IDBI BANK

(Industrial Development
Bank Of India)

GROUP MEMBERS
VAIBHAV
- 10
HITENDRA - 19
PRASHANT - 26
OMKAR
- 31
AMEY
- 41
AMISH
-63
SHASHANK -72

CONTENTS
INTRODUTION OF IDBI BANK .
HISTORY OF IDBI BANK.
RECENT DEVELOPMENTS.
OVERVIEW OF DEVELOPMENT BANKING

IN INDIA.
INDUSTRIAL INVESTMENT BANK OF INDIA
Ltd.
FUNCTIONS OF IDBI BANK.

INTRODUCTION OF IDBI BANK

TYPE PUBLIC - (BSE:500116)
INDUSTRY - BANKING FINACIAL SERVICES
FOUNDED - JULY 1964
HEADQUARTERS - MUMBAI, INDIA
KEY PEOPLE - SHRI R.M. MALLA,CMD
PRODUCTS - Finance and Insurance
REVENUE - Rs. 20,684.47 crore
OPERATING INCOME - Rs 4,157.85 crore
NET INCOME - Rs. 1,650.32 crore
EMPLOYEES - 8,989

HISTORY OF IDBI BANK

In 16 February 1976, the ownership of IDBI

was transferred into Government of India.

GOVT. shareholding in the bank came down
below 100% following IDBIs public issue in
july 1995
IDBI has played a pioneering role in
fulfilling its mission of promoting industrial
growth through financing of medium and
long term projects, in consonance with
national plans and priorities.
IDBI has firmed up the infrastructure,
technology platform and reorientation of its
human capital to achieve smooth transition.

RECENT DEVELOPMENTS
IDBI has taken steps to reshape its role from a

development financial inst. to a commercial inst.

GOVT. of india now owns 65% stake in IDBI bank.

Hence IDBI bank is also refer as The New

Government Owned Bank.
IDBI bank has recently inaugurated its branch

number 875 at OOTY, Tamilnadu.

IDBI bank has bought 10% stake in upcoming

commodity bourse universal commodity

exchange (UCX) for Rs 10 cr.

IDBI

COMMENCED IN INSURANCE

In this new life insurance

venture IDBI owns 48%.

Till 31st march 2009 they
have received 300cr in
form of premium.

But now this venture is

know as IDBI FEDERAL

LIFE INSURANCE
COMPANY

DEVELOPMENT
BANKING IN
INDIA
The concept of

development
banking rose only
after second world
war, after the great
depression in 1930.
As result IBRD was
set up in 1945 as
worldwide
institution for and
reconstruction.

At the time of

Independence in
1947, India had a
fairly welldeveloped
banking system.
Specialised
development
financial
institutions such
as the IDBI,
NABARD, NHB
and SIDBI etc.

INDUSTRIAL
INVESTMENT
BANK OF INDIA
The Industrial

Reconstruction
Corporation of India
Ltd. Setup in 1971.
The Industrial
Reconstruction
Corporation of India
Ltd. In 1985 under
the IRBI Act ,1984.
But on 17th Dec.2005
the IDBI rejected any
such Merger.

FUNCTION OF IDBI
DEPOSITS
PROVIDE LOAN
DIRECT TAX

PAYMENT
BANKING THROUGH
MEDIUM
INVESTMENT
ADVISORY
OTHER FUNCTION

DEPOSITS

DEPOSITS

SAVINGS ACCOUNT
CURRENT ACCOUNT
PREFERRED BANKING
FIXED DEPOSITS

PROVIDE LOAN
HOME LOAN
ADVANTAGES OF IDBI BANK ULTRA

FLEXIBLE HOME LOAN

In this scheme the interest rate

is attractive.
EMI on daily reducing balance.
Simple documention legal and
technical assistance.

TAX
BENEFITS
As per the current

finance bill you can

get a maximum
deduction of Rs.
1,50,000/-.
A maximum
deduction of Rs.
1,00,000/- on the
principal repaid.

EDUCATION
LOAN
Courses eligible for

IDBI Education loan .

Quantum of loan
Repayment of IDBI
Education loan.

AUTO LOANS
Personal car loans are

loans which you obtain

your own name for the
purchasing a car.
They can not be used for
other expenses.
Personal car loans are the
responsibility of the
individual who signed for
loans and not their
company business.

PERSONAL
LOAN

Personal loans are tricky

u never quit it , if it
necessary.
Personal loans are luxury
you will be paying back
next few year.
The need for personal
loans is never ending .

DIRECT TAX
PAYMENT
RBI gives

authority to
collect all direct
taxes like income
tax, wealth tax,
corporation tax
and so on.

BANKING THROUGH MEDIUM

NET BANKING
MOBILE BANKING
DEBIT CARD

INVESTMENT ADVISORY
IDBI Bank investment advisory cell provide

specially design investment solution to meet

your financial objective.
Such solution will be carefully crafted to move

in pursuit of people dreams.

OTHER
FUNCTIONS
Open account with no

charges and provide

free services on
saving account.
IDBI Bank constantly
lending to agriculture
sector.
Also IDBI Bank give
loan against crop
receivable, Warehouse
contract farming etc.

CONCLUSION
IDBI Bank has taken the initiative

for development of industries and

agriculture.
IDBI provides free services on
savings account
It opens accounts with no charges.
On september2010 IDBI bank
offers services to customer free of
cost

THANK
YOU