The Debt Diamond™ is the most valuable method to dump your debt. (Diamond like the gemstone, an upside down triangle or funnel shape). It pays your most expensive debt off first, saving you thousands in interest. It allows your credit score to be repaired and rise the fastest. Recently I saw an article that 42 million Americans believe that carrying a balance will improve their credit score. That is not correct! The article is here: https://www.knoxnews.com/story/money/personalfinance/2018/07/02/credit-rating-mistake-carry-balance-improve-fico-credit-score/745406002/ In this podcast, I share with you the 5 parts to a credit score, what each one means and how to improve your credit score. I also share why the Debt Diamond method is the best way to pay off your debt and fastest way to improve your credit score. All 430 Be Wealthy & Smart podcasts can be found at http://lindapjones.com/podcasts Please review and subscribe to the podcast.