A Comparative Study Of NBFC in India 2010 ALLIANCE BUSINESS SCHOOL| CHAPTER-8 RECOMMENDATIONS AND CONCUSION80 8.

1 Recommendation:

Domestic Financial markets can be integrated by making NBFCs Channel partners to Banks. It will help in better allocation and funds availability. It will also help in bettermanagement of Financial services sector in India..

Enhancing the credit delivery mechanisms: The credit delivery mechanism needs tobe more transparent and hassle free. There should be more stringent norms for thedefaulters.

Strengthening the professionalism of NBFC sector through education and training: NBFCs are organized players. Regulatory body needs to educate people about NBFC.

To reduce in interest cost and hence benefit the ultimate consumer. 8.2 Conclusion It is encouraging that the NBFC sectors importance is finally being acknowledged across FS market constituents as well as the regulator. However, the importance attached to the sector isoften transcending into misplaced exuberance. Over simplified and vague drivers for NBFCvaluations such as strategic fit and

customer base, can never substitute dispassionate businessanalytics. A rational assessment of the intrinsic values of NBFCs factoring issues such as pastperformance, structural weaknesses of the sector (for instance funding disadvantages), alongwith an identification of real capabilities are essential to ensure that the equilibrium betweenprice paid and value realized is reached to the extent possible. In the absence of this, India issure to witness the re-opening of the NBFC horror story albeit with a new chapter on theerosion of NBFC investment values affecting investors across categories.Ratings of the NBFCs whose profitability and asset quality was affected due to the crisiswere supported by their strong parentage. Based on the parental strength some players haveraised further equity and also managed to re-align their business models while maintainingtheir solvency. overall positive outlook on the

sector due to the better ALM position, focuson relatively safer asset classes and the demonstrated acceptance of the sector as systemicallyimportant by the regulator. The crisis has imposed an overall se nse of caution even for the newer entrants in the market. Also going forward higher capital adequacy norms will put a

A Comparative Study Of NBFC in India 2010 ALLIANCE BUSINESS SCHOOL| CHAPTER-8 RECOMMENDATIONS AND CONCUSION81 fairly conservative cap on the leverage of the sector thereby improving the credit profile of many entities (NBFC-NDSI)

A Comparative Study Of NBFC in India 2010 ALLIANCE BUSINESS SCHOOL| CHAPTER-8 RECOMMENDATIONS AND CONCUSION82 REFERENCES http://www.rediff.com/money/2004/jan/07 rbi.htm http://www.scribd.com/doc/22498809/Port ers -Five-Forces-Model-of-Competition http://www.financialexpress.com/news/Col umn---Why-NBFCs-may-not-want-to-bebanks/614492/http://www.stockwatch.in/n bfcs-offering-high-dividends-yet-again25964http://www.livemint.com/2010/04/3 0204917/IDFC-seeks-infrastructureNBFC.htmlhttp://www.encyclopedia.com/ doc/1G1-143176307.htmlhttp://mba-bbadissertations.blogspot.com/2010/05/capital -structure-of-indiabulls-

nbfc.htmlhttp://www.nbfc.rbi.org.inhttp:// www.rediff.com/money/2007/jul/20nbfc.ht mhttp://www.thehindubusinessline.com/20 09/11/14/stories/2009111451870100.htmht tp://indiabudget.nic.in/es9899/chap35.pdf http://www.banknetindia.co m/finance/fbanking.htmhttp://www.mydigi talfc.com/news/nbfcs-again-doling-outhigher-dividend-fy10732www.livemint.com/2008/.../Themultiplicity-ofregulation.htmlhttp://www.coolavenues.co m/know/fin/svs_nbfc_1.php3www.thehind ubusinessline.com/.../2005022800330800. htm Annual Reports:1) LIC Housing Finance2) IDFC3) Reliance Capital4)

Shriram Transport FinanceResearch Papers:

India Vantage by KPMG Indian Banks v/s NBFCs

NBFC Research by CARE

Leave a Comment You must be logged in to leave a comment. Submit Characters: 400 Final Report on NBFC Download or Print 13,298 Reads Uploaded by ricki1216 Follow TIP Press Ctrl-F to quickly search anywhere in the document. Sections

EXECUTIVE SUMMARY 1.1 TYPES OF NBFCS 1.2 REGULATIONS OF NBFCS

1.3 GUIDELINES FOR NEW DEPOSITS 1.4 RESPONSIBILITIES 1.5 CURRENT SCENARIO 2.1 IMPORTANCE OF NBFCS 2.2 ROLE OF NBFCS 2.3 ON GLOBAL CRISIS 3.1 RESEARCH DESIGN 3.2 OBJECTIVE 3.3 SCOPE OF THE STUDY 3.4 DATA COLLECTION 3.4.1 PRIMARY DATA 3.4.2 SECONDARY DATA 3.5 FIELD WORK PLAN 4.1 LIC HOUSING FINANCE 4.1.1 Housing Finance Industry 4.1.2 Indian Housing Finance scenario 4.1.3 LIC Housing Finance 4.1.4 Financial Performance 4.1.5 Macro Economic Analysis 4.2 RELIANCE CAPITAL: 4.2.1 Indian Economy: 4.2.2 Reliance Capital

4.2.3 Financial Performance 4.2.4 Macro Economic Analysis 4.3 SHRIRAM TRANSPORT FINANCE 4.3.1 ECONOMIC OVERVIEW 4.3.2 COMMERCIAL VEHICLE INDUSTRY OVERVIEW 4.3.3 Shriram Transport Finance 4.3.5 Financial Performance 4.3.4 SWOTANALYSIS 4.4IDFC 4.4.1 Global Financial and Economic Crisis 4.4.2 Infrastructure Development Finance 4.4.3 Financial Performance 4.4.5 Macro Economic Analysis 5.1 Top 5 Banks and NBFCs with highest profitability 5.3 Banking versus NBFC regulatory arbitrage in India 7.1 FINDINGS

7.1.1 Disbursements - Sharp fall during the crisis 8.1 Recommendation: 8.2 Conclusion REFERENCES

82 p. Final Report on NBFC

39 p. British Automobile Industry British Automobile Industry, Extensive Research

508 p.

Trends in Banking Rbi