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mChek is a mobile based secure authentication and payment platform that is both simple to setup and easy to use. It has enabled customers to use their mobile phones to make payments and for money transfers anywhere and at anytime through a variety of financial instruments including credit cards, debit cards and bank accounts. mChek is currently live on Airtel in India and Dialog in Sri Lanka. mChek won the prestigious GSMA Global Mobile Awards 2008 for Best Billing and Customer Care Solution at Barcelona Some of the key advantages of the mChek platform are
Processes: The mChek process has passed the rigorous Payment Card Industry's Data Security Certified
Standard (PCI / DSS 1.1) and has also been certified ISO 27001 / BS7799 compliant.
Simple Integration:
mChek architecture ensures seamless integration into the already deployed infrastructure of mobile operators, banks, merchants and clearing systems thereby preserving the roles and business processes of each of the ecosystem players.
Security: mChek is the only solution to be certified by VISA International to be a secure (card Enhanced
present) transaction for internet / remote merchants.
Independent: mChek has a suite of products that ensures that consumers can use mChek Handset
across all GSM phones and a CDMA version will be rolled out soon.
Multi-channel Experience: The customer experience is simple, easy and consistent across Consistent
multiple channels like customer mobile, merchant mobile, E-commerce site, IVR applications, Call-center PC processes, ATM, POS, etc.
Customer
4. Receipt to customer
Payment Gateway
Bank 1
Bank 2
Bank 3
C: Payment Processing
T: +91 80 4179 5900 mChek India Payment Systems Pvt Ltd F: +91 80 4150 1510 W: www.mchek.com M: marketing@mchek.com
www.mchek.com
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mChek offers its Payments & Secure Authentication solution in the following three convenient ways:
mChek (No application, server-side wallet) - A application-less server-side wallet that uses combination of SMS and USSD or IVR to initiate and fulfill transactions. A customer can register on mChek website / on his phone to avail of this service. ii. mChek SIM Application - A secure application on the customer's SIM card (STK), uses SMS as the communication protocol. The application is available as a SIM swap from Operators. mChek application hass been certified by leading SIM manufactures like Gemalto, G&D, Oberthur and Syscom making it available for immediate deployment by Telcos. iii. mChek Smart Application - A secure application on the customer's Java-enabled mobile phone, uses SMS or HTTP as the communication protocol. The application can be downloaded by sending an SMS (WAP Push, OTA using GPRS/Edge) or from mChek / partner websites. i.
mChek India Payment Systems Pvt Ltd F: +91 80 4150 1510 W: www.mchek.com
M: marketing@mchek.com