I.

INTRODUCTION 1. Meaning , origin, definition & concept of banking. 2. History traditional banking activities. 3. Role & challenges - banking industry.

II. PRINCIPLES & PRACTICE OF BANKING 1. Indian Financial system recent developments Market structure & financial innovation - role & functions of banks - Mutual funds- NBFCs practice for debt collection - Basel II & banking codes. 2. Functions of Banks a) Deposits banker customer relation ; Know your customer(KYC) guidelines ; different deposit products ; Bankers lien. b) Payment & collection of cheques duties & responsibilities of paying & collecting banker - protection available to paying & collecting banker under NI Act - endorsements, forged document, cheque bouncing & its implications. 3. Credit Principles of lending - Credit products - Credit appraisal techniques - Credit-approach, management & monitoring - NPA : documentation - modes of charge - priority sector lending agriculture . 4. Banking Technology Mobile banking ; e-banking ; core banking[CBS] ; home banking ; electronic payment system ; RTGS ; ATM ; role & use of technology up gradation ; global developments in Banking technology . 5. Support Services Marketing of banking services products ; Banking products modification, development , packaging, branding, pricing promotion, marketing & role of DSA. III. INVESTMENT BANKING Organizational structure of Investment bank - project-financing strategies ; venture capital, Loan syndication, Leveraged lease financing - designing & pricing of instruments ; issue of equity, managing IPOs ; issuance of bonds - valuation of firms - mergers & acquisitions current developments & global investment banking. IV. REGULATORY ASPECTS OF BANKING OPERATIONS 1. Regulations & compliance Provisions of RBI Act 1935, BRA 1949 & Banking Company (Acquisition & transfer of undertaking Act 1970 & 1980) 2. Powers of Government & RBI Opening of new banks & branch licensing - constitution of BoD & their rights - Bank shareholders & their rights - Concepts of CRR, SLR, Repo -cash/currency management winding up, amalgamation & mergers - power to control advances - selective credit monetary & credit policy, BFS scope & role , corporate governance. V. LEGAL ASPECTS OF BANKING 1. Case laws on responsibility of paying & collecting bankers indemnities/guarantees - laws relating to bill finance - LC & deferred payments - Laws relating to securities - valuation of securities- modes of charging securities lien, pledge, mortgage, hypothecation. 2. Banking related laws Law of limitation - provisions of Bankers Book Evidence Act - special features of Recovery of Debts due to Banks & FI Act 1993 - TDS - Banking cash transaction tax - SARFAESI Act 2002 - The Consumers Protection Act 1986 - Banking Ombudsman; Lok Adalat ; Lenders Liability Act.