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Cell :- 98458-37470

RAVI'S COACHING CENTRE

BANKING AWARENESS
QUESTION PAPER SETS FOR IBPS - CLERICAL 2011-2012

Banking Awareness Paper - 1

1 On the 6th anniversary of Tsunami, a Genetic Garden and a Sea Water Farming Project was launched in which of the following states ? 1) Kerala 2) Tamil Nadu 3) Andhra Pradesh 4) Karnataka 5) None of these
National Housing Bank (NHB) the apex institution of housing finance in India, provides loan to

(A) Housing finance companies (B) Co-operative sector banks Choose the correct option. 1) Only A 2) Only A and B 3) All A,B and C 4) Only A and C 5) None of these 3
Consider the following statements about the progress of MGNREGA for the year ending 2010-11.

A)

In around 3/4 of the panchayats, social audit has been done.

B) Approximately half of the workers are women. C) The average wage per day is nearly Rs.100. Which of the above statements is/are correct ? 1) Only A and B 2) Only B and C 3) All A,B and C 4) Only C and A 5) None of these Kandaghat, a heritage railway station made entirely of wood and built by the British in 1903, was destroyed in 4 a fire recently, In which of the following states was it located ? 1) Gujarat 2) Maharashtra 3) Himachal Pradesh 4) Jammu and Kashmir 5) None of these Recently, PRINT ( particle Replication in Non-wetting 5 Templates ) technology was in news. What is PRINT Technology ? It's a technology related to genetic engineering and 1) refers to duplication of DNA codes. It's a technology related to climate change and 2) refers to a new technique of combating air pollution. It's a new technology related to synthesis of 3) artificial blood. It's a new technology for printing currency notes. 5) None of these Consider the following statements regarding Rashtriya 6 Swathya Bima Yojana. A) The scheme started rolling from 1st April 2008. B) C) The beneficiaries under RSBY are entitled to hospitalisation coverage up to Rs. 50,000 for most of the diseases that require hospitalisation. 4)

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The maximum age limit to be enrolled into RSBY is 65 years, Which of the above statements is /are correct ? 1) Only A 2) Only A and B 3) Only A and C 4) All A, B and C 5) None of these

In which of the following states is the Pagladia Dam Project Located ? 1) Arunachal Pradesh 2) Sikkim 3) Assam 4) West Bengal 5) None of these Consider the following statements about SABLA scheme. A) It replaces Kishori Shakti Yojana(KSY) in all districts. B) It is being implemented in 200 districts at present. C) it is a scheme for empowerment of adolescent girls. Which of the above statemenets is/are correct ? 1) Only A 2) Only B 3) Only A and B 4) Only B and C 5) None of these Prior to Census 2011, in which of the following censuses was the highest sex ratio recorded in India ? 1) Census 1971 2) Census 1961 3) Census 1951 4) Census 1941 5) None of these Which of the following is NOT an Alternative Investment Fund ? 1) Private Investment in Public Equity Funds 2) Infrasturcture Equity Fund 3) Venture Capital Fund 4) Mutual Fund 5) None of these At present, marginal standing facility (MSF) stands at 1) 1% above Repo Rate 2) 2% below Reverse Repo Rate 3) 2% above Reverse Repo Rate 4) 1% below Reverse Repo Rate 5) None of these The objective of the perform, Achieve and Trade scheme is to achieve 1) Export Efficiency 2) Investment Efficiency 3) Energy Efficiency 4) Trade Efficiency 5) None of these All countires from the Cotton-4 group belong to 1) Asia 2) America 3) Europe 4) Africa 5) None of these Who among the following famous authors was an Investment Banker prior to turning become columnist, author and speaker ? 1) Aravind Adiga 2) Chetan Bhagat 3) jhumpa Lahiri 4) Kiran Desai 5) None of these Which of the following are the features of Exchange Earners ' Foreign Currency Accounts ? A) They are opened with RBI. B) They earn interests on deposits. They need a minimum balance to be maintained C) by the account holder. Choose the correct option. 1) Only A 2) Only A and B 3) Only B and C 4) Only B 5) None of these

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Collateralised Borrowing and (CBLO) is a 1) Money Market Instrument 2) Monetary Policy Instrument 3) Investment Fund 4) Capital Market Instrument 5) None of these

Lending

Obligation

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In India, the RBI has mandated the banks to hold 24 percent of their net demand and time liabilities (NDTL) in a liquid portfolio under the statutory liquidity ratio (SLR) regime. What are the benfits of this system ? A) It provides strength to the financial system. B) It increases flow of credit to productive sectors. C) It provides growth to Indian economy. Which of the above statements is /are correct.? 1) Only A and B 2) Only B and C 3) Only A 4) All A, B and C 5) None of these If the Reserve Bank of India wants to block/hinder capital outflows and contain currency depreciation, which of the following would be the most possible action? 1) Increase Interest Rates 2) Decrease Intrest Rates 3) Purchaese Government Bonds 4) Decreae Statutory Liquidity Ratio 5) None of these The power of the commercial banks to expand deposits through expanding their loans and advances is known as which of the following ? 1) Capital Expansion 2) Credit Expansion 3) Credit Control 4) Credit Creation 5) None of these Consider the following: A) Short Term Funds B) Medium Term Funds C) Long Term Funds Which of the above is/are dealt in the Indian capital market? 1) Both A and B 2) Both B and C 3) Both A and C 4) All A, B and C 5) None of these The export promotion scheme "Focus: LAC" was launched to leverage the potential market in which of the following regions ? 1) South America 2) South Africa 3) Australia and Pacific 4) Europe and CIS 5) None of these The implementation of which of the following programmes is/was based on the concept of Self Help Groups (SHGs) ? 1) National Rural Employment Gurantee Act 2) Sampoorna Grameen Rozgar Yojna 3) Swarna Jayanti Gram Swarozgar Yojna 4) National Food for Work Programme 5) None of these

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Which of the following schemes was redisigned and restructured into National Livelihood Mission (NLM)? 1) National Rural Employment Gurantee Scheme 2) National Food for Work Programme 3) Swarnjayanti Gram Swarozgar Yojana(SGSY) 4) Jawahar Rozgar Yojana 5) None of these The Mahatma Gandhi National Rural Employment Guarantee Act mandtes at least what fraction of the beneficiaries to be women ? 1) 25% 2) 30% 3) 40% 4) 50% The purchase of shares and bonds of Indian companies by Foreign Institutional Investors is called 1) FDI 2) Portflio Investment 3) NRI Investment 4) Foreign Indirect Investment 5) None of these Name the state where at the Geological Survey of India (GSI) has rcently found huge deposits of rare platinum group of elements (PGE). 1) Rajasthan 2) Orissa 3) West Bengal 4) Karnataka 5) None of these Who among the following is to be sworn in as the second woman judge of the Supreme Court in the present collegium of 31 judges ? 1) Justice Gyan sudha Misra 2) Justice Ranjana Desai 3) Justice Sujata Manohar 4) Justice Fatima Bibi 5) None of these From which of the following countries has one of the most wanted gangsters, Santosh Shetty has recently been deported to India ? 1) Portugal 2) Thailand 3) Malaysia 4) Saudi Arabia 5) UAE Which country has recently put into orbit Pakistan's first communications satellite PAKSAT -1R ? 1) US 2) Italy 3) china 4) Britain 5) Japan Who among the following is the new chairman and managing director of Air India ? 1) Arvind Jadhav 2) Rohit Nandan 3) Ali Ghandour 4) Cyrus Guzder 5) None of these Billionaire entrepreneur Ajay Piramal has purchased 5.5% stake in which of the following mobile service providers for $640 million recently ? 1) Idea Cellular 2) Vodafone Essar 3) Bharti Airtel 4) MTNL 5) None of these

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Name the director whose film Not a Love Story, based on the gruesome murder of television executive Neeraj Grover, has been given green signal by the Bombay high Court for release ? 1) Kevin Smith 2) Prakash jha 3) Anurag Kashyap 4) Ram Gopal Verma 5) None of these What has been the growth rate of agriculture in the first four years of the 11 th Five-Year Plan ? 1) 5.60% 2) 4% 3) 4.50% 4) 3.2% 5) None of these Name the promoter of the 1200-MW Tori power plant in Latehar district of Jharkand which has entered into a power purchase agreement with the Bihar Government to supply 300 MW of contracted capacity to Bihar. 1) Damodar Valley Corporation 2) National Thermal Power Corporation 3) Essar Energy 4) Reliance Power 5) None of these Justice VS Sirpurkar has retired from the post of Supreme Court judge. Which of the following landmark judgements was not delivered by him? 1) Confirmation of death sentence to the pakistani national Mohd Arif in the 2000 Delhi Red fort attac case 2) Inclusion of PF scheme subscriber as a consumer under the Consumer Protection Act, 1986 3) Confirmation of life sentence to Manu Sharma in the jessica Lal murder case 4) Politician-official-liquor mafia nexus in Kerala 5) None of these

According to the national Manufacturing Policy unveiled recently, what is the perentage share of target set for the manufacturing sector in India's GDP by 2020? 1) 15% 2) 20% 3) 25% 4) 30% 5) None of these What is the average growth rate target of the Gross 37 Domestic Product (GDP) that has been set by the Planning Commission for the 12th Five-Year plan? 1) 8% 2) 8.5% 3) 9% 4) 9.5% 38 MK Pandhe, who passed away recently, was a/an 1) Trade union leader 2) Diplomat 3) Industrialist 4) Philanthropist 5) None of these In which of the following countries has the government decided to repeal all emergency laws which have been 39 in force in one form or the other in the country for the last three decades ? 1) Libya 2) Myanmar 3) Sri Lanka 4) Pakistan 5) None of these 36

Which of the following recommendations made by 40 the RBI panel on efficent management of public expenditure, headed by C Rangarajan, is not true ? 1) The planning Commission should stop deciding the allocations to central ministries. 2) The current system of classifying government expenditure into plan and non-lan should be abolished. 3) Rural and urban local bodies should be included as part of state plans. 4) Plan allocation should be the primary domain of the finance ministry. 5) None of these For which of the following UN treaties has the 41 Calcutta High Court sought affidavit from the Centre about what it is doing to sign it, in the absence of which India is unable to extradite many wanted 1) The Convention on the Rights of the Child 2) International Humanitarian Law 3) UN Convetion on International Refugees 4) UN Convention against Torture 5) None of these After being vanquished by the North Atlantic Treaty Organisation(NATO) air strikes under the leadership 42 of the National Transitional Council (NTC) of Libya. The reign of Col Muamar Gaddaffi collapsed and he took political asylum in 1) Saudi Arabia 2) Burkina Faso 3) Egypt 4) Britain 5) France The justice peace Foundation, which is spearheading an agitation for the last several years against the 43 highhanded approach of the Indian Army in some states under special Acts, is headed by 1) Anna Hazare 2) Irom sharmila 3) Manindarjeet Singh Bitta 4) GR Khairnar 5) Baba Amte Which of the following countries along with India 44 have decided to build customs network by2012 on the lines of US, japan, South Korea and China ? 1) China and japan 2) US and China 3) China and Brazil 4) Belgium and South Africa 5) Germany and Russia Farmers in the irce belt of which of the following 45 states have declared a "crop holiday" this season after they suffered losses despite a bumper crop last year ? 1) Uttar Pradesh 2) Maharashtra 3) madhya Pradesh 4) Andhra Pradesh 5) Bihar 46 1) 3) 5)
Who has written the book An Appeal from Death Row ? Davinder Singh Bhullar 2) Dhananjoy Chatterjee Afzal Gure 4) Meesekar Madaiah

AG Perarivalam

Which of the following public sector banks has won the "Best Risk Master Award" for its outstanding record in appraisal standards, loan portfolio 47 loan management,NPAs and restructured loan book management ? 1) Indian Bank 2) UCO Bank 3) Syndicate Bank 4) Bank of Baroda 5) Oriental Bank of Commerce Which of the folloiwng countries of the Arab world is the third country after Russia and Egypt to overthrow 48 the ruling autocratic establishment in the wave of the Arab Spring democratic wave sweeping this part of the world ? 1) Syria 2) Yemen 3) Libya 4) Algeria 5) None of these

Steve jobs, under whose stewardship a digital company started in a garage became the world's most 49 valuable company overtaking Exxon Mobile, has resigned as the CEO of 1) Apple 2) IBM 3) Samsung 4) Sony 5) None of these Name the Indian company which has bought coal 50 mines in Galilee Basin in australia for $ 2.2 billion recently, 1) Adani Group 2) Vedanta India 3) Steel Authority of India Limited 4) GVK Power & Infrastructure 5) None of these

Banking Awareness Paper - 2

1 A major Public Sector Bank raised interest rates on loans by 25 basis points - was news in some major financial newspapers recently. This means the bank has raised interest by 25 basis pints of 1) Savings Bank Interest Rate 2) Base Lending Rate 3) Repo Rates 4) Present Rates on Deposits 5) Discount Rates of Interest The Finance Minister of India in one of his press conferences said that inflationary pressure is likely to continue following recent increase in rates of some commodities in international markets. Which of the following commodities was he referring to as it gets frequent increase at international levels and disturbs our Home Economy substantially ? 1) Gold and Silver 2) Petroleum Products 3) Tea and Coffee 4) Sugar 5) Jute and jute products Immediately prior to change in the measure of Food Inflation, which of the following indexes was being used for measuring it ? 1) Wholesale Price Index 2) Consumer Price Index 3) Interest Rates offered by banks on deposits 4) Sensex and Nifty 5) None of these What is the full form of 'FINO' a term we see frequently in financial newspapers ? 1) Financial Investment network and Operations 2) Farmers' Investment in national Organisation 3) Farmers Inclusion News and Operations 4) Financial Inclusion Network and Operations 5) None of these Which of the following is/are commodity/ies on which subsidy is given to farmers/poor in India ? (A) Fertilizer (B) Kerosene 3) LPG 1) Only (A) 2) Only (B) 3) Only 4) Only (A) and 5) All (A),(B) and Bhagyam Oilfields', which were recently in news, are located in which of the following states in India ? 1) Rajastan 2) Gujarat 3) Assam 4) Maharashtra 5)Karnataka The Finance Minister of India recently decided to review the postion of 'Bad Debts' in priority sector. Which of the following is/are the reasons(s) owing to which FM took this decision ? (A) Bad Debt in agriculture is still rising substantially every year despite special treatment to it. (B) Bad Debt in other areas of priority sector is almost nil now. ( C ) govt is planning to disburse another instalment of Rs. 1,60,000 crore, which will bring 'Bad Debts' almost at 'Nil level' and no special treatment will be needed in next fiscal year. 1) A 2) B 3) C 4) A and B 5) All A,B and C Where are you likely to find an embedded operating system ? 1) on a desktop operating system 2) on a networked PC 3) on a network server 4) on a PDA 5) on a mainframe An online discussion group that allows direct "live 9 communication is known as 1) Webcrawler 2) chat group 3) hyperlind 4) e-mail 5) regional service provider 8 10
Which of the following is program that uses a variety of different approaches to identify and eliminate spam?

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1) Directory search 2)Anti-spam program 3) Web server 4) Virus 5) Web storefront creation package Connection or link to other documents or Web Pages that contain related information is called 1) Dail-up 2) Electronic commerce 3) hyperlink 4) e-cash 5) domain name Which of the following is a programming language for creating special programs like applets ? 1) java 2) cable 3) domain name 4) Net 5) COBOL The system unit 1) coordinates input and output devices 2) is the container that houses electronic components 3) is a combination of hardware and software 4) controls and manipulates data 5) does the arithmetic operations System software allows the user to diagnose and troubleshoot the 1) device 2) is a programming language 3) is part of a productivity suite 4) is an optional form of software 5) helps the computer manage internal resources Computer and communication technology, such as communication links to the Internet, that provide help and understanding to the end user is known as 1) presentation file 2) information technology 3) program 4) worksheet file 5) FTP Which of the following is contained on chips connected to the system board and is a holding area for data instructions and information? (processed data waiting to be output to secondary storage ) 1) program 2) Mouse 3) Internet 4) memory 5) Modem The main circuit -board of the system unit is the : 1) computer program 2) control unit 3) mother board 4) RAM 5) None of these

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Which amongest the following countries is NOT a member of the TAPI pipeline project, which was in news recently? 1) India 2) Afghanistan 3) Portugal 4) Pakistan 5)Turkmenistan An agreement on Arms Reduction popularly known as 'START' is one of the major issues in the way of smooth relations between which of the following two countries ? 1) India-Pakistan 2) India - China 3) China - Japan 4) USA - Russia 5) Russia - Iran The international WWW Conference -2011 was organized in which of the following places in March 2011? 1) London 2) Paris 3) Vienna 4) Manila 5) Hyderbad Which of the following international agencies/organizations had initiated an 'International convention for the Protection of All person from Enforced Disapperance', which came into effect recently ? 1) World Health Organisation (WHO) 2) International Court of Justice 3) International Maritime Organisation 4) International Atomic Energy Agency (IAEA) 5) United Nations Organisation (UNO)
BRIC' which was the organisation of 4 nations, namely Brazil, fifth nation included in it?

22 Russia, India and China, has now become 'BRICS' which is the 1) South Korea 2) Sri Lanka 3) Singapore 4) Spain 5) South Africa The process of acquisition of agricultural land and its compensation to farmers recently came up as a major issue in which of the following states ?(It also created law and order problem in the State.) 1) Haryana 2) Gujarat 3) Uttar Pradesh 4) Rajastan 5) Punjab What does the letter 'L' denote in the term 'LAF' as referred every now and then in relation to monetary policy of the RBI ? 1) Liquidity 2) Liability 3) Leveraged 4) Longitudinal 5) Linear BP Plc, which was in news recently, is a major international company in the field of 1) Heavy Machinery 2) Oil exploration and processing 3) Atomic Energy 4) Information Technology 5) None of these Who amongst the following has been appointed the new coach of the Indian Cricket team for a period of two years? 1) Stuart Law 2) Allan Border 3) Gary Kirsten 4) Duncan Fletcher 5) Allan Donald

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27 Microsoft's Messenger allows uses to: 1) bypass a browser to surf the Web 2) create a blog 3) communicate via direct live communication 4) identify and eliminate spam 5) make graphic presentations Portable computer, also known as laptop computer, 28 weighing between 4 and 10 punds is called 1) Internet 2) Scanner 3) Printer 4) notebook computer 5) general-purpose application 29 which of the following is billionth of a second? 1) Gigabyte 2) Terabyte 3) Nanosecond 4) Microsecond 5) Terasecond Online Marketing is the function of which of the 30 following ? 1) Purchase Section 2) Production Department 3) IT Department 4) Designs Section 5) A collective function af all staff 31 Customisation is useful for 1) Designing customer specific products 2) Call centres 3) Publicity 4) Motivating the staff 5) Cold calls 32 The key challenge to market-driven strategy is 1) Selling maximum products 2) Employing maximum DSAs 3) Delivering superior value to customers 4) Being rigid to changes 5) Adopting short-term vision 33 Effective selling skills depends on 1) Size of the sales team 2) Age of the slaes team 3) Peer strength 4) Knowledge level of the sales team 5) Educational level of the sales team 34 Generation of sales leads can be improved by 1) Being very talktive 2) Increasing personal and professional contacts 3) Being passive 4) Engaging Recovery Agents 5) Product designs 35 A Market Plan is : 1) Performance Appraisal of marketing staff 2) Company Prospectus 3) Documented marketing strategies 4) Business targets 5) Call centres 36 Marketing channels mean 1) Delivery objects 2) Sales targets 3) Delivery outlets 4) Delivery boys 5) Sales teams

37 Why was Kanishtha Dhankhar's name in news recently? 1) She was crowned Femina Miss India 2011. 2) She was adjudged Best Actress 2010 by Film fare 3) She is the new captain of India's woman cricket team 4) She has become the new Dy Minister of Textile in place of Dayanidhi Maran 5) None of these K Balachander, who was awarded prestigious Dada 38 Saheb Phalke Award 2010, is basically a/an 1) Actor 2) Director 3) Photographer 4) Music Director 5) Choreo grapher Banks and other financial institutions in India are required to maintain a certain amount of liquid assets 39 like cash, precious metals and other short-term securiteis as a reserve all the time. In Banking World this is known as 1) CRR 2) Fixed Asset 3) SLR 4) PLR 5) None of these Which of the following space agencies recently launched 40 three satellites and placed them into polar sun Synchronous Orbit successfully? 1) NASA 2) ROSCOSMOS 3) CNSA 4) ISRO 5) JAXA As per the decision taken by the Govt of India recently, 41 "Bomboo is a liberated item now", What does it really mean? (A) "Bamboo, henceforth, will be treated as a minor forest produce only. (B) Now villagers are free to sell bamboo in their community forest areas. Gram Sabha has been given right to issue transport passes to legally transport the produce. 1) Only (A) 2) Only (B) 3) Only ( C ) 4) All (A),(B) and ( C ) 5) None of these 42
Union Cabinet recently Passed a Rs. 7000-crore project to clean up which of the following rivers in Indai ?

43 Personal Loans can be canvassed among 1) Salaried persons 2) Pensioners 3) Foreign Nationals 4) NRI customers 5) Non- customers 44 Innovation in marketing is same as : 1) Motivation 2) Perspiration 3) Aspiration 4) Creativity 5) Team work 45 Service Marketing is the same as 1) Internet Marketing 2) Telemarketing 3) Internal Marketing 4) Relationship Marketing 5) Transaction Marketing 46 Social Markeing means : 1) Share market prices 2) Marketing by the entire society 3) Internet Marketing 4) Marketing for a social cause 5) Society bye-laws 47 Market-driven stragegies include 1) Identifying problems 2) Planning marketing tactics of peers 3) Positioning the Organisation and its brands in the marketplace 4) Internal Marketing 5) Selling old products As per estimates of the Planning Commission of India, the target growth rate of 12th five year Plan is set at 1) 7 to 8% 2) 8.0 to 8.5% 3) 9%to9.5% 4) 11% 5) 10% to 10.5% Goodluck Jonathan was recently re-elected the 49 President of 1) Nigeria 2) South Africa 3) Kosovo 4) Haiti 5) None of these 48 50
Which of the following schemes has NOT ben launched by the Ministry of Rural Development, Govt of India ?

1) 2) 3) 4) 5)

National Old Age Pension Scheme National Maternity Benefit Scheme National Family Benefit Scheme Mid-Day meal Scheme All are launched by Ministry of Rural Development

1) 4)

Narmada Chambal

2) Ravi 5) Krishna

3) Ganga

Banking Awareness Paper - 3

1
Ad Valorem Tax is levied on the basis of which of the following ? 1) Volume 2) Value 3) Production 4) Export 5) None of these A systematic record of all economic transactions between residents of a country and the rest of the world in a year is known as 1) Net Capital Flow 2) Balance of Payments 3) Balance of Trade 4) Absolute Flow 5) None of these Consider the following : (A) Balance of trade (B) Net factor income Net transer payments Which among the above is/are a part of the "Capital Account "? 1) Only A 2) Both A and B 3) Both B and C 4) All A, B and C 5) None of these Which of the following is a suitable term for the state of economy in which economic activity slows down, even as wages and prices continue to rise ? 1) Inflation 2) Delfation 3) Skewflation 4) Stagflation 5) None of these Consider the following taxes. (A) VAT paid during the purchase of a tyre tube for a vehicle (B) Service Tax paid while making payments of dinner in a restaurent Duty paid while importing a machinery from abroad 1) Only A 2) Both A and B 3) Both B and C 4) All A, B and C 5) None of these Birth rate is the number of births per ____ of the population during one year. 1) 100 2) 1000 3) 10000 4) 100000 5) None of these Capitalism is based upon"Laissez-faire system". What is "Laissez-faire system"? 1) No governmental intervention 2) Maxinum governmental intervention 3) Role of market forces is minimum 4) Limited government intervention 5) None of these Goods which have positive relationship between price and quantity demanded are called as 1) Valuable goods 2) Essential Goods 3) Giffen Goods 4) Capital Goods 5) None of these Which of the following is an activity opposite of hedging in share/currency/future markets? 1) Arbitrage 2) Speculation 3) Spread 4) Short 5) Tall 10 Consider the following : (A) Foreign exchange (B) Gold ( C ) Special Drawing Rights (SDRs) (D) International Monetary Fund(IMF) reserve postion the RBI counts which among the above in "Foreign exchange reserves" of India ? 1) Only A 2) Both A and B 3) Both A,B and C 4) All A, C and D 5) None of these Where is the headquarters of the United nations conference on Trade and Development (UNCTAD)? 1) Geneva 2) Paris 3) Frankfurt 4) London 5) None of these Which of the following states in north-eastern India is running its 'Power Sector Enhancement Investment programme' in which investment worth $ 764 million would be made by 2014 and for which Asian Development Bank (ADB) has approved $200 Million recently ? 1) Assam 2) Meghalaya 3) Arunachal Pradesh 4) Manipur 5) Nagaland CASA ratio is used in which of the following industries? 1) Merchandise Trade 2) Banking and Finance 3) Software Industry 4) Travel and Tourism 5) None of them who among the following is the chairman of public Private Partnership Appraisal Committee in India ? 1) Ashok Chawla 2) SK Jain 3) Pranab Mukherjee 4) Usha Thorat 5) None of them Husk Power Systems(HPS), a rural electrification company which makes electricity out of paddy husk, is providing electricicty to 50 villages in which of the following states of India ? 1) Chattisgadh 2) Andhra Pradesh 3) Bihar 4) None of these Which of the following is a function of SCARDB? 1) Financial assistance to warehousing 2) Refinancing agricultural credit 3) Inter-state sale of agricultural products 4) Land development 5) None of them The minimum support prices (MSP) for major agricultural products are fixed by the government each year after taking into account the recommendations of which of the following 1) Planning Commission of India 2) Finance Commission of India 3) Farmers's Commission of India 4) Commission for Agricultural Costs and Prices 5) None of these

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At present, the number of recognised Central trade unions is 12. Which of the following trade unions 18 continues to be the largest among all the 12 trade unions ? 1) Hind Mazdoor Sabha (HMS) 2) Bharatiya Mazdoor Sangh (BMS) 3) CITU 4) INTUC 5) None of these 19
In Union Budget 2011-12, which of the following deficits has been estimated above four percent of GDP?

1) 3) 5) 1) 2) 3) 4) 5) 21 1) 2) 3) 4) 5) 22 1) 3) 5) 23 1) 2) 3) 4) 5)

Fiscal Deficit Revenue Deficit None of these

2) Primary Deficit 4) Budgetary Deficit

26 Who has won the US open men's singles 2011 title ? 1) Rafael Nadal 2) Roger Federer 3) Novak Djokovic 4) Andy Murray 5) None of these Celebrity Gautam Rajyadhyakshsa has passed away 27 recently. He was a famous 1) Choreographer 2) Lyricist 3) Photographer 4) Film-maker 5) Singer 28 Who has been recently crowned as Miss Universe ? 1) Ximena Navarrete 2) Olesia Stefanko 3) Leila Lopes 4) Vivica Fox 5) None of these 29 honour the Prime Minister of Bangladesh with an honorary
D Litt ? Which of the following universities of India has decided to

Which of the following ratio correctly denotes Insurance 20 Penetration ?

Premium underwritten: Population Premium Underwrittern: GDP Insured Population: Total Population Premium underwritten: Ploicy Holders None of these A market operation A Money market instrument A clearing system A scheme of Reserve Bank of India A policy initiative of Government of India Insurance Penetration 2) Insurance Density Insurance Intensity 4) Insurance Reach Insurance Depth 32 Mutual funds Commodity Exchanges Stock Markets Foreign Exchange markets None of these 30

Which of the following correctly categorises Collateralised Borrowing and Lending Obligation?

In context of the insurance industry, which of the following is a correct term for per capita premium?

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Which of the following markets is independently regulated by Forward Market Commission?

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credit controls adopted by the Reserve Bank of India ? 1) Bank Rate 2) Open Market Operations

3) 5)

Cash Reserve Ratio All of these

4) Repo Rate

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Which of the following amendments of the Sri Lankan government, brought about after Indo-Sri Lanka Accord 25 in 1987, devolves powers to the Tamil-dominated northern provinces ? The Amendment has become relevant after the end of civil war in Sri Lanka. 1) 10th Amendment 2) 12th amendment 3) 13th Amendment 4) 15th amendment 5) 20th Amendment

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1) Tripura University 2) West Khasi Hills University 3) Kolkata University 4) Jawaharlal Nehru University 5) Gauhati university With which of the following countries is India going to sign a Memorandum of Understanding (MoU) on manpower to ensure welfare of Indian workers in that country ? 1) Oman 2) Saudi Arabia 3) UAE 4) Iran 5) Kuwait Who has been given this year's Appan Menon Award for young journalists covering international affairs? 1) Rohit Viswanath 2) P Sainath 3) Anita Joshua 4) Srinivasan Ramani 5) None of these Which of the following chief ministers of India has been praised by the US Congressional Research Service report for his administrative prowess and projected to be the future Prime Minister of India ? 1) Nitish Kumar 2) Narendra Modi 3) Sheila Dikshit 4) Mayawati 5) Mamta Banerjee Which of the following is the first state to offer air taxi sevices in India ? 1) Bihar 2) Himachal Pradesh 3) Madhya Pradesh 4) Maharashtra 5) Tamil Nadu Ganapati Sthapati, who died recently, was a famous 1) Architect 2) Sculptor 3)Numismatist 4) Astrologer 5) Historian Which of the following North-Eastern state governments has ordered an inquiry into the alleged mass graves in some areas in West Garo Hills districts 1) Meghalaya Government 2) Arunachal Pradesh Government 3) Nagaland Government 4) Manipur Government 5) None of these

36 Who is the leader of the rebel forces in Libya ? 1) Mohammed al-Fortiya 2) Muammar Gaddafi 3) Hosni Mubarak 4) Abdel-Hafiz Ghoga 5) None of these Russian and US scientists have launched an expedition 37 to study emission of ____ gas in the eastern Arctic. 1) Methane 2) Carbon dioxide 3) Sulfur dioxide 4) Ozone 5) Ammonia Haryana Vidhan Sabha speaker, Kuldeep Sharma, on 27 august 2011, announced the constitution of a seven member committee to look into the irregularities in 38 giving away land to various trusts and societies during the regime of which of the following former Haryana chief ministers ? 1) Om prakash Chautala 2) Bansi Lal 3) Bhajan Lal 4) Hukam Singh 5) Bhupinder Singh hooda Which of the following former Andhra Pradesh chief 39 ministers was appointed as the new Governor of Tamil Nadu in August ? 1) Kotla Vijaya Bhaskara Reddy 2) Nara Chandrababu Naidu 3) Nandamuri Taraka Rama Rao 4) K Rosaiah 5) None of these The chhattisgarh State Government has filed a petition 40 in the Supreme Court over Polavaram Dam, which is being constructed by the 1) Andhra Pradesh Govrnment 2) Orissa Government 3) Maharashtra Government 4) Chhatiisgarh Government 5) Madhya pradesh government The Madhya Pradesh government has announced a 41 reward of ______ for those who inform the state administration about female foeticide. 1) Rs.10000 2) Rs.15000 3) Rs.12000 4) Rs.20000 5) Rs.20000 Which of the following companies has signed a memorandum of understanding (MoU) with Japan42 based Nippon Life Insurance for collaboration opportunities, including strategic partnership, across all financial services businesses ? 1) Reliance Capital 2) Life Insurance Corporation 3) Max New york Life Insurance 4) bharti AXA Life Insurance 5) None of these Which of the following companies launched itself 43 branded mobile phone in the Indian market, known as the Facebook phone, in September 2011? 1) HTC 2) Vodafone India 3) Nokia 4) Bharti Airtel 5) IDEA

The supreme court has recently issued a notice to the government on a plea challenging the appointment 44 of atul Kumar Rai as the chief executive officer and managing director of which of the following bodies despite his alleged involvement in corrupt practices ? 1) Industrial Finance corporation of India(IFCI) 2) FICCI 3) Chamber of Commerce 4) Competition Commission of India 5) Comptroller & Auditor UNCTAD's Trade and Development Report 2011, launched in New Delhi in the first week of September 45 2011, projected an econmic growth of what per cent for India in 2011 ? 1) 8% 2) 8.1% 3) 9.2% 4) 8.60% 5) None of these Which of the following countries has topped the list 46 of medals in the World Athletics Championships in Daegu, South Korea ? 1) USA 2) Kenya 3) Jamaica 4) South Africa 5) South Korea 47 external commercial borrowings (ECBs) equivalent to $1
billion in which of the following currencies ? The government has recently allowed corporates to raise

1) Yen 2) German Deutsche 3) Yuan 4) Euro 5) Pound Which of the following countries are Indian oil and 48 gas exploration companies cooperating with in South China sea, which China has strongly objected to ? 1) South Korea 2) Indonesia 3) Philippines 4) Laos 5) Vietnam Which of the following countries has approached the 49 United Nations recently to seek full membership for itself ? 1) South Sudan 2) Switzerland 3) Vatican 4) Palestine 5) Kosovo Which of the following countries has proposed the 'Buffet Rule' which refers to Warren Buffet's idea to 50 force the wealthiest to pay the same share of income in taxes is being paid by middle-class families ? 1) Greece 2) Italy 3) US 4) France 5) Germany

Banking Awareness Paper - 4

1 In Union Budget 2011-12, the 20% income tax sab has been placed for the income between 1) Rs.3lakh to Rs. 5 lakh 2) Rs. 4 Lakh to Rs. 6 lakh 3) Rs. 5lakh to Rs. 7 lakh 4) Rs. 5 lakh to Rs. 8 lakh 5) None of these What was the aim of the antyodaya Programme ? 1) Elimination of urban poverty 2) Improving the standards of Scheduled Castes 3) Upliftment of minorities 4) Helping the poorest of the poor 5) None of these First Export Promotion Zone (EPZ) in private sector was established at 1) Kandla 2) Vishakhapatanam 3) Noida 4) Surat 5) None of these The government has formed a high-level infra-finance committee under the chairmanship of 1) YV Reddy 2) Rakesh Mohan 3) C Ramgarajan 4) YK Alagh 5) Kushik Basu Durgapur Steel Plant was constructed in collaboration with 1) Britain 2) France 3) USA 4) Germany 5) Russia Which agency/organisation is not related to UNO ? 1) Universal Postal Union(UPU) 2) International Finance Corporation (IFC) 3) Workd Meteorological Organisation(WMO) 4) International Confederation of Free Trade Union(ICFTU) 5) None of these In Union Budget 2011-12, the surcharge on domestic companies has been reduced/raised from 7.5% to 1) 10% 2) 11% 3) 6% 4) 5% Income Tax was introduced in India by 1) Sir Charles Wood 2) Lord Macaulay 3) james Wilson 4) William Jones 5) None of these National Renewal Fund was constituted with the objective of 1) Renwal of mines 2) Modernisation of industries 3) Establishment of small units 4) Rehabilitation of displaced labourers due to modernisation of industires 5) None of these Which of the following is not a member of SAARC? 1) Nepal 2) Pakistan 3) Bangladesh 4) Myanmar 5) Maldives Indian rupee has got its new symbol, This symbol has been designed by 1) D Udai Kumar 2) D Kumar Raju 3) Udai D Raj 4) D Udai Reddy 5) None of these 12 Mileap' is a laptop of the lowest price. It has been launched by 1) Satyam Computers 2) Infosys 3) Microsoft Corporation 4) HCL 5) None of these corporate Tax is imposed by 1) State Government 2) Local Governemt 3) Central Government 4) Both Centre and State Government 5) None of these Which of the following is considered as "White goods'? 1) Gems and jewellary 2) construction materials 3) Domestic electronic goods 4) Dairy products 5) None of these Scheduled Bank is a bank which is 1) Nationalised 2) Not nationalised 3) Based in a foreign country 4) Included in the Second Schedule of RBI 5) None of these Which of the following banks is limited to the needs of agriculture and rural finance ? 1) RBI 2) SBI 3)IFC 4) NABARD 5) Axis Bank What is true about sevice Tax in Union Budget 2011-12? 1) Retained at 10% 2) Retained at 12% 3) Reduced to 10% 4) Increased to 12% 5) None of these The 'Food for Work' programme was renamed as 1) RLEGP 2) IRDP 3)NREP 4) MNP 5) NREGA AS ON September 16, which of the following key rates of RBI is the highest among all ? 1) Repo Rate 2) Reverse Repo Rate 3) bank Rate 4) Cash Reserve Ratio 5) Statutory Liquidity Ratio
Which of the following is a credit rating agency in India ?

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14

15

16

17

18

19

7 8

20

21

22

23

10

11

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1) CRISIL 2) CARE 3) ICRA 4) All of these 5) None of these Which of the following committees is related ot infrastructure financing ? 1) Deepak parekh 2) T Shankar Lingam 3) TS Vijayan 4) OP Garg 5) None of these Tax information Network is associated with 1) Sales Tax 2) Excise Tax 3) Income Tax 4) Corporation Tax 5) Goods and Services Tax Plan expenditure in India is met by 1) Internal debt and other resources 2) Debt from RBI against government securities 3) Assistance from IMF 4) Annual assistance package of the World Bank 5) Assistance from OECD countries' TK Govinda Rao was a maestro of 1) Hindustani music 2) Carnatic music 3) Qawwali 4) Tribal music 5) folk music

Focus Product' and 'Focus Market' are the two schemes related to 1) Industrial diversification 2) control of inflation 3) Export Promotion 4) Technological upgradation 5) None of these Which of the following countries will the Kapilvastu relics of Lord Buddha be carried to in january with all 26 protocal extended to a head of state granted to the relics ? 1) China 2) japan 3) Thailand 4) Sri Lanka 5) Vietnam 25 27 international debut in Hollywood with which of the
following films directed by Baz Wolfsheim ? Bollywood mega star Amitabh Bachchan is making his belated

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1) 3) 5)

Mission Impossible TV 2) The Amazing Spiderman Planet of the Apes 4) The Great Gatsby Life of Pie 37

28 banned by the Union Government recently in apprehension

of price escalation in domestic market ?

The export of which of the following commodities has been

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1) Apple 2) Wheat 3) Sugar 4) Onion 5) Tea Which state of india has registered the highest ever export of iron ore during the financial year 2010-11 ? 1) Karnataka 2) jharkhand 3) Orissa 4) Chattisgarh 5) Goa In which of the following countries has the National Transitional Council (NTC) taken over the powers of an interim government after sucessful international action against decades-old dictatorship? 1) Egypt 2) Tunisia 3) Yeman 4) Libya 5) Syria There was reported an explosion at Marcoule nuclear reprocessing plant recently. In which of the following countries is this nuclear plant located ? 1) Japan 2) france 3) Germany 4) Russia 5) Sweden Which of the following countries has a 120-personnel Central Reserve Police Force (CRPF) contingent been sent to join the Indian forces involved in UN Peace Keeping Mission in the country ? 1) Rwanda 2) Sierra Leone 3) Libria 4) Sudan 5) Congo Which of the following Indian cricketers has won the 'Spirit of Cricket Award' at the annual International Cricket Council (ICC) awards function in London recently ? 1) MS Dhoni 2) Suresh Raina 3) Sachin Tendulkar 4) Ravi Shastri 5) None of these

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From january 2011, payment of wages under NREGA has been modified. What is the change ? 1) The amount has been increased to Rs. 150 per month. 2) There will be payment for more than 100 days p y 3) Payment is linked to Consumer Price Index. 4) Now, more than one member per family can get work every month. 5) None of these What was the total additional power generation target set for the 11th Five-Year Plan ? 1) 50,000MW 2) 55,000MW 3) 65,000MW 4) 70,000MW 5) 78,700MW which of the following terrorist organisations operating against India is the latest to be designated as a Foreign Terrorist Organisation (FTO) by the US? 1) Lashkar-e-Taiba 2) jaish-e-Mohammad 3) harkat-ul-jihad Islami(HuJI) 4) Indian Mujahideen 5) None of these Name the bank of China which is the largest lender in the world in terms of market capitalisation and which has set up its operations in India recently. 1) People's Bank of China 2) Industrial and Commercial Bank of China 3) Hua Xia Bank 4) China Development Bank 5) Shanghai Commercial Bank In view of recurrent rail accidents, the Railway Ministry has constituted a safety peanel to give views and suggestions to improve railway safety. The panel is headed by 1) E Sreedharan 2) Sanjay Dhandhe 3) Anil Kakodkar 4) Dinesh Trivedi 5) N Vedachalam Who among the following has been elected as the first woman Prime Minister of Denmark ? 1) Jytte Andersen 2) Helle Thorning Schmidt 3) Anne Kristine Axelsson 4) Dinesh Trivedi 5) None of these Name the film in which a hypthetical planet "Tatooine" was shown having two sunsets and two sunrises in a day. This has been found true by astronomers using NASA's kepler planet-hunting spacecraft. 1) Total Recall 2) Sunshine 3) Star Wars 4) District 9 5) Children of Men
What is La Tomatina, originally celebrated in Spai, which was government moved to stop the reverly ?

41 contemplated to be organised in Bangalore but the Karntaka 1) 2) 3) 4) 5) A festival of bull fighting A tomato-hurling festival A festival of fighting with swords A mud-throwing festival None of these

In which of the following countries of Europe have the 42 Muslim community's Friday prayers on streets been banned recently ? 1) Italy 2) france 3) Germany 4) Belgium 5) Britain Name the country where GVK power and Infrastructure 43 has acquired a strategic part of Hancock Coal for $1.26 billiont. This is one of the largest overseas infrastructure acquisitions by an Indian infrastructure entity. 1) Germany 2) Indonesia 3) Chile 4) Australia 5) Russia 44 BNP Paribas is 1) an insurance player of India 2) the biggest mutual fund company in Britain 3) the biggest bank of France 4) a financial institution of Indonesia 5) an infrastructure company of India The world-famous credit rating agency, Standard & poor's,is part of which of the following educational 45 companies which is all set to separate its markets business and education services ? 1) Learning Tree International Ltd 2) Berkshire Hathaway 3) Career Education corporation 4) The princeton Review 5) McGraw-Hill Which of the following state assembly has passed a resolution calling upon the Centre to commute the life 46 sentence of the main convict in the Parliament attack case, Afzal Guru ? 1) Tamil Nadu 2) Nagaland 3) Jammu & Kashmir 4) Punjab 5) None of these

In which of the following cities the Formula One (FI) Grand Prix, considered to be the second biggest sporting 47 event in India after Delhi's commonwealth Games, is to be held in October ? 1) hyderabad 2) Bangalore 3) Delhi 4) Chandigarh 5) Noida Who has been conferred the 44th Jnanpith Award 48 recently ? 1) Javed Akhtar 2) Akhlaq Shahryar 3) Shabana Azmi 4) Anu Malik 5) Ram Gopal Verma 49 TK Govinda Rao was a maestro of 1) Hindustani Music 2) Carnatic Music 3) Qawwali 4) Tribal Music 5) Folk Music In which of the following states of India has 50 Archeological survey of India (ASI) unearthed a hemispherical Buddhist stupa belonging to the Vajrayana period dating back to 6th and 7th century AD recently ? 1) West Bengal 2) Orissa 3) Jharkhand 4) Sikkim 5) Andhra Pradesh

BANKING AWARENESS PAPER - 5

1 We read in the newpapers about the deregulation of the pricing of petroleum products by the Government of India. Consider the following outcomes of the above step: a) This will make petroleum products prices cheaper and the pricing system will become more transparent. b) This will imprve the financial health of the country's Oil Marketing Companies (OMCs) and contribute to fiscal conslidation. c) This will end the subsidy on petroleum products. 1. Only A 2. Only B 3. B & C 4. A & C 5. None Which of the following committees has given recommendations on "Financial Inclusion " ? 1. Vaghul Committee 2. Raghuram Rajan Committee 3. Kelkar Committee 4. Rakesh Mohan Committee its The Securities and Exchange Board of India has decided to 10 allow ___ to visit SEBI Bhavan to help them learn about the capital market regulator. 1. Tourists 2. Foreign investors 3. Students 4. Press 11 Which of the following is the percentage up to which FDI in defence secor is allowed ? 1) 41% 2)31% 3) 26% 4) 49% 5) None The Maximum amount of the toal revenue earned by the Government of India comes form 1. Custom Duty 2. I. T 3. Excise Duty 4. Corporate Tax 4. VAT Which public sector bank celebrated its Platinum Jubilee in late 2010 ? 1. Dena Bank 2. Canara Bank 3. Bank of Baroda 4. Bank of Maharashtra Which of the following is not among the six infrastructure industries that comprise the "core Sector" ? 1. Coal 2.Crude oil 3. Chemicals and fertilizers 4. Petroleum refinery products 5. All of the above Who among the following was the chaiperson of the committee set up by the RBI on "customer Services in Banks" 1) Deepak Parekh 2)D Subbarao 3)YV Reddy

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In economics, it is generally believed that the main objective of a public sector financial company, like bank, it to 1. Employe more and more people 2. Maximise total profits 3. Maximise total production 4.Provide financial services to the people across the country 5. Sell goods at subsidised cost The agricultual census is done at which of the following intervals ? 1. There is no fixed term 2) Every Year 3. Once in 3 years 4. Once in 10 years 5. Once in 5 years

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4) M Damodaran
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5) None of these

Development of watershed and dryland farming is the part 5 of which of the following points of the Twenty- point Programme of the Government of India ? 1. Kisan Mitra 2) Khadya Suraksha 3. Garibi Hatao 4) Jan Shakti 6 The high rate of growth of economy certainly reduces 1. Gender inequalities 2)Poverty 3. population of a country 4) Flow of FDI Very often we read about Special Economic Zones (SEZs) in 7 newspapers What is the purpose of promoting SEZs in India? a) They are established to promote exports. b) They are established to attract investments from foreign countries. They are established to help the poorest of the poor in india as the activaities of these Zones are reserved only ofr the poor and those living below the poverty line. 1. Only A 2. Only B 3. C 4. A & B 5. None 8 Which state government has announced to undertake a detailed census of cancer patients in the state ? 1. Punjab 2)Orissa 3) Haryana 4. Delhi 5. None

Which of the following is the full form of 'BRA' as used in banking industry ? 1) Brazilian and Rusian association

2) Banking Restructuring Act 3) Borrowing Risk assessment 4) Banking Regulation Act

5) None of these

The Central Government has revised wages of agricultural labourers under the Mahatma Gandhi National Rural 17 Employment Guarantee Scheme. The base wage is revised once in 1) 2 Yrs 2) 3 Yrs 3) 4 Yrs 4) 5 Yrs 5) None Telecom Commission, the apex decision-making body of the 18 Department of Telecom has permitted imposition of a uniform licence fee of _____on all telecom operators. 1) 6% 2) 6.6% 3) 8.5% 5) None 4) 10% NASA scientists have recently announced that they have 19 found the first evidence of flowing water on which of the following planets. 1)Mercury 2) Mars 3) Jupiter 4) Venus 5) None Italy approved a draft law banning women from wearing 20 veils in public. Besides italy, which of the following nations have banned women from wearing veil in public ?

9 PC Alexander, who died recently, was a veteran

1) Bureaucrat 3) Educationist

2) Nuclear Scientist 4) Environmentalist

5) None

1) India and Pakistan 2) China and Afghanistan 3) Belgium and France 4) Bangladesh and Bhutan 5) None of these

Consider the following negative impacts on the Indian economy in the context of the ongoing US debt crisis: 21 A) Adverse inpact on Indian Exports B) RBI Will be forced to cut down interest rates. C) FDI flow will slow down. 1. Only A 2. A & B 3. A & C 4. A,B & C 5. None Name the Indian executive in the global credit rating agency Standard and Poor's under whose leadership the decision of 22 the historic credit downgrade of the united States was taken and later he was forced to step down.

For the revival of which of the following fertilizer units of the fertilizer Corporation of India has the SAIL been the given the 31 go-ahead by the Cabinet Committee on Economic Affairs (CCEA) Recently ?
Bhilai 2) Sindri 3)Burnpur 4)Rourkela 5) None

32 Which of the following services provided by a bank in India is not liable for taxation for Service Tax as per existing laws :
1) Safe Deposit Lockers

1) Rajat Gupta 3) Sanjay Saini

2) Devesh Sharma 4) Karan Bhagat

2) Merchant Banking Services 3) Credit cards 4) None of these 5) Discount earned on certain discounted bills A) Lending to people with less than ideal credit status B) Lending to people who are valued customers of the banks C) Lending to those who are not regular customers of a banks 1) Only A 2) Only B 3) Only C 4) A,B & C 5) None

5) None 33 Which of the following correctly describes sub-prime lending?

23 What is Repo Rate ? 1) It is the rate at which RBI sells Govt. securities to banks

2) It is the rate at which banks borrow Rs. from RBI. 3)It is the rate at which RBI allows small loans in the market 4) It is the rate which is offered by banks to their most valued customers or prime customers.
5) None of these In a company, the use of price-sensitive corporate 24 information by the company people to make gains or cover losses is known as

1) Stock trading 3) Insider trading

25

2) Foreign trading 4) Future trading

5) None

The process of the total valuation of the financial assets of a company is technically known as 1)Market capitalisation 2) Gross Domestic Resoureces 3) GDP 4) None 5) Net wealth of the country

SEBI has Proposed to create regulations for alternative investment funds under the title'SEBI(Alternative Investment 34 Fund) Regulations'. With regard to this proposal, which of the following is /are not true ? A. SEBI made it optional for all types of private pools of capital or investment funds to seek registration with SEBI B. For PE funds, investments would be mainly in unlisted companies or companies proposed to be listed. C) For infrastructure equity funds, minimum half of the investment would have to be in equity of infrastructure projects/companies. 1) Only A 2) Only B 3) Only C 4) A,B & C 5) None Name the sports channel that has acquired the exclusive broadcast rights for Euro 2012 in the Indian subcontinent 35 (India,pakistan, Sri Lanka, Bangladesh, Nepal, Bhutan and maldives ) for Rs 100 Crore.
1) ESPN 2)DD Sports 3)Neo Sports 4)Ten Sports 5) None

As per the instructions of the RBI, banks are required to give 26 what percentage of their priority sector lending to weaker sections of the society ? 1) 15% 2) 25% 3) 35% 4) 40% 5) 30% Many a time, we read about rural indebtedness in various newspapers and magazines. What are the main causes of the rural indebtedness ? 27 A) Poverty B) Inability to repay loans C) Zamindari System, which prevented farmers from owning the land 1) Only A 2) A & B 3) Only B 4) A,B & C 5) Only C Whenever the RBI does some Open Market Operation 28 transaction, it actually wishes to regulate which of the following ?

Goldman Sachs, citing imporvement in macroeconomic 36 situation, has recently upgraded India's rating from 'underweight' to

1) Over weight 4) Underperform

2) Market weight 3) In-Line 5) Market outpeformer

In which of the follwong states did the sadar Hills Districthood Demand Committee (SHDDC) recently impose 37 an economic blacked in pursuance of their demand for a separate district ?
1) Tripura 4) Meghalaya 2) Arunachal Pradesh 5) Assam 3) Manipur

1) Inflation only 2) Liquidity in economy 3) Borrowing powers of the banks 4) Flow of foreign direct investment 5) None
According to the latest figures released by the Commerce 29 Minister, what is the percentage growth of India's exports during 2010-11 ? 1) 46.45% 2) 45.7% 3) 52% 4) 56.9% 5) None 30 Which of the following cannot be called a Debt Instrument as referred in financial transactions ? 1) Loans 2) Certificate of Deposits 3) Bonds 4) Stocks 4) Commercial Papers

In which of the follwong public sector companies has the 38 government recently offloaded its stake to mop up revenue to the tune of Rs 1,144 crores ?
1)Indian Oil Corporation 2)Rashtriya Ispat Nigam Limited 3)Power Finance Corporation 4)Hindustan Copper 5) None

39

What is the revenue target from disinvestment in Central public sector enterprises set in the Union Budget 2011-12? 1) Rs.40,000 crs 2) Rs.50,000 crs 5) None 3) Rs.70,000 crs 4) Rs.90,000 crs

The Prime Minister's Economic Advisory Council headed by C Rangarajan has submitted its report on economy-- "The 40 Economic Outlook and the Review". Who among the following is not a member of it ? 1) Suman K Bery 2) BB Bhattacharya

45

Who is the chariman of the national Commission for Scheduled Castes ?

1) PL Punia 3) Justice MN Rao 2) Justice KG Balakrishnan 4) Wajahat Habibullah 5) None

3) M Govinda Rao 5) Dr KP Krishnan

4) Dr Sumitra Chaudhary

In which of the following western countries did largescale 41 rioting take place in predominantly African and Caribbean neighbourhoods recently ?
1)Germany 2)France 3) Italy 4)England 5) None

Justice Soumitra Sen, against whom impeachment 46 proceedings have been initiated in the Parliament, is the judge of 1)Sikkim High Court 2) Karnataka High Court 3)Calcutta High Court 4) Guwahati High Court Name the chief of the three-member interlocution team on 47 Kashmir which is to submit its report to the government shortly.

Which of the following departments of the Government of 42 India has initiated the Public Bicycle Scheme for 10 cities under the Mission for Sustainable Habitat?

1) NM Ansari 3) Karan Singh

48

2) Radha Kumar 4) Dileep Padgaonkar 5) None

1) Rural Development Ministry 2) Urban Development Ministry 3) Environment Minisry 4) Surface Tansport Ministry 5) None of these
After allegations of bio-piracy complaints against US based multinational Monsanto with regard to Bt brinjal, for the 43 hybrid research of which of the following vegetable products is the National Biodiversity Authority of India (NBA) processing Monsanto's application ?
1)Cauliflower 2) Bittergourd 4)Cabbage 5)Potato 3) Onion

who is the author of the book " THROUGH THE CORRIDORS OF POWER:Insider's Story ?

1)Kuldip Nayar 3)CP bhambhri 5)HN Haksar

2) Brajesh Mishra 4) PC Alexander

Which of the following states provides the Vishwakarma 49 Contributory Pension Scheme to the labourers of 20 trades of the unorganised sector ?

1) Punjab 2) Uttar Pradesh 3) Bihar 4) Madhya Pradesh 5) Rajasthan

50 Who is the author of the book "Last Man In Tower" ?

44

Who has written the book "The Financial Inclusion: Imperative and Sustainable Approaches" ?

1) C Rangarajan 3) M Damodaran

2) Deepali Pant Joshi 4) Amarya Sen 5) None

1) Aravind Adiga 3) Samit Basu

2) Jhumpa Lahiri 4) Amit Chaudhary

5) None

BANKING AWARENESS PAPER - 6

1 Which of the following states became the first state in India to reserve government jobs for HIV+ candidates? 10 which of the following is Not a social sector programme being run by the government of India ?

1. Delhi 2) Kerala 3) Karnataka 4. Maharashtra 5) None of these

The Reserve Bank of India has recently issued guidelines to 2 banks on pillar 2 of Base II framework. pillar 2 deals with which of the following ?

1) Jawaharlal Nehru National urban Renewal Mission 2) National Rural Health Mission 3) National agricultural Insurance Scheme 4) Sarva Shiksha Abhiyan 5) Mid Day Meal Scheme
11 Which of the following is /are different categories of inflation?
A)Open and suppressed B)Cost-push C)Demands - pull

A) Better human resources management B) Adequate capital to support risks C) Better profitability with min number of employees
1. Only A 2)Only B 3)Only C 4. A,B & C 5. None

1) A 12

2) A & B

3) B & C

4) A,B & C 5) None

The formal or institutional credit delivery system in rural India comprises which of the following ? A)Coorperative Credit Institutions B) Commercial Banks C) Regional Rural Banks D) Self-Help Groups
1)A & B 2) C & D 3) A,B & C 4)A,B,C & D 5) None

A state Mission on Urban Poverty has been formed by which of the following states in India?
1)Gujarat 2)Kerala 5) Tamil Nadu 3)Maharashtra 4)Rajasthan

The Reserve Bank of India has decided to help banks, as a 4 temporary measure, by providing additional liquidity support under LAF.what is the full form of LAF?

Many times we see in newspapers that some projects are 13 launched by the government authorities on 'PPP' basis. What is the full form of 'PPP' ?

1) Loan adjustment Fund 2) Liquidity Adjustment facility 3) Long Awaited Funds 4) Loan against Funds 5) None of these
The Government of India recently decided to allow Currency Futures in India. In additon to the Ministry of 5 finance,which is/are the other organization(s) whose permission/approval is needed for such operations in India ? A) IMF B) RBI C) SEBI 1) A 2) B 3) C 4) A & B 5) B & C 6 Which of the following is NOT a special programme undertaken as crop Production Programme ? 14

1) Preferential Payment Plan 2) Public Private Partnership 3) Partial Payment Project 4) Popular Private Project

5) Public Private Plan

which of the following is NOT a social Assistance programme launched by the Government of India? 1) National Old Age Pension Scheme 2)Annapurna Scheme 3)National Family Benefit Scheme 4)Indira Awaas Yojana 5)All are included

1) Intensive Cotton Development Programme 2) Integrated Cereal Development Progrmme 3) Special Jute Development Programme 4) Intergrated Rural Development Programme 5) All are included
Which of the following services has been introduced 7 recently by the Reserve Bank of India and SEBI in India for the first time ?

Which of the following steel companies of India has announced to have signed a memorandum of understanding 15 (MoU) with the British-Australian multinational mining gaint Rio Tinto for the joint commercialisation of Hismelt technology,the world's first commercial direct smelting process for making iron straight from the ore ? 1)Tata Steel 2) Essar Group 3) Jindal Steel 4) Rashtriya Ispat Nigam Ltd 5) KVS Ispat 16 To which of the following planets has NASA recently launced the unmanned solar-powered satellite observatory named 1)Mars 2) Saturn 3) Venus 4)Jupiter 5) None

A) Trading of currency futures B) Opening of NRI accounts in Indian currencies C) Foreign Direct Investment through participatory Notes (PNs) by the foreign Instituional Investors.
2) B 3) C

1) A

4) A,B & C 5) None

In which of the following states is the National Thermal 17 power Corporation(NTPC) planning to invest Rs.1 lakh crore to set up India's largest hydro power porject ?

As we know, some new initiatives were introduced in the area of Fiscal Management by the Government of India. 8 Which of the following acts was passed a few years back to keep a check on the fiscal indiscipline on macro-economic parameters ? 1) FERA 2) FRBMA 3) FEMA 4) Public Debt Act 9 What was the growth rate of the Gross Domestic product (GDP) of india during the fiscal year 2010-11.

1) Himachal Pradesh 4) Meghalaya

2) Sikkim 5) None

3) Arunachal Pradesh

Against which of the Indian directors of Goldman Sachs, global investment banking securities firm, the US securities 18 and Exchange Commission (SEC) has aggred to drop an administrative action for passing inside information to the Galleon Group?

1) Sonjoy Chatterjee 4) Anshu Jain

2) Karan Bhagat 4) Rajat Gupta

5) None

1) 7.5%

2) 8%

3) 8.5%

4) 9%

5) 9.5%

Which of the following institutions has been given this year's 19 Rajiv Gandhi National Sadbhavan Award for promotion of communal Harmony,peace and goodwill: 1) Vidya Bhavan 2)Sahmat 3) Ramakrishna Mission 4)SPIC-MACAY 5) None of these 20 Who among the following has written the times of my life as his/her autobiographical reflections?

A Bank/Financial Organisation these days relies heavily on ecommerce for its transaction. As a part of systems awareness 29 manual. This step of the organisation can be classified under which of the following categories of measures for a business ? 1) Preventive 2) compliance 3) Corrective 4) Detective 5) None of these Which of the following products of a bank is specifically 30 designed to provide financial help to children in their higher studies in India or in a foreign nation? 1) Personal Loan 2) Corporate Loan 3) Educational Loan 4) Mortgage Loan 5) None 31 A customer wishes to purchase some US dollars in India. He/she should go to 1) Public Debt Division of the RBI only 2) American Express Bank only 3) RBI or any branch of a bank which is authorized for such business 4) Ministry of foreign affairs 5) None of these

1) Karan Thapar 3) Shobhaa de

2) Jug Suraiya 4) Madhu limaye

5) None

For which of the following countries has the international 21 credit agency standard & poor's downgraded its credit rating from AAA to AA+ for the first time in history?

1)Greece

2) China

3) US

4)Japan

5) Italy

The world's largest economy, the United States of America, 22 is undergoing a deep debt crisis. What is the rank of India among the debtor countries to the USA? 1) First 2)Second 3) Third 4)Fourth 5) None In which of the following international film festivals is there 23 an Open Doors section, which started this year with a special focus on India? 1)Cannes Film Festival 2) Locarno Film Festival 3)Berlin Film Festival 4) Jerusalem Film Festival 5) None of these 24 Who among the following has taken over as the Prime Minister of Tibet's government-in-exile ? 1)Samdhong Rinpoche 2) Lobsang Nyima 3)Thupten Lungrig 4) Lobsang Nyandak 5)Lobsang Sangay

Which of the following policies of the financial sectors is basically designed to transfer local financial assets into foreign 32 financial assets freely and at market. determined exchange rates ?

1) Policy of Capital Account Convertibility 2) Policy of Financial Deficit Management 3) Policy of Minimum Support Price 4) Policy of Restrictive Trade Practices

5) None

Which of the following products launched by most of the 33 banks help farmers in getting instant credit for various agricultural puposes ?

In which of the following states is the Central Government 25 all set to open an exclusive Sainik (military) school for girls in a bid to have more women officers in defence forces ?

1) Kisan Credit Card 3) Business Loan

2) Personal Loan 4) ATM Card

5) None

34

1) Uttaranchal 3) Maharashtra
26

2) Madhya Pradesh 4) Kerala

Which of the following financial products are NOT much popular in India as they have been launched only recently ? 1) Development Bonds 2) Insurance Policies 3) Mutual Funds 4) Sovereign Wealth Funds 5) All are very popular

5) None

An Industry which fight hard to increase its market share in existing market (with new popular products is known as

1) Market Vendor 2)Market operator 3) Market leader 4) Market follower 5) Market challenger
27 which of the following is/are the objectives of developing Special Economic Zones (SEZs)?

Which of the following policies of a country brings a crucial 35 impact on the economic growth of the nation ?

A)Fiscal Policy B)Foreign Policy C)Social Policies

1) A 2) B 3) A & B 4) B & C 5) A,B & C In India,minimum Support Prices are announced by the 36 Government of India every year. Which of the following commodities is not covered under this policy ?

A) Generate additional economic activites B) General additional employment opportunities C) Promotion of export of goods and services
2) B 3) C 4) A & B

1)Sugar

2) Wheat 3)Cotton

4) White goods 5)All

1) A

5) A,B, & C

Janani Suraksha Yojana scheme, a Centrally sponsored scheme aimed at reducing maternal and infant mortality 28 rates and increasing institutional deliveries in below poverty line(BPL) families, comes under the umbrella of
1) National Rural Health Mission 2) National Rural Employment Guarantee Scheme 3) Bharat Nirman 4) National urban Health Mission

The actual return of an investor is reduced sometimes as the 37 prices of thecommodities go up all of a sudden. In financial sector,this type of phenomenon is known as 1) Probability risk 2)Market risk 3) Inflation risk 4) Credit risk 5) None 38 Who is India's permanent representative to the United Nations ? 1) A Gopinathan 2) Ujal Sing Bhatia 3) Hardeep Puri 4) Ravi Bangar 5) None

Which of the following countries has proposed the United Nations to host a global grain reserve to avoid price 39 fluctuation by contributing 10-20 million tonnes of grain to such a reserve ? 1)Ukraine 2) Russia 3) Indonesia 4) India British singer and song writer Amy Winehouse, whose selfdestructive habits overshadowed a distinctive musical talent, 40 was found dead in her London house recently. For which of her albums did she win five Grammy awards ? 1) Back to Black 2) Stronger Than Me 3) Rehab 4) Love Is a Losing Game 5) None 41 Which of the following became the first Baltic nation to sign a double taxation avoidance agreement with india ?
1)Lithuania 2)Spain 3) Estonia 4) Poland 5) None

Which of the following countries has decided to shut down the Mox nuclear facility at Sellafield because of the damage 46 caused by the Fukushima Disaster to Japan's nuclear Industry ? 1)Australia 3) New Zealand 3)Germany 4)Britain In which of the following places did thousands of people 47 march in the streets for the right to hold a referendum for independence from the parent country?
1) Palau 2) Kosovo 4) Papua New Guinea 3) South Sudan 5) None of these

Which of the following nations became the first European nation since 1995 to allow its citizens to visit Kashmir after it 42 revise an advisory that had cautioned against trips to Kashmir ?
1) Germany 2) UK 3) France 4) Spain 5) Italy

In which of the following countries did the government have to unveil a new industrial policy featuring measures like tax breaks, preferences for local firms in government 48 procurement and quadrupling of the number of inspectors to monitor imports, in order to help manufacturers cope with the strength of Chinese imports ?
1)Mongolia 2)Brazil 3)Vietnam 4)Mexico 5) None

In a landmark move, which of these state governments has 43 set up a Savarna Aayog, a commission to identify the deprived and underprivileged families among upper castes ? 1) Uttar Pradesh 4) Rajastan 2)Madhya Pradesh 5) None of these 3) Bihar

The Cabinet Committee on Economic Affairs(CCEA) has approved the proposal for enhancement of parental income 49 ceiling for eligibility of Post-matric scholarship for students of other Backward Classes (OBCs) from Rs.44,500 to
1)Rs.70,000 2)Rs.80000 3)Rs.90000 Rs. 1 Lakh 5) None

In which of the following countries did the military leadership resign an mass recently, in protest against the 44 government's decision to block promotions of officers accused of plotting a coup ? 1)Thailand 2)Pakistan 3)Turkey 4)Spain 5)None In which of the following contries has the ruling party taken an initiative to introduce legislation that would allow it to 45 charge three former Socialist prime ministers with mismanaging public finances ?
1)Hungary 2)Poland 3) Czech Republic 4)Venezuela

The 800-MV Koldam hydro power project in Himachal pradesh which will be operational in 2011-12 and the 62050 MW Amochhu hydro power project, are being constructed by

1) National Hydro Power Corporation 2) National Thermal Powe Corporation 3) Reliance Energy 4) Tata Power

5) None

Banking Awareness Paper - 7

1 Expand the term FRBM. 12 Bridge loans refer to

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1) Financial Responsibility and Business management 2) Fiscal Responsibility and Business Management 3) Financial Responsibility and budget Management 4) Fiscal Responsibility and Budget Management 5) Formal Responsibility and Business Management Structure of Basel II is based on how many pillars ? 1) Two 2) Ten 3) Four 4) Five 5) Three When the loan is granted for purchase of white goods, it is called 1) Consumption loan 2) white goods loan 3) consumer durable loan 4) business loan 5) Proprietary loan Which of the following sector(s) make (s) maximum contribution to the national income of india ? 1) Services 2) Industry 3) Agriculture 4) Both Agriculture and Industry 5) None of these Which of the following is not a part of the scheduled banking structure in india ? 1) State Co-operative Banks 2) Private Sector Banks 3) Public Sector Banks 4) Regional Rural Banks 5) Moneylenders Which of the following terms is used in the field of Finance and Banking ? 1) Gauge pressure 2) Quantum number 3) Adjustment credit 4) Absolute Zero 5) Single bond Goods and Sevices Tax(GST) would replace which of the following taxes levied at present ? 1) Income tax 2) Corporate tax 3) Capital gains tax 4) Value added tax(VAT) 5) All of these Yuan is the currency of 1) japan 2) China 3) Indonesia 4) Myanmar 5) None of these Normally,banks accept fixed deposits for a maximum period of 1) 5 years 2) 3 years 3) 7 years 4) 20 years 5) 10 years IFRS stands for 1) International financial Reporting Standards 2) Indian Finance Rating Standards 3) International Financial Rating Standards 4) Indian Functional Reporting Standards 5) None of these KYC guidelines followed by the banks have been framed on the recommendations of the 1) Ministry of Home Affairs 2) Ministry of Rural Development 3) Indian Banks Association 4) Financial Intelligence unit 5) Reserve Bank of India

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1) Loans granted to construction companies for construction of bridges 2) Loan granted of PWD for construction of bridges over rivers 3) Intrim finance allowed by banks to their customers, pending disbursement of term loans by financial institutions 4) Loan granted to Railway for construction of bridges 5) None of these On which one of the following issues has IMF supported monetary policy of India ? 1) Introduction of GST 2) Stimulus for agriculture sector 3) concessions for foreign investment 4) Tightening of monetary policy 5) None of these In the term STRIPS, the first letter 's' Denotes 1) Single 2) Small 3) Special 4) Savings 5) Seprate Which of the following is known as plastic Money ? (A)Demand Draft (B) Credit Card Debit Card 1) Only A 2) Only B 3) Only C 4) Both B and C 5) All A,B and C The world Economic Outlook report of IMF indicates achievement of highest per cent GDP gorwth rate in 2011. which one of the following is that country 1) Brazil 2) Russia 3) India 4) China 5) South Africa Which of the following schemes is launched specifically for helping senior citizens to avail loan by mortgage of their residential property ? 1) English Mortgage Scheme 2) Senior Capital Loan Scheme 3) Reverse Mortgage Loan scheme 4) Senior Citizen Personal Loan scheme 5) None of these SEBI is an 1) Advisory body 2) Statutory body 3) Constituional body 4) non-statutory body 5) Registered as a society mixed Economy means 1) Co-existence of small and large industries 2) Promoting both agriculture and industries in the economy 3) Co-existence of public and private sectors 4) co-existence of the rich and the poor 5) Existence of wholesale and retail markets Which of the following books has been written by Vikram seth ? 1) A Suitable Boy 2) A Bend in the River 3) Five Point Someone 4) Lolita 5) None of these

21 The expansion for BIFR, in the context of the Indian

30 GNP stands for

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industry,is 1) Board for Investment and Financial Redevelopment 2) Bureau for Industrial and Financial Revolution 3) Board for Investment and Formal Reconstruction 4) Board for Industrial and Financial Reconstruction 5) Bureau for Investment and Financial Reconstruction What is the SLR at present ? 1) 6% 2) 12% 3) 18% 4) 25% 5) None of these Who amongst the following is NOT afamous economist ? 1) Amartya Sen 2) Octvia Paz 3) muhammad Yunus 4) Peter A Daimond 5) Dale I Mortensen Which of the following organisations/agencies has established a fund known as investor protection Fund? 1) RBI 2) SIDBI 3) Bombay Stock Exchange 4) Ministry of Finance 5) Ministry of Commerce and Industry As per the recent press reports, use of credit cards in India has gone down, What is/are the main reason/s for the same ? (A) High interest rate charged by the card companies (B) Rise in fraudulent activites related to use of credit cards Govt policies which do not allow the launch of new credit cards by the banks 1) Only(A) 2) Only(B) 3) Only 4) All(A), (B) and 5) None of these Which of the following terms is used in the field of Banking ? 1) MRI 2) Refraction 3) Depository Receipt 4) Neutralisation 5) Atomic number Reverse Repo is a tool used by RBI to 1) Inject Liquidity 2) Absorb liquidity 3) Increase the liquidity with banking system 4) To keep the liquidity at one level 5) None of these The Union Cabinet recently cleared 'Prohibition of unfair Practices in Technical medical Educational Institutes and Universities Bill 2010'. As per the bill, which of the following will now be treated as a cognizable offence ? 1) Accepting capitation fee from the students 2) Running a private college 3) Not allowing students to change their course in between 4) Running a college without proper facilities 5) None of these Many times we read a term CBS used in banking operations,what is the full form of the letter C in the term 'CBS' ? 1) Complete 2) Credit 3) Continuous 4) Core 5) None of these

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1) Gross national Product 2) Group Net Product 3) Grand nuclear Process 4) Group networking process 5) None of these The European Union has adopted which of the following as a common currency ? 1) Dollar 2)Dinar 3)yen 4) Peso 5) Euro As per Union Budget 2011-12, the fiscal deficit as % of GDP has been projected at ____ for 2011-12. 1) 5% 2) 5.5% 3) 4.6% 4) 4% 5) 4.2% Which of the following would result in a fall in asset prices ? 1) Low liquidity in the economy 2) High liquidity in the economy 3) RBI increasing the Reverse Repo Rates 4) RBI allowing more banks to play 5) None of these Which of the following is the biggest borrower in India ? 1) Indian Government 2) Reserve Bank of India 3) Indian Railways 4) State Government 5) Public Sector undertakings Consider the following. (A)Deposite rates (B) Base Rate Prime Lending Rate Which of the above are decided by the RBI 1) Only(A) 2) Only(B) 3) Only 4) Both (B) and 5) None of these Rabi season is considered between 1) December to may 2) october to march 3) may to October 4)April to September 5) January to june Which of the following is not a measure adopted by the Government or RBI to control inflation? 1) monetary Policy 2) price Control 3) Fiscal Policy 4) Public Distribution System 5) financial Inclusion Which of the following is not a negotiable instrument? 1) Cheque 2) Pay order 3) Bill of Exchange 4) Warehouse receipt 5) All are negotiable instruments The main funciton of the IMF is 1) to help sove balance -of - payments problems of member countries 2) to arrange international deposits from banks 3) to act as private sector lending arm of the World Bank 4) to finance investment loans to developing countries 5) None of these During the recent global slowdown, almost all major countries were in recession, But, some countries like ___and____ were not going through recession. Which of the following fits in the blanks? 1) England and America 2) India and China 3) Japan and China 4) Germany and France 5) Ireland and Greece

41 The census in India is done after a gap of every

46 Which of the following schemes is related exclusively to

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45

1) 5 years 2)10 years 3) 12 years 4) 15 years 5) None of these Which of the following is NOT a public Sector Unit? 1) HPCL 2) HAL 3) Yes Bank 4) SAIL 5) IDBI Bank As per recent notification issued by RBI, circulation of which of the following coins shall be ceased wef 29 th june, 2011? 1) Rs.1 2) 50 paise 3) 25 paise 4) Both 2) and 3) above 5) None of these Which of the following bodies promoted Securites Trading Corporation of India Limited (STCI) jointly with the Public Sector Banks? 1) Securities Exchange Board of India 2) ICICI Ltd 3) IDBI Ltd 4) Reserve Bank of India 5) IRDA Which of the following is the most active segment of the money market in India ? 1) Call Money/natoce Money Market 2) Repo/Reverse Repo 3) commercial Paper (CP) 4) Certificate of Deposit (CD) 5) None of these

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Financial Inclusion ? 1) Swawalamban 2) Swadeshi 3) Swabhiman 4) SGSY 5) None of these Which of the following is the top dividend-paying company of indaa as per a study done by economic Times ? 1) ONGC 2)TCS 3)ITC 4) IOC 5) Tech Mahindra Anant Pai, better known as 'Uncle Pai',who died recently was the creator of which of the following comic series ? 1) Chacha Chaudhary 2) Indrajaal 3) Chandamama 4) Amar Chitra Katha 5) None of these Additional deduction from income is proposed to be continued for investment in ____as per the provisions of Union Budget 2011-12. 1) Bank deposits of three years 2) Long-term infrastructure bonds 3) Tax-free bonds 4) New public issues 5) There is no such provision. Who amongst the following was never the finance Minister of India ? 1) Dr Manmohan Singh 2) P Chidambaram 3) Yashwant Sinha 4) Kamal Nath 5) Pranab Mukherjee

Banking Awareness Paper - 8

1) Govt of India has provided a sum of RS.6,000 crores to 12 Which of the following is not the name of a bank

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recapitalise some banks.Which of the following types of banks will get this fund ? 1) Co-operative Banks 2) Small Banks 3) Public Sector Banks 4) Regional Rural Banks 5) None of these As per newspaper reports, ANZ was given licence to open a branch in Mumbai, ANZ is a bank based in 1) Australia 2) Argentina 3) Afghanistan 4) Angola 5) Austria Where is the headquarters of the international Monetary Fund (IMF) ? 1) Geneva 2) Paris 3) London 4) Manila 5) Washington DC What is the full form of LAF, as used in banking world very frequently ? 1) Liquid Advances Finance 2) Liquidity Adjustment Facility 3) Legal Adjournment Formality 4) Local Advance Finance 5) Late Arrival of Finance What is the full form of 'CRR' as used in banking sector ? 1) Crucial Reserve Rate 2) Cash Reserve Ratio 3)Compulsory Retrun Rate 4) Credit and Reserve Ratio 5) None of these Which of the following organisations/agencies works solely to monitor and arrange few of agriculture credit in India ? 1) NABARD 2) SIDBI 3) RBI 4) SEBI 5) None of these The RBI has decided to stop circulation of the coin of which of the following denominations from une 2011 ? 1) 50 p 2) Rs.1 3) Rs.3 4) 25 p 5) Rs. 5 Insurance companies in India are regulated by 1) AMFI 2) IRDA 3) SEBI 4) RBI 5)NABARD Department of Economic Affairs is part of which of the following ministries ? 1) Ministry of Home Affairs 2) Ministry of Rural Development 3) Ministry of Planning 4) Ministry of Heavy Industries & public Enterprises 5) None of these the currency notes of which of the following denominations are not printed in India ? 1) Rs.5 2) Rs. 10 3) Rs.50 4) Rs.2,500 5) Rs.1,000 Union Budget, which is presented every year in the parliament, is also known as 1) General Budget 2) Common Budget 3) Annual Budget 4) Finance Report of the Year 5) Statement of Allocation of Funds

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functioning in india ? 1) Central Bank of India 2) UCO Bank 3) Aegon Religare 4) Dena Bank 5) ICICI Bank When banks accept a fixed sum of money from an individual for a definite term and pay on maturity with interest, the deposit is known as 1) Term deposit 2) Demand deposit 3) Bond 4) Mortgage 5) Advance Which of the following terms in NOT used in Banking/ finance-related matters ? 1) Discount Rate 2) Letter of Credit 3) Cheque Clearing 4) General Ledger 5) Law of Motion Growth for 2011-12 has been 8.8% was the news in major newpapers. This means which of the following grew at this rate during that period ? 1) GDP 2) Money supply 3) Foreign Exchange Reserves 4) Inflation 5) Price Index Global Market' means market of 1) USA 2) China 3) OPEC members 4) European Union Countries 5) All major countries and their alliances Which of the following is a leading electronic-payment technology firm ?(The logo of the firm can be seen printed on credit cards/ATM Centres etc.) 1) Visa 2) Max 3) BSE 4) Sensex 5) SWAP Which of the following is NOT a part of the Ministry of Finance ? 1) Department of Financial Sevices 2) department of Expenditure 3) Department of Revenue 4) Department of Disinvestment 5) Department of Resource Planning Who amongst the following is the Chief of SEBI ? 1) Milind Barve 2) UK Sinha 3) Shashikant Sharma 4) Shyamala Gopinath 5) None of these Whenever somebody needs foreign currency against indian Rupee, banks give equivalent amount of desired currency based on prevlaent 1) bank rate 2) currency rate 3) policy rate 4) exchange rate 5) base rate ONGC has found the reserves of Shale Gas for the first time in India in 1) Maharashtra 2) West Bengal 3) Rajasthan 4) Orrisa 5) None of these Who amongst the following cannot work as a Business Correspondent as given in the scheme launced by the banks? 1) Kirana Store 2) Post Office 3) Self help Group 4) A Bank Officer 5) Co-operative Society

23 Some banks are financing big projects like construction

34 POSCO is a company which manufactures

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of roads/bridges etc. Financing such projects means banks are helping exactly in 1) Infrastructural development 2) Project management 3) Developing core sector industry 4) Financial inclusion 5) All of these India's Industry Minister, Anand Sinha, and Kim jonghoon signed an agreement recently. This means, India has signed an agreement with 1) China 2) South Korea 3)North Korea 4) japan 5) Hong Kong As we know, a lot of new concepts are being used in the field of banking these days. Which of the following is NOT one such concept/product directly associated with banks ? 1) F-payment 2)SMS Alert 3) ATM/Debit Card 4) Demat Account 5) Number Portability Which of the following organisations has offered a credit of 225 million USD to India to mitigate impact of cyclones ? 1) IMF 2) World Bank 3) WTO 4) Asian Development Bank 5) UNESCO Which of the following certainly is an effort in the direction of Financial Inclusion ? 1) Internet Banking 2) Anywhere Banking 3) No-Frills Accounts 4) Foreign Currency Accounts 5) All of these Foreign currencies are represented in various abbreviations. What is meant by USD ? 1) US Dollar 2) UAE Dinar 3) Unit of Currency of Denmark 4) Ukrainian Soviet Dollar 5) None of these Many Regional Rural Banks are given licence to open branches in small cities and towns. These licences are given by 1) Cabinet Committee on economic affairs 2) Reserve Bank of India 3) NABARD 4)Indian Bank's Association 5) None of these Which of the following organisations/agencies is not associated with the world of Banking and Finance ? 1) SEBI 2)AMFI 3) RBI 4) ECGC 5) SPCA Banks recover term loan from the parties in EMIs. What does the letter 'E' represent in the term ? 1) Easy 2) Effective 3) Equated 4) Essential 5) Economical What is the Bank Rate at present ? 1) 3% 2) 4% 3)6% 4) 8% 5) None of these Which of the following is not a scheduled Commercial Bank ? 1) IDBI Bank 2) Axis Bank 3) HDFC Bank 4) NABARD 5) kotak Mahindra Bank

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1) Cement 2) pharma products 3) Sugar 4)Textiles 5) Steel The financial results of banks and other organisations normally are expressed in quarters.What does Q-1mean 1) Results of january-March 2) performance during April-June 3) Profits during july-september 4) The period when the profits are highest 5) None of these Who amongst the following padma Bhushan awardees is a famous banker? 1) Azim H Premji 2) Kapila Vatsyayan 3) Chanda Kochar 4) Waheeda Rehman 5) Brajesh Mishra Wages to workers of which of the following is now revised and are based on the Consumer price Index ? 1) MGNREGA 2) Anganwadi workers 3) Teachers involved in operation'Black Board' 4) Hearth workers in rural areas 5) None of these The 'Fifth Vibrant Gujarat Summit' was organised in jannary 2011. This, in fact,was a 1) cultural meet 2) meeting ov volunteers of political parties 3) summit to attract investors to Gujarat 4) global conference to create awareness for climate change 5) None of these Which of the following Acts has specially been launched to facilitate banks in recovery of bad loans ? 1) RBI Act. 2) Banking Regulation Act 3) Companies Act 4) Income Tax Act 5) SARFAESI Act The financial assistance or loans of Rs.10,000 by a bank to a very small borrower will be called 1) Business finance 2) Govt finance 3) micro finance 4) Small finance 5) KYC finance What does the letter P denote in the term 'PAN', which is issued by the Income Tax Department? 1) Provisional 2) Private 3) Personal 4) postal 5) Permanent Who amongst the following is the chairperson of the planning Commission of india at present ? 1) Shri P Chidambarm 2) Shri Brajesh Mishra 3) Dr M S Ahluwalia 4) Dr Manmohan Singh 5) None of these How many banks were nationalised in july 1969 when the first nationalisation took place ? 1) 5 2) 8 3) 10 4) 14 5) None of these

44 The head office of the Unique Identification Authority

48 World Economic Forum Meet was organised in january

of India is located in 1) Bangalore 2) Mumbai 3) New Delhi 4) Chennai 5) Hyderabad 45 As decided by the Govt of India, home states will now get more shares in power generation. This will be up to 1) 25% 2) 30% 3) 40% 4) 50% 5) 65% 46 Which of the following is called the Bankers'Bank in 1) State Bank of india 2) Central Bank of India 3) NABARD 4)Reserve Bank of India 5) None of these 47 Which of the following is NOT a Nationalised Bank ? 1) Union Bank of India 2) Central Bank of India 3) Yes Bank 4) Syndicate Bank 5) Indian Bank

2011 in 1) Milan 2)Davos 4) New Delhi

3)London 5) Tokyo

49 As predicted by the World Bank, Indian economy will grow faster than which of the following countries in 2012?

1) China 2)USA 3) japan 4) France 5) Germany 50 Who amongst the following cannot open an account in any bank in India ? 1) One who is not earning regularly 2) A Housewife 3) A student of 10th standard 4) A farmer who owns a small piece of land 5) An indicidual who is well-to-do but his source of income is not known

KEY ANSWERS SHEET

Banking Awareness Paper - 1
Question Answer Question Answer Question Answer Question Answer Question Answer 1 2 11 5 2 3 12 3 3 3 13 4 4 3 14 2 5 3 15 5 6 1 16 1 7 3 17 3 8 4 18 1 9 2 10 4 Question Answer Question Answer Question Answer Question Answer Question Answer

Banking Awareness Paper - 2

1 2 11 3 2 2 12 1 3 1 13 3 4 1 14 5 5 5 15 1 6 1 16 4 7 1 17 3 8 4 18 3 9 2 19 4 29 3 39 3 49 1 10 2 20 5 30 5 40 4 50 4

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Banking Awareness Paper - 3

Question Answer Question Answer Question Answer Question Answer Question Answer 1 2 11 1 2 2 12 1 3 4 13 2 4 4 14 1 5 5 15 3 6 2 16 4 7 1 17 4 8 3 18 2 9 2 10 4 Question Answer Question Answer Question Answer Question Answer Question Answer

Banking Awareness Paper - 4

1 4 11 1 2 4 12 4 3 4 13 3 4 2 14 3 5 1 15 4 6 4 16 4 7 4 17 1 8 3 18 3 9 4 19 5 29 5 39 2 49 2 10 4 20 4 30 4 40 3 50 5

19 20 1 2

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Banking Awareness Paper - 5

Question Answer Question Answer Question Answer Question Answer Question Answer 1 2 11 3 2 2 12 3 3 4 13 4 4 5 14 3 5 1 15 4 6 2 16 4 7 4 17 4 8 1 18 3 9 1 10 3 Question Answer Question Answer Question Answer Question Answer Question Answer

Banking Awareness Paper - 6

1 2 11 3 2 5 12 4 3 3 13 2 4 2 14 5 5 5 15 3 6 4 16 4 7 1 17 3 8 2 18 4 9 3 19 4 29 1 39 1 49 4 10 3 20 2 30 3 40 1 50 2

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Banking Awareness Paper - 7

Question Answer Question Answer Question Answer Question Answer Question Answer 1 4 11 5 2 3 12 3 3 3 13 4 4 1 14 5 5 5 15 4 6 3 16 4 7 4 17 3 8 2 18 2 9 5 10 1 Question Answer Question Answer Question Answer Question Answer Question Answer

Banking Awareness Paper - 8

1 3 11 1 2 1 12 3 3 5 13 1 4 2 14 5 5 2 15 1 6 1 16 5 7 4 17 1 8 2 18 5 9 5 19 2 29 5 39 5 49 1 10 4 20 4 30 3 40 3 50 3

19 20 3 1

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21 22 23 24 25 26 27 28 2 4 1 2 5 2 1 2 31 32 33 34 35 36 37 38 3 3 4 5 2 3 1 3 41 42 43 44 45 46 47 48 5 4 4 3 4 4 3 2