WELCOME TO OUR

PRESENTATION ON
A COMPARATIVE STUDY ON PRACTICE OF CORPORATE SOCIAL
RESPONSIBILITY AMONG STATE OWNED BANKS IN BANGLADESH

STATE OWNED BANKS OF BANGLADESH

Sonali Bank Limited

Rupali Bank Limited

Janata

bank Limited

Agrani Bank Limited

ABOUT SONALI BANK LIMITED..

Sonali Bank Ltd is the largest state owned commercial bank in Bangladesh. It was founded in 1972
and was incorporated in June 3, 2007. It has now around 1300 branches operating in Bangladesh.
Pradip Kumar Dutta is the CEO and Managing Director of this bank. Head office of Sonali Bank
Limited is located in Motijheel, Dhaka.

CSR PRACTICE OF SONALI BANK LIMITED

Sonali Bank Limited is performing it corporate social responsibility in the following
sectors.

Education

HIV/AIDS Assistance Program

Smile Brighter Program

Support to ACID & Dowry Victims

Information Technology

Disaster Management

CSR PRACTICE OF SONALI BANK LIMITED

Education: The bank provides direct assistance to the poor students at rural areas at their

education sector.

2012

2013

2014

14.8 million

18.5 million

18.3 million

CSR PRACTICE OF SONALI BANK LIMITED

HIV/AIDS Assistance Program: SBL has taken a program for supporting HIV/AIDS positive women and children by

providing medicines, clinical support, food supplement and other essentials. Under this program treatment cards were
already distributed to 23HIV/AIDS positive patients among them 03 are children. Tk.17,25,000.00(Taka seventeen lac
twenty five thousand) has already sanctioned for implementation of the program to support 23 HIV positive patients .

Smile Brighter Program: Boys and girls suffering from cleft-lip and palate whose parents are incapable to bear the

operation cost of cleft lip. SBLF has taken the initiative to bring back smile on the face of the boys and girlswith cleft-lip
through plastic surgery since 2003. More than 800 numbers of poor cleft-lipped boys & girls have so far been successfully
operated across the country.

Support to ACID & Dowry Victims: Under this program 400 (four hundred) helpless dowry victims and 100 (one

hundred) acid victims has already received one time donation of Tk.10,000/- per person in this year (2005) which cost
totaling Tk.50,00,000.00 (taka fifty lac) only.

Information Technology: SONALI BANK LIMITED (SBL) undertakes a project with BASIS (Bangladesh

Association of Software and Information Services) to award the best IT uses by Bangladeshi companies. In this regards,
SBLs contribution in supporting this event was 50% of the estimated cost with Tk. 6.25 Lac.

Disaster Management: SBL has donated Tk. 25 lakh for the victims of devastating landslides in Chittagong, 130

bundles of GCI sheets to Noakhali district, 700 bundles of high grade GCI sheets to Gaibandha and Rangpur districts,
distributed blankets among the cold-affected people.

ABOUT RUPALI BANK LIMITED..

Rupali Bank Ltd. was constituted with the merger of 3 (three) erstwhile commercial banks i.e.
Muslim Commercial Bank Ltd., Australasia Bank Ltd. and Standard Bank Ltd. operated in the
then Pakistan on March 26, 1972 under the Bangladesh Banks (Nationalization) Order 1972 (P.O.
No. 26 of 1972), with all their assets, benefits, rights, powers, authorities, privileges, liabilities,
borrowings and obligations. Rupali Bank worked as a nationalized commercial bank till
December13, 1986.Rupali Bank Ltd. emerged as the largest Public Limited Banking Company of
the country on December 14, 1986.

CSR PRACTICE OF RUPALI BANK LIMITED

CSR initiatives of Rupali Bank Limited aim to make business more committed
toward social needs and national development through ethical, legal and
commercial conduct. RBL is performing CSR activities in different sectors,
including
Education
Health
Disaster
Sports
Industry
Literature
Cultural

and

sector

CSR PRACTICE OF RUPALI BANK LIMITED

Rupali Bank's CSR activities in 2015

Education
Health
Arts and Cultures
Disaster Management
Sports
Liberation War
Others

CSR PRACTICE OF RUPALI BANK LIMITED

In 2015, RBL contributed Tk. 17.04 (see Table 1) million to CSR activities. The highest amount
(35%) is being paid to liberation war sector. They also contributed 25% in disaster
management, 11% to education, 9% to sports, 6% to health, 3% to art and culture and 11% to
others social causes.

CSR PRACTICE OF RUPALI BANK LIMITED

CSR PRACTICE OF RUPALI BANK LIMITED

Although many initiative that are being every year by Rupali bank but compare to their annual profit,
the amount allocated for corporate social responsibility is quite small. Not even one percent of total
profit before tax is being spent by the bank. So they have to increase the volume of CSR as well as
budget for arranging different, more diversified CSR activities for the society. Following table shows
the proportion of total profit that has been spent by Rupali Bank.

ABOUT AGRANI BANK LIMITED..

ABL is a nationalized commercial bank (NCB) of Bangladesh established under the Bangladesh
Banks (Nationalization) Order 1972 by taking over two abandoned Pakistani banks Habib Bank and
Commerce Bank on 26 March 1972. The bank has been transformed into a Public Limited Company
with 100% possession of the government and started working from 15 November, 2007 as Agrani
Bank Limited (ABL) through taking over all assets, liabilities and business of Agrani Bank on the
source of Vendors Agreement sign up between the Government and the Agrani Bank. After
corporatization, the administration of the bank has been set autonomy to create the bank viable and
to run its commercial activities efficiently.

CSR PRACTICE OF AGRANI BANK LIMITED

Agrani Bank Limited is performing its corporate social responsibility in the
following areas:
Education

Health Care

Disaster Relief

Sports

Poverty

Alleviation

Promotion of Crop Production

Awareness

Building

Other CSR Activities.

CSR PRACTICE OF AGRANI BANK LIMITED

Year wise contribution of the bank to each category

YEAR WISE CONTRIBUTION IN CSR

2012

Others; 14%

Arts & Culture; 9%

Sports; 4%
Environment; 1%
Disaster Relief; 3%
Health; 16%

Education ; 53%

YEAR WISE CONTRIBUTION IN CSR

2013

Others; 10%
Arts & Culture; 5%

Education ; 17%

Sports; 9%

Environment; 10%

Disaster Relief; 31%

Health; 18%

YEAR WISE CONTRIBUTION IN CSR

2014

Others; 18%

Education ; 16%
Health; 6%

Arts & Culture; 6%

Sports; 18%

Disaster Relief; 23%

Environment; 12%

ABOUT JANATA BANK LIMITED

Janata Bank Limited is a state owned commercial bank established in 1971.

It was corporatized on 5th November 2007.

It is the second leading state owned commercial bank in Bangladesh.

The bank is providing the necessity of the mass corporate publics.

Its head office is located at Motijheel in Dhaka- the capital city of Bangladesh.

AREAS OF PERFORMING CSR OF THE BANK..

Janata Bank is rendering its social responsibility in the areas of

Education and Research

Health and Treatment

Poverty reduction and Rehabilitation

Natural disaster management

Helping Disadvantaged people

Preservation of history-tradition, culture and sports

Preservation of environment

Expansion of technology

Invention

SECTOR & YEAR WISE CONTRIBUTION (IN MILLION TAKA)

Sector

2012

2013

2014

Total

Education and Research

24.20

78.30

11.84

114.34

Health and Treatment

35.30

63.90

25.76

124.96

Poverty reduction and

Rehabilitation

14.40

85.30

11.88

111.58

Natural Disaster
Management

0.60

3.90

0.00

4.50

Helping Disadvantaged
people

5.00

0.00

5.00

10.00

Preservation of historytradition

18.67

44.50

72.58

135.75

Preservation of
environment

0.20

0.60

0.25

1.05

Expansion of technology

14.30

15.00

11.11

40.41

Invention

0.70

0.00

0.00

0.70

113.37

291.50

138.42

543.29

Total Contribution

COMPARISON OF CSR ACTIVITIES AMONG STATE OWNED BANKS

DIRECT CSR EXPENDITURE BY SOCBS (AMOUNT IN CRORE TAKA)

The following table gives us a clear comparison among banks.

Name of Bank

2011

2012

2013

2014

Sonali Bank Limited

1.82

2.63

4.91

4.52

Janata Bank Limited

5.70

13.76

42.68

13.84

Agrani Bank Limited

5.71

10.41

0.72

6.47

Rupali Bank Limited

6.13

0.37

5.24

2.33

Total

19.36

27.17

53.55

27.16

DIRECT CSR EXPENDITURE BY THE BANKS

Direct CSR Expenditure by SoCBs (Amount in Crore Taka)
45

42.68

40
35
30

2011

25

2012

20

2014

2013

13.76

15

13.84
10.41

10
5
0

1.82

2.63

4.91 4.52

Sonali Bank

6.47

5.71

5.7

0.72
Janata Bank

Agani Bank

6.13

5.24
0.37

2.33

Rupali Bank

FINDINGS OF THE STUDY

The SoCBs has involvement in CSR activities.

Participation of the banks in different areas of CSR activities is limited.

The SoCBs contributes mainly in education, health & care disaster relief and arts and
culture.

The environment and sports get little concern of CSR.

Expansion of technology still does not provide good concern to all SoCBs.

The status of invention function is also not favorable.

RECOMMENDATION FOR THE STATE OWNED COMMERCIAL BANKS

Highest emphasis should be given to the education sector. Because, it is the backbone of a nation.

Special initiatives should be taken for women empowerment.

Bangladesh is doing well in sports in recent times. It needs to boost more through CSR activities.

Environment is a growing concern all over the world. So, it is needed to give special concern.

Expansion of technology needed provides good concern.

Invention function is also needed to provide favorable attention.