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    The Debt Pack: Your Self Help Guide to Dealing with Debt.
    The Debt Pack: Your Self Help Guide to Dealing with Debt.
    The Debt Pack: Your Self Help Guide to Dealing with Debt.
    Ebook71 pages35 minutes

    The Debt Pack: Your Self Help Guide to Dealing with Debt.

    By WP Management

    ()

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    About this ebook

    This UK guide will help you deal with your debts. There is advice and techniques contained in this pack that you won’t find on a debt advice website.

    In this pack we will help you to:

    Get your repayments to a manageable level.
    Write letters which will get creditors off your back.
    Help you fend off debt collectors.
    Show you how to avoid bankruptcy.
    Deal with bailiffs.
    Deal with County Court Judgments.
    Show you how to get credit again.

    Contained in the pack is:

    Form letters which you can adjust for every stage in this simple to follow formula.
    Spreadsheets to help you balance your budget and schedule your repayments.
    A guide to credit reference agencies and how to read and manage your credit file.
    A guide to repairing your credit.
    A guide to removing CCJ’s from your credit file.

    LanguageEnglish
    PublisherWP Management
    Release dateSep 7, 2011
    ISBN9780954969165
    The Debt Pack: Your Self Help Guide to Dealing with Debt.

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      Book preview

      The Debt Pack - WP Management

      The Debt Pack:

      Your Self Help Guide to Dealing with Debt.

      By B.C.Bamber and edited by Shelley Preston-Oversby.

      Copyright B.C.Bamber & S Preston-Oversby 2011

      Smashwords Edition License Notes:

      This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each person you share it with. If you're reading this book and did not purchase it, or it was not purchased for your use only, then you should return to the retailer and purchase your own copy. Thank you for respecting the author's work.

      Published by BEC Consulting 2011

      Montpellier House, Montpellier Drive, Cheltenham. Gloucestershire, GL50 1TY

      www.the-debt-pack.co.uk

      Chapter One:

      How To Deal With Your Debt Crisis.

      Step One.

      First Things First: Understand Your Own Debts.

      Step Two.

      Record Keeping.

      Step Three.

      Your Offer.

      In Extreme Circumstances.

      Chapter Two:

      Cleaning Up Your Credit File.

      Reference Guide For Credit Scoring.

      The Golden Rules Explained.

      If You Need Further Help.

      Form Letters.

      IMPORTANT: TO ACCESS ONLINE RESOURCES THAT ACCOMPANY THIS BOOK, PLEASE USE THIS PASSWORD: X45P90y3 (www.the-debt-pack.co.uk/)

      Chapter One:

      How to Deal with Your Debt Crisis.

      Introduction.

      We all have aspirations about our lives. That we can have nice things and go out when we want and buy the latest technology and have a nice car and a nice home. However, our desire for nice things often outstrips our income, especially during a recession and especially when the banks lent irresponsibly on the build up to the 2007/2008 crash. Credit seems easy and it can become difficult to see that when we spend on a credit card or get a loan we are not spending our own money. We are spending someone else’s money. This guide will help you sort out your debts by using the existing laws of the UK. It will stop the banks hounding you and will assist you to repair your credit rating, when things have settled down.

      All the guidelines and form letters in this pack have been tested in real debt situation and have been shown to be very effective in dealing with debts crises.

      The Golden Rules:

      Remember these golden rules at all times during the process of dealing with debts and your creditors, who at times will be aggressive, persistent and dishonest.

      1. Keep good records.

      2. Keep in touch with your creditors.

      3. Tell your creditors the truth.

      STEP ONE.

      First Things First: Understand Your Own Debts.

      Depending on whether you’re a careful record keeper or whether you tend to just spend money and worry about it later, you need to do a full assessment of your situation. This sounds daunting but it really isn’t. Just grab every statement you have, find the most up-to-date one

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