Money Magazine

Hark! The herd is stampeding

Is your Christmas budget being trampled by the herd instinct? Being a young consultant in a large consultancy is not glamorous. You regularly work 16-hour days and the pay is modest. Years ago, as a junior behavioural economist, this was my predicament.

With this financial situation in mind, I remember facing the Christmas season with a mix of anticipation, fear, anxiety

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