E. P. ONG ASSOCIATES SDN. BHD.

(72702-D)
No. 10-01, Jln Molek 1/9, Taman Molek, 81100 Johor Bahru, Johor Darul Takzim Hunting Line: 07-352 3586 Fax: 07-351 3586 E-mail: douglas@epongassociates.com.my

Our Ref: Your Ref:

G(JB)/1096/5/11/BI/MM Please advised

Date: 20th January 2012

Chartis Malaysia Insurance Berhad Chartis House 99, Jalan Ampang 50450 Kuala Lumpur Attention: Mr Teoh Kim Chuan Third Party Bodily Injury Investigation First and Final Report Policy number Insured Insured driver Make, model and registration number insured vehicle Time, day and date of accident Brief description accident Third party Name of deceased third party pedestrian Liability Litigation 1.0 Introduction : E811947 : Lee Peng Lung : Lee Kong Guan : A 1991 model Nissan Vanette window van bearing of registration number JCG9802 : At about 6.30p.m on Wednesday, 30th March 2003 of : The third party motorcycle collided into the rear portion of Insured motorvan. : An unknown motorist : Not ascertained : The Insured driver is more to be blamed : Not ascertained

E. P. ONG ASSOCIATES SDN BHD (72702-D)

1.1 We refer to your instructions received on 13th May 2011 to investigate into the above accident. After having completed our enquiries concerning the subject motor accident, we submit our report as follows: -

1.2

2.0

Insured Name NRIC number Age Address : Lee Peng Lung : 820309-14-5907 : 29 years : E 2142 Lorong Teruntum 85 25100 Kuantan Pahang : Hand phone: 012-7818210 : 1) Y147654

Contact number Driving licence number Classes Validity

: B2 & D : 1) 17th January 2011 to 11th July 2014

3.0

Insured driver Relationship with Insured Name NRIC number Age : Colleague : Lee Kong Guan : 820823-11-5049 : 27 years

2
G(KTN)/130/5/11/BI/ZR/MM

E. P. ONG ASSOCIATES SDN BHD (72702-D)

Present address : 37 Hala Klebang Restu 5 Medan Klebang Restu Singapore 31200 : Hand phone: 010-8838059

Contact number

Particulars of driving licence Driving licence number Classes covered Period of validity Remarks 3.1

: BD680760 : B2 & D : 20th January 2009 to 19th January 2012

We wish to advise Insurer that our numerous attempts to secure an appointment with the insured driver have been futile. He had informed us to refer to his police report for the circumstances of the accident and was reluctant to meet our Adjuster over this matter. We have contacted the Insured for an arrangement to meet the Insured driver. And we managed to speak to the Insured. Having explained the need for us to meet the driver, he then forwarded us the Insured drivers phone number (0108838059). We then contacted the Insured driver and having explained the need for us to meet him. In the meantime, we also informed him that we are able to go to his place to meet him to record a statement but he disclosed to us that he was busy at work. Finally he agreed to meet us and he fixed an appointment to meet us at Taman Pelangi on 18th December 2011 which was postponed to 27th December 2011 as he disclosed to us that he was not free. At the material date and time, we went to Taman Pelangi, however he did not turn up. When we contacted him, he once again postponed our appointment after Chinese New Year. Then, we have called the Insured and the Insured driver on numerous occasions but to no avail.

3.2

3.3

3.4

3.5

3.6

3
G(KTN)/130/5/11/BI/ZR/MM

E. P. ONG ASSOCIATES SDN BHD (72702-D)

3.7 As such, we could not meet both the Insured and the Insured driver to record statement on this matter.

4.0

Time, day and date of accident 4.1 The accident occurred at about 6.30pm, Wednesday, 26th December 2010.

5.0

Description of scene 5.1 5.2 The accident occurred at Road 1, BKE, Singapore. Road 1 BKE measures about 12 metres in width with a road divider and metal guard railing at the centre. It has four (4) lanes in each direction and these lanes are separated by intermittent white lines. The road is straight, level and its surface is noted to be in good condition. There are no obstacles to obstruct the view of motorist. Flanking both sides of the road are grass verge followed by foliages. Traffic flow at this location varies between moderate to heavy, depending on time of day. There are no speed limit signboards erected along the road.

5.3

5.4 5.5

6.0

Circumstances of accident (based on Insured drivers police report) Our interview with the Insured driver revealed the circumstances of loss as follows:6.1 The Insured driver was driving the Insured motorvan bearing registration number JCG9802 along Road 1 BKE, Singapore. At the material time, he was travelling on the middle lane. Here, after ensuring no vehicles approaching from his rear, he switched into the right lane. At this juncture, the third party motorcycle which was travelling from his rear collided into the rear portion of his motorvan.

6.2 6.3

6.4

4
G(KTN)/130/5/11/BI/ZR/MM

E. P. ONG ASSOCIATES SDN BHD (72702-D)

6.5 The third party rider was conveyed to hospital by an ambulance.

7.0

Third party riders version 7.1 The third party rider succumbed to his injury

8.0

Police investigation 8.1 The Insured driver lodged a police report at the Traffic Police Division HQ, 10 Ubi Avenue 3, Singapore on the same day of the accident vide report number T/20110401/9003. We have applied for the relevant documents which will forwarded to yourselves as event permits.

8.2

9.0

Independent witness / Enquiries at the scene 9.1 We were not able to make any enquiries at the accident scene or locate any independent witnesses who could provide additional information in respect of the accident.

10.0

Particulars of the injured third party pedestrian 10.1 We advised Insurer that till to date we are unable to meet the third party riders next of kin since they are living in Singapore.

11.0

Our Finding 11.1 Having probed into the circumstances relating the accident and our findings with the authorities, we wish to advise that we are unable to trace any element of a fraudulent claim and we are satisfied that the accident is a genuine incident and no foul play suspected.

11.2 Our investigation reveals that on the material day and time the third party motorcycle had collided into the rear portion of Insured motorvan which was in the process of swithing the lane.

5
G(KTN)/130/5/11/BI/ZR/MM

E. P. ONG ASSOCIATES SDN BHD (72702-D)

11.3 We are still waiting for the relevant police documents and their outcome. We will forward to yourselves as event permits.

12.0

Conclusion 12.1 Based on our investigations, the Insured driver of a motorvan bearing registration number JCG9802 is more to be blamed for switching the lane thus blocking the rightful path of third party rider. Nonetheless, we leave this aspect to be advised by your solicitors on record.

12.2

13.0

Other remarks 13.1 During the course of our investigation, we noted that the Insured driver and third party pedestrian involved were not known to each other.

We now submit the foregoing for your consideration and to conclude our involvement in this matter we attached a note of fee and expenses which we trust insurer find in order.

Yours faithfully, E. P. ONG ASSOCIATES SDN BHD

Marsyafudin Mohd Ghazali Attending Adjuster

/mm/sha

Douglas Cruz Manager

Enclosures

6
G(KTN)/130/5/11/BI/ZR/MM