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No tiering of services
Targeted a specific type of customer Treated all customers equally and fairly Small, convenient locations comfortable environment
Treated FA as entrepreneurs
customer
long-term investors
Expanded to offer a full range of financial services Established product review department
Office operations
entrepreneurship
Hiring room environment Differentiate branch offices Encourage walk-in customers Mirror U.S. strategy in international markets Service rural areas unlike competitiors
customers
St. Louis central office performed all functions other than sales and client relationship