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Group association dental insurance under the Denali Dental plan is distributed by Direct Benefits and underwritten by Madison National Life Insurance Company, Inc. or Standard Security Life Insurance Company of New York. Both Madison National Life and Standard Security Life are members of The IHC Group and rated A- (Excellent) for financial strength by A.M. Best Company, Inc., a widely recognized rating agency that rates insurance companies on their relative financial strength and ability to meet policyholder obligations. (An A++ rating from A.M. Best is its highest rating.) There is no ownership affiliation between The IHC Group and Direct Benefits for Denali Dental.
Denali Dental PPT 10-2012
Preventive dental care builds a healthy smile and healthier life. Over 125 Illnesses including anemia, bulimia, diabetes, osteoporosis and cancer express symptoms in the mouth which can be detected during a routine dental exam. (2000 Surgeon Generals Report) Dental insurance provides financial assistance to you and your family to encourage regular visits to your dentist, which are essential to maintaining oral health.
Choose your own dentist No waiting periods Choice of indemnity or PPO plan Guaranteed acceptance for those age 18 or older Benefits available for implants and major services Coverage for child orthodontics is included with the PPO plan Three cleanings per calendar year Two exams per calendar year Choose from $1,500, $2,500, or $3,500 calendar-year maximums
Dental insurance plan created in 2006 by Direct Benefits Underwritten by Madison National Life Insurance Company, Inc. or Standard Security Life Insurance Company of New York both members of The IHC Group Administered by IHC Health Solutions, also a member of The IHC Group For almost three decades, the member companies of The IHC Group have built a reputation of commitment to the markets they serve. The IHC Group serves over one million customers nationwide.
Choose any dentist in the United States No PPO network Dental expenses are subject to Reasonable and Customary (R&C) fees. R&C is the most common charge for similar professional services, drugs, procedures, devices, supplies or treatment within the geographic area in which the charge was incurred.
Denali Dental PPT 10-2012
Choose from nearly 112,000 available dental practice locations* Pay less for in-network services the percentage you pay is based on a discounted rate To look up providers in your area, use the Aetna DocFind directory: http://www.aetna.com/docfind/custom/aetnadentalaccess Not available in AK, FL, ID, IN, ME, NJ, NY, NH, NC, PA, WA, and WY
* Dental counts as of February 2012, Aetna Enterprise Provide Database Aetna is a brand name used for product and services provided by one or more of the Aetna group of subsidiary companies, including Aetna Life Insurance Company and its affiliates. The Aetna Dental Administrators program is powered by the Aetna Dental Access network. This material is for information only. Information is believed to be accurate as of the product date; however, it is subject to change. Denali Dental PPT 10-2012
More than 151,000 dentist access points Pay less for in-network services the percentage you pay is based on a discounted rate To look up DenteMax providers, please visit, http://www2.dentemax.com/Members/FindADentist.a spx Only available in AK, FL, ID, IN, ME, NJ, NY, NH, NC, PA, WA, and WY
Denali Dental PPT 10-2012
$100 lifetime deductible per person Maximum of 3 individual deductibles per family Choose from $1,500, $2,500, or $3,500 calendar-year maximum per person
1. The ZIP code in which you live 2. Your age 3. Coverage type you select: Applicant, Applicant +1, or Applicant + 2 or more 4. Selected plan - Indemnity (choose any dentist) or PPO 5. Selected calendar-year maximum - $1500, $2,500, or $3,500
Denali Dental PPT 10-2012
How to Enroll?
Application fee: $40 paper application or $20 online application (www.DenaliDental.com) Plan effective date is always the first of the month 10-day customer satisfaction guarantee
Denali Dental PPT 10-2012
Important Notice
The information included in this training is an outline of the features, plan provisions, benefits and other information about the Denali Dental plans. Plans offered may be subject to change. This training is not intended to serve as legal interpretation of the benefits, which are provided under the Master Policy (MNL ADEN-POL 0905 or SSL ADEN-POL 0905) issued to Communicating for America, Inc. The exact provisions governing the insurance contract are contained in the Master Policy underwritten by Madison National Life Insurance Company or Standard Security Life Insurance Company of New York. Some provisions, benefits, exclusions, or limitations may vary depending on the clients state of residence. The Denali Dental plan may not be available in all states. Certain terms and conditions apply. Refer to the brochure or certificate of insurance for eligibility information, termination provisions and a list of exclusions and limitations.
Denali Dental PPT 10-2012