We represent clients in every conceivable industry.

Specializing in the collection of commercial debts with an

emphasis on the collection of judgments.

Call today toll free (888) 378-8100

We will get you the results that you expect!!

Phone: (888) 378-8100 Website: www.ycscollects.com

Fax: (954) 424-0500 Email: info@ycscollects.com
Our mission is to provide our clients with the highest standard of quality and
services by utilizing cutting edge techniques to collect outstanding receivables in
an expeditious and amicable manner.

Our company’s objective is to become your collection partner by

providing you with a stress free way of collecting your outstanding
receivables. This will allow your firm to focus on your business.

Your Collection Solution, Inc. is a worldwide collection agency. Our

firm is licensed, bonded and incorporated in the State of Florida.
Our management team has over thirty years experience in the
collection industry. Our company’s philosophy is to treat your
business as if it were our own. We understand that your clients are your livelihood.
Uncollected debts cost businesses billions of dollars every year which causes
a negative effect on the bottom line. Our company’s goal is to assist with
solutions which will maximize profits and increase your company’s bottom
line.

 Collection of past due commercial and consumer invoices

 Collection of promissory notes
 Credit bureau reporting
 Enforce the collection of judgments through
skip tracing and asset investigations
 Pursue cases in litigation through our nationwide attorney network
 We accept placements via fax, through our website in excel format and
mail
 Accounts are processed within hours of receipt
 Initial demand letters and phone calls are made to the debtor within hours
of placements
 Acknowledgement of account placements are faxed within forty eight
hours
 Files are submitted to the credit bureau every week
 Client statements are faxed monthly
 Client disbursements are remitted biweekly
 Collection
Litigation
Asset Investigation
Judgment Recovery

 A company must establish a specific policy for management of their

receivables from day one through the time that the account becomes
delinquent. It is imperative to have an action plan. You may have good
customers that need a little understanding and patience while others need to
be handled with a stronger approach which may require litigation.

 The world economy is in a recession. Time is of the essence in placing an

account for collection. The older an account becomes, the lower your chances
of recovery. It is critical to take proactive actions once an account ages over
forty five days.

 For your business to grow, you must have cash flow. When your clients pay
late, or not at all your business suffers. Call today toll free at (888) 378-8100
and turn your receivables into cash.
 Collection
Litigation
Asset Investigation
Judgment Recovery

The chart below shows the United States Department of Commerce

statistics on the effect of aging of debt. The age of each account determines
their value.  As the age of debt increases the success of the collection
decreases.
 Why use a collection agency?

Many debtors will pay a collection agency even though they never cooperated
with the original creditor. Once the case is placed with a collection agency
some debtors finally realize that you are serious and do not want their credit to
be compromised.

 Where does Your Collection Solution, Inc. provide services?

Your Collection Solution, Inc. collects both commercial and consumer accounts
receivables with an emphasis on the collection of judgments in all fifty states
and in most foreign countries through our network of collectors and collection
law firms.
 When is a good time to employ a Collection Agency?

When indebtedness is 45 days delinquent.

When an inquiry discloses serious financial conditions.
When a customer demonstrates bad faith and loses credibility.

 Is Your Collection Solution, Inc. a member of any National trade

associations?

Yes, we are a member of the Equifax Credit Bureau, Dun & Bradstreet Credit
Bureau and ACA International which is the largest association of credit and
collection professionals. In addition, Your Collection Solution, Inc. is a
member of the Better Business Bureau with an A+ rating.
 Is there a contract to sign?

We have a Retention Agreement in order to protect your

interest as well as ours.
 If I want to begin utilizing your services for collections,
how do I get started?

You must execute our Company’s Retention Agreement and

fax said Agreement to our office at (954) 424-0500. Once you
have faxed the executed Retention Agreement, cases can be
placed through our website at www.ycscollects.com,via fax or
U.S. mail.
 Does Your Collection Solution, Inc. charge an annual fee?

No, there are no annual or monthly fees. We are paid only

when we recover your money. You have nothing to lose and
everything to gain.
 Are there any up front costs for collections?
No. There are no up front costs to collect your delinquent accounts.
In the event that you do not have the individuals social security
number or corporation’s federal identification number there will be a
nominal cost.

You will be responsible to pay all out of pocket expenses associated

with the filing of a lawsuit if necessary. If you have obtained a
judgment and require the services of our independent asset
investigator there are costs associated with their investigative
services. Our office works exclusively on a contingency fee. “If we
don’t collect we don’t get paid”.
 What debts can be placed for collections?
We will accept debts for collections that are less than three years
old or within the statute of limitations to file a lawsuit. There is a
minimum of two hundred dollars ($200.00) on files placed for
collection.
 Does Your Collection Solution require a certain number of accounts to be
placed for collections?
No, we have no requirements on the amount of cases that are
placed for collections.

 How long can you pursue a debt?

We can pursue outstanding debts as long as they are within the
Statute of Limitations. (Note that each state has its own statute.)

 Is there any involvement or requirement of the client?

Once you place a case for collections we ask that you stop all in
house collection activities and cease all communications with the
debtor as this will only compromise our collection efforts. All offers of
settlements will be presented for your approval. Furthermore, you
must report all debtor payments to us. It is illegal to continue
collections efforts and report a debtor to the credit bureaus when
they have paid their account.
 What is the process for collections?

Once you have placed an account with us we will send an initial collection validation
letter to the debtor advising them that the account has been placed with our firm for
collections, who the creditor is and the amount of the debt. We advise the debtor that if
they have a dispute it must be made in writing. Our collectors will attempt to contact the
debtor to discuss the case within hours of placement. However, when pursuing a
consumer collection matter during the initial thirty day validation period our collectors
cannot make any demands for payment or reference the credit bureau. After the thirty
day validation period, we can demand payment and place the debtor into the credit
bureau.

When pursuing collections on a commercial case our collectors can be more aggressive.
Typically we will fax our demand letter to the debtor within one hour of receipt of the
case and begin demanding payment in full. In the event that the debtor is not responsive
we can place the debtor into the credit bureau and or file a lawsuit immediately.
 How soon can you collect our money?

We are able to collect payment in full on some cases within days.

Cases of bankruptcy or business closure are usually uncollectible.
The age of the debt will also play a part in our success rate. Most
successful collections occur once the debtor is placed into the credit
bureau and or when a lawsuit is filed.
 Will Your Collection Solution, Inc. compromise or negotiate my
settlement?

No, only you can approve a compromise. We will do our best to

negotiate the best settlement. All settlement offers will be approved
by you the client.
 Does Your Collection Solution, Inc. accept payments?
Yes, we demand all payments be made directly to our office or
our attorney’s office. Occasionally a debtor will pay you
directly. It is imperative that you report any and all payments
that you receive so that we may credit the subjects file
accordingly and report to the credit bureaus.
 How often does Your Collection Solution, Inc. disburse
payments?
All payments are deposited into our trust account and are
disbursed biweekly after said funds have cleared our account.
We ask that you remit our fee on payments paid directly to you
within twenty days.
 What if you can’t collect for me?
If we are unable to collect on your case within thirty days we
will place the debtor into the credit bureau and recommend
that you file a lawsuit.
 Are you able to find people and corporations?
Yes. Our firm utilizes independent private investigators. They are able
to locate most individuals and corporations. Our investigators are
equipped with the latest software to track down individuals and
corporations when they relocate. Successful collection on a
delinquent account requires locating the debtor. It is helpful to have
the last known address, social security number or federal
identification number.

 Is Your Collection Solution, Inc. able to locate debtor’s assets?

Our independent private investigators specialize in locating hidden
assets such as bank accounts and brokerage accounts. The Gramm
Leach Bliley Act requires that all financial investigations have a
permissive purpose. Our searches are performed legally; therefore
our firm requires the requesting party to have a valid need for this
type of information.
 Is there a guarantee to make a recovery when I place an asset
investigation?

There are some cases that will prove to be uncollectible. Therefore,

there is no guarantee that the information we obtain through our
asset search will automatically translate into a recovery of your
judgment.
 How long does it take to collect on a judgment?

This varies depending on the financial conditions of the debtor.

Once our investigators have determined that there are assets such
as bank accounts, brokerage accounts or real property it typically
will take forty five to sixty days for our attorneys to enforce the
collection of the judgment.