Everand Logo

Welcome to Everand!

  • Discover millions of ebooks, audiobooks, and so much more with a free trial

    Only $11.99/month after trial. Cancel anytime.

    Learning to Adult: A Millennial’s Guide to Personal Finance
    Learning to Adult: A Millennial’s Guide to Personal Finance
    Learning to Adult: A Millennial’s Guide to Personal Finance
    Ebook73 pages45 minutes

    Learning to Adult: A Millennial’s Guide to Personal Finance

    By Daniel Manning

    ()

    Read preview

    About this ebook

    According to Urban Dictionary, adulting is “to do grown up things and hold responsibilities, such as a 9-to-5 job, a mortgage/rent, a car payment, or anything else that makes one think of grown ups.” This is a guide to navigating just one part of your new “adulting” life—your personal finances. This book will not only help you understand the financial choices you’re making but also give you the knowledge to be fearless in tackling your financial goals.

    LanguageEnglish
    PublisherDaniel Manning
    Release dateSep 2, 2016
    ISBN9781536506679
    Learning to Adult: A Millennial’s Guide to Personal Finance

    Related to Learning to Adult

    Related ebooks

    YA Personal Finance For You

    View More
    View More

    Related podcast episodes

    Related articles

    • Article

      Standing Up To Bullies

      Sep 1, 2019

      Standing Up To Bullies
      2 min read

    • Article

      Kesha: Care for Yourself Before Looking After Everyone Else

      Dec 25, 2017

      THE HOLIDAY SEASON is supposed to be the most festive and fun time of the year, but all those plans and expectations of joy can turn tougher and more stressful than they sound. This is especially true for those of us who struggle with mental illness.

      1 min read

    • Article

      How To Be Sociable

      Dec 11, 2019

      How To Be Sociable
      5 min read

    • Article

      Be The Author Of Your Story

      Dec 1, 2020

      Be The Author Of Your Story
      2 min read

    • Article

      17 Wonderful Work-From-Home Stocks to Buy

      Jul 1, 2020

      Many businesses have taken at least a short-term hit from the COVID-19 economic shutdown, but a few fortuitously positioned companies have actually thrived. And arguably the biggest winners have been so-called work-from-home, or WFH, stocks. Many tec

      1 min read

    • Article

      Toolkit

      Dec 21, 2021

      Cyndi’s List: Missouri FamilySearch Research Wiki: Missouri “Indigenous Tribes of Missouri: Missouri’s Native Peoples” L

      1 min read

    • Article

      Creative Hustle

      Jul 3, 2019

      Creative Hustle
      5 min read

    • Article

      Healthy Communication

      Jun 10, 2018

      It’s 9:03am on a beautiful Friday morning in Sydney. It’s a fresh 22°C. The sun is shining and you’ve just started making a three-quarter skinny flat white for one of your loyal customers. You’ve got a smile on your face and your customer is pumped t

      3 min read

    • Article

      How To Help Your Anxious Partner — And Yourself

      Jul 24, 2019

      Anxiety can be consuming, and it doesn't have an easy solution. But psychiatrists and therapists say there are ways to help your partner navigate their challenges while also taking care of yourself.

      4 min read

    • Article

      How To Make Better Choices During Uncertainty

      Apr 29, 2020

      • Count your blessings. Look at what have rather than what you may have lost or missed out on, as this helps lower emotion and brings you into a more rational headspace. • Think in three time frames. Ask yourself what the impact of your decision will

      1 min read

    • Article

      It’s Been Pouring: The Dark Secret of the First Year of Motherhood

      May 1, 2022

      Estimated reading time: 9 minutes — Postpartum depression is in many ways no longer taboo; it’s an affliction on the lips of most pregnant women as something they fear, and which they’ve been told counseling and medications can help. And yet — when

      3 min read

    • Article

      Bank On Yourself

      May 12, 2019

      Bank On Yourself
      5 min read

    • Article

      Managing Muscle Dysmorphia

      Nov 12, 2020

      “One of the biggest things I learned to work on – which massively improved the broken relationship I had with my body – was to talk to myself in a nicer way. When I stopped asking myself questions like, what’s wrong with me? Why aren’t I as lean as h

      1 min read

    • Article

      4 Ways You May Be Sabotaging Your Career Success

      Mar 1, 2021

      We all want to do well on the job, right? But how often do we get ourselves into a real pickle — instead of being thought of as a go to person, it feels like stay away from me is tattooed on your forehead. “Nobody wants to be in that category,” best-

      3 min read

    • Article

      Trustworthy Traits

      Jun 6, 2018

      We are living in such interesting times. Change is rapid. The brands most popular today may not be the brands we use tomorrow. Who we thought we were last year, may not be exactly who we are next year. What we knew last month is different to what we

      4 min read

    Related categories

    Reviews for Learning to Adult

    0 ratings

    0 ratings0 reviews

    What did you think?

    Tap to rate

    Review must be at least 10 words

      Book preview

      Learning to Adult - Daniel Manning

      Note:  Before relying on material in this book readers should independently verify the accuracy and relevance for their purposes and obtain any appropriate professional advice.  Links and references to Web sites and financial products are included for the readers convenience and do not constitute an endorsement of the material on those sites, or any associated product or service.

      Contents

      Introduction

      1. The Job Offer

      2. Creating a Budget: It’s a Zero-Sum Game

      3. Student Loans

      4. Investing & Saving

      5. Credit (Cards & Scores)

      6. Housing

      7. Marriage

      Appendix

      About the Author

      Introduction

      Jumping the Gun

      Key Questions from Millennials and Where to Find the Answers

      If you’re like many of the people I know, you don’t like reading books in the first place, and the only reason you’ve convinced yourself to read this book is because, hey, it’s for your financial future—right?  Well that’s great—I’m glad you’re here! And for convenience sake, I’m not going to belabor the point by trying to make you read every word of every page (although you really should!). Instead, I’ve collected the top personal finance questions from over fifty peers of mine and placed direct hyperlinks to the answers. Because who has time for all this anyway. I certainly don’t.

      Creating a Budget: It’s a Zero-Sum Game

      What are some general tips and rules of thumb for budgeting?

      Investing & Saving

      What’s the right balance among paying off debt (student loans), saving for retirement, and building up an emergency cushion?

      How much do I really need in retirement, and how much does that mean I should save now?

      What are the various forms of investment options (mutual funds, ETFs, bonds, index funds, etc.) and why should or shouldn't I invest in them?

      What is the difference between regular and Roth IRAs and what are the maximum contributions?

      What’s a good benchmark return rate for the stock market over long periods of time?

      How do I realistically factor risk into investing?

      How do I pick a stock?

      Should I invest in target date retirement funds?

      Who should manage my money?

      Credit (Cards & Scores) 

      How do I increase my credit score?

      Housing

      Should I buy a home?

      How much house can I afford?

      How much down payment should I pay?

      Marriage

      How should I manage money once I get married?

      Ground Rules

      What Does the Title of This Book Mean?

      According to Urban Dictionary, adulting is to do grown up things and hold responsibilities, such as a 9-to-5 job, a mortgage/rent, a car payment, or anything else that makes one think of grown ups. This is a guide to navigating just one part of your new adulting life—your personal finances. This book will not only help you understand the financial choices you’re making but also give you the knowledge to be fearless in tackling your financial goals.

      Down to Earthy

      I’m not a professor. I don’t want to lecture. I wrote this book because a lot of these topics interest me, and they are the ones I’ve had a lot of friends call or e-mail me about for advice. I’m guessing that some of you out there might have the same questions.

      Short and Sweet

      We’re busy. We have full-time jobs (which suck!). We don’t have time to sit down and read 300-plus pages of dry material when we’re trying to slay (Urban Dictionary: Succeed in something amazing). My goal is for you to be able to read all of this content in approximately one hour. I’ll tell you what you need to know as quickly as possible so we can all move on. I’ll use bullet points and stick to the point. I’ll also provide links or recommendations for further reading if applicable.

      Publishing Method

      We’re in the twenty-first century, everybody! I am focused on getting the information from my head to you as quickly as possible. As such, this book is electronically published only.

      The Job Offer

      Graduating from school and entering the workforce can be a daunting challenge in and of itself. Once you’ve finally worked your way through the interview process and received a job offer (congrats!), the last thing you want to appear ignorant of is the offer details and the compensation package.

      Enjoying the preview?
      Page 1 of 1