Name : Darshan Shrikant Dhoot

Roll No: 721013

Guided By : Prof.Prasad Sahasrabuddhi
 INTRODUCTION
• I got an opportunity to carry out in plant training in the
HDFC Bank Ltd.
• In this project, I included the history of HDFC bank and
the information of all products and services of HDFC.
• I have mentioned the findings which come after doing
study and activities which done in summer in plant
training, also there is information about the department
of HDFC that is finance department, human resource
department, production and operation department and
marketing department.
• I have observed that how each department does their
work as per the given requirement of the bank to
accomplish vision and mission of the bank.
 PROFILE OF THE BANK
•HDFC (Housing Development Financial Corporation) Bank Limited
is an Indian banking and financial services company
headquartered in Mumbai, Maharashtra.

•It has 84,325 employee and has a presence in Bahrain, Hongkong

and Dubai.

•HDFC Bank is India’s largest private sector lender by assets. It is

the largest bank in India by market capitalization as of February
2016. It was ranked 69th in 2016 Brand Top 100 Most Valuable
Global Brands.
 PRODUCTS & SERVICES
• Accounts & Deposits
• Saving account:
• Everyone needs a saving account to store away the surplus cash. The bank offers
saving account under various types starting from basic ac to premium ac with
variety of features. The interest rate on saving account is 4% p.a. which is
calculated daily on the end of the day balance 
• If we cannot maintain the minimum balance then No Maintain charges is 785 Rs./
annually
• Individual current account:
Minimum balance required is 10000
• Business current account:
Minimum balance required is 25000
Limit upto 30000
• Active Current Account:
Minimum balance required is 10000
Limit up to 100000 
 Loans
Personal Loan:
No matter what your needs, HDFC Bank can customize a Personal Loan for you.
Existing HDFC Bank account holders can avail the special offers, interest rates and
charges. First-time Loan customers can also avail of a host of benefits.
The interest rate of Personal Loan is 10.75% to 22.00%.
Car Loans :
Get the finance you need for a new car with the range of HDFC Bank Car Loans.
Get the finance you need for a used car with the range of HDFC Bank Car Loans.
The interest rate of Car Loan is 9.25%.
Business Loan :
Avail of a loan up to Rs. 40 lakhs (up to Rs. 50 lakhs in select locations) without any
collateral, guarantor or security, to fulfil your every business need, from business
expansion and working capital, to your child's education or a home renovation.
The interest rate of Business Loan is 15.65%.
 5. SWOT ANALYSIS
• Strength
1. Strong goodwill in new market

2. Presence of more branches as compared to compitetors

3. Profit is maintained consistently over years

• Weakness
1. Strong employee turnover rate

2. Less presence in rural as compared to compitetors

3. Huge fluctuation in share prices of hdfc bank  

• Opportunities

1. Due to good quality parameter based on assets strong growth in profit .

2. Huge untapped market as presence outside india is in specific countries
3.Chances of huge increase in bussiness by acquisition due to strong
financial position

• THREATS
1. Presence of large number of compitetors in market
2. Upgradation in technology of nationalized bank creates huge compitetion
3. RBI’s strong norms on account of non compliance banking regulation
THANK YOU