Kiplinger

Flagstaff, Ariz.: A Smart Place to Retire

Population: 73,964

Cost of living: 116

Median home price: $362,000

College perk: Northern Arizona University works with retiree volunteers to partner with the city's dozens of nonprofits.

At an elevation of 7,000 feet, this mountain town swaddled by sweet-smelling Ponderosa pine trees has plenty to offer retirees by way of outdoor activities, top-tier

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