You South Africa

YOUR MONEY SORTED

YOU get a call out of the blue from someone who claims you’re thousands of rands in arrears for a gym membership you took out years ago. You can remember taking out the membership and then cancelling it when you moved home. But now it’s your word against the gym’s.

Before you pay up, make sure you know your rights. Debts incurred three years ago can become prescribed, which means you aren’t legally obligated to

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