Let's Get Financially Fit!
()
About this ebook
Sitting at my computer one day about a couple of years into my unemployment, I couldn’t help but feel thankful to God for giving me the financial knowledge I had in the past which set us up to survive during that time. I realized that we made it with little difficulties because of the way we managed our finances.
I began writing this book which spells out the tools that anyone can use to take control of their personal finances. The words flew out of me faster than I could type. The book covers the following topics like how to take a personal property inventory for insurance. There’s a chapter that shows the steps to lowering your mortgage payments and lowering all your debt. It also explains how to make a budget and stick to it by focusing on spending habits. It even shows an easy way to balance your checkbook. There are tricks in saving without realizing you’re doing it. It also has a little wisdom from above.
I was very proud of my guide and wanted to share it with others but I found employment again and filed the words away on my hard drive almost forgetting about them for another year.
Ironically, I lost that job too. It was like God was giving me a wake up call. I remembered my draft and now am compelled by an authority higher than all of us to share it with you. May the words help you when you put them to use as they have proven helpful to me. God bless.
Related to Let's Get Financially Fit!
Related ebooks
The Spender's Guide to Debt-Free Living: How a Spending Fast Helped Me Get from Broke to Badass in Record Time Rating: 4 out of 5 stars4/5The Shoestring Girl, Second Edition Rating: 0 out of 5 stars0 ratingsYour Life Is Your Journey Rating: 0 out of 5 stars0 ratingsThe Shoestring Girl Rating: 0 out of 5 stars0 ratingsDiary of a Billionaire's Housekeeper Rating: 0 out of 5 stars0 ratings1,134 Days to 0: Triumph over $37,000 of Debt in Three Years, One Month Rating: 0 out of 5 stars0 ratingsBecoming Rich: A Method for Manifesting Exceptional Wealth: A Course in Manifesting, #4 Rating: 5 out of 5 stars5/5Want to Change Your Life? This is How You Do it. Rating: 0 out of 5 stars0 ratingsStressing the Importance of Balance: A Beginners Guide to Stress Management, Finding Balance, and Reaching Your Potential Rating: 0 out of 5 stars0 ratingsLive Your Life for Half the Price Rating: 3 out of 5 stars3/5Happiness is You Rating: 0 out of 5 stars0 ratingsDon't Read This Book If You Don't Want To Win Rating: 0 out of 5 stars0 ratingsBe Your Money Hero: 5 Steps to Generate the Abundant Life You Were Meant to Live Rating: 0 out of 5 stars0 ratingsGaining Wealth Rating: 0 out of 5 stars0 ratingsMillionaire Mind Crush Rating: 0 out of 5 stars0 ratingsPublishing 101: How to Publish Books While Spending Little to No Money at All Rating: 0 out of 5 stars0 ratings"Don't Do What I Did": Avoid the Common Day to Day Money Traps and Mistakes Made By a Regular Guy Who Ironically...Worked in Finance Rating: 0 out of 5 stars0 ratingsClear Space: How to Make Room for What Matters Most in Your Home & Life Rating: 0 out of 5 stars0 ratingsGet Locked-In: Mastering the Art of Laser Focus to Achieve Your Dreams Rating: 0 out of 5 stars0 ratingsMom Vs. Debt: How I Paid Off $64K in Credit Card Debt in Under 3 Years Without Becoming a Stripper Rating: 0 out of 5 stars0 ratingsThe Best Seat in the Universe Rating: 0 out of 5 stars0 ratingsMake a Deposit: A Guide to Rebuilding Your Identity and Finding Fulfillment After Having Kids Rating: 0 out of 5 stars0 ratingsBreaking Poverty: How to eliminate obstacles and gain financial freedom on any salary Rating: 0 out of 5 stars0 ratingsFinding Your Passionate Purpose: In Life, Leadership, and Love Rating: 0 out of 5 stars0 ratingsDaily Thoughts Of A Self-Made Millionaire Rating: 5 out of 5 stars5/5The Celebrity Author Writing System Rating: 0 out of 5 stars0 ratingsChoose to Get out of Brokeville: Simple Steps to Improve Yourself and Your Life Rating: 0 out of 5 stars0 ratings17 Hours to to More Clarity, Courage, and Confidence (from 4 PM on Thursday to 9 AM on Friday): Authorpreneur, #1 Rating: 0 out of 5 stars0 ratings
Religion & Spirituality For You
Girl, Wash Your Face: Stop Believing the Lies About Who You Are so You Can Become Who You Were Meant to Be Rating: 3 out of 5 stars3/5Mere Christianity Rating: 4 out of 5 stars4/5The Screwtape Letters Rating: 4 out of 5 stars4/5The Four Loves Rating: 4 out of 5 stars4/5Zen and the Art of Motorcycle Maintenance: An Inquiry Into Values Rating: 4 out of 5 stars4/5A Grief Observed Rating: 4 out of 5 stars4/5Gay Girl, Good God: The Story of Who I Was, and Who God Has Always Been Rating: 4 out of 5 stars4/5Dangerous Prayers: Because Following Jesus Was Never Meant to Be Safe Rating: 5 out of 5 stars5/5Surprised by Joy: The Shape of My Early Life Rating: 4 out of 5 stars4/5A Billion Years: My Escape From a Life in the Highest Ranks of Scientology Rating: 4 out of 5 stars4/5The Odyssey Rating: 4 out of 5 stars4/5Warrior of the Light: A Manual Rating: 4 out of 5 stars4/5A Calendar of Wisdom: Daily Thoughts to Nourish the Soul, Written and Se Rating: 4 out of 5 stars4/5A Course In Miracles: (Original Edition) Rating: 5 out of 5 stars5/5The Love Dare Rating: 5 out of 5 stars5/5The Abolition of Man Rating: 4 out of 5 stars4/5Be Here Now Rating: 5 out of 5 stars5/5The Buddha's Guide to Gratitude: The Life-changing Power of Everyday Mindfulness Rating: 5 out of 5 stars5/5The Imitation of Christ: Selections Annotated & Explained Rating: 4 out of 5 stars4/5The Egyptian Book of the Dead: The Complete Papyrus of Ani Rating: 5 out of 5 stars5/5Upon Waking: 60 Daily Reflections to Discover Ourselves and the God We Were Made For Rating: 5 out of 5 stars5/5Jesus and Buddha: The Parallel Sayings Rating: 4 out of 5 stars4/5Beyond Belief: My Secret Life Inside Scientology and My Harrowing Escape Rating: 4 out of 5 stars4/5Unwanted: How Sexual Brokenness Reveals Our Way to Healing Rating: 5 out of 5 stars5/5NRSV, Cultural Backgrounds Study Bible: Bringing to Life the Ancient World of Scripture Rating: 5 out of 5 stars5/5Weight of Glory Rating: 4 out of 5 stars4/5
Reviews for Let's Get Financially Fit!
0 ratings0 reviews
Book preview
Let's Get Financially Fit! - Joyce Pranion
Let’s Get Financially Fit
A Guide For Those Who Believe
Written by: Joyce Pranion
*****
LET’S GET FINANCIALLY FIT
Joyce Pranion
Copyright 2012 by Joyce Pranion
Smashwords Edition.
*****
CHAPTER 1: ACKNOWLEDGMENTS
I just wanted to write a few acknowledgments to those of you who have touched my life enough to give me the courage to write this book. I have to start with God who has carried me through the years even when I thought we were never going to make it. My husband who stuck by me even though I drove him crazy the last few years. My son who is my inspiration always. My sister for reminding me Jesus loves me. My in-laws who always made me feel that I could accomplish anything I wanted. My parents for teaching me how to stretch a buck. For everyone else in my life who I have not mentioned, you are always in my heart and I love you all for being in my life.
All scriptures were taken from one of the following Bibles; The New King James Version, The Amplified Version, and The New Living Translation. My thanks to biblegateway.com for your wonderful website.
I’d like to dedicate this book to my Yiayia who I know watches over me every time I smell a jasmine flower when I’m taking my walks.
CHAPTER 2: PREFACE
When I was a little girl, my father owned a small diner down the street from a major league baseball park. On game days the place would be hopping with customers. Dad always had the AM transistor radio going so we could hear the game. His favorite was baseball. I remember the whole place would light up after a home run. Dad would prop the door open so we could hear the fans at the stadium too. The diner was the original old time greasy spoon. The street out front was made of brick pavers instead of cement. The place was a long narrow block building which nestle between two other attached stores. The front was all glass so you could look in and see my dad cooking over the grill. The bell would ring with every entering customer. The left wall had the grill and a back counter that held the coffee pots. The clean plates were hidden behind the sliding doors of the upper metal cabinets. Facing the grill was the long counter where most of the customers ate siting on the red vinyl stools with their shiny chrome legs. Along the opposite wall were four red vinyl booths that set back to back. I remember using them to take naps on or eat the cherry pies my dad always had. I must have been between three and four years old because it was before I even started school.
On some days my dad would take me to the diner during the week while my mom worked. It was the mid 1960’s before electronic devises robbed us of our imaginations. I loved going there to play waitress even though I was probably more in the way than helping. I would take a Styrofoam coffee cup with the top on, flip it over on its lid, poke a slit in the bottom with a knife, write the word TIPS on it, and set it on the counter. Dad kept me behind the counter where he could keep an eye on me. He’d give me a rag to wipe the counter with. I remember talking to the regulars who came in for breakfast. I would ask the customers if they needed anything else. I wanted to show them how hard I was working to earn my tips. Whenever I could, I would take my hand made tip-bank in the back where the sinks were and look inside. The sound of the coins clanking together when I shook it reinforced my belief that I was working for my money and was being rewarded for a job well done. It never amounted to much but it didn’t matter. I was hooked on the idea of making money.
Years later my dad sold the diner and purchased a party store. By now I was an adolescent and understood the value of money. I would work at the store on the weekends. I only made $5.00 but I was already calculating the number of weekends I would have to work to make $100. I quickly realized that I had to do something else to increase my savings. It didn’t take long before I landed my first job. I have been working ever since until I was laid off due to the