Coming to terms with your debt is tough, very often you'll need to mentally prepare, The worst thing you can do it wait too long to take the first step. [1:44] Finding out exactly how much debt you're in is absolutely critical as it's the first step in starting your financial future ●     It's really great being able to help people and teaching them how to conquer their debts ●     We're putting together debt destruction course that we're busy building, feel free to apply for the the scholarship! ●     The fear of the unknown is what gets people [4:36] Diving into Kate's debt plan to help people understand exactly what we're talking about ●     When Kate moved in, after a few weeks the bills started rolling in ●     Kate always thought nothing good ever came from checking the mail ●     When they finally checked the mail Kate felt ashamed and didn't have the answers ●     When the looked through all the information, after calculating everything in excel, we came up with Katie's number, it was about $200,000 worth of debt. ●     When Kate realized how much debt she had she felt panicked and embarrassed [9:56] 63% of American's can't afford a $1,000 emergency ●     The reason people don't have money is because they're in debt. ●     People end up paying significantly more money because of the interest cost, which doesn't seem like much. ●     Kate could've paid $67,000 if she paid her $38,000 loan if she paid it off over the maximum term. ●     It sucks when you have to split your paycheck between different bills. ●     Sometimes you have to do what you have to do to overcome debt. [15:00] It's really beneficial to conquer your debt as soon as possible ●     Apply for our scholarship to win free access to the debt scholarship.Support this podcast at — https://app.redcircle.com/shows/11f32da4-3081-471f-bf51-ea341b89ab1d/tip