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UIDAI www.uidai.gov.in
UIDAIs Mandate
To provide Unique ID Number to all Residents
Enrolment is a one time process for the resident Establishes Uniqueness
Standardized identity attributes No duplicates(1:N check) Flexibility to partners on Know Your Resident (KYR)+
1:1 check, no ID fraud Only YES/NO response, no details no invasion of privacy Person can see self-details, no one else can
Property of UIDAI - Highly confidential 5
Can be linked to a bank a/c numbers, mobile numbers, and other identifiers
What is in a number?
Service Delivery Potential of Aadhaar
Aadhaar Authentication
Higher setup cost with limited scalability and it can only work in assisted mode.
Cannot verify that the person carrying the identity token is indeed the same person defined in the identity token except where photo is printed on the identity token
Difficult to identify misuse. No authentic audit trail and requires exhaustive manual audit mechanism
In contrast AADHAAR ID Authentication relies on what the user is (biometrics) and a combination of what the user has and knows (OTP); is a digital and online form of authentication; and can function in self-service mode.
and/or*
YES
OR
NO
UIDAI will not charge for Aadhaar authentication services till December 2013
Send signed contract and supporting documents to UIDAI, fill online forms
Ensure process and technology compliance with AUA checklists Complete Aadhaar Seeding Device procurement and deployment Full Application development and testing Go-live
ASA Readiness
Contractual readiness Process & Technology Readiness
AUA Readiness
Contractual readiness Process & Technology Readiness
Authentication Request
1
Authentication Transaction Aadhaar Holder
4 7
Authentication Devices AUA ASA
Yes / No Response
5
Yes / No Response
Service Delivered
Ongoing Activities
Exception Handling
Current Challenges
2:30pm deadline 2 hour wait at the bank and a frustrated bank clerk The return journey 14 km bus journey
Moneylender dues @ 5% pm
Resident
5. Authorize
6. Debit
1. Withdrawal request 9. Cash
4. Authenticate
Interoperable Switch
UIDAI
3. Forward to switch
7. Credit
BC with Micro-ATM
Transfer funds to Aadhaar Enabled Accounts Simplifies disbursal of funds uses only one account for all disbursals
Withdrawal and deposit Check balance, peer to peer transfers Inter-operable, portable anytime anywhere
Aadhaar accepted as
Applications ecosystem
Wave 4: Next generation applications
PPP & Wave 3: Mainstream applications consumers Healthcare, education, financial services and consumer applications including utility services and telecom
Wave 2: Initial application PDS, NREGA, State services, energy, financial services Wave 1: Enrolment & infrastructure creation
2009
2010
2011
2012
2013
2014
2015
2016
IT services Consulting Financial services Telecom services Enrolment hardware Offline apps H/W Online Applications hardware Greenfield apps and investor ecosystem Logistics
In Conclusion..
Aadhaar Authentication framework is ready User entities need to re-engineer their applications and systems to leverage this Empanelment of Consultants and Software Development firms by UIDAI to assist partners in developing Aadhaar based applications Creating an Aadhaar Authentication Ecosystem of ASA, AUAs, Device manufacturers The next one year will be a year of applications driven by Aadhaar authentication Let us join hands to benefit the common man
Thanks!