Four Steps for a Financially Fit New Year

Most people reassess their financial strategies when things aren't going well. The economy might be faltering, someone in the family has lost a job or experienced a medical issue. Rarely do people make changes when times are good and might wonder, "Why would we disrupt our plans if taxes are at a historic low, unemployment is low, and the stock market is at all-time highs?"

While it might seem counterintuitive, now is actually a great time to consider