To buy or not to buy a house? That is generally a question we get here on Ringgit & Sense. Following on from our first Ringgit Q&A last week, today we speak to Julian Ng to dive into his perspective on property, consideration when buying or renting and his take on a decision formula here. Roshan also asks him about the concentration and liquidity risks that come with buying property, taking advantage of rental yields as well as Julian's thoughts on REITs. Julian also gets into the advantages of buying a home, if you can afford it.