Entrepreneur

Investing Trend for 2014: Equity Crowdfunding

No idea, no problem. Platforms like Upstart and Pave allow entrepreneurs to crowdfund from accredited investors in exchange for a small cut of their future incomes.

Investing

It has been a good year for crowdfunding. The Securities and Exchange Commission lifted the ban on general solicitation, meaning U.S. entrepreneurs can advertise publicly that they're looking for investors. Research firm Massolution estimates that individuals have raised $5.1 billion on crowdfunding sites this year, nearly twice as much as in 2012.

Platforms that take a cut of the capital,

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