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$21,000.00
For value received, the undersigned Dorian Mayhew Rothschild (the "Borrower"), at 60 Arthur
St., San Rafael, California 94901, promises to pay to the order of Morgan and Cohenfield Credit
Lenders, (the "Lender"), at 123 Main St., Mill Valley, California 94941, (or at such other place as
the Lender may designate in writing) the sum of $21,000.00 with interest from October 01, 2012,
on the unpaid principal at the rate of 2.875% per annum.
I. TERMS OF REPAYMENT
A. Payments
The unpaid principal and accrued interest shall be payable in monthly installments of $236.41,
beginning on November 1, 2012, and continuing until February 1, 2021, (the "Due Date"), at
which time the remaining unpaid principal and interest shall be due in full.
B. Application of Payments
All payments on this Note shall be applied first in payment of accrued interest and any remainder in
payment of principal.
C. Late Fee
The Borrower promises to pay a late charge of $50.00 for each installment that remains unpaid
more than 5 day(s) after its Due Date. This late charge shall be paid as liquidated damages in lieu
of actual damages, and not as a penalty.
D. Acceleration of Debt
If any payment obligation under this Note is not paid when due, the remaining unpaid principal
balance and any accrued interest shall become due immediately at the option of the Lender.
II. PREPAYMENT
The Borrower reserves the right to prepay this Note (in whole or in part) prior to the Due Date
with no prepayment penalty.
III. COLLECTION COSTS
If any payment obligation under this Note is not paid when due, the Borrower promises to pay all
costs of collection, including reasonable attorney fees, whether or not a lawsuit is commenced as
This is a RocketLawyer.com Legal Document
Borrower:
Dorian Mayhew Rothschild
By:____________________________________________________
Dorian Mayhew Rothschild
ASSIGNMENT
[ONLY COMPLETE THE FOLLOWING INFORMATION TO ASSIGN PAYMENTS TO
A NEW PARTY.]
For value received, the above Note is assigned and transferred to
____________________________________________, ("Assignee") of
_________________________,_________________________,
(City)(State/province)
________________________.
(Country)
Dated: _________________________
By:____________________________________________________
Morgan and Cohenfield Credit Lenders
AMORTIZATION SCHEDULE
Annual Percentage Rate = 2.8750%
Payment
Number
Payment
Date
Total
Payment
Principal = $21000.00
Interest
Amount
Principal
Amount
Loan
Balance
------------------------------------------------------------------------0
10/01/2012
0.00
0.00
0.00
21000.00
11/01/2012
236.41
50.31
186.10
20813.90
12/01/2012
236.41
49.87
186.54
20627.36
------------------------------------------------------------------------Subtotals
472.82
100.18
372.64
1/01/2013
236.41
49.42
186.99
20440.37
2/01/2013
236.41
48.97
187.44
20252.93
3/01/2013
236.41
48.52
187.89
20065.04
4/01/2013
236.41
48.07
188.34
19876.70
5/01/2013
236.41
47.62
188.79
19687.91
6/01/2013
236.41
47.17
189.24
19498.67
7/01/2013
236.41
46.72
189.69
19308.98
10
8/01/2013
236.41
46.26
190.15
19118.83
11
9/01/2013
236.41
45.81
190.60
18928.23
12
10/01/2013
236.41
45.35
191.06
18737.17
13
11/01/2013
236.41
44.89
191.52
18545.65
14
12/01/2013
236.41
44.43
191.98
18353.67
------------------------------------------------------------------------Subtotals
2836.92
563.23
2273.69
15
1/01/2014
236.41
43.97
192.44
18161.23
16
2/01/2014
236.41
43.51
192.90
17968.33
17
3/01/2014
236.41
43.05
193.36
17774.97
18
4/01/2014
236.41
42.59
193.82
17581.15
19
5/01/2014
236.41
42.12
194.29
17386.86
20
6/01/2014
236.41
41.66
194.75
17192.11
21
7/01/2014
236.41
41.19
195.22
16996.89
22
8/01/2014
236.41
40.72
195.69
16801.20
23
9/01/2014
236.41
40.25
196.16
16605.04
24
10/01/2014
236.41
39.78
196.63
16408.41
25
11/01/2014
236.41
39.31
197.10
16211.31
26
12/01/2014
236.41
38.84
197.57
16013.74
------------------------------------------------------------------------Subtotals
27
1/01/2015
2836.92
496.99
2339.93
236.41
38.37
198.04
15815.70
28
2/01/2015
236.41
37.89
198.52
15617.18
29
3/01/2015
236.41
37.42
198.99
15418.19
30
4/01/2015
236.41
36.94
199.47
15218.72
31
5/01/2015
236.41
36.46
199.95
15018.77
32
6/01/2015
236.41
35.98
200.43
14818.34
33
7/01/2015
236.41
35.50
200.91
14617.43
34
8/01/2015
236.41
35.02
201.39
14416.04
35
9/01/2015
236.41
34.54
201.87
14214.17
36
10/01/2015
236.41
34.05
202.36
14011.81
37
11/01/2015
236.41
33.57
202.84
13808.97
38
12/01/2015
236.41
33.08
203.33
13605.64
------------------------------------------------------------------------Subtotals
2836.92
428.82
2408.10
39
1/01/2016
236.41
32.60
203.81
13401.83
40
2/01/2016
236.41
32.11
204.30
13197.53
41
3/01/2016
236.41
31.62
204.79
12992.74
42
4/01/2016
236.41
31.13
205.28
12787.46
43
5/01/2016
236.41
30.64
205.77
12581.69
44
6/01/2016
236.41
30.14
206.27
12375.42
45
7/01/2016
236.41
29.65
206.76
12168.66
46
8/01/2016
236.41
29.15
207.26
11961.40
47
9/01/2016
236.41
28.66
207.75
11753.65
48
10/01/2016
236.41
28.16
208.25
11545.40
49
11/01/2016
236.41
27.66
208.75
11336.65
50
12/01/2016
236.41
27.16
209.25
11127.40
------------------------------------------------------------------------Subtotals
2836.92
358.68
2478.24
51
1/01/2017
236.41
26.66
209.75
10917.65
52
2/01/2017
236.41
26.16
210.25
10707.40
53
3/01/2017
236.41
25.65
210.76
10496.64
54
4/01/2017
236.41
25.15
211.26
10285.38
55
5/01/2017
236.41
24.64
211.77
10073.61
56
6/01/2017
236.41
24.13
212.28
9861.33
57
7/01/2017
236.41
23.63
212.78
9648.55
58
8/01/2017
236.41
23.12
213.29
9435.26
59
9/01/2017
236.41
22.61
213.80
9221.46
60
10/01/2017
236.41
22.09
214.32
9007.14
61
11/01/2017
236.41
21.58
214.83
8792.31
62
12/01/2017
236.41
21.06
215.35
8576.96
------------------------------------------------------------------------Subtotals
2836.92
286.48
2550.44
63
1/01/2018
236.41
20.55
215.86
8361.10
64
2/01/2018
236.41
20.03
216.38
8144.72
65
3/01/2018
236.41
19.51
216.90
7927.82
66
4/01/2018
236.41
18.99
217.42
7710.40
67
5/01/2018
236.41
18.47
217.94
7492.46
68
6/01/2018
236.41
17.95
218.46
7274.00
69
7/01/2018
236.41
17.43
218.98
7055.02
70
8/01/2018
236.41
16.90
219.51
6835.51
71
9/01/2018
236.41
16.38
220.03
6615.48
72
10/01/2018
236.41
15.85
220.56
6394.92
73
11/01/2018
236.41
15.32
221.09
6173.83
74
12/01/2018
236.41
14.79
221.62
5952.21
------------------------------------------------------------------------Subtotals
2836.92
212.17
2624.75
75
1/01/2019
236.41
14.26
222.15
5730.06
76
2/01/2019
236.41
13.73
222.68
5507.38
77
3/01/2019
236.41
13.19
223.22
5284.16
78
4/01/2019
236.41
12.66
223.75
5060.41
79
5/01/2019
236.41
12.12
224.29
4836.12
80
6/01/2019
236.41
11.59
224.82
4611.30
81
7/01/2019
236.41
11.05
225.36
4385.94
82
8/01/2019
236.41
10.51
225.90
4160.04
83
9/01/2019
236.41
9.97
226.44
3933.60
84
10/01/2019
236.41
9.42
226.99
3706.61
85
11/01/2019
236.41
8.88
227.53
3479.08
86
12/01/2019
236.41
8.34
228.07
3251.01
------------------------------------------------------------------------Subtotals
2836.92
135.72
2701.20
87
1/01/2020
236.41
7.79
228.62
3022.39
88
2/01/2020
236.41
7.24
229.17
2793.22
89
3/01/2020
236.41
6.69
229.72
2563.50
90
4/01/2020
236.41
6.14
230.27
2333.23
91
5/01/2020
236.41
5.59
230.82
2102.41
92
6/01/2020
236.41
5.04
231.37
1871.04
93
7/01/2020
236.41
4.48
231.93
1639.11
94
8/01/2020
236.41
3.93
232.48
1406.63
95
9/01/2020
236.41
3.37
233.04
1173.59
96
10/01/2020
236.41
2.81
233.60
939.99
97
11/01/2020
236.41
2.25
234.16
705.83
98
12/01/2020
236.41
1.69
234.72
471.11
------------------------------------------------------------------------Subtotals
2836.92
57.02
2779.90
99
1/01/2021
236.41
1.13
235.28
235.83
100
2/01/2021
236.40
0.57
235.83
0.00
------------------------------------------------------------------------Subtotals
472.81
1.70
471.11
------------------------------------------------------------------------Grand Total
23640.99
2640.99
21000.00