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    The Broke Man's Survival Guide: 50 Simple Strategies to Use When You Are Unemployed, Underpaid or Just Dead Broke and Trying to Survive
    The Broke Man's Survival Guide: 50 Simple Strategies to Use When You Are Unemployed, Underpaid or Just Dead Broke and Trying to Survive
    The Broke Man's Survival Guide: 50 Simple Strategies to Use When You Are Unemployed, Underpaid or Just Dead Broke and Trying to Survive
    Ebook110 pages1 hour

    The Broke Man's Survival Guide: 50 Simple Strategies to Use When You Are Unemployed, Underpaid or Just Dead Broke and Trying to Survive

    By A.M. Harris

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    About this ebook

    When you are broke, the last thing you want to hear about are saving plans, financial portfolios, or investment strategies. You are broke! Debt collectors are calling. Disconnection notices are mounting. Foreclosure is pending. You want to hear about how you are going to going to make ends meet. Real talk. You want to know how to survive through it.

    This amazing book provides the answers to a lot of very tough questions such as what to do when you are facing eviction or you don't have the money you need to pay the your bills for the month. The Broke Man's Survival Guide helps you develop a survival plan before the worse happens (job loss, vehicle repossession, foreclosure, debt collectors). If the worse has already happed, these strategies can help you weather the storm.

    The 50 strategies are bold--brash, yet sincere. Many former “broke enthusiasts" used these strategies to weather the storm of job lay-offs, unemployment, chronic illness, student loans, or just unwise choices. They all survived and so can you. Instead of worrying about things that are beyond your control at the moment, learn how to survive through it!

    LanguageEnglish
    PublisherA.M. Harris
    Release dateOct 18, 2013
    ISBN9781301072316
    The Broke Man's Survival Guide: 50 Simple Strategies to Use When You Are Unemployed, Underpaid or Just Dead Broke and Trying to Survive
    Author

    A.M. Harris

    A. M. Harris worked as a Program Director for a large non-profit organization for more than 25 years helping to provide much needed emergency services to the downtrodden, unemployed and underemployed. She spearheaded programs at the organization that included job training and placement services and emergency assistance for utility disconnections, pending evictions and foreclosures. "Many of our clients lost jobs they held for twenty years or more. Before coming to us, many of them had been out-of-work for several months. Although we were able to assist some clients find new jobs that were comparable to the salary they lost, many, many others did not find an equivalent job and were forced to settle for mediocre, low paying jobs just to keep food on the table and regularly faced the possibility of utility shut-offs and eviction. It was difficult to look in the faces of struggling people and not have real answers to help them." As the program director, it was Harris' responsibility to develop life skills and training programs to help these families get back on track. Her organization spent hundreds of dollars on resource materials that just did not do the job. She believed that people just want to know what they have to do to survive and make it another day without the red tape and politically correct mumbo jumbo that comes along with the territory. "Sometimes the best way to help people is to just tell it like it is and give them just right ideas and point them in just the right direction." Harris began to write her own material with topics like, Creating Your Own Employment Opportunities, Avoiding Scams, Attitude Adjustment, Avoiding the Repo Man and Keeping A Roof Over Your Head. Suddenly the life skills training programs had new life. Word spread and in a matter of weeks the attendance rate went from 40% to 85%! Over the years, Harris accumulated close to 100 topics. In 2005, A.M. Harris decided to capture the very best of years' worth of 50 front-line solutions and The Broke Man's Survival Guide was born. Eight years later, in 2013, Harris decided to revised the earlier edition with new information to help those who are still trying to survive in our struggling economy.

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      Book preview

      The Broke Man's Survival Guide - A.M. Harris

      The

      Broke Man’s

      Survival Guide

      50 SIMPLE STRATEGIES TO USE WHEN YOU ARE

      UNEMPLOYED, UNDERPAID OR JUST DEAD

      BROKE AND TRYING TO SURVIVE!

      BY A.M. HARRIS

      AMHAR PUBLICATIONS

      AMHAR PUBLICATIONS

      20650 S. CICERO AVE, UNIT 735

      MATTESON, IL 60443

      FOR ADDITIONAL COPIES VISIT:

      WWW.THEBROKEMANSURVIVALGUIDE.COM

      THE BROKE MAN’S SURVIVAL GUIDE®

      COPYRIGHT © 2005, 2013

      BY A. M. HARRIS

      ISBN 0-9762680-0-0

      SMASHWORDS EDITION

      ALL RIGHTS RESERVED. NO PART OF THIS PUBLICATION MAY BE REPRODUCED IN WHOLE OR IN PART IN ANY FORM WITHOUT PRIOR WRITTEN PERMISSION OF AMHAR PUBLICATIONS

      PRINTED IN THE UNITED STATES OF AMERICA

      THE INFORMATION CONTAINED IN THIS BOOK WAS VERIFIED AT THE TIME OF PRINTING.

      This book is dedicated to my mom. Thanks, Mom, for all of your love, support, and encouragement and for teaching me how to survive. I would also like to thank my friends and family for encouraging me through this project. A final thanks to the hardworking people who inspired me to write this guide and allowed me to document their experiences.

      Trademarks

      The words in these pages that are believed to be trademarked, service marked or otherwise to hold proprietary rights have been designated as such by the use of initial capitalization. Inclusion, exclusion, or definition of a word should not be regarded as affecting the legal status of any proprietary rights that may be claimed for that word.

      Disclaimer

      The Broke Man’s Survival Guide is intended to provide information in regard to the subject matter covered. It is sold with the understanding that the publisher and author are not engaged in rendering legal, accounting, or any other professional services. Every effort is made to assure the accuracy and completeness of the information in this guide.

      The purpose of this guide is to educate and to inform. The publisher and the author shall have neither liability nor responsibility to any person or entity with respect to any loss or damage caused, or alleged to be caused, directly or indirectly by the information contained in The Broke Man’s Survival Guide. The names used in The Broke Man’s Survival Guide are fictitious. The true names were changed for anonymity purposes; therefore, any coincidences and/or misuse of copyrighted material are accidental.

      Table of Contents

      Foreword

      Introduction

      Section I: Surviving the Debt Pool

      Strategy #1: Hang Up!

      Strategy #2: Can You Hear Me Now?

      Strategy #3: The Number You Have Reached

      Strategy #4: Use the Phone

      Strategy #5: Lie Like a Rug!

      Strategy #6: I Cannot Tell A Lie!

      Strategy #7: The Bad Credit Welcome Wagon

      Strategy #8: THey Think You're Stupid!

      Strategy #9: Shut Up!

      Strategy #10: Hide That Car!

      Strategy #11: Take My Car - Please!

      Strategy #12: Sue Their Pants Off!

      Strategy #13: Know Your Rights

      Strategy #14: The Power of the Pen

      Strategy #15: Tricks of the Trade

      Strategy #16: Make Them Prove It!

      Strategy #17: Save Your House

      Strategy #18: First Things First

      Strategy #19: Rob Peter to Pay Paul

      Strategy #20: Your Name Please?

      Strategy #21: Temporary Hardship

      Strategy #22: That Good Faith Effort

      Strategy #23: Pay Them

      Section II: Surviving Life's Little Setbacks

      Strategy #24: Do The Hustle

      Strategy #25: Part-Timers

      Strategy #26: Down The Corporate Ladder

      Strategy #27: The Best Things In Life Are Free

      Strategy #28: Well, We're Moving On Down!

      Strategy #29: Free Money?

      Strategy #30: The Big Gamble

      Strategy #31: Stop Hanging With The Joneses

      Strategy #32: Slice of Humble Pie

      Strategy #33: Brother, Can You Spare a Dime?

      Strategy #34: Bill Payment Help

      Strategy #35: Homelessness Prevention

      Strategy #36: Leave The Lights On

      Strategy #37: An Attitude of Gratitude

      Strategy #38: Give A Little

      Strategy #39: Do Whatcha Gotta Do

      Strategy #40: Ain't Too Proud To Beg

      Strategy #41: Avoid Moochers

      Strategy #42: Excess Baggage

      Strategy #43: To The Penny

      Strategy #44: Be A Cheapskate

      Strategy #45: Keep Your Cool

      Strategy #46: If It Ain't Nailed Down, Sell It!

      Strategy #47: Go Find Big Momma

      Strategy #48: Ain't Nobody's Business

      Strategy #49: Fake It Until You Make It

      Strategy #50: The Broke Man's Plan

      Afterword

      References

      Foreword

      line

      I’ve worked as a program director for a large non-profit organization for more than twenty-five years, helping to provide much-needed emergency services to the downtrodden, unemployed, and underemployed. I spearheaded programs at the organization that included job placement services, and emergency assistance for utility disconnections, pending evictions, and foreclosures.

      Many of our clients lost jobs they held for twenty years or more. Before coming to us, many of them had been out-of-work for several months. Although we were able to help some clients find new jobs that were comparable to the salary they lost, many, many others did not find an equivalent job and were forced to settle for mediocre, low paying jobs just to keep food on the table and regularly faced the possibility of utility shut-offs and eviction. 

      As the program director, it was my responsibility to develop life skills and training programs to help these families get back on track. Clients needed to know how to make ends meet and the one size fits all approach found in most resource materials didn’t offer the dead-on solutions clients needed.  In most cases, people just want to know what they have to do to survive and make it another day without the red tape and politically correct mumbo jumbo that comes along with the territory. Sometimes the best way to help people is to tell them like it is and give them just right ideas and point them in just the right direction.  

      In this book, I’ve captured the very best of years’ worth of front-line solutions offering 50 simple, realistic topics to help people deal with difficult issues. It is my intention to give people who are just about at rock bottom the on- target, hard hitting tactics they need to deal with real life issues that range from keeping food on the table and avoiding eviction to getting rid of a deadbeat boyfriend.   

      Introduction

      Ode to the Broke Man

      line

      Millions of

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