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    First Time Home Buyers Guide
    First Time Home Buyers Guide
    First Time Home Buyers Guide
    Ebook89 pages1 hour

    First Time Home Buyers Guide

    By Tim Beachum

    ()

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    About this ebook

    If you are reading this you are one step closer to being a home owner. The First Time Home Buyers Guide has been voted the best guide on the market by industry experts across the United States. You do not have to fear deciphering a ton of legal jargon that you would have to have two law degrees to understand.

    Statistics show that the two top reasons that most people fear attempting to buy home is because of bad credit and lack of knowledge. This guide solves both issues and more. You will discover within the first few pages a resource that can easily be used by anyone to repair their credit fast. Once you have completed this guide you will know everything that there is to know about the home buying process.

    LanguageEnglish
    PublisherTim Beachum
    Release dateJul 25, 2011
    ISBN9781465897572
    First Time Home Buyers Guide
    Author

    Tim Beachum

    I am first and foremost a Marketing Strategist and have enjoyed doing so for 10+ years. Welcome to the digital age my friend.

    Read more from Tim Beachum

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      Book preview

      First Time Home Buyers Guide - Tim Beachum

      FIRST TIME HOME BUYERS GUIDE

      DO NOT THINK ABOUT BUYING A HOME

      WITHOUT READING THIS BOOK

      by Tim Beachum

      www.MyHomeBuyersBook.com

      SMASHWORDS EDITION

      ****

      Smashwords Edition License Notes

      This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each person you share it with. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then you should return to Smashwords.com and purchase your own copy. Thank you for respecting the author’s work.

      Copyright 2011 © 4th Generation Communications. All rights reserved.

      No part of this publication may be reproduced or transmitted in any form or by any means, mechanical or electronic, including photocopying and recording, or by any information storage and retrieval system, without permission in writing from the author or publisher (except by a reviewer, who may quote brief passages and/or short brief video clips in a review.)

      Disclaimer: The Publisher and the Author make no representations or warranties with respect to the accuracy or completeness of the contents of this work and specifically disclaim all warranties, including without limitation warranties of fitness for a particular purpose. No warranty may be created or extended by sales or promotional materials. The advice and strategies contained herein may not be suitable for every situation.

      This work is sold with the understanding that the Publisher is not engaged in rendering legal, accounting, or other professional services. If professional assistance is required, the services of a competent professional person should be sought. Neither the Publisher nor the Author shall be liable for damages arising here from.

      The fact that an organization or website is referred to in this work as a citation and/or a potential source of further information does not mean that the Author or the Publisher endorses the information the organization or website may provide or recommendations it may make. Further, readers should be aware that internet websites listed in this work may have changed or disappeared between when this work was written and when it is read.

      Table of Contents

      Chapter 1: Who Should Read This Book

      Chapter 2: Introduction

      Chapter 3: Location, Location, Location

      Chapter 4: Working With Realtors

      Chapter 5: Playing The Housing Market Buying vs. Renting

      Chapter 6: Home Inspections

      Chapter 7: Financing Your First Home

      Chapter 8: Making A Realistic Offer

      Chapter 9: Contracts, Home Warranties, and the Closing

      Chapter 10: Conclusion

      ****

      Chapter 1: Who Should Read This Book

      Although this book is entitled, The First Time Home Buyers Guide anyone interested in being a homeowner should read it. EVEN IF YOU HAVE BAD CREDIT.

      Here is a little secret if you are one of those people who dream of buying a home but fear it because of bad credit. IT IS EASIER THAN YOU THINK TO REPAIR YOUR CREDIT.

      I highly recommend that you go checkout this site if you are having credit problems - go now and visit www.A1CreditRepairKit.com. Even if you have horrible credit you can always find an institution that will give you a loan. However that loan will come at a cost. When I say cost... That is exactly what I mean. These institutions will charge you an outrageous interest rate - thats the bad news. The good news is you can start repairing your credit and once you have done that (depending on your contract agreement) you can get your home refinanced at a lower interest rate.

      The reason you want to purchase a home does not matter. This book covers the entire home buying process from A-Z, and I was sure to leave no stone unturned. So grab a pen and paper and prepare to take some notes, and lets get you ready to buy a home.

      ****

      Chapter 2: Introduction

      The mere fact that you are reading this book means that you are ready to take the next step in your life. You are considering buying a home either for financial reasons or your simply tired of spending your hard earned money on rent. For most people this is one of the most exciting times in their lives outside of their first born child.

      Although you have reached the moment of your dreams it is important that you have a plan, and do not get caught up in the excitement. I am referring to looking at properties, deciding whether to buy a home or build a new one, and finding financing. Those are just a few of the things that you will be doing that will take up the majority of your time when investing in your first home.

      To give you an idea of what lies ahead I have composed a little list:

      * Finding the right neighborhood

      * Finding a home that is big enough

      * Finding the features you are looking for

      * Choosing the right size yard

      * Choosing a Realtor

      * Understanding the housing market

      * The ins and outs of home inspection

      * Financing

      * Making an offer, and

      * Reading contracts

      The list above does not even scratch the surface of things that you must do such as the decorating, various home improvements, and other decisions that you will have to be faced with when buying a home.

      For most people buying a home will be the biggest investment that they will make in their lives. It is only natural to be a bit nervous at first, after all this is new territory for you.

      Most people will begin doubting themselves, and asking the question, am I doing the right thing? If you are a first time home buyer, you will be nervous about finding the right home, investing money on a down payment, and being approved for financing. After you have bought the home, you may even start to have feelings of regret after awhile. This symptom is so common in first time home buyers that psychologist have even developed a name for it - it is called, Buyers Remorse.

      Keep in mind that after you have bought your first home it is not like buying a pair of shoes or an automobile where you can take immediate possession. With a home it could take anywhere from two to three months before you will be able to move in. In the meantime, you should plan the following:

      * Moving arrangements

      * Home inspections

      * Yard sales

      * Budgeting for paint and other supplies

      * Taking time off from work, and

      * Finding a lawyer if necessary

      You DO NOT want to wait to deal with some of these

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