Consumer Confidential: This bank is worried scammers may be cruelly paying off people's credit cards

Scammers are responsible for all manner of fraud and mischief, including the theft of people's identities, cash and financial information.

As far as I know, however, no con artist has ever maliciously paid off someone's credit card balance.

So I couldn't help but be intrigued when a Capital One customer told me about his recent experience having his card frozen and undergoing a fraud investigation after he paid off the more than $14,000 outstanding on his plastic.

"I kept asking them if they thought some random person had paid off my account," said Erik Castro, 48. "They said they just needed to know that the money was legitimate."

Even now, the