Today's Flash Back Friday comes from Episode 217, originally published in July 2014. Heather Wagenhals is Host of Unlock Your Wealth Radio and author of Yes You Can! and Bushido Business: The Fine Art Of The Modern Professional with Tom Hopkins, Brian Tracy and Steven Covey. Wagenhals explains why people don't save more if they already know to spend less. She also discusses the best place to put money if banks or the stock market fail. For the past 20 years, Heather Wagenhals has worked to empower others with her special blend of personal finance and wealth building techniques. Heather is a celebrated columnist, author of Yes You Can! With the late Jim Rohn and others, Bushido Business the Art of the Modern Professional with Tom Hopkins, Brian Tracy and Steven Covey, host of Unlock Your Wealth Radio, member of the National Speakers Association and International Speakers Network, Certified NLP Practitioner, and a designated real estate broker. Heather is also an adjunct Professor for the University of Arizona‘s Eller College of Business. A native Phoenician and Founder of the Unlock Your Wealth Foundation, Heather has two decades of experience in financial services that developed her Keys to Riches™ Financial Wellness Series, which teaches people how to identify and overcome their limiting beliefs around money with specific techniques to create unlimited wealth and happiness. In addition to money and credit management, Heather speaks on many topics including networking, etiquette, Neuro-Linguistic Programming, entrepreneurship, professional development for women, custom sales training, self-defense, firearms safety, real estate, and self empowerment. Her ability to take intimidating information and communicate it in easily digestible forms through all mediums, coupled with her personal mission to help others help themselves, makes heather one of the premiere key note speakers and personal finance experts today. Website: www.UnlockYourWealthRadio.com www.HeatherWagenhals.com