Frugal Living: 37 Amazing Practical Tips For Saving Money and Learning How to Make Your Life Simple
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About this ebook
The whole concept of living frugally and simply is that you get more out of life but that you spend considerably less while doing it. Obviously, frugal living defined specifically will vary by each individual. But in general, most people view frugal living as living on a tight budget (allowing them to save more money and eliminate debt), living simply, consuming and using less, and living any life you want in an affordable fashion. Any person can add any characteristic they want to in addition to these ones. With that in mind, you would probably add more characteristics to this brief list to define frugal living as it means to you. In essence, living frugally is exactly as you want it. But while frugal living may mean something slightly or significantly different for each of us, the fundamentals for frugal living remain the same for everybody. Just a few of those fundamentals include avoiding unnecessary expenses, working on reducing debt, making significant lifestyle changes, and perhaps changing some goals in your career. This book will teach you about all of these fundamentals that will form the foundation for when you define your own way of frugal living. With the knowledge you learn in this book, you’ll be able to convert your lifelong dreams into an enduring reality, and in the process, create a more secure lifestyle and future for you and your family.
Contents of the book:
Chapter 1 – Budgeting
Chapter 2 – Cutting Expenses
Chapter 3 – Making Lifestyle Changes
Chapter 4 – Hobbies and Activities
Chapter 5 – Career Choices and Direction
Chapter 6 – Basic Hacks and Tricks to Save You On Money
Chapter 7 Green/Thrifty Living Tips
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Frugal Living - Randall Black
Introduction
Living frugally will involve a number of different practices, none of which should be taken lightly. Frugal living can range from living a minimalist lifestyle, meaning you live with literally only the bare essentials of what you need, to living a more self-sufficient lifestyle, meaning you aren’t a true minimalist but are still dependent on yourself for things such as growing and cultivating food rather than being dependent on an outside source such as the store.
Frugal-Living.jpgWhy do people choose to live such a lifestyle? There are a number of different reasons why people choose to do so: they may want to spend more time with their families, they may be philosophically opposed to materialism, they may be looking for a big change in their life, they may for health reasons, or they may be seeking spiritual gain.
Either way, the first step of living frugally is a simple one: reduce consumption. This means that you spend less on goods and products, allowing you to save on money and reduce any debts that you have. In addition, as those who live frugally begin to dramatically reduce their expenses, they simultaneously begin to embark on other productive tasks in order to enhance their quality of life. This means selecting new hobbies that are productive and give them new skills and knowledge, and assisting others via volunteering.
Examples of hobbies that people who live frugal lives may take include things such as reading, outdoor activities, or cooking. Why? Because each of these are productive and give them something to gain: you gain knowledge from reading, skill sets and quality of life from outdoor adventures and new skills with cooking. Examples of hobbies that these same people wouldn’t be likely to embark on would include things such as chess or video games. While you certainly may feel accomplished becoming skilled at these games, they don’t give you any knowledge or skill sets that you can use in life.
People with frugal living may also want to focus on reducing the things they have at home beyond simply reducing expenses and pursuing productive hobbies and activities. Frugal living means reducing your possessions to the point that you may even sell your home (yes, actually sell your home) and select one that’s much smaller and provides all that you need at a minimalist level. Often times, those who desire to live frugally will select a smaller house with a larger outdoor property area. This allows them to grow more food and reduce their overall dependence on the country’s economy, on money, and on other sources for food.
You don’t even need very much outdoor space in order to create a truly self-sustainable garden either. Some people have been known to get all of their fruits, vegetables and herbs from a garden that doesn’t even take up a tenth of an acre.
You can even get all of your fruits and vegetables if you live in densely urban areas such as a neighborhood with a miniscule backyard or an apartment. People have found great success growing indoor gardens for decades, where anything and everything from strawberries to herbs to spinach to tomatoes, carrots and lettuce can be grown. By simply keeping a large stockpile of seeds and growing the vegetables properly, you can create a very healthy garden either indoors or on your back patio.
What’s more, is that growing your own food often means it will be significantly more fresh and healthy than the food you would buy at the store. Beyond gardens, you can also cultivate meat. Raising chickens and rabbits is not only incredibly cheap and easy, it also produces a lot of valuable meats and proteins that are both delicious and packed with vital nutrients.
In addition, there’s also always the subject of technology. This is often a point of contention that exists within the frugal living world. Some frugal livers like to use technology to enhance their well being, believing it makes certain things in life easier and allows them to thus devote time to other important tasks. In contrast, other frugal livers argue that technology only distracts from the basics of frugal living and substantially decreases personal well being.
An excellent example is the internet. Internet has evolved in a relatively short amount of time to the point that it’s practically as important as running water and electricity. If someone lives in a home that doesn’t receive internet service (which admittedly is a rare thing these days), they’ll often have to drive out to a local coffee shop or library just to get some work done and stay in contact with friends.
One of the major arguments in favor of utilizing the internet often in the frugal living world is that it allows an individual to stay in better contact with friends and family (as we will explore in this book, being social is a critical aspect of frugal living), reduces paper usage, and allows an individual to use up less energy that they can instead devote to other projects.
However, opponents of the internet within the frugal living world may argue that even though maybe a little internet use may be necessary in the 21st Century world we live in today, it still leads to surveillance and other side effects such as providing distractions that only encourage laziness. They would argue that using the internet therefore isn’t necessary for the same reasons that a frugal living person should cut down on exposing themselves to advertising, to viewing TV, or listening to radio and podcasting.
Finally, the last important thing in living frugally is to drastically simplify one’s diet. No one’s asking you to embark on a Gandhi-type diet (meaning you fast for as long as you can and then only eat what you need to stay alive), but to live frugally, you will need to take out all of the unhealthy and unnecessary components of your daily diet. Examples include a vegan diet or a diet that is almost completely self-reliant.
As this introduction has established, living frugally