Documenti di Didattica
Documenti di Professioni
Documenti di Cultura
5. PV
9. LAUNCH SCHEDULE
• Popular with affluent segment which may not have bought pure
insurance but want tax efficient investment insurance tools.
• To protect against :
– risk of dying too early.
– risk of living too long.
• Tax savings.
2.RETURNS
and
• Maturity Guarantee
To ensure that while you enjoy the benefits of the upside in the
market, you also get the safety net of your Maturity being guaranteed
.
5. SWITCHING
7. Maturity Guarantee
9. INFLATION PROTECTION
1. RETURNS
2. CHOICE OF FUNDS
3. SWITCHES
4. GUARANTEE
5. INFLATION PROTECTION
AN IDEAL ULIP
Performance
35%
25%
18.58%
20%
4.56%
5%
0%
Growth Balanced Conservative Secure
GUARANTEE IS APPLICABLE
IF INVESTED IN THE GUARANTEED FUNDS
• NOT allowed between non-guaranteed funds on one hand and guaranteed funds on the other
But then on maturity, for a 15 year term for age 35 ,the maturity
amount will be 31 Lacs instead of 20 Lacs
Premium Payment Term For full Benefit Tenure i.e. either 15 or 20 years
NB:
The 15-year term will only be offered from issue ages 3 and above (keeping in mind the minimum maturity age of 18).
The 20-year term will only be offered up to issue age 55 (keeping in mind the maximum maturity age of 75).
INCREASING Sum Assured : in this option, your sum assured and your premiums increase
by 5% p.a., compounded (but your sum assured always remains 10 times your premium)
Death Benefit Higher of Sum Assured or Policy Fund Value from age 11 onwards
(Till age 11, Death Benefit = Policy Fund Value)
Since premiums are always less than 20% of Sum Insured, your client
will get the following tax benefits:
– No Maturity Guarantee
– No Inflation Protection
• SAVE GUARD
– Offers 1 Maturity Guarantee fund & 2 Non Guaranteed Fund
– No Inflation Protection.
• No Inflation Protection
portfolio
SAME AS CURRENT
5.A 15 minute video in Hindi & English on ‘Max Amsure Secure Return
Builder’.
7.Brochure.
The same will be given to platinum and above leaders at launch events
& are being mailed to all Founder Club Members.