Corporate Profile

April 2007

CIMB Wealth Advisors

CIMB Wealth Advisors

As part of CIMB Group Asset Management

Providing the perfect match between client needs and investment opportunities by thinking forward and anticipating their needs.

CIMB Wealth Advisors

Our Brand Vision
To be Malaysias most valued expert who creates, protects and preserves wealth with sound advice and innovative products.
Unit Trust Financial Planning

Build Wealth
Will Writing Trust Nomination

Insurance

Protect Wealth

Preserve Wealth

Value Creation

Enabling People

Integrity

CIMB Wealth Advisors

We have a dynamic sales force of more than 4000 FMUTM Registered Consultants We have regional, branches and sales offices located throughout Malaysia

Kota Bharu Kota Kinabalu Seberang Jaya Ipoh Ampang Home Office (DU) Sri Petaling Kuching Home Office Regional Offices Branch Offices Miri

Johor Bahru

Our CEO
Tan Beng Wah was appointed as the Chief Executive Officer of CIMB Wealth Advisors (formerly known as SBB Mutual Berhad) on January 24, 2006. A financial services professional for over 25 years, he has held senior regional management positions across Asia Pacific in both the insurance as well as the IT industry. He started his career with AIA in Malaysia and was later transferred to AIA Hong Kong to head the Home Office Operations Department. Since AIA, he had taken various regional assignments with multi-national companies in Hong Kong, Taiwan and China. He returned to Malaysia in 1997 as the Head of IBMs Insurance Solutions Consulting Business for Asia Pacific, managing the business across Asia, from Japan to New Zealand with a revenue quota of USD 1.1 billion a year.Since 2000 he was CEO for Asia Life, and subsequently Group Managing Director for Hong Leong Assurance. He plays an active role in the financial planning community and in the insurance industry. He is a key founding member of the Malaysian Financial Planning Council and has sat on the Board of Malaysian Insurance Institute as well as the Chairman of the Education and Examinations Committee of Life Insurance Association of Malaysia. He currently sits on the Board of Directors of Malaysian Life Reinsurance Group.

Chief Executive Officer CIMB Wealth Advisors Head, Retail Distributions CIMB Group Asset Management

Our Retail Business

Agency

Retail Distribution Platform

Financial Planners

CIMB Group and 3rd Party Products

Multi-products
(Unit Trust and Non Unit Trust)

Integrated marketing strategy

Multi-Product Platform
Multi-Product Financial Distribution Platform
Unit Trusts

Insurance
Life General Takaful Employee Benefits

Banking
Credit Card Mortgage Loans Treasury

~ CIMB Group

Funds ~ 3rd Party Funds Equities Bonds Money Market Mixed Assets Closed Ended Fund of Funds REITs Offshore ETFs Property

A multi-product distribution platform

Managed Accounts
Institution Private Clients Corporate HNWs

Other Products
Hedge Funds Structured Products Alternative investment Venture Capital Mezzanine Buyouts Wills & Trust Tax Services Stock broking

Best of breed of all financial products and services

Our In-House Funds

CIMB Wealth Advisors currently manages 19 equity funds, 3 bond funds, 1 money market fund, 5 mixed income funds, 2 index funds, with a total approved fund size of 18.85 billion units. * Units in Circulation as at 1/12/2006
Name of Fund 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. 29. 30. Approved Fund Size 500 million 1.2 billion 500 million 1 billion 500 million 700 million 700 million 750 million 700 million 1 billion 500 million 800 million 1 billion 500 million 1 billion 500 million 500 million 500 million 400 million 700 million 200 million 200 million 400 million 400 million 1 billion 500 million 700 million 600 million 400 million 500 million 18.85 billion *Units in Circulations 232 million 519 million 93 million 500 million 63 million 401 million 309 million 291 million 348 million 67 million 183 million 598 million 393 million 184 million 246 million 120 million 47 million 70 million 374 million 32 million 16 million 66 million 141 million 116 million 653 million 229 million 529 million 438 million 72 million 76 million 7.42 billion SBB Dana Al-Azam SBB Dana Al-Ihsan SBB Dana Al-Ihsan 2 SBB Dana Al-Faiz SBB Dana Al-Hikmah SBB Dana Al-Ikhlas SBB Crystal Equity Fund SBB Double Growth Fund SBB Emerging Companies Growth Fund SBB Enterprise Fund SBB Equity Income Fund SBB Global Growth Fund SBB High Growth Fund SBB HGF Sequel Fund SBB Premium Capital Fund SBB Strategic Equity Fund SBB Sector Rotation Fund SBB Value Fund SBB Asian Equity Fund SBB Bond Fund SBB Dana Al-Hafiz SBB Returns Guaranteed Fund 1 SBB Money Market Fund SBB Dana Al-Itidal SBB Dana Al-Mizan SBB Retirement Balanced Fund SBB Savings Fund SBB Global Balanced Fund SBB Composite Index Fund SBB Index-Linked Fund TOTAL

Equity

Bond Money Market Mixed Asset Index

Our Agency Distribution Channel

Most Formidable Sales Force Progressive Marketing Product offerings Productive Creation of leaders Appropriate market segmentation Professional Increasing customer value Risk profiling asset allocation approach

Business expansion Income growth

Total Solutions Provider

Perform Fact Finding Portfolio Rebalancing/Needs Review
5% 12% 12% 28% ECO DGF HGF DALI SF 17% 26% Others

Understand Clients Needs

TOTAL SOLUTIONS
Composite Portfolio Group
10 10 10

Recommend Funds/ Solutions

100%

5 5 10

10 5 10

90%

80%

23 35

70% 12 55 55

60%

55

50%

20

40%

30%

50 25

20% 25

30

10%

20 5 5 Aggressive

5 5 Very Aggressive

0% Very Conservative Conservative

Moderate

Perform Risk Profiling / Asset Allocation

CIMB-Principal Asset Management Berhad

Largest Asset Management Outfit in Malaysia

Funds Under Management

RM 15.03 billion

Institutional Mandate

Retail Mutual Funds

RM 9.01 billion *

RM 6.02 billion *

*Upon completion of SBB Acquisitions by end-06 (31 December 2006)

Backed by Leading Financial Conglomerate

CIMB Group (60%)

South East Asias largest investment bank

Principal Financial Group, USA (40%)

A leading Fortune 500 diversified global financial services group

CIMB-Principal

Fund Management Recognition

2005 - The Best Three Year Realised Return Fixed Income Manager

Client Testimony

2004 - The Best Overall Fixed Income Manager 2004 - The Best Three-Year Realized Return Equity Manager 2003 - The Best Overall Fixed Income Fund Manager 2002 - The Best One-Year Realised Return Equity Manager 2004 - Top Manager for General Bond category - Lifetime Bond Fund 2003 No. 1in General Bond (1-year, 3-year) and Best Overall - BOF 2002 - Top in Mixed Asser Balanced Sector - SF 2001 - Top in Balanced category (1-year) - RBF 2000 - The Best Overall Performance Award - Lifetime Bond Fund 2000 - The No. 1 General Bond Fund category - Lifetime Bond Fund 2004 - Winner for Fixed Income MYR (1 year) Category - Lifetime Bond Fund 2004 - Winner for Asset Allocation Islamic Neutral (1 year) Category - Lifetime Dana Barakah 2003 Best Performing Fixed Income (1-year, 3-year) 2000 - Top Performing Funds - ECO & HGF 2005 & 2006 - Winner, Most Improved Fund House in Malaysia 2005 & 2006 - Winner, Marketing Personality of the Year: Noripah Kamso, Chief Executive Officer 2005 & 2006 - Winner, Most Innovative Product in Malaysia 2006 - Winner, Best Offshore Fund 2005 - Regional Merit Award for Best Client Service (Runner-Up) 2005 - Malaysia Fund House of the Year

Industry Recognition

Group Asset Management

Testimony of Great Achievements

CIMB-Principal Asset Management Berhad was declared Winners of four Asia Asset Management and Lippers Best Fund Group: Mixed Assets awards for 2006.

Category Best Offshore Fund Award Most Innovative Product Most Improved Fund House Marketing Personality of the Year Lipper' Best Fund Group: Mixed Assets s ( 3 years consistent fund returns )

Winner / Product Global Asset Spectra Fund FTE/ASEAN 40 Exchange Traded Fund CIMB-Principal Asset Management Berhad Noripah Kamso CIMB-Principal Asset Management Berhad

Leveraging Resources and Expertise

Vision: To Be South East Asias Most Valued Universal Bank

Investment Banking Corporate Banking Asset Management Private Banking

Personal Banking Business Banking Direct Banking

Parallel Syariah -compliant financial products & services

Creating value for customers through forward thinking Continuously anticipating the future needs of all customers and identifying emerging opportunities that address those needs, all with the aim of creating real value for our customers.

: Accolades and Global Market Presence

Bahrain CIMB Bank Brunei CIMB Bank

Best Debt House Best Equity House Best Domestic Investment Bank Investment grade Bond of the Year Malaysia Bond of the Year Malaysian Equity Deal Awards

The Outstanding Islamic Financial Institution Best Local Brokerage Best M&A House Best Domestic Equity House Best Execution Best in Sales Trading

: Global & Domestic Recognition

1
2005 Global Islamic League Table (As at 31 December 2005)

1
Market Share 24.5% 11.1% 8.6% 5.7% 5.6% 5.6% 3.3% 35.6%

1
Market Share 25.6% 10.2% 9.9% 9.8% 7.3% 7.3% 7.0% 22.9%

1
2005 Global Islamic League Table (As at 31 December 2005)

2005 Domestic Islamic League Table (As at 31 December 2005)

Rank 1 2 3 4 5 6 7

Company CIMB HSBC Amanah AmMerchant MIMB RHB Sakura UOB Citigroup Others

Rank 1 2 3 4 5 6 7

Company CIMB AmMerchant Aseambankers UOB MIMB Bank Muamalat RHB Sakura Others

Rank 1 2 3 4 5 6 7

Company CIMB HSBC Amanah Aseambankers AmMerchant Citigroup Bank Muamalat Dubai Islamic Bank Others

Market Share 16.9% 15.0% 10.4% 7.0% 5.3% 5.1% 4.1% 36.2%

Source: ISI Emerging Markets Islamic Finance Information Service

Source: Rating Agency Malaysia Berhad and Malaysian Rating Corporation Berhad

Source: Bloomberg

CIMB Islamic was the domestic as well as global market leader for Islamic bond issuances in 2005

: Global & Domestic Recognition

1
Islamic Investment Banking House of the Year 2006

1
Best Islamic Bank in Asia 2006 & 2005

1
Best Provider of Islamic Financial Services in Malaysia 2005

1
Islamic Finance Deal of the Year 2005

1
Inaugural Best Islamic Finance Deal 2005 2005

1
Most Outstanding Islamic Financial Institution in Malaysia 2005

1
Top Lead Manager 1990-2005 (Islamic) Cumulative Issue Value 2005

1
Top Lead Manager 1990-2005 (Islamic) Cumulative No. of Issues 2005

Our Global Partner

Leading Expertise in Asset Management for more than 125 years

40th largest fund manager from 775 managers profiled - FUM: US$215 billion* Leading Expert Largest 401K administrator in US (Private Pension) - 47,000 employers with 3.1 million participants

* as at 30 September 2006

Our Global Partner

PGIF Emerging Markets Equity: Winner of Equity Global Emerging Markets (3 years) PGIF Japanese Equity Fund: Winner of Equity Japan (3 years)
South China Morning Post Fund Manager of the Year Awards 2005

Fund Management Recognition

Principal U.S. Equity: Best North American Equity Fund over Five Years Best Equity Fund Group over Three Years PGIF Emerging Markets Equity Fund: Best Emerging Market Equity Fund over Three Years Best Equity Fund Group over Three Years
Lipper Awards, Hong Kong

Global Expertise in Managing Multiple Asset Classes

Principal Financial Group Worldwide Presence

Europe China India Hong Kong Malaysia Singapore Australia Chile Mexico Brazil USA

25

Disclosure & Warning Statement

We recommend that you read and understand the contents of the Master Prospectus dated 3 January 2007 and the Prospectus for SBB Returns Guaranteed Fund (Series 1)* dated 23 August 2005 and its supplementary prospectuses (if any) that have been registered with the Securities Commission before investing. Such Prospectuses are obtainable at any of our offices or from our website (http://www.cimbwealthadvisors.com). Please consider the fees and charges involved before investing. The price of units and distributions payable, if any, may rise or fall and past performance of a fund is not indicative of its future performance. Any issue of units to which the Prospectuses relate will only be made upon receipt of the completed application form referred to in and accompanying the Prospectuses and subject to terms and conditions therein. You are also advised to read and understand the contents of the Unit Trust Loan Financing Risk Disclosure Statement before deciding to borrow to purchase units. The guarantor of the SBB Returns Guaranteed Fund (Series 1) is Public Bank Berhad, which has been accorded an AAA rating by the Rating Agency Malaysia Berhad. The guarantor provides a guarantee only to unit holders who hold their investments until maturity date or until the date specified in the guarantee. Redemption of units before the maturity date would be based on the Net Asset Value of the Fund on that day and would be charged an exit fee, if any, and that the guarantee does not apply in this case. There may be a dilution of performance due to the guarantee structure being in place compared with a non-guaranteed conventional fund. The guarantee is subject to the credit risk of the guarantor and the guarantor does not give any assurance as to the future solvency of the guarantor itself. The guarantee may be terminated under circumstances as described in the Prospectus. For further details of the guarantee, investors are advised to read the Prospectus and guarantee documents. *For SBB Returns Guaranteed Fund (Series 1), no units will be issued or sold after 6 October 2005.