5Investing For Dummies Rating: 4 out of 5 stars4/5The Psychology of Money: Timeless lessons on wealth, greed, and happiness Rating: 5 out of 5 stars5/5The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness Rating: 4 out of 5 stars4/5Die With Zero: Getting All You Can from Your Money and Your Life Rating: 4 out of 5 stars4/5Just Keep Buying: Proven ways to save money and build your wealth Rating: 5 out of 5 stars5/5Principles: Life and Work Rating: 4 out of 5 stars4/5Buy, Rehab, Rent, Refinance, Repeat: The BRRRR Rental Property Investment Strategy Made Simple Rating: 5 out of 5 stars5/5Suddenly Frugal: How to Live Happier and Healthier for Less Rating: 3 out of 5 stars3/5Rich Dad's Cashflow Quadrant Rating: 4 out of 5 stars4/5Financial Feminist: Overcome the Patriarchy's Bullsh*t to Master Your Money and Build a Life You Love Rating: 5 out of 5 stars5/5The Millionaire Next Door Rating: 4 out of 5 stars4/5What Your CPA Isn't Telling You: Life-Changing Tax Strategies Rating: 4 out of 5 stars4/5We Should All Be Millionaires: A Woman’s Guide to Earning More, Building Wealth, and Gaining Economic Power Rating: 4 out of 5 stars4/5Same as Ever: Timeless Lessons on Risk, Opportunity and Living a Good Life Rating: 4 out of 5 stars4/5Summary of R. Nelson Nash's Becoming Your Own Banker Rating: 0 out of 5 stars0 ratings
Reviews for Budget and Grow Rich
0 ratings0 reviews
Book preview
Budget and Grow Rich - JD Lovil
1. Why a Budget?
––––––––
Do you find that you have too much month left at the end of your money? If you do, perhaps you should take the advice of those people who have told you that you need a budget. I know what you are going to say. They have told you that you need a budget, but they never bothered to tell you how to make a budget. I am going to tell you how.
A budget needs to be an actual 'numbers on paper' type of thing. You cannot just mentally carry a budget around in your head, and expect to get some results. A budget is a daily 'record and check' your numbers process. You need to be able to record where your money comes from, when it comes, and where it goes. If you do not know these things, then you will never preserve your money for those lean days that we all potentially have.
Three types of action make a good budget. You need to know what things you spend your money on, and how much money you have coming in to spend, and you need to make a system that tracks that spending process, and lets you know where you stand at all times, in the process. The third part is that you need to track that spending each day that you buy things, so that you always have an accurate record of your spending.
In this chapter, we are going to find the baseline for your spending habits, tell you how to determine what categories of spending you need to have in your budget to get where you need to go, and find out what your actual spending history is, versus what you think it is.
I know what you are thinking. 'I don't have enough money coming in to meet my expenses. Do you really think that a budget is going to help me meet those expenses, and maybe allow me to save a little bit for a rainy day?' Yes, I do.