When Disaster Strikes: Insights on the Home Insurance Claims Process
By Ursula Todd
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About this ebook
When Disaster Strikes: Insights on the Home Insurance Claims Process provides concise, unbiased information in one place for anyone starting a large home insurance claim. Navigating the insurance claims process is daunting and you don't know what you don't know. When Disaster Strikes: Insights on the Home Insurance Claims Process provides information for anyone starting a large home insurance claim from someone who's been there. All the information you need without searching for hours on the internet.
Ursula Todd
Ursula Todd is a writer hoping to motivate and inspire. She lives in Baltimore, MD with her family.
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When Disaster Strikes - Ursula Todd
When Disaster Strikes:
Insights on the Home Insurance Claims Process
By Ursula Todd
When Disaster Strikes – Insights on the Home Insurance Claims Process
by Ursula Todd
Published by Seven Bears LLC at Smashwords
Copyright 2014
This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each recipient. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then please return to your favorite ebook retailer and purchase your own copy. Thank you for respecting the hard work of this author.
Cover design by pro_ebookcovers
Disclaimer
The personal experiences described in this book are from actual events. Company names and identifying information have been removed to protect the privacy of those individuals and organizations.
While the author and publisher have used their best efforts in preparing this book, they make no representations or warranties with respect to the accuracy or completeness of the content of this book and disclaim any implied warranties
Every individual and situation is unique. This book was published with the understanding that the author and publisher are not rendering legal, accounting, financial or other professional services. If legal, financial or any other professional advice is required, the services of a certified professional should be sought.
I dedicate this book to Rob, Myles and Gabby for your inspiration and support
Table of Contents
Introduction
Initial Claim
People You Meet
Keeping Track of it All
Food & Temporary Housing
Repair Estimates
Hiring a Restoration Company
Claim Payments
Restoration Process
Emotional Toll
Final Thoughts
Introduction
This book was written after I went through a major loss to my home. Life as I and my family knew it had changed and I unknowingly began an undertaking that would test me and my family and ultimately make us stronger as we worked to rebuild our home to pre-loss condition.
Since you are reading this book, I assume you or someone close to you has recently experienced a loss. Home insurance policies help replace items that can be replaced. It is my sincerest hope that your loss was material only in which items can be replaced.
What I Wish I’d Known
Unexpected events happen and this is why we have insurance. Experiencing a major loss makes you wish for that time you took for granted, when everything was normal
. I’m using quotes because it takes