DEPARTMENT OF TECHNICAL EDUCATION

ANDHRA PRADESH
Name : Md. Qadeer Rehman
Designation : HEAD OF SECTION
Branch : D.C.C.P.
Institute : K D R Govt, Polytechnic,
Wanaparthy.
Year : I year
Subject : Business Organization
Subject code : CCP-104
Topic : Banking
Duration : 50 mts
Sub topic : Cooperative Bank
Teaching Aids : P.P.T, animations
CCP104.146 TO 147 1
Objectives

On completion of this you would be

able to:
 Define cooperative bank
 Explain the purpose for establishment of
cooperative bank
 Explain the functions of cooperative bank
 Explain the area of operation and extension
of credit facilities of cooperative bank

CCP104.146 TO 147 2
Recap:

 The Banking organization

 The various types of banks

 The Commercial bank and its functions

 The lead bank and its functions

CCP104.146 TO 147 3
Cooperative banks

 The coop. banks are a group of financial

institutions to offer cheap credit facilities to
farmers and artisans

 The coop. banks offer loans, finance on cheap

terms to cottage industries, village industries,
agriculturists and artisans

 The coop. banks offer easy term loans to small

scale industrial units and agriculturists

CCP104.146 TO 147 4
 Coop banks

Easy terms

At less Extension
interests of loans & Agriculturi
advances sts

Village
artisans To develop
village by Small
Supplemen industrial
ting units
income
CCP104.146 TO 147 5
 Division of
coop. banks

State coop.
banks
State level

Central coop Primary

. Banks coop. banks
District level Village level

CCP104.146 TO 147 6
 State level
Top administrative office
at the AP state level
Orga Management of banks
nizati
on
And
Funct District level
ions Manning the credit
of needs at the dist . Level
Coop.
bank
s
Village level
Meeting the credit
needs of the villages
CCP104.146 TO 147 at rural level 7
CCP-104/15.8 7
Purpose of Cooperative Bank:

 To meet the credit requirements of Agriculturists

 To meet the financial requirements of small
industrial units
 To help the poor village artisans

CCP104.146 TO 147 8
Purpose of Cooperative Bank:

 Special category of loans to a particular area,

and group of people
 Easy financial terms
 District, urban and rural areas to supplement
the income of poor people, at cheep
installments

CCP104.146 TO 147 9
Summary

 The cooperative bank and its purpose of

establishment
 The organization of cooperative banks
 The functions of cooperative banks
 Credit facilities offered by the cooperative
bank in the rural areas

CCP104.146 TO 147 10
Quiz:
1.The services of Coop. banks are in the areas

 To develop rural poor people to supplement their

income
 Offer loans to only small farmers with 5 acres of
land
 Extend loan facilities on cheaper rates in urban
areas only
 Offers loans to only educated Unemployees

CCP104.146 TO 147 11
Quiz:
2. The organization of coop. bank is at
three stages as follows

c. State level, District level and village level

d. District level, urban level and rural level
e. District headquarters, and two rural
areas
f. State level and at two district level

CCP104.146 TO 147 12
Quiz:
3. The following is the branch of coop. bank

c) Central bank of India

d) State bank of Hyderabad
e) State of India
f) Central Cooperative Bank

CCP104.146 TO 147 13
Frequently asked questions
1. Explain in twelve sentences the organization and
purpose of Cooperative Banks

2. Explain in eight sentences the functions of Coop

Banks

3. Explain in the eight sentences the different

stages of service offered by the cooperative bank

CCP104.146 TO 147 14
Frequently asked questions
4. Explain the following in three sentences:

a. Agricultural loans offered by Cooperative bank

b. Loans offered by the cooperative bank to

small industrialists

c. Loans offered by the cooperative banks to

village artisans

CCP104.146 TO 147 15