REGIONAL RURAL

BANKS
Introduction
• In 1975, a Working Group on Rural
Banks was appointed by the
Central Govt ot India under the
chairmanship of M Narsimham.


• To review the flow of institutional

credit to weaker section of the rural
population.
•
• Govt of India decided to setup
regional rural banks all over the
country under the 20-Point
Economic Programme
announced by Mrs. Indira Gandhi
on 1st July, 1975.
•
• There were 196 RRB’s operating in
26 states across 523 districts with
net work 14,484 branches



Functions of RRB’s
• To provide cheap credit & other
facilities to small & marginal
farmers, landless agricultural
labourers, artisans and small
entrepreneurs engaged in
productive activities


• To develop the rural economy of the

country by liberal financial
assistance to agriculture, trade &
commerce, industries & other
• To inculcate banking habit among the
people and mobilize their saving for
accentuating the economic growth
of the rural areas
•
• To provide employment to educated
youths of the rural areas


• To bring down the cost of rural

banking
• THANK YOU………..