Becoming a Wealthy Woman

Mariel Hemingway Ali Brown Lisa Sasevich Kendall Summerhawk David Neagle Morgana Rae Fabienne Fredrickson Loral Langemeier Barbara Stanny Amanda Steinberg Guy Finley Crystal Andrus

DISCLAIMER AND TERMS OF USE AGREEMENT (THE LEGAL STUFF)

Heather Wilson (the author or the publisher) has used her best efforts in preparing this material. The author and publisher make no representation or warranties with respect to the accuracy, applicability, fitness or completeness of the contents of this material. The information contained in this material is strictly for educational purposes. Therefore, if you wish to apply ideas contained in this material, you are taking full responsibility for your actions.

There is no guarantee that applying the materials contained herein will make you wealthy, and the author expressly disclaims any representations and warranties, whether directly or indirectly, in writing or orally, of a promise or guarantee of higher earnings. Wealth is entirely dependent on the person using our product, ideas and techniques. The author does not purport this as a get rich scheme. Your level of success in attaining the results claimed in this document depends on the time you devote to the program, ideas and techniques mentioned, your finances and knowledge. Since these factors differ according to individuals, the author and publisher cannot guarantee your success or income level. Nor is she responsible for any of your actions. The author and publisher shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this material, which is provided as is, and without warranties. All links are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose.

Any action arising from this material shall be governed by the laws of Prince Edward Island and you agree to attorn to the exclusive jurisdiction of the Courts of Prince Edward Island.

I would like to acknowledge and thank all the authors for their permission to reprint their articles. For more information on each author, please visit their individual websites.

Welcome to Becoming a Wealthy Woman! This could very well be the one book that improves your life and transforms your relationship with money forever. Never before has there been such an amazing collection of articles from some of todays best prosperity and personal growth authors, coaches, and experts.

Note From Heather

As women, our sense of self-worth influences our net-worth and vice versa. They are intricately tied; when your self-worth is low your finances suffer. On the other hand, when you are confident and empowered, money seems to flow to you easily and effortlessly. Your money is simply a reflection of how much you truly value yourself. The 101 articles in this book will inspire, motivate and empower you to take charge of your life and your wealth. Wealth is more than a number; its a mindset and a way of living. You dont have to struggle and strive. You dont have to juggle and worry. Each author in this book gives you real help and practical tips that can improve your relationship with money and yourself. Its like having 101 experts personally coach you to creating your best self. But you need to take the action. Your results are dependent on you. The information is here for youripe fruit ready for picking. If youre tired of living a second best life and are ready to step into your best self, I urge you to read every article and take action on the ones that speak to you. You are worthy. You do deserve it. You can do it. Are you ready to become a wealthy woman? Great! Then lets get started.

PS. Do you have your own Rags to Riches success story? Send it to info@3keystocrazywealth.com and your story could be included in my next book!

Note From Heather . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 Crazy Wealth . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 My Weight Watchers Inspired Money Diet . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 How to Tap Into Bravery . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 5 Simple Steps to Prosperity: Whats stopping you from achieving it? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12 What Was I Thinking?. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13 Six-Month Experiment that Transformed My Life . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14 Relax Into a Positive Relationship with Money . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16 Is your Family Money Legacy Holding You Back?. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 Why Arent the Guru Plans Working?! . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18 What Horses Taught Me About Money . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19 Relationship Investments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20 Money Clutter: Would YOU live with YOU if you were Money? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21 Is your Glass Half Full? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22 Why Affirmations are Pathetic . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 24 Conscious Capitalism . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 25 3 Reasons Your Mindset Matters Most In Your Life . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26 The Art of Having and Attracting the Money You Want . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27 Open Sesame: Your Magical Doorway to Abundance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 28 Think Like an Instant Billionaire . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29 What Does Carrie Bradshaw from Sex In The City Know About Shoes? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30 What Do Money and Sex Have in Common? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 31 Taking Care of Yourself Three Steps to Leave Under-earning . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32 Start With a Healthy Money Mindset . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 33 Whats Your Money Vibration? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 34 An Open Heart Manifests More Money . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35 Create a GRACEful Path to Abundance with These 5 Self Honoring Steps . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 36 Would you mind if I take back my money power NOW? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 38 My Big Revelation About Money and Men . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 39 Which Comes First, the Money or the Feeling? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 40 If Money Was a Man, Would He Date You? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 41 Money Worries are a Faith Issue, Not a Financial One! . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 42 3 Keys to Transforming Your Relationship with Money. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 43 A Woman Who Wins . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 44 Where Does Your Time Go? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 46 What is your Money Story? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 47 Are You Doing What You Love To Do? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 48 Change the World by Being Who You Are . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 49 Self-Esteem is Not the Answer . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 50 My ManMy Moneyand Me . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 51 What if Your Dark Past is Your Greatest Gift?. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 52 Path to Prosperity: Nourish Your Mind, Body and Soul . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 53 How To Stop Difficult Financial Circumstances and Intense Emotions From Running Your Life . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 54 Wealth Creation - How to Get Rich . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 56 How Positive Thinking Can Backfire . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 57 Secret Number 1 to Raising Your Money, Wealth and Prosperity Consciousness . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 58 Dealing with Our Money Disorders . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 59 Abundance Lies Within . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 60 How Your Self-Image Creates your Reality . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 61 Open Up and Allow . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 62 Grow with the Flow . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 63

Table of Contents

Law of Attraction + Flowers = Accelerated Path to Financial Abundance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 64 Your Millionaire Mindset! . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 66 Why I Begin With Your Wealthy Mindset . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 67 Youre taking Charge . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 68 Realize the Endless Riches of your Real Self . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 69 Sing Your Blues Away . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 70 6 Ways to Deal With Your Money Feelings . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 72 Grab A Million Dollars in 6 Months Using Vision Boards - Crazy? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 73 Your Time is Now . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 74 Women, Money, and Emotions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 75 As Women, How Did We Go So Wrong? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 76 From Caterpillar to Butterfly . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 77 Developing Patterns of Thought Takes Persistence. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 78 Have You Forgotten How to Just Be? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 79 What If Youve Tried to Be Prosperous and Seemed to Fail? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 80 Worry...what a waste of time . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 81 The Dichotomy of Money . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 82 Unlock Your Awareness and Live Your OWN Life in Three Easy Steps . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 83 What Needs to Get Done, Gets Done . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 84 What pulls your trigger? Four reasons you may overspend. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 85 How To Tone Your Receiving Muscles. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 86 The Psychology of Shame and Your Money Story. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 87 A Man is Not a Plan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 88 Perfection in imperfection . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 89 The Path of Least Resistance to Financial Health . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 90 Are You Worried About Money? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 91 Three Keys to Manifesting Your Dreams . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 92 Golden Opportunities Are Everywhere--Even in Adversity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 93 Is it Time to Believe in Yourself? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 95 The Raspberry Mystery . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 96 Get Fierce with Reality and Make Yourself Yours . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 97 Stay Grounded and Connected with a Success Journal. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 98 You Can Choose a New Financial Reality . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 99 Everyones strugglingOr am I the only one? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 100 Counting the Money . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 101 The Heart of Prosperity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 102 Why Ask Why?. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 103 8 Tips for How Money CAN Buy You Happiness . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 104 Your Money Personality What Drives You? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 106 Telling the Truth . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 107 Law of Attraction: how not having what you want can be a good thing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 108 How to Have Abundance in Life . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 110 What if you Knew? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 111 Financial Literacy vs. Financial Wellness . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 112 Are You Caught in a Disastrous Financial Pattern? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 113 Becoming, Laughing, and Being Me . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 114 Are You Pushing Money Away? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 115 5 Secrets to Living Your Life Out Loud! . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 117 Are You Ready for Prosperity?. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 118 Changing the Conversation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 119 About Heather Wilson . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 120

Heather Wilson . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 Amanda Steinberg . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 Karen Stultz . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12 Cathy Hartman . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13 By Lisa Sasevich . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14 Rosemary Hirst . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16 Kendall Summerhawk . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 By Jennifer Peek . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18 Ann Brosnan. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19 By Jennifer S. Wilkov . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20 By DeAnna Radaj . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21 By David Neagle . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22 Morgana Rae . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 24 Brian Whetten . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 25 Sheri McConnell . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26 Jeneth Blackert . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27 Fatma Zaidi . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 28 Fabienne Fredrickson . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29 Maureen Campaiola. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30 Taylore Ashlie . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 31 ElinAnna Bjarnadottir . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32 Loral Langemeier . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 33 Rev. Elaine C. Torrance-Gingrich. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 34 Reem Shibel . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35 By Shannon Bush . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 36 Michel Bailey-Lessirard . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 38 Dawn Allen . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 39 Julie Flanders . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 40 Tammy Hardin . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 41 Karen Russo . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 42 Carolyn Ellis . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 43 Lorraine Edey . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 44 Helen Kim . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 46 Zahra Efan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 47 Donna Krech. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 48 Jonathan Mead. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 49 Joe Wilner . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 50 Barbara Stanny . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 51 Alicia Cramer . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 52 Dr. Debbie Thompson . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 53 Judy Katz . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 54 Dhane Crowley . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 56 Sanjaya Gunasena. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 57 Sarupa Shah . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 58 Deborah Price . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 59 By Amy Rick . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 60 Dean Whittingham . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 61 Betsy McGuire . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 62 Kimberly Ann Coots. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 63 Katherine C. H. E. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 64 Anita Wheeler . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 66 Linda P. Jones . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 67

Author Index

Crystal Andrus . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 68 Guy Finley . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 69 Pamela Bruner. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 70 Galia Gichon . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 72 Steve Charles . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 73 Joyce Bone . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 74 Alyse Parise . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 75 Suzanne Evans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 76 Elle Swan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 77 Helen Hossley . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 78 Jenny Fenig . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 79 Marilyn Gordon . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 80 Dorothy Lafrinere . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 81 Maria Martinez . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 82 Patricia Anaya . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 83 Noah St. John . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 84 Mikelann Valterra . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 85 Lora Sasiela. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 86 David Krueger MD . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 87 Kathleen Burns Kingsbury . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 88 Kamala Murphey . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 89 Jean Gran . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 90 Elizabeth Holloway . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 91 Caroll Michel Schwartz . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 92 Susan Meyerott . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 93 Shelley Riutta . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 95 Paula Langguth Ryan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 96 Sue Koch . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 97 Ali Brown. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 98 Elyse Hope Killoran . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 99 Annette Mease . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 100 Amethyst Wyldfyre . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 101 Hillary Harris . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 102 Tom VolKar . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 103 Gretchen Rubin . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 104 Devi Grewal . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 106 Lisa Gould . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 107 Vicky White . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 108 Scott Epp . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 110 Ellen M. Lambert . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 111 Nancy Rae Evans. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 112 Karen McCall . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 113 Mariel Hemingway . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 114 Laura West . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 115 Saskia Roell. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 117 Joan Sotkin . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 118 Eleanor Blayney . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 119

Crazy Wealth

By: Heather Wilson

Are you a little crazy??? No, I am not questioning your sanity. Rather, in your life are there times when you can get a bit silly, let loose, have fun, and really and truly live life to the fullest? After working with countless clients, Ive come to the realization that most people dont have enough fun in their lives. The majority of people tend to live life on autopilot or they are so stressed out and overwhelmed, their head just might explode at any moment. And when it comes to money and wealth, its a love/hate topic most people avoid. Dreams are often most profound when they seem the most crazy.~Sigmund Freud Money is SOOO serious. Its shelter and food on the table. Its men in dark suits judging your credit score. Its wounds from the past, and its bills to be paid. Uggg. Thats no fun at all and honestly it doesnt have to be that way. For many people, there is nothing fun about money and wealth unless you have lots. I am here to help change that for you no matter what your income level. Generally, the definition of wealth is a number. Thats ok, but its so much more than that. I like to add the CRAZY part to the definition because that is what is missing for so many people and by crazy, I mean fun, passion, excitement, enthusiasm, joy. My definition of Crazy Wealth is not dependent on a number; instead, its the ability and freedom to enjoy and experience life to the very fullest.

Whats the point of Crazy Wealth? I am sure you are familiar with the Law of Attraction and how like attracts like. In other words, when you feel and think positive things, you draw positive experiences to you. When you think and feel negative things, you draw negative experiences to you. So if you are constantly worrying about money, chances are that will be your experience tomorrow too. BUT if you can feel joy and other positive thoughts, you can break the cycle and start attracting more positive experiences into your life.

Live Play Smile

This works for money too. You need to feel the positive feelings and thoughts FIRST and then you will attract the opportunities and experiences that will increase your wealth. It all comes from inside you. So how do you create Crazy Wealth in your life? There are many ways, but here are three quick tips to get you started.

Laugh: watch a silly movie or video, tell jokes, listen to others laughing. A good laugh instantly lifts your mood and sends a positive message to the Universe!

Play: chase your partner around the house (in a good way), jump in puddles, play dress up. Adults need to play too and it doesnt have to cost a dime. If people are looking at you like youre crazy, then you know youre doing it right.

Smile: Yes, just smile. Even if you dont feel like it, find something to smile about. Smile at strangers on the street. Smile at yourself in the mirror. Smiling can instantly lift your mood and you never know whose day you are making better.

continued...
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Crazy Wealth continued

Did you notice that none of those tips had anything to do with money or wealth? That is the entire point. You need to FEEL joy and happiness FIRST and then the money and good stuff will come. Do whatever it takes. The more you feel those wonderful expansive feelings in a day, the more you let the Universe know you are ready for amazing opportunities and experiences to come your way. So get a little crazy. Lighten up and have fun. Youll enjoy life so much more and ultimately, get more of the things you really want. 2011 Heather Wilson International. All Rights Reserved.

Heather Wilson is a Wealth-Esteem expert, certified coach, international motivational speaker, and an author all rolled into one dynamic package! Its her passion to help you create a joyful and fun, rewarding and strong relationship with your money and wealth. Sign up for her FREE video series at www.3keystocrazywealth.com

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My Weight Watchers Inspired Money Diet

Im a Weight Watchers master. In 2003, I was 58 and 160 pounds not exactly ideal for a 25-year-old single girl living in Manhattan. I spent three (!) years on Weight Watchers, and for two years, failed repeatedly. I obsessed over every drop of salad dressing and kernel of popcorn only to learn at my weekly meeting weigh-in that Id gained half a pound. I quit multiple times, but would return months later with new resolve. Finally, in my third year, something clicked. I dropped thirty pounds in just six months. To this day and two babies laterI can still lose weight when I want to by altering certain habits. Heres what I do, and how Im now using the same rules to shave pounds off of my spending: On Weight Watchers, youre allotted a daily number of points (like calories). When you run out of points for a day, you have to resort to zeropoint foods like carrots, or risk not losing weight. What I learned from Weight Watchers Plan your meals every morning. Before you even make your breakfast, visualize each meal so that you dont break for a cheese steak out of convenience. When eating out, order two appetizers, not an appetizer and an entree. Two appetizers are generally more than enough food to qualify as a healthy meal. Dont totally deprive yourself, or youll binge. Determine after fixed expenses (rent, phone, etc) how much spare cash you have per day. Plan for days when you know youll exceed your daily budget (night out at the movies) and spend less on other days. How Ive applied it to my money habits: Plan your spending every morning. Today, I need to: meet Cristina for coffee, pick up dry-cleaning, buy a gift for baby-shower. Ask, can I make it work inside of my daily allotment? Adjust accordingly. When eating out, order two appetizers. Save 30% on your meal! If you spend more than you budgeted, dont burn your budget and go on spending. Acknowledge that you fell off the wagon, get back on, and proceed. Dont deny yourself small, frivolous gifts, as long as you buy them consciously.

By: Amanda Steinberg

If you trip going down the stairs, get up and keep walking. Dont throw yourself down the rest of the stairs. (This metaphor got me through many tough days on Weight Watchers)

Ive learned that, for me, diets of any form work better when I can track progress in my head. Thats why I like simple rules I can repeat daily. If a system is too complicated to track, its not a good system. 2011 Amanda Steinberg. All Rights Reserved.

Amanda Steinberg started www.DailyWorth.com as a way to give women key insights into building real net worth. DailyWorth stands out as the go-to source about personal finance for smart, ambitious women. Since its inception in January 2009, DailyWorth has garnered 55,000+ subscribers and a stream of media appearances.

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How to Tap Into Bravery (To Go Beyond Where You Are Now Into Your Desired Future)

If youre like a lot of people I know, bravery can be a tough energy to tap into. But no matter what approach you take to care for your energy, one of the quickest ways to take all parts of your life to the next level and start Being Considerably Huge is to start taking risks. This may seem like a very simple statement, but its really where the heart of the matter lies for most of us.

By: Heather Dominick

Bravery deserves your full attention. Why? Because this is what takes you beyond where you are now and into your desired future... If stepping into the life of your dreams was as simple as getting up in the morning dont you think everyone would be doing it? But just because something is scary doesnt mean stop; actually, thats usually when you are receiving guidance to GO. This is why it is so very important to master the activation of brave energy in your in your life. So how can you actually become a risk-taker without being risky? Risk-taking is usually associated with risky moves like jumping off cliffs or quitting your job on a moments notice. That sounds pretty scary, doesnt it? Well you want to go about your risk by taking an EDUCATED risk and also being in touch with how the shift in energy is feeling for you every step of the way. This is all about bringing in a better way of feeling, step-by-step, not spinning off out of control with new ways of being distracted, frantic and totally stressed out. Feel the difference? So lets go over 3 ways to keep yourself balanced, grounded and connected using your inner guidance to bring in new ways of thinking, and more aligned action... all to support you in stepping into the energy of Bravery.

Practice gratitude daily. I know youve heard this before, but it is SO good for you! When youre busy being grateful for what you have, any amount of money in your pocket, good friends, family, shelter and many other basic blessings - then getting off-track simply wont stand a chance with you! Ask yourself a question. If you are busy struggling to figure something out (i.e., how to meet an expense, attract new clients, settle a conflict with a loved one or another challenge), try letting go of the struggle FOR NOW and letting the question of what to do just kind of hang out for awhile. You may be amazed at the inner wisdom that appears as you relax and become still, no longer pushing and pressing for the answer. Rest your gaze now... Find something that you just find soothing to look at. Maybe a landscape or scenic picture or a burning candle, a simple blank spot on the wall, a single flower in a vase or glass to contemplate. It really can be ANYTHING you choose... Focus on this object and gaze at it deeply, intently and let thoughts come and go while you stay present in this moment. 2011 Heather Dominick. All Rights Reserved.

These moments, with your permission, will lead you into the future with inner wisdom. Just doing this exercise will bring power and profound guidance. Try it as a break and a great stress reliever.

Heather Dominick, EnergyRICH(r) Entrepreneur Success and Master Coach, creator of the EnergyRICH(r) Entrepreneur Success System and www.EnergyRICHcoach.com a company devoted to teaching heart-centered entrepreneurs around the world how to partner Universal Energetic Principles with practical step-by-step How-Tos to build your business from a place of serving, joy and abundance.
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5 Simple Steps to Prosperity: Whats stopping you from achieving it?

Fear of Change, Fear of Responsibility, Fear of Letting Go. Dont Believe Everything You Think.

Scientists used to think that the pathways of the brain were hardwired to who we are, and what we can accomplish. But new research shows that when you repeatedly think, feel, and act in a different way, the energy pathways become rewired in the brain, and this rewired thinking can and does create prosperity. So what is stopping all of us from rewiring, having the prosperity, and living the lifestyles, we say we want? FEAR! Here are 5 simple steps to changing that Fear to Prosperity.

By: Karen Stultz

According to some expert studies, it is said the human brain has over 60,000 thoughts a dayabout 1 a second. The studies also find that about 95% of those thoughts are the same ones we have had most of our lives. And guess what, our thoughts are not always true. We are bombarded with negativity daily. The prosperous person has faced those thoughts and rewired them, changed them, so as not to let the negativity highjack their birthright to prosperity. Feed the Hope. We will all fail at some point, or do we? Its never failure if you learn something. As Thomas Edison said after 10,000 failures at inventing the light bulbI didnt fail I learned 9,999 ways that didnt work. Listen to your Clients and Customers. Live in Integrity.

When you are listening and giving to them, recognizing what their situation is, they will thank you and respect you, and that opens the Money Energy. When you are living your life with integrity, you are trustworthy. You will attract trustworthy people to surround you. When people learn that about you, the prosperity flows. Live in an Inspiring Environment. Prosperity lies inside you allow the money energy to flow! Karen Stultz. All Rights Reserved.

A saying I tell all my clients is As You Do Money, You Do Everything If you live or work in clutter, if you live or work in negativity, if you live or work in an uninspiring placeits time to clean it up. Money cannot flow freely to you if you dont feel inspired in your surroundings.

Karen Stultz, Prosperity-Goddess, is an International Mentor and Speaker and Coach of Soul Based Entrepreneurial Women to Let Go and make more and keep more Money in their pocket. She has been a Life and Business Coach since 2001. She may be contacted through her web site www.KarenStultz.com

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What Was I Thinking?

What was I thinking! I initiated a change that meant divorcing the man who cared for and protected me for years. I was walking away from a comfortable life to a life with no significant assets, no retirement and no health insurance. On top of that, a family friend said he didnt think I had what it took to make it on my own financially while painful to hear, a big part of me believed him. My belief from watching my parents split was that if the man was out of the picture, the woman would be in trouble and suffer. I faced a monumental turning point in my lifeI could continue doing what didnt work concealing my feelings and avoiding an important part of my relationship, or I could change my actions and live fully as my true, authentic loving self. From a place of terror, I reached deep inside and found the courage to change and share from my heart and ask for what was most important. I needed help to keep moving forward in an empowering way. I knew nothing about caring for myself in the arenas of money and finance I gave away my power with money for yearsI avoided it, just like I avoided important parts of my relationship. To keep the momentum, I committed to investing in myself and I hired a coach. Shocked and surprised at what I uncovered, I had money issues, stories and beliefs that I unconsciously adopted from my family and others I couldnt earn enough, I wasnt smart enough, and I avoided addressing my money habits just like my past relationship.

By: Cathy Hartman

I continued investing in myself, healing, learning and growing. My emotions and actions around money evolved from avoidance to fear and embarrassment, then to curiosity and wonder, action and accountability, and eventually into excitement, enthusiasm and prosperity. I discovered a step-by-step program that transformed my limiting money beliefs and helped me create a healthy money plan where I am now a role model for others. As my self-care grew and I opened myself to receiving abundantly, I attracted the love of my life. My new relationship began with a commitment to empowerment and engagement with money and finances. In gratitude, I cared for our relationship and for myself. For many years now, I have enhanced my relationship with money, and not surprisingly, I also enhanced my relationship with myself and my husband. I no longer have money shame or guilt, and I no longer avoid my money or my relationship I love them both. I have a lovely and inviting home, a strong investment portfolio, and a personal trust. Weekly, I track my expenses and net worth, and I thoroughly enjoy the income I continue to expand. I am a joyfully empowered, abundantly loving woman who is blessed with the opportunity to coach others so they may create their own empowered relationship with money, and so they too can attract the prosperity, love and joy they desire. 2011 Cathy Hartman. All Rights Reserved.

Cathy Hartman, Prosperity Coach and Founder of Heartful Connection, coaches women to produce thriving relationships in all areas of life with money, others and self. Having created a multi-million dollar home based business and very fulfilling relationships, Cathy is passionate about teaching others how to do the same. www.heartfulconnection.com

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Six-Month Experiment that Transformed My Life

Nearly four years ago, my husband Michael and I were sitting in a morning service at Agape Spiritual Center in Los Angeles when a little old gal from Alabama named Edwene Gaines took the stage to talk about prosperity. When she first started speaking, I thought she was cuteand sweetand all those thoughts you have when you dont think someones really going to make a difference for you. And then she shared her story about tithing and changed my life profoundly. She went on to define spiritual food as that which inspires us, teaches us, reminds us of Truth, and causes us to remember who we really are. You know youre being spiritually fed when you feel your heart sing. In her book, The Four Spiritual Laws of Prosperity, Edwene tells her amazing story of how, with barely a dollar to her name and a young daughter to feed, she began to do what most people with a steady income fear: she tithed. And the abundance that she experienced as a result was miraculous. Edwene defined tithing as returning 10% of all we receive to a person, place, or institution from which we have received spiritual food. She suggested that we tithe without attachment to how it is used: You have fed me spiritual food. Thank you very much. Period.

By Lisa Sasevich

Something about her story touched Michael and me so deeply that we decided to do a six-month experiment and tithe a full 10% of all money we received to people, places and institutions from which we received spiritual food. Our lives have grown exponentially since that day, and nearly four years later we are still happily tithing and enjoying unlimited prosperity, abundance and faith.

You have fed me spiritual food. Thank you very much.

And then, at my live event, Big Mission, Big Sales, Big Life, we had the chance to see this in action again, when more than 400 event participants rose to the challenge of tithing to the eWomen Network Foundation and their mission to support the financial and emotional health of women and children. Would you believe that, while working on finding their blessing, activating their sales and pursuing their big lives in that room, these business owners from more than 10 countries also tithed more than $186,000! I was inspired to give more than Ive ever given before!

These words were heard repeatedly during our breaks as our attendees inspired each other to give, and it became clear that the spiritual practice of tithing had been activated, sometimes for the very first time, in a whole room full of people. I was so moved by this that I had my accountant pull a report, and imagine how I felt when I confirmed that while my income has doubled again this year, so has my GIVING. As great as it feels to earn more, I will tell you, being able to GIVE significantly in the six figures on a regular basis now THAT is spiritual food that comes back to me in spades, and motivates me to keep doing my blessing.

continued...
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Six-Month Experiment that Transformed My Life continued

Please note, Im not in any way preaching that you should do this. I do, however, want to share this family secret with you and encourage you, if you are moved to do so, to give this experiment a try for six months. Especially if youve been feeling weighed down or defeated by recent happenings in our economy. 2011 Lisa Sasevich. All Rights Reserved.

Tithing has proven to Michael and me that when we give back to the universe, the universe gives back to usalways so much more than we ever dreamed of and in ways that are unimaginable.

The Queen of Sales Conversion, Lisa Sasevich delivers high-impact, low-cost, customized sales-closing strategies for turbo-charging entrepreneurs and small business owners to great profits. Lisa is the author of The Invisible Close, teaching experts who are making a difference how to get their message out and enjoy massive results, without being salesy. www.lisasasevich.com

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Relax Into a Positive Relationship with Money

Our relationship with Money is precious. Our quality of life and freedom to become who we are depends on it. Once we become aware of how much conflict and disturbed emotion we are carrying about Money, it becomes imperative to lighten the load. Many conflicts about Money are unconscious. We can tell from the gap between what we believe we want and the results we produce that some of our thinking must be inconsistent with our intentions: and yet, how can we deal with it when it is unconscious? Asking questions or leaving gaps in sentences allows the Unconscious part of our Mind to communicate. It will automatically fill the gap, all you need to do is listen for it. Think of your current Money challenge, then say to yourself: Fill in the blank -- whatever comes to mind first. Then: Could I let go of that now? When I think about (e.g. the heating bill), how I feel is(xyz?)

By: Rosemary Hirst

The purpose of this article is to give you a short easy process of eliminating upsets about Money on the unconscious level. Practiced regularly, over time you will clean up stores of unconscious negative emotion that have been integral to unwanted results.

Repeat (xyz ) slowly, while deep breathing. This allows your body to process the emotion that has just come to mind. After 5-8 deep breaths, your body relaxes. Yes or No immediately coming to mind doesnt matter, merely asking continues the unloading process. Deep breathe twice. Continue to deep breathe, regardless of Yes or No. Then: Would I let go of that now? When you feel your body relax again, you cycle back to the original statement When I think of (the heating bill), how I feel is(xyz...) and continue cycling through the questions.

When your body feels significantly more relaxed, you may stop; or you may continue until you get peace, rest or some such word that tells you the conflict has unloaded. Then continue the process exactly as above, until you feel peaceful and calm; or until you get the words peace (ful), calm, at rest, whatever tells you that the emotional load has cleared. When I think of my resistance to the heating bill, how I feel is(abc) Underestimating the power of this process is easy. This is a short version of The Sedona Method created by Hale Dwoskin. You can use it for anything that displaces happiness, presence, and peace. 2011 Rosemary Hirst. All Rights Reserved.

Then, or later, you can unload your resistance to the challenge. We carry resistance: it holds in place that which we are resisting. We attract that which we put energy on, and resistance is a dense attractive energy. Now that you have unloaded the stored emotion on both sides of the challenge, you will manifest your result about this issue from a clearer, calmer and more whole place within yourself. Another benefit is that you will feel calmer and more whole in general.

Rosie Hirst is a Certified Money Breakthrough Method and NLP coach in Australia. Working with clients on health goals for three decades, she recently expanded into coaching on the Money Breakthrough Method. She is passionate about women becoming free to pursue our highest callings. www.mindsetmedicine.com
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Is your Family Money Legacy Holding You Back?

Which is great if your familys money history was free from turmoil, secrecy or difficulties.

When it comes to family you inherited more than just your looks, height or hair color. You also inherited beliefs and values about money that have been handed down for generations. Happily, you now have the opportunity to heal your money legacy. And, once you do so, youll see an immediate surge of new opportunities, growth and cash flow. Tip #1 Give Yourself Permission To Make More Than Others In Your Family

By: Kendall Summerhawk

Unfortunately, whats more likely true is that the money habits and mindset you inherited are keeping you from realizing your value and preventing you from charging what youre worth, standing in your power with clear money boundaries, raising your fees and more. To help you create a new money legacy, here are 3 tips Ive personally used to help me go from frustrating 5-figures to now running a multi-million dollar coaching business. I recommend identifying the one person in your immediate family youre most concerned about regarding this issue. You can hold your own private blessing ceremony where you allow yourself to let go of past ideas of unworthiness so that you can let feelings of deserving grace and good fortune to flow in. Tip #2 Girls Want More Than Just To Have Fun They Want To Be Paid What Theyre Worth!

Even though its natural for our parents to want us to do well, its common to somehow think its not okay to make more than they have. Society often has lower expectations of success for women compared to men. Choose a woman you can model who is successful and who lives the values and lifestyle you admire and appreciate. Ask yourself, What does SHE believe about money and creating success? so you can adopt that winning mindset for yourself. If you have the desire to make more, then the Divine has tapped you on the shoulder as the leader and healer of money within your family legacy. Think of it this way: there is no way you would have the desire to make more if you werent also meant to step into this special, leadership role. Tip #3 Acknowledge Your Role As A Leader And Healer Of Money Within Your Family Legacy The Money You Create Is Your New Family Legacy And A Vital Component Of Your Spiritual Path 2011 Kendall Summerhawk. All Rights Reserved.

Every generation is meant to get stronger, healthier, smarter and yes, more successful. So, give yourself permission to be paid what youre worth. Your familys history is theirs, not yours. Its time you write your OWN history so you can move past where you are now and into an exciting, new level of income.

Kendall SummerHawk, the Million Dollar Marketing Coach, is an expert at helping women entrepreneurs design businesses they love and charge what theyre worth and get it. Kendall delivers simple ways entrepreneurs can design and price their services to create more money, time, and freedom in their business. www.KendallSummerHawk.com

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Why Arent the Guru Plans Working?!

If you are struggling to create a money plan that works for you, you may have read books or bought products from any number of personal finance professionals (or gurus). The names that come to mind quickly are key ones that really relate to women: Suze Orman and Jean Chatzky. You may have books from them or others on your bookshelf or night stand right now. What is going on?

By Jennifer Peek

They each have some good and even very valuable ideas and ways for you to get a handle on your finances. And, yet, somehow it is just not working for you. Sure, you may find yourself budgeting like a pro one month. Then, you fall off the fiscal responsibility wagon back into old habits. Your income is going up and down even if you are a salaried employee. You get unexpected bills that keep you from getting ahead. Very simply, you are trying to fix the wrong problem. You are treating the symptoms and not the actual cause. Money issues often are deeply imbedded in our subconscious through any number of experiences including watching how our parents handled money, how other people acted with (or without) it and how society in general portrays those with and without means.

So, when you pick up the latest book or try another way to budget or get out of debt, you are treating the symptom: your money results. What you are not addressing is how and why you got those results to start with. If you are in debt, it is not simply because you spent too much (although you clearly did that). There is some underlying reason or need that started you on that path. Are you spending out of fear or the need for security? Are you doing it to impress your friends or earn your spouses or childrens love?

Uncovering these root causes is the first step in really getting your money habits under control and being able to make changes to them. These can be tough steps to take for women especially. Yet, you can start doing this immediately by taking a look at the beliefs that you hold about money. Then, ask yourself how those are creating the challenges you have with money today. Take action within the next 24 hours on one thing that can start creating new beliefs for you. Hold yourself as a powerful woman as you think about how you are changing and growing and making money work for you not the other way around. 2011 Jennifer Peek. All Rights Reserved.

Jennifer Peek is a lifestyle strategist mentors and coaching busy professional women to achieve greater levels of success in all areas and to have it all without compromise. You can reach her at www.PeekLifestyleCoaching.com

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What Horses Taught Me About Money

I grew up in what would be regarded as a low-income household: my Dad worked six days a week to keep us all fed and clothed (though I did have to wear my two brothers hand-me-downs which wasnt easy being a girl!) We didnt starve but we werent well off at all. Every year I would drive my parents mad by entering an annual competition to win a pony! I was crazy about horses and had sold all my toys to buy some riding lessons. An uncle had given me some money and my Mom had said, if I could match that amount, I could have the lessons. I got really inventive and managed to save it in two years. But I gave up riding at fifteen because I was fed up with not having any pocket money. I dont know who was more surprised at this; me or my parents. Fast forward to 1993: I had been riding on a holiday that summer and realized how much I had missed it (I had lived in London during my time at University, then again when I got my first job, and there were no places to ride where I was located) so I decided to take it up again. I began riding in September and, guess what? In October, I was the proud owner of a horse!

By: Ann Brosnan

You see, I had always believed that I could never, ever, have enough money to buy a horse and look after it as that had been drummed into me when I was young. Once I started having lessons, I noticed the livery prices at the yard where I rode, and was amazed at how low they were in comparison to what I had imagined them to be. There and then I decided to fulfill my dream, and I went on to own several horses over the years. I learned that it is important to question your beliefs and, especially to question those around money, which are some of the most limiting beliefs we hold in our lives. 2011 Ann Brosnan. All Rights Reserved. So, the next time you think something is financially out of your reach, work out if that is based on an old belief; then, do the sums and see what you need to do to raise that money and you may just get a very nice surprise, just like me!

Ann Brosnan is a coach, mentor, and trainer, who inspires women entrepreneurs to turn their passion into profit through her Red Carpet Wealth programs. www.redcarpetwealth.com

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Relationship Investments
Relationships involve four main factors, which encourage our learning and growth: The Mind

By Jennifer S. Wilkov

Our desire to learn is universal. When I am with someone who knows more about a particular subject or person, I want to invest more time in being with him or her because I enjoy the information the individual shares. When I know more about a subject, I share it with others around me.

When you want to know more about a subject or person, do you invest the time? This is also the case with our money. If you want to understand your finances better, you have to spend time doing research. When I want to know more about my money, I read a book or talk to someone with financial expertise. I want to know how to evaluate my finances so that I can understand my money better. Investments of time and energy are based on interest. Do you want to get to know your money? Our hearts register feelings and emotions: exhilaration, delight, happiness, disappointment, sadness, anger, fear and anxiety. Are emotions a result of our thoughts or are they spontaneous reactions? I feel happy, so I smile. I feel sad, so I cry. I feel mad, so I shout. The Heart I feel anxious when I dont have the information I need to be better informed about my investments. I feel happy when I receive money, spend money on something I enjoy or give money to a charity. I feel sad when I dont know where my money has gone and feel deprived if there isnt enough money to go around. Our money relationships are supercharged with emotions so dont get zapped! The Soul Regardless of age, we experience a myriad of emotions as we gather information on life and different experiences. And with my money, I have a variety of feelings each time I discover new information about my finances.

Our souls experience a union with God or a higher power that provides guidance, light and support as we in turn reach out to others. I appreciate beauty, grace and elegance in the world and in people. Feeling inspired by the world and people, I connect and contribute to the world community so everybody growstogether. The spiritual interrelationship of people and the environment pervades every area of my life, including my money. My finances are not only about personal gain but also about responsibility to use resources to help other people on the planet. Why do I want money? What does money represent in my life? How do I produce enough capital to benefit the world around me? Our bodies relate to the physical world, through the five senses: sight, touch, hearing, smell and taste. The senses are delighted by tangible physical experiences, such as looking into the eyes of a lover or holding hands with a friend. The Body 2011 Jennifer S. Wilkov. All Rights Reserved.

Money is tangible tooyou hold it in your hand, you track it in your accounts, you purchase objects you love for the home, you take it out of your wallet to buy clothes, you gladly use it to pay for the foods you eat, and more. Your money and you have a physical relationship!

These four facetsmind, heart, soul and bodyare in a dance of deep and satisfying connection. When one component is not present, relationships with peopleand moneyfall flat.

Jennifer S. Wilkov is a Radio Show Host, Empowering Speaker, Best-Selling Author, Award-Winning Freelance Writer, End-to-End Book Consultant, Literary Agent Matchmaker, Ghostwriter, Copywriter and Entrepreneur. She is the author of 5 books including Dating Your Money: How to Build a Long-Lasting Relationship With Money in 8 Easy Steps. www.JenniferSWilkov.com
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Money Clutter: Would YOU live with YOU if you were Money?
Clutter is the physical manifestation of your emotional baggage.

By DeAnna Radaj

Money clutter? WHAT? If you were like me at the beginning, you thought, whod be upset w/having so much money that it was CLUTTER? Well, if youve been following me and The Clutter Counselor program, you know that its NOT about the stuff, its about the meaning behind the stuff. Look around your home (office, car, garage, etc.) and see what is in your environment. Is it stacks of unread magazines? Piles of laundry not put away? Blank walls? Your outer world (space, environment, home) reflects your inner world. So, if your bedroom has blank walls, dust bunnies inhabit every corner and dirty laundry is piled on the bedwhat do you think that says about your current state of mind?

According to the Law of Attraction, like attracts like. Now revisit the above statement and see if it reflects what you are attracting. It is imperative to create a space that helps support your abundance vibe. Examples of this would be out-fitting your bed with as high quality bedding as you can currently afford, bouquets of flowers in every room, items that represent abundance and wealth to YOU (e.g.: a friend thinks of fields of sunflowers to represent abundance to her, for another its a Porsche 911) that are displayed or jars of change in the WEALTH Life Area of every room (i.e. far LEFT corner from the doorway of any room). ***Designing a space that helps to symbolize your relationship with money helps you to feel wealthy. Think Law of Attraction and teachings of Abraham-Hicks as being surrounded by what you want to bring into your life will help you to manifest it by helping to raise your vibration.*** Some other Feng Shui tips to help amp up your abundance vibe are: Place a live, upward growing plant in the WEALTH Life Area Use the color purple or any metallic color in the WEALTH Life Area (this can be w/paint, flowers or even a piece of paper placed under a cushion or plant) Place a water feature in this area: fountain, aquarium, figurine of a water animal Place items that represent WEALTH/ABUNDANCE to you around your space Place your jewelry case, wallet/purse and/or bowls of change in this area

We live in a world of increase and expansion. If we dont increase/expand, stagnation, then constriction and then death occur. This is a fact of nature. Every thought, every action is all about creating something more. This is why its vital to keep thoughts and actions positive, as thats what you want to create more of! If you want to BE wealthy, then you have to ACT wealthy. If you have a favorite charity that youd like to support, then donate $5/month or volunteer for an afternoon. This will help you break from the lack mentality that keeps abundance AWAY from you. So, create a space that is welcoming and luxurious, and watch as abundance arrives to call your space home. 2011 DeAnna Radaj. All Rights Reserved.

DeAnna Radaj, owner of Bante Design LLC, can enter a space and help to tweak (or remodel, re-design) the space to work better to suit its function AND the lifestyle of the occupants .Want to learn more about The Clutter Counselor program or work with DeAnna to create your Money Spot? Contact her at http://www.deannaradaj.com

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Is your Glass Half Full?

Question: When your world is falling apart and you do not have the money or access to money to get help from a coach how do you keep pushing for the breakthrough? Do you need to let go of something you should have let of a long time ago? OR Are you resisting doing something that is causing the breakdown? Are you experiencing changes in your life that will eventually lead to a better and more free you?

By David Neagle

Answer: First, lets get some perspective. Your world is never REALLY falling apart. I know at times it may seem like it, but take comfort in knowing that you create your own reality. Instead of looking at your situation as negative, try to identify how it serves you for it to be happening.

Second, you have the same amount of money as everyone else on this planet. Spirit didnt wake up one day and establish a pecking order for who should get money and who shouldnt. Everyone has the same amount of potential, the same amount of opportunity, and the same amount of money, if they are willing to do what it takes to become aware of it. You must change your thinking immediately. You must flip the coin, and look at all the possibilities instead of all the IMpossibilities. Sit down with a pen and a piece of paper right now. Seriously. Stop reading this and get a piece of paper and pen. At the top of your piece of paper write My Universal Bank Account. Now number the left hand side from 1 to 30. Have fun with this, and above all DO NOT CENSOR your ideas. Continue with the list. Who can you ask? What can you do? Who can you be? What can you sell?

Put your pen in front of #1 and write down one way for you to bring money into your awareness. Allow your mind to open, to dream, to fantasize.

You must change your thinking immediately. You must flip the coin, and look at all the possibilities instead of all the IMpossibilities.

Youll be amazed what pops into your head. You MUST NOT STOP until you have all 30 on your list. Usually the best ideas come at numbers 26-30. Heres the truth. If you desire something, it has to be already here. If you desire to hire a coach, the money must be here. IT MUST BE!!

Once you have your list, take action. Spirit has just shown you through your own hand where the money you need is located. Now you MUST take action. And its in taking action that the next opportunity will be shown to you.

continued...
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Is your Glass Half Full? continued

The problem is usually that most are not willing to do what they need to do to become aware that what they desire is right in front of them. And finally, please dont push for a breakthrough. Breakthroughs dont happen by sitting at home and willing for them to happen. 2011 David Neagle. All Rights Reserved. Breakthroughs happen in the midst of an experience. Thats right, you must EXPERIENCE a breakthrough. And I have a sneaking suspicion that if you complete your list and begin taking action, youll get the breakthrough youre looking for

David Neagle, Master Success Mentor, guides entrepreneurs to create massive cash injections more rapidly, quantum leaping their current businesses past the 7-Figure income level in just 12 months. David invites you to downloadas his GIFT to you his legendary Art of Success 4-hour audio program. http://www.davidneagle.com/artofsuccess.html

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Why Affirmations are Pathetic

Why?

I shouldnt be writing this. Affirmations are such big business for my friends and colleagues and the people who hire me. And affirmations are stupid. When you cant get (or leave) a job, or pay your mortgage, or find a date chanting to yourself, Im a millionaire, isnt going to solve your problems. Dont get me wrong. I LIKE affirmations. I think theyre useful. I have a few in my book. Im the kind of girl who makes things happen by thinking, I want that. But I do a lot of inner work to make that possible. Affirmations are like putting pretty make-up on a canker sore: it doesnt cover the problem.

By: Morgana Rae

Im a little edgier than my Law of Attraction coach friends. They say, Change the way you feel. Be grateful. Visualize what you want. When I have my first session with a client, I say, Go for the negative thoughts! Lets really find out whats there. Not just the stuff you know you think about money/love/yourself (cause really, it all ends up affecting how you feel about yourself, doesnt it?), but the stuff you had NO IDEA you thought or believed. Thats where the magick resides: that Oh my god I never made that connection before! stuff that you feel down to your toes and beyond. This is Alchemy. We create a POLARITY that acts like a slingshot that propels you from one world to the next. THERES NO MAGICK IN NEUTRALITY.

When we bring all that to light and exorcise your Money Monster with Financial Alchemy, thats when we can move into love, gratitude and vision and have them mean something. Its time to open you up and suck out the poison! When your relationship with Money (which ALWAYS affects your relationships with family, partners, self-worth and empowerment) transmutes to a deep, committed, deliriously happy marriage, then any affirmation dressing you put on top of it will be magical.

If you have some cancerous inner dynamic that is feeding on your personal power, your self esteem, your relationships and your businessthis is what a bad relationship with Money will dothe last thing you need is an aspirin. Dont feel better without correcting the underlying cause. You may take a couple steps forward, then find yourself back in the ER. Thats where affirmations fall short: they dont address the underlying cause.

I like to use the snake venom metaphor: suck out the venom BEFORE you put on the band aid (the affirmation). Think of what happens when put the band aid on before you remove the poison the poison cant release, and it goes deeper and deeper into your blood stream. You can watch a black line of poisoned blood creeping from the site of the wound to your heart itself, where it will kill you. Theres a big difference between I want to believe this and I DO believe this! You have to do the real work. I dont think an inner change has to take a long time. In fact if you havent experienced a PROFOUND shift in your very first session, you have the wrong coach! But you have to do the work and really want a change. Thats how you make an affirmation mean something: you are affirming the change that has already happened. 2011 Morgana Rae. All Rights Reserved.

Affirmations are great. Theyre also useless, worthless, pathetic and worse if thats as far as you go. Its nice and safe (and lazy) to think that happy thoughts are all the universe wants of you to reach your goals. Frankly I dont know how high you can vibrate if youre carrying a lead weight of unacknowledged rage, shame, fear and hurt behind hind the velvet curtain of your conscious mind.

Morgana Rae is an internationally acclaimed life coach, author, and professional speaker, and is regarded to be the worlds top relationship with money coach. Morganas groundbreaking program for attracting wealth has featured her in Personal Excellence Magazine, Entrepreneur Magazine, United Press International, and The Wall Street Journal online. http://www.abundanceandprosperity.com/
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Conscious Capitalism

What is the difference between a lush tropic island and the Dead Sea? The former circulates water, both giving and receiving it. The Dead Sea doesnt it only receives. The spiritual law of abundance is as automatic and consistent as the physical law of gravity, and abundance only breaks down when we stop the flow. When we become attached to things, we stop giving, we stop the flow and we suffer. When we judge ourselves as unworthy, we stop receiving, we stop the flow and we suffer. In contrast, a commitment to providing exceptional value means being equally committed to giving exceptional value and to receiving payment for that value. It means being committed to practicing the law of abundance. When we open to spiritual reality, our experience is one of abundance. In contrast, modern economic theory is based on scarcity. One of Wikipedias definitions of economics is the social science of choice under scarcity.

By: Brian Whetten

Notice in your life, do you have a harder time giving or receiving? Which side do you have more of your blocks on? (We all have at least some blocks otherwise we wouldnt have anything left to learn)

This does not mean that economics is wrong. What it means is that the world changes as we lift in consciousness. At the physical level, the world looks like its based in scarcity, win/lose, either/or, and survival of the fittest. But as were able to see things from a higher perspective, we realize that things are based in abundance, win/win, both/ and, and love. We may sit around and think that if we just watch The Secret another 27 times, well win the Lotto and live happily ever after. Or we may see our self worth as defined by how much we sacrifice our needs for others. So how do we embrace both the law of scarcity and the law of abundance? That is a multi-trillion dollar question our world is grappling with right now. I believe this question is at the heart of the current economic crisis, of the shift from unconscious capitalism to conscious capitalism, and the shift from unconscious philanthropy to conscious philanthropy.

The challenge is that when we start to see this, we naturally tend to go into spiritual bypass, where we only want to focus on the spiritual and we tend to deny the physical (which is just another form of either/or). We may shift from the receiving (money, money, I want more money NOW) to the giving- (there shouldnt be any scarcity so Im going to fix things by stealing from the rich and giving to the poor).

I believe the answer starts by recognizing how deep this conflict goes within each of us and by learning to embrace this. When our conscious self is identified with our physical self, economics is about scarcity and service is about sacrifice. Its what happens when we listen to the news and go into fear. 2011 Brian Whettan. All Rights Reserved.

When our conscious self is identified with our spiritual self, both economics and service are about abundance and love. Its what happens when we learn to see everything in life, including our inner conflicts, as opportunities for learning, upliftment, and growth. Its what happens as we find our inner conflicts, and instead of trying to fight, feed or flee them, we learn to love them instead.

By age 30, Brian Whetten had received a Ph.D., raised $20 million for two high-tech startups, become an internationally known speaker and burnt out twice. Today, as the founder of Core Coaching and Selling By Giving, he teaches people how to do business in a new, different, more conscious, more effective way. www.corecoaching.org www.sellingbygiving.net

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3 Reasons Your Mindset Matters Most In Your Life

As we head into another new and exciting year, I really want to offer you the push you need to realize your potential. One reason I get so excited this time of year is because I always feel a sense of unlimited possibilities as the new year approaches. I love the starting over and reworking of what didnt work in my personal and professional life last year. And after years of learning and growing and accomplishing some of the many goals I have set for myself, I decided that no matter what you decide to do in and with your life, your mindset matters most. In fact, your mindset makes or breaks your success in this life in three ways: One-- Believing in Abundance Right now you believe many goals are attainable and many are not. The way we were raised and our current environment dictate our beliefs and unless we are challenged and taught to believe differently, we stay stuck. Today--open your mind up to abundance. Take a goal and rewrite it in an abundant mindset. Try to make yourself believe that you can accomplish it even if there is a nagging voice saying no way! Then put it where you can see it every day. It can be a financial goal or the number of articles you want to write next year. Whatever you want to accomplish, have, or do. It doesnt matter. Think abundantly and think big for yourself. Two--Manifesting What You Want

By: Sheri McConnell

Once you begin to think more abundantly and do it enough that it becomes a practiced mindset, then you will begin to easily manifest what you need, want, and deserve in life. Since manifesting is done in the mind, it in itself is another mindset. You should begin to consciously manifest what you dream of and what you need to accomplish your dreams. That is why writing down your goals is so powerful. It forces you to consciously manifest your wants and desires. Three--Welcoming the Change

The third mindset and the hardest and most important is being open to change. Many of us are very fearful of change and dont recognize that we are resisting an abundant life because of the safe choices we make. Me included. We limit ourselves because of that risk of failure. We get used to believing what other un-abundant thinkers think because at least then we dont have to put ourselves out there and fail. Change is goodit helps you grow. When you begin to expect change and thrive in the middle of it, you will increase your speed at which you succeed at your goals. 2011 Sheri McConnell. All Rights Reserved.

Sheri McConnell is the CEO of Sheri McConnell Companies, Inc. and the president and founder of two global organizations, the Smart Womens Institute of Entrepreneurial Learning (formerly the National Assn of Women Writers-2001) and the Global Institute of Associations-GIA. You can visit Sheri, access her free article archive, and grab lots of free stuff at http://www.smartwomeninstitute.com or http://www.giaconnect.com .

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The Art of Having and Attracting the Money You Want

I want to take a moment and set things straight around the concept of the millionaire mindset. Today, I want to talk about HAVING the money you want. The Wealth Attraction Evaluation Equation [Vision = Wealthy + ] [Resonance] [Focused Time + Magnet Attraction + ] [Asset + Asset + Asset] When you have a clear vision, you are wealthy.

When I say, Think Abundance, the first thing that comes to most minds is the lack of money flowing around and the fear that nothing is coming in. When I say, Think Abundance, around my wealthy clients (meaning they already feel they have plenty of money), I find they think about life experiences and love not money.

By: Jeneth Blackert

When we have money, our focus goes to something we want. When we dont have money, our focus goes to money. Wealth is not about material goods, its about being wealthy. Its about feeling wealthy within always. Its about embodying the feeling of wealth. For example, the feeling of having money is very different than the feeling of not having money.

Many people come to me, because their life isnt where they believe it could be. They are stuck in the creation process. It may be a tactical know-how need or a complete revamp of mindset. Either way, I put them through my wealth attraction evaluation equation. When you focus your present time on your vision, you attract what you need. When you feel in alignment with your attractions, you resonant. When you resonance you grow your assets. Three self-study questions to ask daily are: 1. What am I not allowing? When assets grow financial wealth is created.

Alternatively, if you arent attracting what you need, then you need to recalibrate internally. 3. What would it feel like to really have money?

2. What am I resisting and/or fighting (include feelings, thoughts, emotions, obstacles and even relationships). Business wealth creation requires daily focus, by asking regular questions we gain clarity about ourselves, our vision and our intentions. 2011 Jeneth Blackert LLC. All Rights Reserved.

Jeneth Blackert is the Founder of Jeneth LLC, a transformational lifestyle organization helping professionals and entrepreneurs clarify and communicate their message. Blackert is the author of several books and programs including Seven Dragons: A Guide to a Limitless Mind, Simple Marketing. www.Jeneth.com
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Open Sesame: Your Magical Doorway to Abundance

How do you define Abundance? It will be different for each one of us depending on our life experiences and circumstances. What I know for sure is that Abundance already exists no matter where you are in the circle and cycle of life. Can you see it, can you feel it? Abundance is foremost a feeling, a vibration and knowing that our lives are a full measure of infinite good and that we are channels of a benevolent Universe seeking to express itself through each one of us as well as through Nature. Carry cash in your purse. Every time you open your purse appreciate the abundance you have. Keep at least one $ 100 bill in your purse and spend it mentally several times a day. Enjoy the feeling of being able to buy what you want with the money you have. You can even photocopy more bills and add them to your purse. You brain does not know the difference. Visit 5 star Hotels or Cafes to get into the wealth vibe. Order a cup of tea. Relax and take in the lushness of your environment. Know that it is always there for you to come back and experience. Buy at least one food item you would usually not buy because it is too expensive. Allow yourself the luxury of feeling like a Million Dollars as you do so. Go into an expensive boutique and try on a garment you would not consider buying because of the price tag. Express how wonderfully affordable it is. Put it back on the rack and walk away feeling rich. Buy flowers for your home even if you pick them up from the reduced rate pile for now. Create a beautiful environment to surround yourself with.

By: Fatma Zaidi

Here are some fun ways to get into the feeling and experience of Abundance as you expand your consciousness. As you notice the Abundance that is, you will invite more of it into your life.

Buy a beautiful plate and cup for your meals. Know you are so worth it as you soak in the beauty while nourishing our body and soul.

Speak the language of Abundance. Use words like lavish, rich, wonderful, joyful, magical, serendipity, synchronicity and beautiful. Delete phrases like cant afford it and what a rip-off from your vocabulary. Collect money in a jar or envelop dedicated to Play and Fun or something your heart is desiring. Start with whatever amount you can easily put in. Be amazed at how the money starts accumulating. Go out and have fun and start it all over again. My clients love this process. Go for a walk and marvel at the lushness of Nature. 2011 Fatma Zaidi. All Rights Reserved. . Keep a Gratitude Journal and appreciate all that is good in your life today. What you believe you will see. So believe in yourself as a beautiful expression of an abundant Universe.

Fatma Zaidi is a Feminine Leadership Coach. She is passionate about inspiring and empowering women leaders and Soulpreneurs around the world through her VIP Days, Platinum Programs, workshops and teleclasses. She helps clients transform their wealthconsciousness and claim their magnificence by applying divine feminine principles to life and business. www.YourSoulSanctuary.com
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Think Like an Instant Billionaire

In sifting through emails from a R&D survey I launched a couple of years ago, I read the responses, and honestly, I wanted to cry. Dont get me wrong. Its not that I havent been aware that most solopreneurs have very low expectations of what could be made in self-employment (Ive been at this for almost 10 years after all!), but I just didnt know how LOW. Until I got the responses to the following question: What is the most amount of mo-ney you see yourself making as a selfemployed person? Not just this year, but EVER. Close to 200 solopreneurs (mostly female) wrote in and shared with me their Most-Ill-ever-make-in-a-year numbers. What shocked me was that the number itself was really LOW and the majority of people wrote in numbers within a short range: between $50,000 and $75,000. Sure, a couple of them wrote in $150,000, but even THAT seemed like a far cry from what I *know* is possible, when you shift the way you work, get good marketing in place, create systems for everything, outsource, and set up leveraged and passive streams of in-come. But what really got me choked up was they didnt BELIEVE it was possible and worse, some didnt feel they deserved it. Their MINDSET wasnt accustomed to thinking BIG, and truthfully that made me very sad, almost depressed. So I went about adding it to my Client Attraction coaching curriculum.

By: Fabienne Fredrickson

I had to find a way for them to stretch their thinking of what might be possible for them. Then I thought of an assignment Id gotten years ago from my very first coach, Talane Meidaner, author of Coach Yourself To Success. Back when $3,000 a month seemed like a BIG goal for me to reach in my private practice, she asked me to pretend I was an instant billionaire. The goal was to expand what I believed was possible for me and to do it in just 5 minutes time. Essentially, this Billionaire Game was about tapping into my every wish, desire, dream, and hope Ive ever thought about. Where I wanted to travel, what I wanted life to look like, what I wanted to have, how I wanted to set up my business. What I liked about this exercise is the 5 minute limit didnt allow me to think too much and instead to just do it. So, I set my timer and frantically wrote down all the things I wanted for my life, and my business. It was a LONG list, and when I was done, it felt actually freeing to see what Id written down. What I realized is many of the things on the list werent that far of a stretch, and I could live many of them NOW, if I made a few changes. But it also got me to start dreaming and imagining BIGGER things for my life. The coolest part is it helped me expand what was possible for me. Things arent THAT out of reach and you can live a billionaire lifestyle now, which then feeds your mindset even more that you DESERVE to make more. When I look back at the list I wrote back then, its really cool to see Im pretty much living that exact life now. Give it a try. This game will help you get past your restrictions around money. Grab a paper and pen. Imagine youve just become the billion-do11ar lottery winner. Not just a mi11ion. You now have more money than youll ever be able to spend. Set the kitchen timer and see if you can come up with 100 different things. Dont worry about any practical considerations of your list. Dont let anything limit or stop you. You can do, be, or have anything you want. This is about expanding possibilities. Most of us start out way too small. Try it and let me know how it goes, OK? 2011 Client Attraction LLC. All Rights Reserved. The condition of winning; however, is you must write down 100 different things, whatever you want to be, do, or have on a piece of paper, and you have only 5 minutes to do so. So write fast, without over-thinking. Remember to write down every wish, desire, dream, and hope you can possibly think of.

Fabienne Fredrickson, The Client Attraction Mentor, is founder of the Client Attraction System, the proven step-by-step program that shows you exactly how to attract more clients, in record timeguaranteed. To get your F.R.E.E. Audio CD by mail and receive her weekly marketing & success mindset articles, visit www.clientattraction.com .
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What Does Carrie Bradshaw from Sex In The City Know About Shoes?
Plenty, but she knows nothing about money!

By: Maureen Campaiola

Lately, why I watch has less to do with who the girls are bedding and more to do with how Carrie Bradshaw handles money.

In one of the earliest shows the writers lay the ground work for what the viewer will see as Carries lifelong problem with money. Picture this: Carries standing in front of Dolce and Gabanna mesmerized by the greatest pair of high heels she has ever seen. She has had a bad day and she knows these strappy sandals will make her feel phenomenal. There is so much wrong with this picture I barely know where to start.

She decides to make the purchase when suddenly the shoe clerk whips around, cuts her American Express credit card in half and exclaims, They told me to do that and now they want to talk to you! as he abruptly hands her the phone. Out of nowhere, an old female friend tells her not to worry and buys her the shoes! She has been rescued, both from her humiliation and from the disappointment of not being able to have what she wants! She leaves the store, happier than ever with her new Dolce strappy sandals. This vicious cycle creates a massive amount of debt that is sinking her financially. But she cant help herself...she MUST have what she desires! Great line but, ooch! Imagine spending $40,000 on shoes and now finding yourself without a place to live? So, what does it really take to break that vicious cycle?

First, Carrie has a serious problem with how she handles money! What she sees she wants and want she wants she must buy.

She spends most of the series buying shoes she cant afford and finally realizes it when she proclaims: Ive spent $40,000 on shoes and I have no place to live? I will literally be the old woman who lived in her shoes! So many women have been caught up in this very cycle that Carrie finds herself in. I want it, I buy it, I regret it, and I do it again anyways. Carrie is clearly Money Foolish...her primary motive in spending is to achieve emotional goals - its not just because she has to have the newest Manolo Blahniks. So in order to break this cycle she must first step outside of her spending long enough to see the way in which she uses money and then identify either the anxiety or fantasy that her money spending represents.

Sounds heavy doesnt it? Well, it is. If you never look at the reasons why you overspend you can never really get a handle on how to fix it. Its just like the over eater who needs to journal every piece of food she consumes. Through that process she comes to realize exactly how she over eats and how to create better habits.

The Money Foolish woman needs to do the same. Keeping a journal of what youre spending is a good first step to getting a handle on over spending habits. 2011 Maureen Campaiola. All Rights Reserved.

So, if you see yourself in Carrie Bradshaw, overspending, overcharging and then feeling awful about it think about writing it all down before its too late.

And the next time you see a hot pair of shoes, step away and remember you dont want to end up like Carrie - living in her shoes.

Maureen Campaiola, of www.BreakthroughYourMoneyBS.com . A recovering spendaholic, and someone tittering on the brink of bankruptcy, Maureen faced her money drama head on and now enjoys the freedom only true financial recovery can bring. She changed her money story and shes here to help you change yours!

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What Do Money and Sex Have in Common?

Money and sex are the two most powerful aspects within our physical reality. It was sex that made it possible for us to exist in human form. It is money we rely on to supply us with everything from our basic needs to the luxuries in life. So, what do these two words have in common? Heres a clue: one causes the most pain and fragmentation as a society. The awareness of the other liberates us.

By: Taylore Ashlie

The first thing they have in common is the combination of two words: guilt and shame. Why is it money and sex carry so much guilt and shame for so many? It is primarily the result of abuse, media, debt, family legacy, feelings of incompetence and distorted man made religious teachings. Guilt and shame traps us in an illusion of lack of self worth. We all make choices we wish we had done differently, and sometimes they are painful. We then have a choice to stay in self blame, or to transform our pain to wisdom. The other thing money and sex have in common is Sacred connection. As we consciously make this connection it liberates us and creates a feeling of joyful expansion, because once we practice making this connection, at the very core of our being we feel it resonate as pure truth. When you recognize that money is a Sacred exchange for your unique gifts, and consistently express gratitude for this exchange, more and more you will experience a feeling of expansion around money. Feelings of expansion, always yields more expansion, whether the expansion you desire is financial abundance, love or health. Sexual energy is a powerful force, so much so, we want to be especially careful with whom we choose to share and meld this energy. It is the one element that makes it possible to transition from the nonphysical realm into these physical bodies. Sexual energy is at the core of creation, and is integrally woven into who we are as Divine Source energy beings. Teach our youth how to make this Sacred connection, understand the power of their sexual energy, and become aware of their Divine magnificence, then we will see a decrease in teenage promiscuity and pregnancy. As adults we have a responsibility to come into alignment with money and sexuality so we can be healthy role models for the next generation. 2011 Taylore Ashlie. All Rights Reserved.

As you acknowledge this Sacred connection, and invite Source Energy to be a part of your sexual experience, it has more fullness, the sensation feels more intense in the most beautiful way, and you experience bliss in its purest form. It was always intended for sexual pleasure to be a spiritual experience, with or without a partner.

Taylore Ashlie is a Certified Money Breakthrough Method Coach, and business building expert. Her Beloveds in Business Coaching Series, offers two categories: Business Coaching and Intimacy Coaching. If you want to make more money doing what you love, deepen your intimacy and Sacred connection, visit http://www.ThePlayfulPartnership.com Success in business, bliss at home.

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Taking Care of Yourself Three Steps to Leave Under-earning

Women are still brought up with the myth that someone else will take care of us. That someone else is better equipped to take care of us than we are. It is interesting that women are brought up to take care of children but not considered able to take care of themselves financially. Women are considered better in relationships. They are the relationship masters. In the relationship that is going to be the longest relationship in their lives, they claim ignorance. Many behave as they are and cannot be good at that relationship. And that is despite the fact this relationship will dictate how they live their life. I am talking about the relationship with money. Step 1: Acknowledge that you are enough.

By: ElinAnna Bjarnadottir

You dont need anyone else to rescue you; you can rescue yourself. By accepting responsibility for your own life you take back the power that you may have given to someone else. That power was always yours. You know yourself best. You know your dreams, longings, desires and needs. Whatever you choose to do you will live with the results, for better or for worse. It is the power to make things happen. To take risks. You are the one that is going to live with the results, not the other person. When it comes down to it, you got what it takes to make the change in your life; you know what you need. When you take your power back, you have the power to ask for what you want. No one knows you better than you. So it is up to you to ask for it. No one can be better at this than you. It is your responsibility to take care of you. When you take the responsibility for yourself, you take on the role of the caregiver for yourself. The better you take care of you, the better you are in living and enjoying life. When you ask for the rewards that are yours there is selfrespect and honesty. By not waiting for others to give us things, we stop being the victims and grow stronger. Step 2: Start asking for what you want. Accept where you are now and forgive yourself for making decisions that got you where youre at in the first place. Mistakes are lessons that help us grow and learn in order to live a bigger life. Mistakes are only mistakes if we refuse to learn from them. Otherwise they are lessons we take and can learn from. There is a saying; Life without mistakes is a life not lived. They are the lessons were we learn to live life. That is how we grow, and live the life we were meant to livea life that is bigger and with more enjoyment than the one where we take no steps to grow. Step 3: Be gentle with yourself. We begin by acknowledging that we are enough and we take our power back. Standing in that power we ask for what we want. Then, we welcome the lessons we get from our mistakes and for the opportunity to grow and be able to live a life of abundance. 2011 ElinAnna Bjarnadottir. All Rights Reserved.

ElinAnna Bjarnadottir is a prosperity coach who teaches women how to stop underearning and finally start making more money so that they can have more independence, time and fun than ever before. To reach ElinAnna visit: http://www.fromunderearningtoabundance.com .

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Start With a Healthy Money Mindset

If its money thats stressing you out, its high time to do something about it. One of the ways to eliminate the stress is to make more money, right? You expected that from me, didnt you!?! And I know what youre thinking, thats not so easy! Wait a minute. If that is what youre thinking, you need to start with your mindset and examine your relationship to money first. Youll have a hard time increasing your income with a negative attitude about money. Assess Your Limiting Beliefs Money is one of those things you probably have strong opinions about. You may be aware of these opinions, or not, but close analysis is a must. Analyze all of the things you believe about money and write them down. For example, do you believe you have to work hard to ever get rich? Add to that list all of the things your friends, parents, and relatives said about money when you were growing up. For example, did you hear your parents or grandparents say money is the root of all evil? (Dont analyze your thoughts just yet.) Simply write down what you believe and what you heard growing up.

By: Loral Langemeier

Stress about money is most often self-inflicted. Youre doing it to yourself. So the first thing you need to do is change your mindset because when youre more positive about money, it changes the way you manage it. Whether you believe it right now or not, small changes in your thinking can make a big difference in your bank account!

Now, one belief at a time, take a look each of your negative thoughts about money. Do you really believe that? Why do you believe it? Why not? What experiences support or disprove that belief? It may take you several days to work through this list of beliefs. Thats okay. At the end of the list you will have a new belief system about money. Because chances are the things you thought you believed about money arent really true. For instance, the biblical verse is actually the love of money is the root of all evil. Contrary to Gordon Gekkos Greed is Good speech that he gave to the Teldar Paper shareholders in the movie, greed is not good. But money IS good. Not only can it make your life easier, you can do a lot of good through philanthropy once you have more of it. Whether the conversation you have about money is in your head or out loud, keep it positive. When you catch yourself being negative realize that those thoughts are nothing but false beliefs. 2011 Loral Langemeier. All Rights Reserved. Money is a part of life. Changing the way you think about it can change your life. Take a look at your beliefs. Explore your thoughts. Carry on positive conversations with yourself and others. And embrace new habits that make a real difference.

Loral Langemeier, CEO/Founder of Live Out Loud, international speaker, money expert and bestselling author of the Millionaire Maker 3 book series and Put More Cash In Your Pocket. www. liveoutloud.com

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Whats Your Money Vibration?

Do you know what your underlying beliefs, thoughts, and feelings are when it comes to money? Does money flow to you easily and effortlessly? Do you feel good when you think about money? If not, then perhaps its time to decipher your money vibration. Money, as with all things, is energy. It has a frequency or vibration. It reacts the way any energy does in that it is attracted to like frequencies or vibrations. Therefore, if you have an abundance of money, you are vibrating abundance and if you are lacking money, you are vibrating lack. If your beliefs, thoughts and feelings around money are negative in nature, then you are more than likely repelling money and attracting, instead, more circumstances that confirm your current lack. So, how can you change your money vibration? The first step to take in changing your vibration is to get in touch with your current beliefs, thoughts and feelings about money. What did you observe in your environment growing up when it came to money? What did you learn from your parents about money? Write all these things down and notice how you feel as you do. Are these observations producing feelings of well-being or are they producing feelings of anxiety? They way you feel is your guidance.your internal guidance. What this means is simply if you feel good, you are vibrating in harmony with what you desire but if you feel negative in anyway, you are not in harmony with what you desire. Once you know where youre vibrating, you can intentionally choose new thoughts and beliefs around money which will produce new and more positive feelings thereby bringing your vibration in line with your desire.

By: Rev. Elaine C. Torrance-Gingrich

There are many ways to instil new thoughts and beliefs into your psyche. Hypnotherapy is an effective method as is practicing affirmations on a daily basis to help shift your beliefs. A more practical way is to look for and identify ways in which money currently serves you well. For example, you are on your way to work and you stop to buy a cup of coffee and maybe a bagel or some other treat. You have the money to do this every day and you can do it with ease every day and you feel good doing it. Here is one way in which money serves you well. Youre walking along and notice coin along the way and you pick it up. Here is another way money serves you well. When you can tune in and turn on to the way money is already working for you, you will start to show and feel appreciation and its the appreciation that will instil feelings of gratitude and well-being which will, in turn, attract people, things, circumstances and opportunities that will serve to further instil those positive feelings within you. This is how your vibration changes and this is the energy from which true magic can happen! 2011 Rev. Elaine C. Torrance-Gingrich. All Rights Reserved.

Rev. Elaine C. Torrance-Gingrich teaches women facing the challenges and transitions of midlife, how to develop and strengthen their connection to their own Inner Goddess so they can create their most magnificent life with more abundance, laughter, and magic. To schedule a Free Discovery Session, email info@avalonianmoon.com or visit www.avalonianmoon.com .

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An Open Heart Manifests More Money

As an energetic and emotional being, you attract or repel love and money based on the quantity and depth of your wounds. These wounds, in turn, determine how low or high your self-worth is.

By: Reem Shibel

Energetically, everything emanates from your inner world and extends out into the outer world. At the core of your inner world is your HEART. Its your vibrational centre and the gateway that connects the physical body (issues of survival, reproduction, and identity) with the spiritual body (issues of speaking your truth, intuition, and higher consciousness). LOVE wounds consist of unmet needs and MONEY wounds consist of fears and limiting beliefs. The love wounds are inflicted first, and they underlie the money wounds. As your basic needs for love, attention, and even food and shelter go unmet or barely met, you begin to develop fears and limiting beliefs about your ability to survive, to be loved, to be worthy, and to succeed. How much money you allow into your life is affected by a number of essentials such as cultural norms, career direction, familial attitudes about money, etc; however, at a deeper level, your income is determined by your selfworth, so even when all the basics are in place, you may still find it challenging to create a prosperous life. Love wound + healing = money breakthrough Money wound + healing = prosperity

Youre born with a whole heart. Then your parents begin to imprint you with their own wounds, fears, and beliefs as they raise you. This wounding happens unconsciously and often unintentionally on the part of parents. On a soul level, you choose your parents based on the lessons you need to learn and the growth your soul needs to undergo, so these wounds are not accidental. Youve chosen them in order to evolve. These wounds will magnetize certain people and situations to help you heal. Therefore, relationships and jobs are two of the best vehicles for healing your heart and restoring your self-worth and net worth. Your self-worth is a direct reflection of the depth of your love wounds, and the depth of your love wounds determines how deep your money wounds are and how much money you allow into your life. For example, the love wound of the need to be liked manifests as the money wound of over-giving with your time. The love wound of not being smart enough manifests as the money wound of being satisfied with less than what you deserve. Tip 1: To have a money breakthrough, identify your patterns in romantic relationships. Tip 2: To become prosperous, identify your limiting beliefs about money by looking at your parents beliefs about money. Each time you want to break through to the next income level, a new facet of a love or money wound will surface and will require healing. Your outer success begins with your inner success. The more you invest in your selfawareness, the more successful you will be in your life. 2011 Reem Shibel. All Rights Reserved.

Reem Shibel is an IAWBC Certified Money Breakthrough Method Coach, a Belvaspata (Healing of the Heart) Grand Master, a Reiki Master, and a practitioner of the Advanced Learning Path Integrated Technique and Past Life Regression. Check out her web site, http://www.ReemShibel.com , for a complimentary download of the Money Wounds Assessment.
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Create a GRACEful Path to Abundance with These 5 Self Honoring Steps

When you value your inner gifts, the keys to success, abundance and personal freedom, others value you too. The exchange of money in your life and business becomes easier. You feel genuinely abundant and things flow forward in the right direction. Your creative energy and ability to manifest are heightened. There is more balance and you stand in your power, full of confidence able ask for and receive what you deserve and claim the success you desire. A key piece to creating the money we deserve is, I believed, aligned with our ability to live an abundant life. Heres five steps to help you create a GRACEful path to an abundant life; one thats the perfect balance of personal freedom, great opportunity, generous income, and plentiful self honoring. Step 1: Grounded Understanding and Healing With grounded understanding, you set yourself solid, supportive foundations ripe for inner healing allowing you to establish new loving, nurturing, and empowering beliefs to support a prosperous future. Having confident self worth, belief, and self-love are key to having authentic abundance in your life. This step is about easily melting away any guilt, self sabotage, or issues holding you back so you can move forward with confidence and a genuine sense of inner peace. Step 2: Release and Renew I know when I release and renew I shift everything in my life to the positive and riches flow my way in the form of more money, more clients, and fabulous opportunities. Step 3: Accountability and Action Its important to sort out the beliefs, mindset, and emotions but taking accountable action is about walking the path holistically and stopping along the way to check where you are. Its simple really. You cant get results without action.

By Shannon Bush

We all inherit beliefs, patterns, and behaviors that dont serve us. To create an abundant life you need to understand and heal what youve inherited its about learning to love yourself, life, and business again and to create new beliefs to represent the woman you are creating.

A key piece to creating the money we deserve is, I believed, aligned with our ability to live an abundant life.

When faced with a choice say; I welcome abundance and wealth freely into my life so what action do I need to take to support myself now? Look within and allow the answer to flow without judgment. Trust in what you hear and take action from a place of self love rather than fear. Connection and celebration are about gratitude and recognition. Its about connecting to your internal and external world to recognize what you have to rejoice in your life and then its about celebrating that daily. When you come from a place of connection and celebration, you more easily attract abundance. Step 4: Connection and Celebration

continued...
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Create a GRACEful Path to Abundance with These 5 Self Honoring Steps continued
The final step on the GRACEful Path to Abundance asks you to respect your relationship with abundance and to know exactly what you need to craft the personal freedom and outcomes you aspire. Its a process of honoring and the ultimate in self-value. Hold this relationship in the highest regard, nurture it, and celebrate it. Let it inspire and empower you. Youll find balance in your life and a new sense of freedom, confidence, empowerment, abundance, and success. Step 5: Empowered Personal Freedom 2011 Shannon Bush. All Rights Reserved.

Shannon Bush, The Creative Possibility Coach, mentors incredible women entrepreneurs to become Goddesses of Personal Freedom. Known for her innovative, creative, feminine approach, Shannon is passionate about teaching women easy to implement, powerfully effective methods to increase their income, create more time off and confidently feel abundantly rich and succulently alive. www.creativepossibilitycoach.com

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Would you mind if I take back my money power NOW?

With old-timey record players my Dad, the audiophile, taught us dont scratch the record. Vinyl records are susceptible to scratches a scratched record makes the needle pop out of the track or stop completely when the needle gets stuck in the groove.

By: Michel Bailey-Lessirard

Shamans believe that soul loss is the most common source of illness and depression as well as a variety of mental and emotional disorders. Experiencing a trauma leaves an imprint on the energetic body- your deep groove is the sacred place of the wounded healer/teacher. The emotions skip a beat and/or get stuck in the groove from the soul loss. This is the mess we came to share; but if we are not paying attention then we miss the blessing. How the Moon heal my soul loss? When Moon meets-up with the Sun- at the New Moon- the Universe offers a way to tap into in shadows our emotional life and pin-point where I lost power and how it is affecting me today. Following the Moons journey from new to full helps you manifest dreams in a proactive rather than reactive way. From a shamanic perspective your soul loss contributes to not charging what youre worth, over giving, hoarding and over spending with money- i.e. your family legacy and generational soul loss may be keeping you stuck and broke. Know it is not necessary for you to have a working knowledge of astrology- your hearts desire creates the container for the experiences to unfold magically in a deeply sacred way. Working with the Moon every 28 days helps spirit-led women transform. If you hit a deep groove at a new moon opt for time in nature, energy/body work, talking with friends and journaling to express the feelings. Create. And hey a dark chocolate Dove treat also helps. Expect a shift by the Full Moon. Journaling questions: Find the grooves: How are these stuck in the groove moments affecting my ability to be seen and heard? To be valued and respected. To be enough- have enough. How am I leaking money around this issue? 2011 Rev. Michele Bailey-Lessirard. All Rights Reserved. As spirit-led women we revisit these scratched moments (consciously or unconsciously) and find our way through it when the Sun/Moon and/or planetary energies pass over the soul record. How quickly we recognize were in it is a game.

Create a timeline: Where did I lose power and how is that affecting me today? What life changing events happened in my life? Death, divorce, birthsevents that shifted you. Tag it to a month, pay attention to the New Moon that month, show up and take back your power. Celebrate. Restore the power by doing your own soul retrieval: How does the past hinder my ability to create wealth in my business life today? Wake up at the New Moon, surrender at the Full Moon with compassion and love.

Reverend Michele Bailey-Lessirard is a shamanic teacher, SoulCollage facilitator and certified Money Breakthrough Method coach who loves leading spirit-led gals from woo-woo to whos who over at the Global Alliance for Shamanic Women Entrepreneurs- marketing for healers who are ready to go be seen by choice. http://asweconnect.com

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My Big Revelation About Money and Men

Have you ever had one of those ah-ha moments when answers to a bunch of problems in your life suddenly got connected like a dot-to-dot drawing? That recently happened to me.

By: Dawn Allen

Ive struggled with my finances almost as much as Ive struggled in my relationships with men. What I didnt realize was much of my desire to be with a man and get married was because I felt so stuck in my life and not in control of my financial future. I was looking for a man to rescue me, because I felt trapped. Part of me was choosing a man based on whether or not he could provide for me, instead of whether or not he was a really GREAT man. I realized sadly, I was looking to a man to provide for my security. I didnt feel like I needed a man to complete me or my life. I had a career that allowed me financial security, creativity, freedom, and peace of mind. I didnt NEED a man to provide those things for me I could give them to myself. And the sacrifice to my self-esteem too great, because ultimately I felt trapped there too. I just took my trapped feeling self from one place of entrapment to another. A relationship of choice. Not one of need or dependence, because I had created my own financial security. Have you been putting your life and dreams on hold waiting for the right man to show up? 2011 Dawn Allen. All Rights Reserved. So how about you? Is there any connection between your relationships with men and your relationship with money? When I decided to take control of my future, and chose to surround myself with people who believed in me and supported my success, not only did my financial picture quickly change for the betterSo did my relationships with men. I felt free to choose from a place of desire, not need.

Instead, I could now choose a man based on my desire to be with himI had stayed in relationships in the past NOT because they were great relationships, but because of the security they gave me. And because I was too afraid to be on my own. But the pain and frustration of those relationships became too much to bear. When I realized I was NEVER going to be happy as long as I was dependent on a man, I finally broke free from that self-defeating pattern. When I finally took responsibility for my future AND my happiness, I FOUND the love of my life.

Cleaning up my relationship with money worked like a charm to bring me the man of my dreams. It was all about my self-worth. When I valued myself enough to receive more money, my self-worth with men increased as well.

You DO deserve a great life of prosperity, passion, purpose, AND love. And you CAN have it. Give yourself the gift of self-worth and watch the miracles start happening.

Dawn Allen is a Love & Prosperity Expert and author of the forthcoming book, Meet and Marry Mr. Right, 7 Steps to Magically Magnetize the Man of Your Dreams (The Feminine Process to Finally Finding & Keeping the Right Man Once & For All). Receive her free E-book, 4 Secrets to Finding Your Soul Mate, at www.DawnCarylAllen.com

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Which Comes First, the Money or the Feeling?

So many of the people I work with believe that if they had more money they would feel better, that a flush bank account promises ease and financial peace. I certainly understand.

By: Julie Flanders

But in over three decades of helping highly creative women generate not just financial wealth but true abundance, joy and prosperity, I have observed this it is easier, and more powerful, to release the belief that money is the reason for your happiness, to start feeling good FIRST, and to realize that its your good feelings that cause money to come to you. Unfortunately, we are pummeled daily with images of greedy people grabbing for wealth at the expense of others. Greed would seem to promise impressive rewards but the results are hollow. Greed is actually the opposite of abundance because it grows from fear.

Money actually RESPONDS to positive feeling. It flows toward those people who contribute, create, share and enjoy their work, play and life. Abundance is about balance. It is about realizing that experiences are more important than appearances; and about focusing on whats happening inside your life. Are you healthy? Are you enjoying your relationships? Are you at peace? Is your life fun? Do you have a sense of freedom, joy, possibility, enthusiasm, anticipation? A good relationship with money is fundamental to health and well-being. But money without a sense of self-worth and peace of mind is like the pink cheeks of a fever it looks healthy, but its really a sign that somethings wrong. One of the great surprises of my professional life was when I began to work with people who had huge amounts of money, but were living as if they were poor. They were in so much fear of losing their money, or not being able to replace it, that they could not enjoy its benefits. Money tends to be an amplifier increasing the energy that created it. People can, of course, create money from fear, but that money will be different than money we create from joy, or love, or a sense of well-being. Money created from fear does not alleviate fear, it increases it. When money is created from joy, the essential energy of joy finds its way into every aspect of a persons life, including their freedom to enjoy, and to grow their abundance even more. 2011 Julie Flanders. All Rights Reserved.

As you move to create more money in your life, consider starting with the right energy; allowing all the abundance you wish to attract to reflect that energy back to you as it inevitably will.

Julie Flanders is a NY-based Creativity and Achievement expert who helps people be, do and have what they want. www.julieflanders.com

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If Money Was a Man, Would He Date You?

That is a crazy question? But this is the question I awoke with this morning. This crazy question has me thinking a lot about relationships and how they are reflected in our money. So let me ask you, If money was a man, would he date you? It hasnt been that long since I was back in the dating game, so this is pretty fresh. Go with me for a minute here? Let me ask a more specific question If money was a man would he date you based on how you talk about, to or treat him?

By: Tammy Hardin

Have you ever dated someone who talked bad about you? Okay get honest. Most girls have had this experience at least once. He is the guy who maybe talked to his buddies poorly about you. He said things to them about you being fat, dumb, too high maintenance, a pushover, a b#!%^ or some other not so nice thing? Or worse he said these things to your face? Some of you are thinking that is insane, I would never go out with a guy like that! For the girls who did go out with or date this guy, they are remembering the pain and confusion of this encounter. Lets put the money twist on this! No one wants to hang out with someone who says mean things to or about them. No one wants to be around someone who is constantly saying negative and unsupportive things.

So, how do you talk about money? Are you kind, thoughtful, supportive, excited, respectful, etc? Or do you say mean things No matter how hard I work there is never enough, Every time I get ahead it finds away to go away, I hate money, I am scared of money, Money stresses me out, Money goes to everyone but me, Money pisses me off, I wish I never had to think about money, It is only money, I will get more, I dont think about money, I just make it. Any of these sound familiar to you? What are you saying about money? What is the constant message you are telling yourself and others about your boyfriend, money? Are you like the mean boyfriend saying negative things either behind its back or to its face? Is your money looking at you thinking what a jerk and going somewhere else to hang out, where it is appreciated, cared for and fun to hang out with? The purpose of my analogy is to help you wake up to your inner and outer dialogue about money. Your thoughts and words are creating the reality in your checking account. 2011 Tammy Hardin. All Rights Reserved. The challenge - for the next 24 hours be aware of what you are thinking or saying about money. Our spoken words start with our thoughts, both are necessary to be aware of. Then come back to the million dollar questionIf money was a man would he want to date me (based on how I am thinking and speaking about him)?

Tammy Hardin is the Head Coach at Game Changer International. She has spent over 20 years formally and informally dedicated to empowering women to overcome their stumbling blocks taking their lives from stuck to unstoppable in their personal and professional life. Play your personal Game to WIN! www.gamechangingcoach.com

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Money Worries are a Faith Issue, Not a Financial One!

Money wont fix it!

As the world economy rebuilds from the economic collapse of the last few years, many people are feeling afraid. Anxiety about money pervades our Western culture. We have a constant, nervous conversation about losing, making mistakes, getting cheated, and suffering financial disasters. We worry that there are not enough time, resources, deals, education, opportunity, land, businesses, clients, people, energy or information.

By: Karen Russo

It may feel like all you need right now to address your fears is more money, right? What Ive discovered in years of research about the connection between money and spirituality shows something that might surprise you. Money worries are ultimately more of a faith issue than a financial one!

When youre afraid about money and you do get money, you can absolutely get some short term relief in your circumstances. However, if you dont address the fear, it will come back. The basic anxiety about money comes from an idea, a thought and a sense of separation. You think youre a finite being defined by your income statement and your balance sheet. When you feel separate from the eternal, abundant, infinite source of the all-good, you get scared. The problem of scarcity is an issue of faith, and the solution is a spiritual connection to your wholeness. Fears about money stifle your Spirit. You can free yourself by modeling conscious wealth creators. These individuals are both financially successful and connected to larger purpose in their lives. They handle financial concern by being intentional about cultivating their spiritual connectionthey choose what they have faith in. They place their faith in the source behind the channels that money comes through. Shift money worries with present moment gratitude. In all the research, interviews, and workshops I completed, the number one thing that people said they really want is not millions of dollars, but peace of mind. The next time you feel concern about paying a bill or taking a financial risk, use that emotion as a signal to stop, shift, and cultivate the experience of spiritual connection. Start with gratitude to create a sense of peace. Take a deep breath and look around your money life. Be grateful for the source behind the money that does flow to you. Appreciation fills your mind, calms your breathing and allows your body to relax. Now choose to act, speak, invest, spend, and save. Youre building your faith in financial peace of mind. 2011 Karen Russo. All Rights Reserved.

People who are anxious, upset, and distracted dont make the best financial decisionsand they dont feel inspired, grateful, and generous with their moneyor with sharing their gifts with the world.

Karen Russo helps you release fear, anger, and overwhelm to discover peace and financial prosperity! Shes the author of The Money Keys, endorsed by Dr. Michael Bernard Beckwith, Katherine Woodward Thomas, and Loral Langemeier. Escaping the Money Traps of Scarcity, Superstition and Survival Mode book chapter and audio at http://www.TheMoneyKeys.com

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3 Keys to Transforming Your Relationship with Money

I want to ask you a blunt question today. If money was your friend, what would it say about you? Or would it have more complaints than praises about you, asking: Why do you only call me when you need something?

By: Carolyn Ellis

I know this may seem like an odd question, but I really want you to think about it because the answer means everything as it relates to your financial success this year.

Would money describe you as a caring and compassionate partner, one who is fully committed to her growth and sustainability? Why are you so ashamed of me that you refuse to deal with our issues in an open and honest way? or Why do you lock me up like a prisoner and keep me away from the rest of the world?

If youre giving your money the cold shoulder energetically, youre setting yourself up for struggle and scarcity. Its critical that you do whatever it takes to make sure your relationship with money is healthy, supportive and primed for lasting growth.

Otherwise your lack of clarity and struggles in this area will sabotage your cash flow every single time. Youll start making more money only to see it flow out the door faster than ever. Youll struggle to support the causes that are near and dear to you. Youll start to hold back on treating yourself to the experiences youre longing to have. But if you put the following 3 simple keys into action, youll discover how to make money your new BFF and open the doors to abundance! Key #1 Give Loving Attention to Your Money Like any good friend, we need to pay attention to our money regularly. As one of my mentors, Kendall Summerhawk, likes to say money loves attention. Money will get it your attention one way or the other, whether positive or negative. The simple act of tracking your income on a daily basis is a great step to shift your relationship with money. Money is simply a form of energy that flows and circulates in the form of green paper. The more we can focus our energy and attention, the more powerfully we can direct it towards creating and receiving abundance. Stop energetic leaks like unpaid bills, uncollected invoices, and unopened piles of mail or unfiled paper work that fracture our attention and drain our energy. Key #2 Stop Your Money Leaks Key #3 - Climb on Your Own White Horse 2011 Carolyn Ellis. All Rights Reserved.

The brilliant woman shows up as a spiritual grown up around her money, not the little girl who waits and hopes for somebody else to come along on the big white horse to rescue her. Educate yourself and get whatever support you need. Realize its time to saddle up and that you are the only one who can take charge of your life.

Success Strategist and award-winning author Carolyn Ellis founded BrillianceMastery.com to support women entrepreneurs to create businesses with purpose, passion and profits. She is a certified Money Breakthrough Method and Money, Marketing & Soul coach. Visit www.BrillianceMastery.com to learn more and get your free Breakthrough to Brilliance Toolkit.
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A Woman Who Wins

I am opposed to millionaires, but it would be dangerous to offer me the position. ~Mark Twain~

By: Lorraine Edey

Several months ago I decided I wanted to get smarter about money and a woman who wins wants to be smart about her money.

I began reading Prince Charming Isnt Coming How Women Get Smart About Money. Barbara says: The Prince Charming syndrome is alive and well. Its as rampant among the twenty-and thirty somethings as it is with the baby boomers. Women know full well they should do something, but they still arent doing it. The recognition is there but the resistance is stronger. It is during this time that I realized I too was waiting for my Prince Charming to whisk me off into financial bliss. He would do for me what I could not and did not want to do for myself. If I was going to be a Woman Who Wins at the money game, then I had to begin to take total responsibility for my money. To be a Woman Who Wins I knew that I must: Feel fully empowered around money Understand how to make my money work Make a firm commitment to my job or business and stick to it Learn to speak money language Stretch into new ventures Think BIG Take extreme care of myself in body, mind and spirit Analyze my spending pattern and put a plan into motion Move from Scare City to Wealth City Save regularly and My revelation was that I had to become my own Princess Charming. Using all the above tools I was able to move in a new and more exciting direction. Financial Freedom became my mantra. I felt a surge of power that I had never experience before. I claimed my right to manage my finances and the most amazing thing happened, my relationship with my husband began to change dramatically around money. The power struggle was over. I was now empowered and he appreciated this new confident woman that had emerged. He felt he now had an ally; we were a team that could now harness our strengths to become financially solvent. Invest money wisely

I am opposed to millionaires, but it would be dangerous to offer me the position. ~Mark Twain~

The Oppenheimer Fund in 2008 states that Women are marrying later in life, getting divorced more frequently and outliving their spouses by an average of seven years. As a result, nearly 90% of all women will end up managing their finances alone at some point in their lives.

continued...
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A Woman Who Wins continued

A Woman Who Wins knows when she needs help and reaches out and creates the support she needs. As women we tend to take care of everyone else and neglect ourselves. Whos available for you? Create a support system, join a networking group similar to Heart Links, develop a board of directors for your life, hire a Money Coach, a Financial Planner or join a Money Club. Take Action Now!!!! Be a Woman Who Wins. 2011 Lorraine Edey. All Rights Reserved.

Lorraine Edey, LCSW, PhD, ACC, Second Time Around Love Expert is your money and relationship expert, author, coach, speaker and trainer. Lorraine helps people create the life they want by discovering their inner wealth. Lorraine assists individuals in developing a new paradigm around money and loving relationships. www.coachinginspirations.com

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Where Does Your Time Go?

When you gain clarity around your relationship with money, one of the most positive results is that you become aware of how and with whom you spend two precious commodities: your time and your energy. Your priorities become straight and your energy is used more wisely as you become cognizant of the fact that a prosperous life is one where you use your energy towards things that deepen your sense of purpose and well-being. The simplest way to get awareness around your Time, Energy, and Money factor is to track every single thing you do in a day by making a list on paper. Then, go through each activity and ask yourself the following questions: How much time did each task take? How much of my energy did it require of me? What is the quality of energy I received in the doing of it? How much money did it cost? Or how much money did I make given the Time and Energy I put into it?

By: Helen Kim

Which of all these activities matters most to me? What tasks could I curtail or give to someone else to take care of for me?

Do you create busy work for yourself as a form of procrastination a form of resistance? I remember how lost I felt when I first hired someone to assist me with administrative work. All this extra free time showed me how I was kidding myself. The If only I had someone to help me tape I had constantly played in my head was no longer valid, and now I was scrambling to find things for my assistant to do! Uncovering the true motivations behind my habits of fear and resistance helped me move through this barrier to a more effective way of being. Heres an example of the Time + Energy + Money factor at work. A client who started tracking her money noticed she was spending an inordinately high amount on taxi cabs. As an actress, who also held a full time administrative job, she went to auditions on her lunch hour. When I asked her why she took so many cabs she said she was always running behind because she was exhausted. Why? Because she didnt get enough sleep. Long story short, she started taking her self-care regime seriously, went to bed earlier, and now that she was aware of her Time + Energy quotient, planned ahead and started walking to auditions. She slipped in some exercise and she saved money. What initially appeared to be an overspending issue was at its root a Time + Energy issue. The equation that Time + Energy = Money is true, but I look at it this way: Money allows us to do what we want with our Time + Energy. 2011 Helen Kim. All Rights Reserved. This week, make an effort to track where you are spending your time and consciously analyze the decisions you make about your priorities. After all, if you arent running your life who is?

Helen Kim is the founder of Helen K. Presents, a media and publishing company launched in 2011. Its focus is on Personal Economy, Relationships, Work Life, Mind/Body, and Creativity. She was the host of CONSCIOUS WEALTH on Hay House Radio and is an active presenter, speaker, and teacher. Visit http://yourmoneyrelationship.com and www.HelenKPresents.com for more information.

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What is your Money Story?

If you are not creating the income you would like, this can be frustrating. I am here to tell you that lack of financial abundance in your life is related to your money story. Women have a unique relationship with money, and our love and money issues get tangled when it comes to having a healthy relationship with money. Being unaware of your money story can subconsciously affect your ability to produce the income of your choice. You may be taking all the right actions, but if you are not aware of your money story, you are pushing income away without realizing it. Here is how you can become aware of your money story: Make a list of all the money experiences you have had in the past, the positive and negative. Make a list of people with whom you had those experiences. Acknowledge the positive money experiences and celebrate. Connect with money experiences that really stand out for you as the most painful. Notice how that experience has shaped how you deal with money today. Here is how to heal one of the most significant negative money experiences:

By: Zahra Efan

It is important to become aware of your money story so that you can enjoy the rewards of your hard work, one of which is ever increasing income. Permitting financial abundance into your life also allows you to claim the value of your work.

Of the people with whom you had negative money experiences, choose one person who was the most important, and notice if the negative experience affected you greatly because of the importance of that relationship in your life. Take some time to invite, into this process, the person on your list who was really important to you and let you down financially. Ask them what it is that you wanted from them. Tell them that you forgive them for not giving you what you wanted, and then release them from your system by saying a prayer: Taking the time for this exercise may initially stir up a range of memories and emotions. Yet going through the process will allow you to release any of the negative money experiences and negative associations to money that you may not have even known you were holding on to. Consequently, your new awareness, and the new space you create, will allow you the room to attract more positive money experiences in your life. This, in turn, will result in your being more able to love yourself and to give yourself the lifestyle you deserve. 2011 Zahra Efan. All Rights Reserved.

God, I release this person knowing that they did the best they could. Now I connect with the Universal Abundance that is my birthright today to ask you, the source, to give me what I need and deserve. I no longer allow my ability to receive wealth to be limited by the experience I had with this person. I no longer punish myself financially or attach my self-worth to thoughts of what this individual did or did not give me. Amen.

Zahra Efan, an abundance business expert, specializes in supporting creative, heart centered female entrepreneurs such as coaches, artists, healers, writers, filmmakers, designers and others to create successful businesses and abundant lifestyles. To get a free e-book on Abundance in Business, please visit http://zahraefan.com/AbundanceBook.php

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Are You Doing What You Love To Do?

The WWII Memorial inscription about our flag forever standing for freedom and fortitude moved us both. Reading the words of the Gettysburg address, my husband, John, commented that the Lincoln Memorial memorialized a man who failed at everything he attempted except one thing. I was inspired and said, He succeeded at what he was born to do. He found what he loved and thrived at it. I believe we are all created for something special. You and I are no different from Abe Lincoln, but most of us stop short of doing what we love. My excitement turned to tears as I watched Johns finger trace the name of his dear friend, Terry, who died in Vietnam. My heart ached for my husbands loss and for the agony Terrys mother must have suffered when she learned of her young sons death. I thought of the wife and children he would never love, the life he would never live. This story reflects a visit John and I took to Washington D.C. We walked and walked, my favorite way to explore. We talked and talked, practicing what we teach about keeping marriages healthy and alive. We spent time with folks I admire in business and ministry. We made memories, living what we tell others about how to make the most of their experiences. We need to understand that life is short. Whether you are 15 or 115, time is precious. Doing what we love makes us happy and ensures we are making the biggest difference we can in the short time we have. Well feel increased satisfaction with our lives and have an increased likelihood of success in all areas including health, business and relationships. You may be wondering what this has to do with you. The answer is simple. If I can do it, its possible for YOU to make a fantastic living doing what you love.

By: Donna Krech

Ive faced many challenges and been very blessed. My husband overcame four cancers; two with 0% cure rates. Ive made millions of dollars. Ive mastered the art of connecting with very well known people and I teach others this art. I teach leaders how to increase their business without investing any money, and I know how to recreate businesses so they can be new again. I have the body of a 19-year-old (Im nearly 50). I know the peace and joy that can replace anxiety and depression. And I have become proficient at helping people overcome the obstacles that hold them back so they can move toward what they want. On that trip, I was reminded that what I love to do is teach others how to accomplish their dreams. I spent that weekend doing what I love and now I share the story with you so you can begin making money doing what you love. I am confident you can do that. Your life can be easier, your business brilliant and your body fantastic. 2011 Donna Krech. All Rights Reserved.

Donna Krech has authored nearly 100 bestselling books and success programs, contributes to national publications including SUCCESS Magazine, hosted two television shows, and has inspired more than 2000 audiences in 30 countries. One of her eight companies has 125 locations, gaining recognition from Oprahs Oxygen Network and NBCs Biggest Loser. www.DonnaKrech.com

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Change the World by Being Who You Are

Thats a lie.

Its easy to think that we dont have an impact. Its easy to say Im too small or think that what you do doesnt matter. So, whats the fastest way to change the world? Accept yourself as you are.

By: Jonathan Mead

Every action you take ripples out into the world. Yes, you are an expression of the universe. But the universe is also an expression of You. We fail to make a difference when we act small, and shrink to put ourselves in boxes. We only reinforce the status quo when we fall into line in search of approval. If you want to make a dent in the world, you dont need to be remarkable or have an earth-shattering vision. What you need is inside of you. The biggest difference you can make in the world is not to do something amazing. Its not about invention, or uncovering planetary shifting ideas. The people who have made their mark on the world surely have done some of these things. But they didnt set out to, not at first. They tapped into who they were in a big way. Cultivate an always-on connection with who you are. Then find the deepest way you can express it. Dont worry, depth will come with time. At first, youll only scratch the surface.

But as you follow that luminous thread of You, youll unravel something amazing. Youll find a light so bright inside that its nearly blinding. And when you discover it, youll see theres no way that you cannot express it. It cant be held back.

When you discover it, youll radiate it out into the world like a prism connecting and illuminating the lights of others. Then you find something curious the easiest way to change the world is by being who you are. Its only when you cover, censor and hesitate that you cement the world as it is. You can let go of that now and fall comfortably into your own brilliance. Let go and embrace who you really are. I hope you will, because the world needs the truest you. 2011 Jonathan Mead. All Rights Reserved.

Jonathan Mead shows you that you can follow your heart and be grounded. You can have wings and roots. Most of all, you can live your dreams and do what you love. He loves to connect with people from all walks of life that live on their own terms. To learn how visit http://www.illuminatedmind.net/start-here/

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Self-Esteem is Not the Answer

I realized recently, despite my interest in the formation of self-concept and how people think about themselves, that self-esteem doesnt offer any true freedom or peace of mind. Its an ongoing continuum of being good enough when things are going smoothly and success is being achieved, to feeling completely useless when things dont happen the way we intended or we failed to reach our expectations. Not only that, but our expectations for ourselves continually rise as we reach our goals, leaving us still not quite good enough, and yet striving further to feel successful and significant. The foundation of self-esteem is based on rating or grading ourselves according to an internal measuring stick. Are you basing your self-worth on some arbitrary measuring system or grading scale? If self-esteem is a lie than whats the truth? So, whats the alternative to self-esteem? Self-acceptance! The problem here is that many people have an unrealistically high measuring stick that they will never live up to.

By: Joe Wilner

Focusing on self-esteem only sets us up to feel like a zero or like were flunking life at some point or another. It is not possible to always have our goals, accomplishments, and achievements line up smoothly. There will be times when we do poorly on something simply from inexperience or lack of preparation. The very essence of self-acceptance means we are good, worthy, and valuable no matter what happens to us, what mistakes we make, or the conditions we encounter. It is the realization that our self-worth cannot be graded or measured. Are you ready to stop constantly evaluating your self-worth? 2011 Joe Wilner. All Rights Reserved. Dont believe the lie of self-esteem. A persons value cannot be measured.

External circumstances and performance dont need to affect our self-worth at all, but instead can become learning experiences that lead to personal growth and expansion.

Joe Wilner is a life coach, speaker, and writer who helps inspire and empower people to find their purpose and meaning in life. http://joewilner.com/

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My ManMy Moneyand Me

I think I just hit pay dirtthe reason Ive had such trouble talking money with My Man. It happened last night.

By: Barbara Stanny

Ive been an avid journal writer since the 5th grade. Every once in a while, Ill go to the big cardboard box that holds my old journals and randomly pick one to read. Last night, I selected a green spiral Mead notebook. It was from 1993 a very painful period when I was struggling with moneynot long after the government told me I owed them over a million dollars (for back taxes my ex didnt pay, for illegal deals he got us in). As I read what I wrote on February 7, 1993, my jaw dropped: Susan looked at me. Can you relate to that, she asked? I think I just made a discovery. Why I have money problems. Watched a video with Susan [a girlfriend]. A woman comes on who says shes having trouble with finances because shes afraid people would be jealous if she had too much. Could I!!! I instantly felt the shame and secrecy of having money growing up, of being different from everyone elseand the almost pride I now feel when I talk about all my money problems. I can see how my need to be like others, to be accepted, has me sabotaging my success.

Ill be damned! The same discovery16 years later! I had forgotten how self conscious I was, as a kid, about being rich. Sure there were advantages to living in a big house, having a famous father. But, at the same time, I was embarrassed. I never felt like I fit in. I was never quite sure if people liked me for me, or because of my family. I was always trying so hard to be just like everyone else. If Id ever told anyone how I felt, which I rarely did, theyd always say: Gee, I wish I had your problem! No wonder I was so scared to reveal myself to My Man. It suddenly made sense. In fact, writing this now, it seems downright obvious. Im afraid of being different from himof not being accepted. Isnt it astounding, how unconscious, irrational fears like these take hold with such an irrepressible force, it feels like were going against gravity? So, heres my current question: Now that Im enlightened, will the conversation be easier? Ill definitely let you know! 2011 Barbara Stanny. All Rights Reserved.

Barbara Stanny inspires, motivates and empowers women to take control of their finances, by making more money and managing it wisely. Barbara has appeared on numerous national and regional television and radio programs to spread her message of financial empowerment for women. http://barbarastanny.com/

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What if Your Dark Past is Your Greatest Gift?

What if it is our challenges and our deepest hurts that create the unstoppable force that drive us to change? That drives us to break the cycle for our children and ourselves. What if it is the fact that youve already lost everything (or close to it) and picked yourself up? Maybe, the fact that youve known darkness and despair just as intimately as love and joy is exactly why you are destined for success? It doesnt matter where you came from, because the Universe loves to create success stories. Even if you feel completely alone, like you are a no-body, and nothing short of a miracle could change your circumstances. Whether you believe it now or not the Universe is giving you exactly what you need to create an amazing life. The question is: Will you accept the gift? Nearly every amazing, successful, inspiring woman I know started their journey at the school of hard knocks. Sure there are a few that had an easier ride, but most success stories start the same way. God knows I did. In fact, I was the one that everyone expected would have a difficult life. Ironically, I have created the most success, the happiest healthiest family, and the most joy and fulfillment. Granted, it didnt start out that way. Until I was about 25 years old, I was proving everyone right. But then things changed

By: Alicia Cramer

My life mission up until age 25 was to be a party girl. Wild, crazy, self-destructive and dramatic. Then life threw me a curve ball. I was raped and physically assaulted. My world stopped. The fear I felt after the event was paralyzing. I questioned my self-worth in ways Id never considered. I had two options: to either let the symptoms of PTSD slowly kill me or to fight for my life and take my power back.

That event was the worst and the best thing that ever happened to me. It had to be bad enough to STOP the insanity. That is often the way life works. We will continue to tolerate abusive relationships, unfulfilling careers, unhealthy habits and a life out of integrity with our heart and soul unless the Universe gives us the gift of an event so traumatic that we are forced to change course. When you embrace it and accept it as an opportunity. You will have more momentum behind you then you ever imagined possible. Today I am able to share my story and my gifts in a way that transforms other peoples lives. But it wasnt until I really owned my inner radiance, and saw the past as an important part of my journey that I released disempowerment and stepped up. You can too. There is something greater within you calling you to step into your power. Let your darkness give way to the light. And let that light shine magnificently! 2011 Alicia D. Cramer. All Rights Reserved.

Alicia D. Cramer is a Business Success Coach & Hypnotherapist, the CEO of Wausau Hypnotherapy and Founder of Thin Healthy Happy Magazine & Radio Show. She passionately helps conscious entrepreneurs grow their business and revenue while fully activating their inner radiance. To learn about working with Alicia visit: www.wausauhypnotherapy.com

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Path to Prosperity: Nourish Your Mind, Body and Soul

Shakti Gawain defines Prosperity so well in her book Creating True Prosperity:

Every moment of every day is feeding your Mind, Body and Soul something. What do you think your Path to Prosperity would look like if you consciously nourished yourself with inspiration and motivation? Prosperity is the experience of having plenty of what we truly need and want in life, material and otherwise. ...prosperity is an internal experience, not an external state, and it is an experience that is not tied to having a certain amount of money. Consciously living and breathing Prosperity is about upgrading your negative thoughts, beliefs and conversations to everything prosperous. Start nourishing yourself with inspiration and motivation today: Your present thoughts, beliefs, conversations and actions speak loudly about what you have been feeding your Mind, Body and Soul over the past year. If Im looking for a book to read I go to the Amazon or Barnes and Noble website and do the same. Some of my favorite inspirational and motivational authors are: Wayne Dyer, Deepak Chopra, Shakti Gawain, Tony Robbins, Joe Vitale, Jack Canfield, Sandy Forester and Louise Hay. My suggestions will give you a great place to start or perhaps additional names to add to a favorite author list you already have.

By: Dr. Debbie Thompson

Read inspirational and motivational books, articles and websites - Multiple articles and websites will show up when you do a generalized Google search for the keywords inspiration and/or motivation.

Read something uplifting right before you sleep at night - Plan to read at least one chapter right before you go to sleep. Your subconscious mind will be busy expanding the thoughts and words you stimulated by what you read. Do you think programming your unconscious with nourishing inspiration and motivation will strengthen your Path to Prosperity?

What if you fall asleep with worry and lots of negativity? Your subconscious mind tends to expand those thoughts also.

If youre having sleep challenges, this particular reading habit will also help you access a deeper and more restful nights sleep. Begin a daily habit of reading your book. You will average approximately 1 book per month. If youre not complete with your book by the end of the month you can schedule more time to read or stay consistent with your new reading habit until you complete the book.

Commit to reading one book each month - When you commit to something it shows up much more powerfully than if you just lay a book by your bed and read it sometimes and mostly not. Share what you learned with a friend - You can further deepen your inspirational and motivational experience by sharing what you learned with a friend or a group. 2011 Dr. Debbie Thompson. All Rights Reserved.

If you are interested in a book club, you can do a general Google search for just that or you can research Meetup.com. There may be a book club meet up in your area that focuses on motivational and inspirational books. Another option is to start your own meet up group with that focus.

The Energy Doctor, Dr. Debbie Thompson, teaches you energetic tools to take anything thats not working in your life and having it work. She facilitates your energy to delete negative thoughts, beliefs and past experiences which in turn accesses Empowerment, Happiness, and Peace and Ease. The doorway to your Totally Prosperous Life is closer than you think. http://www.LifeReset123.com
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How To Stop Difficult Financial Circumstances and Intense Emotions From Running Your Life
Are you struggling with intense emotions, particularly around money issues?

By: Judy Katz

Emotions that show up around money challenges are very real and can be difficult to process. If this happens to you, you are not alone. The trick is to learn how to quickly and effectively bypass your survival mode, (your reactive, unconscious self) so you can deal with your situation from a place of Truth and conscious resourcefulness. Your reactive self only knows how to fight, flight, or freeze. When it takes over, it rules your behavior from fear. The truth is, all of your emotions, difficult or pleasant, serve you. Not feeling and acknowledging certain emotions because youre judging them as bad, will cause you to try to get rid of them. This is a major problem because its resistance!

When money issues show up as a threat to your livelihood, like paying bills and your rent or mortgage, your survival mechanism kicks in and causes you to revert to your conditioned ways of handling situations that threaten your well being.

You might be like many women, myself included, who were raised to be nice and not to make waves. If somethings not working out well, your conditioning may cause you to disregard your feelings of fear, anger, or frustration, and pretend that everything is okay. You then go up into your head, ignore your feelings, and justify or rationalize your situation.

To deal effectively with money challenges, you must feel your emotions. If you judge your negative emotions as bad and try to gloss over them, youll cause your difficult money problems to persist. Thinking positive is not positive if you block your underlying beliefs and emotions from your conscious awareness. This is RESISTANCE! To resolve your money challenges, you must step back and allow your emotions to reveal your subconscious thought patterns to you, rather than you unconsciously reacting from a place of conflict. I recommend you do this 4 step process to free you from your survival mode and connect you to Source: 1. Name the emotion (s) that you are experiencing, i.e. sadness, anger, frustration, fear, and refrain from any judgment. 2. Reflect on what the emotion is telling you about how you are seeing yourself relative to your money issues. Notice if this activates your fight, flight or freeze reaction. Set aside any judgments.

The truth is, all of your emotions, difficult or pleasant, serve you.

Rather than taking actions to avoid your feelings by eating, shopping, creating a to-do list that keeps you really busy, or blaming others, feel these emotions in your body. Ask this question, Who am I being with my challenge? See your current truth.

continued...
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How To Stop Difficult Financial Circumstances and Intense Emotions From Running Your Life continued

3. Sit with your emotions without judgment. In the absence of resistance, you can be present with your story about your past and your future. This will bring peace and youll become centered. 4. Contemplate that you are never separate from your Source energy of abundance. Ask, What does the Universe/ God) know about me and my present situation? 2011 Judy Katz. All Rights Reserved.

Note: It is NEVER the situation that produces your emotions. It is ALWAYS how you are representing your situation to yourself that produces your emotions. This isnt always easy to hear, yet it is the Truth, and the Truth will set you free!

Judy K. Katz, LOA prosperity mindset and certified Master Coach teaches heartcentered entrepreneurs and professionals to manifest from their abundance (Source) paradigm, utilizing their innate, creative, feminine and masculine energies. Students achieve rich fulfillment in the areas of money, career/business, lifestyles, and relationships, while BEcoming their grandest SELVES. www.wealthtransformations.com

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Wealth Creation - How to Get Rich

So you want to learn how to get rich. Terrific! Youre in luck because today Im going to show you three ways to the riches you desire and undoubtedly deserve. Specifically, Im going to talk to you about the importance of your mindset, your education, and your habits, and the effect they will have on your ability to get rich. If you were looking for a one-click solution to riches, then this isnt the article for you. But if you truly desire true wealth, then by the time you finish reading this, you will have the knowledge you need to get rich.

By: Dhane Crowley

Your Mindset: Your brain can be both a gift and a curse. Your brain creates thoughts that lead to feelings about life (attitude), which cause you to act a certain way. So if youre going to think thoughts, think positive and supportive thoughts that are going to help you get rich. Its a waste of time worrying about the things that might go wrong. Give your brain a vision bigger than yourself, and thoughts to support it and you will be on your way to programming your mindset to think rich. Your Education: School has given education a bad rap. Instead of teaching individuals how to use their brain to think and create the lifestyles they want, schools force-feed thousands of facts and figures into your brain that do nothing more but collect dust. So if you really want to get rich, you must take it upon yourself to educate yourself. You first need to educate yourself on who you are, and from there you will know exactly what you need to learn next, which is typically where you currently are in life.

Your Habits: Youre either in the habit of doing something, or not in the habit of doing something. If you want to get rich, there are certain habits that you must make a part of your daily lifestyle. Without these habits, you will always feel like youre on the brink of becoming rich, but not quite there. Once you get in the habit of doing things a certain way (i.e. exercising, and reading personal finance books and business books every month), getting rich becomes second nature.

You now know the basics of how to get rich. Now that you know how important it is to have the right mindset, the right education and the right habits that are needed to get rich, you can begin to shape your life around condition these three areas for success. While getting rich isnt hard, it definitely isnt easy. But it is simple. You just have to know who you are and where you currently are in life. Once you have the answers to those two questions, you will be well on your way to a better life, and total victory. 2011 Dhane Crowley. All Rights Reserved.

Learn How To Get Rich! The first step to becoming rich and wealthy is to know who you are and where you are in life.

Dhane Crowley is the founder of www.BillionaireBelief.com He teaches entrepreneurs how to develop their business mindset so they can improve their lives, improve their business, and increase their personal wealth. Visit www.facebook.com/billionairebelief to download our FREE mBook, The Fascinating Secrets of You, Inc.

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How Positive Thinking Can Backfire

As the old adage goes - to attract abundance you got to feel abundant. Feel and live the lifestyle that you so yearn. Frequent expensive restaurants, even if its just for a coffee, mingle at Tiffanys even when you cant afford anything or just waltz around the Plaza Hotel trying to catch a whiff of all them rich and famous people. So just like you fine folk, I have read these self help and new age ideologies, and even put them to practice... although I still have a hard time justifying that $11.46 cup o joe I had in Dubai just so I could feel abundant. So here is my gripe with this method of thinking. You are essentially trying to fool your mind. Inherently you know this is not feasible with your current situation and lifestyle, but you do it anyway. It seems more like bashing your head against a wall until something miraculously happens. Look, I am all for positive thought, visualization, self belief and all that good stuff - and when done in a disciplined and quantifiable method, such theories work wonders. The issue here is that striving for a forced feeling of abundance just enhances that status of lack within yourself. By the end of that $500/head hors doeuvres party that took the last bits of your paycheck, you are left with nothing but a yearning to get that money back. Why? It lies in your frame of mind. So whats the plan? A feeling of abundance must be a consistent thought process in your mind. You cannot be dependent on external material factors to help you feel that way...because after such experiences - that feeling of lack is nothing but enhanced. In mingling within such circles you are left to comprehend what you lack, and this can lead to a vicious cycle of guilt, self loathing and dulled confidence. Abundance should be part of your everyday lifestyle. In the minute details of your life you should feel that sense of all encompassing wealth flowing thorough you. Something as simple as finding a penny on the floor should trigger thoughts like ohh boy... free money...

By: Sanjaya Gunasena

Daily interactions with people help too - talk to anyone and everyone, your deli guy, your masseuse, your barista... positive interactions with people whom you might otherwise ignore will not only make you feel upbeat and chatty, but the next time you go in for a latte expect the VIP treatment... just because you cared for the bloke grinding your organic cocoa beans. Feeling abundant yet? 2011 Sanjaya Gunasena. All Rights Reserved.

What Ive realized is that the simple things in life give you the most fulfillment, the little things that are taken for granted... search for the boundless quantities of abundance within these nooks and youll soon begin to realize that material, physical and spiritual goodies fall into place.

You can find Sanjaya Gunasena at http://spiritofgems.blogspot.com/

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Secret Number 1 to Raising Your Money, Wealth and Prosperity Consciousness

I used to think it was necessary to tell everyone everything I was doing.

Dont tell people what you are doing! It weakens your energy and you can be affected by other peoples judgment broadcasts. Its sacred so keep it close to your heart.

By: Sarupa Shah

It didnt matter if I was speaking with spiritual friends or not, as soon as I said I was working on wealth money and prosperity, it caused a reaction. This reaction confused me and made me doubt whether I was doing it right, or whether I should be focusing on this area of study at all. I felt confused and trapped all at the same time. What was really going on? When I tried to rise above the judgments, criticisms and confusion because they were so limiting I continued to be confronted by them; it was like they could never go away. Funny how no-one ever mentioned greed when I was being paid $$$ in the corporate world, that was seen as an achievement!

Was it greedy to work on abundance issues? Was it wrong? Should I accept that being spiritual meant you accepted the life that had been dealt to you?

When you or anyone is being judged 99.9% of the time the person judging is simply reflecting an unresolved fear of yours. In what appears as unkind there is a level of compassion if you allow yourself to experience it. However, the truth is for most of us a judgment is way too hard to accept, we personalize it, react to it, and the cycle continues which in the end takes us further away from the truth of what we were seeking to transform, which in this case is wealth, money, and prosperity. The solution is not to pretend you are above judging or being judged, (although the ideal lets face it we do get hurt before we grow), its human nature to protect yourself from your fears taking over. The way to do this is treat the subject of wealth, money, and prosperity as you are learning about it as sacred. See it as part of your healing journey and as part of your Divine Inheritance so you dont need to seek approval from others, or blab too soon. (And note secrets are not the same as tricking or duping others either!!!) Dont get trapped like I did. Dont seek approval outside of you because simply because you want someone to tell you, you are right! There is nothing sacred in that.

If you know you want to raise your consciousness around wealth, money, and prosperity... then Take Action... find your Source of Transformation and study as a master in training and then you will see the gifts that are yours to claim easily and effortlessly. 2011 Sarupa Shah. All Rights Reserved.

There is nothing lacking in keeping this secret sacred it is simply YOU allowing the energy to GROW and SUPPORT your transformation. And not letting your fears about not being good enough to be truly abundant be reflected back to you!

Sarupa Shah is The Celebrities Soul Agent and founder of The Soul Agency which supports individuals in creating global impact. The Soul Agency works with entrepreneurs and leaders across the globe who want to put soul and spirit back to where it matters and create a legacy of love for the planet. www.sarupashah.com
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Dealing with Our Money Disorders

Lately, it seems as though our national list of money disorders is growing by the day. Common money issues Americans face today include compulsive shopping, financial infidelity, hoarding, debt addiction, hoarding, compulsive gambling, corporate fraud and embezzlement ...whats next? How can we begin to heal our collective money shadow? Money affects every aspect of our lives, and yet we know very little about our personal relationship to it. HELLO!!! Isnt it time to heal our relationship with money?

By: Deborah Price

Perhaps its time for a little money therapy. If we have a plumbing problem, we dont hesitate to call a plumber. If we have a health problem, we go see the doctor. If we have money issues, we also deserve the help and advice of a professional, too. This is what I know as a Money Coach: Whatever unhealed emotional wounds we carry inside of us, grow and become increasingly harmful to our inner and outer lives. Our shadow around money is not unlike cancer, left undetected or unmanaged will lie dormant for only so long. Eventually, it will manifest into a full blown problem an unavoidable problem or disorder that can wreak havoc on our lives and the lives of those around us (in some cases, a nation or the world). Witness the worldwide recession created by shadow aspects of a handful of corporate tyrants. As we individually become more aware of our own money patterns and behaviors, we can begin to make new, healthier choices. In doing this, one by one, we can begin to shift the consciousness of money on the planet. We can and must create a new financial legacy for ourselves and our children. A legacy built on self-awareness, knowledge and empowerment rather than stress, fear, mistrust, oppression or greed. To do this, we must each begin to understand and heal our own shadow and relationship with money. Selfawareness is the first step.

What is money and what does it really mean to you? I believe money is a powerful energy force and medium of exchange. It is a tool and resource that I receive as a direct result of the actions and contributions that I put forth in the world. It flows in and out of my life in direct relationship to my efforts, intentions and consciousness. Whenever I feel fearful or anxious about money, I spend time in prayer and meditate on what inside me needs attending to and address those needs proactively. 2011 Deborah Price. All Rights Reserved.

Deborah Price is the founder of The Money Coaching Institute, which provides money coaching, consulting and training to Advisors, Deborah left the financial industry to pioneer the field of Money Coaching. She is the author of Money Therapy: Using the Eight Money Types to Create Wealth and Prosperity. http://www.moneycoachinginstitute.com/

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Abundance Lies Within

We all have ideas come into our minds that, if we acted on them consistently, would bring riches into our lives. Where do these ideas come from? It is hard to say: the Universe, our subconscious minds, a spiritual source. There are many beliefs on this eternal question. But we do not need to know why. We only need to embrace and appreciate this beautiful gift. We are creative, problem solving, spiritual beings. We normally do not appreciate or tap into this vast inner world that we all have. We are so busy with our daily lives and living in our heads that we may not be in touch with the massive abundance that lies within.

By Amy Rick

And accessing this abundance is fun and easy, if we know how. Just let go of the constant chatter in your head and stop trying to figure things out. Instead, get quiet and hear that voice within that has all the answers to any problem that we may ever encounter. The true riches of life lie within, not in material objects. You will be much happier accepting your life, rather than fighting it. And when you accept, you open up to this amazing abundance that is available to all of us. Instead of being closed off to your wealth, you are totally open to it. Stop looking for the solutions to your problems outside yourself. You will never find them there. Have you ever thought about why you feel so good after overcoming a difficult obstacle or solving a challenging problem? Or the wonderful feeling when you are in the zone and your creativity is flowing freely? That is because your are in touch with your real inner core. Your true self. It feels good. We really cannot escape our inner abundance ever. Sometimes we try to sabotage it, but we can never do this permanently. Our true nature is healing, abundance, forgiveness and beauty. Life is so much better when we embrace this. No one can really fight the universe. It is exhausting and no one can sustain this. And who would want to? It is much more enjoyable to embrace the abundance that lies within.

Sometimes this seems like it is challenging. We just do not feel like it. We are tired, we are ill. Life just is not going along smoothly. But things do always seem to work out somehow, even though it does not seem like it will at times. I have had times I could think of in my own life that I felt depressed and that things felt all wrong, but I observed that things did not stay that way. I feel I am partially responsible for this by taking action, but there are forces outside of myself also at work that I cannot explain. Sounds spooky, right? But also it is a beautiful thing. The universe is carrying us at times, and we all need it. Embrace your inner abundance in a massive way and your life will get better and better, even when you think you have reached the peak. The truth is there is no such thing. We are all limitless. 2011 Amy Rick. All Rights Reserved.

Amy Rick is a proud internet and network marketer. She believes women have so many options to achieve success and do not have to settle for less than their ultimate dreams. Her passion lies in helping others to reach their goals while having fun and being themselves. www.AmyRickSite.com

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How Your Self-Image Creates your Reality

Never run if chased by a lion. The reason, apart from the fact that youll never out run a lion, is because chasing is part of their genetic make-up; they know no other way. Humans also have a genetic make-up which at the primal level performs the same function (sleep, eating, reproduction etc). But in addition to this, we have a self-image at the sub conscious level, much like a software program, and its purpose is to keep your environment (reality) in check with your self-image.

By: Dean Whittingham

The genetic make-up seen on all of natures creatures is an automatic process, and its created like that as a survival mechanism. The lion becomes hungry, seeks out prey, chases the prey, and then consumes it. When someone declares something at a conscious level but believes the opposite at the sub-conscious level, the belief will always win. For example, after attending a seminar on wealth creation you declare youre going to become wealthy, but at the sub-conscious level you are saying but I could never do that, I have always been broke, Im not smart enough., and as such, youll stay the way you are. One system filters out over 99% of all the information we absorb to retain only that information that is important to us. Unfortunately, if you have a poor self-image, any information presented to you that could be classed as an opportunity, will be missed by you; not your senses. The opportunity was always there and your senses picked it up, but the system in your brain filtered it out because it didnt match your self-image.

The reason is because there are systems in our brain which perform the role of keeping us within our comfort zone; a zone created by the self-image. These systems influence your choices, actions, and behaviours in such a way that the outcome will always match the sub-conscious belief, regardless of the conscious declaration. Another system notices discrepancies between the conscious and the sub-conscious. Using the seminar example again, if you declare your intention to become rich, but youve never saved a dollar before in your life, as soon as you try to save money your brain starts to release chemicals that create discomfort, simply because at a conscious level you are trying to do something that is not in line with your sub-conscious self image. This is also known as moving out of your comfort zone. The discomfort makes you create excuses as to why you cant save and how you arent smart enough to become rich. To change your results in life you have to change yourself at the core; which is to change your self-image, so that when you are forcing yourself into a new level of existence (i.e. becoming something youve never been before), youve prepared your mind to accept it. 2011 Dean Whittingham. All Rights Reserved.

Our self-image is handed down to us by evolution, our parents, and through our own experiences after we are born. How we perceive things and create our beliefs about the environment, our place in this environment, and ourselves shape who we are and ultimately our reality. There is no other way. To try and become something you dont believe possible (according to your self-image), you are fighting a survival mechanism that has been created by nature herself over millions of years.

Dean Whittingham is the author of a definitive book on the workings of the human brain and the minds it generates. Reprogramming The Mind For Success offers one of the clearest descriptions available of just why parts of our minds hold us back from realizing our full potential - and exactly what to do in order to break free from these limitations to achieve our dream lives. http://reprogrammingthemind.com/

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Open Up and Allow

The other day I was an uncomfortable witness to a scene being played out by two friends of mine. They are a married couple. The man was doing a household chore which he perceived to be a huge favor for his wife. Unfortunately, he was complaining, grumbling, and angry the whole time. The wife who is very much into gratitude and quite thankful when people help her out was completely ignoring him. It was obvious by the time the chore was done that the husband was expecting a huge thank you from the wife. He certainly didnt get it. Now, one could argue that the wifes attitude had to do with the fact that a husband doing a household chore is not a favor to her. Nonetheless, knowing my friends well, I could tell that she withheld gratitude based on her husbands negativity during the chore. This little scene really illustrates what many of us do in our everyday lives. The husband made the choice to do the chore. He wasnt asked or nagged or cajoled. If he would have gone about the chore happy that he was contributing to the household and loving that his wife wouldnt have to do the chore (presumably why he chose to do the task in the first place), Im certain he would have gotten plenty of the gratitude from his wife that he was seeking. We often close ourselves off to receiving the goodness of whats right in front of us at all times. When we are negative, angry, and closed down, we are unable to receive blessings. When we are positive and optimistic, we are open to receiving all of the wonderful things this life has to offer. 2011 Betsy McGuire. All Rights Reserved.

By: Betsy McGuire

Betsy McGuire invites you to visit http://www.chickpeawellness.com and sign up to receive her mind, body, and spirit blog the day entries are made. You can also like Chickpea Wellness on Facebook and receive entries right on your wall.

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Grow with the Flow

Have you ever felt like youve worked so hard and put in so much effort, but youre not seeing the results you expected? Have you been driving yourself to a near breaking point trying to make things happen? If so, then I know how it feels because Ive been there too. I was burning the candle at both ends, racking my brain on finding solutions for the changes occurring in my life and trying to anticipate what would happen next so I could have it covered. I thought I was being pro-active but this energy was really re-active because it resonated with lack consciousness fear of not having enough, being enough, doing enough or trusting that life will take care of me. Trying to force the flow feels much different than truly going with the flow. To be honest, I didnt really know what going with the flow even meant. I realized that when things were going the way that I thought they should, it was easy to say I was in the flow. But when changes were happening or things werent how I thought they should be, I felt very disconnected from the flow and it whipped me back into my small self the ego part of me that gets fearful and threatened. I hadnt shut off survival mode. Survival mode creates fear, lack and separation and in this state, you can never do enough, have enough or be enough to feel safe. Can you feel how restrictive this energy is tensing the body, running fear through the mind and holding the breath? I realized I dont have to prove my worth! I am already good enough!

By: Kimberly Ann Coots

My past conditioning had trained me to be in survival mode where I had to make things happen. It was me against the world and I had learned to be a fighter and achiever. Not to say that this didnt help me in the past to overcome some dire situations and achieve some significant accomplishments in my life, but it wasnt because I was living for the joy of it it was because I thought needed to. Can you think of a time when you lived in survival mode in your life, and when that may come up now for you if your buttons are pushed? I learned a lot from this, once I became aware of it. I discovered that unconsciously, I believed I had to prove my worth, I felt I was responsible for everything and I mistook what my source of security really is. There were some amazing treasures uncovered under this layer of survival mode: I am not responsible for making life (or others) behave a certain way. Im responsible for my energy: thoughts, beliefs, words and actions and if I dont like my current energy, I can choose to change it. I create my reality! God is my true Source of abundance, not my job, looks or relationships. Abundance may flow through me and through the form of these things but they are not the source. I am open to both giving and receiving abundance without the need to cling to those outside things. I know that Im taken care of always. 2011 Kimberly Ann Coots. All Rights Reserved.

When Im in alignment with these three truths, I easily grow with the flow. Its when I slip back into the small self and forget these truths that I struggle and create un-necessary suffering.

Kimberly Ann Coots is a transformational life and business coach, best-selling author, and speaker. Her passion is to help shift humanitys consciousness to love, connection and abundance. Kimberly helps you recognize your true worth and purpose, and connect with and manifest your hearts desires. http://kimberlyanncoots.com/

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Law of Attraction + Flowers = Accelerated Path to Financial Abundance

If you want more money, Flowers and the most powerful organizing force in the Universe can help. The Law of Attraction matches you to that which vibrates like you, meaning: Like Attracts Like. All the Attracting occurs at the energetic/vibrational level. Your emotions indicate how you are vibrating and thus what you are attracting. The happier and more joyful you are, the more you get of what you desire because you are a closer match to what you have defined for yourself as the good stuff. The bottom line is that your goal always is to Raise Your Vibration to Match Your Desires -- and thus Allow your desires to materialize. I initially applied these principles to my own life with tremendous results, and now my passion is to share the system with you. FIRST you need to get clear about your INTENTION -- in this case: to have more money. Set that intention for yourself. Be clear and specific. The Number One Desire people generally wish to attract is to have More Money. And so, I have become an expert at teaching you to tune effortlessly into the Vibration of Financial Abundance to materialize the money you desire.

By: Katherine C. H. E.

Along with the intention for more money, set these corollary intentions: to manifest the means, to be open to the means, and to allow your vibration to rise when the opportunity arises.

Heres how: say these statements to yourself, one at a time (for example: I intend to have more money.) Then, pause and really think and FEEL your way into it, as in: more money... yes, thats for me... yes, thats my desire, my intention. Writing the statements down and saying them aloud is beneficial, too. This solidifying of your intentions will set you up and open you to the next possibilities. And, heres how:

The Number One Desire people generally wish to attract is to have More Money.

Then, you can wait for the Universe to provide it all for you, OR you can accelerate things for yourself by deliberately tuning in to higher vibrations, and this is where flowers come in to the equation.

Scientific Research is proving something that we humans have intuitively known for millennia: Flowers Uplift. They make you happy, not happiER, but full-out, measurably, immediately happy -- 100% of the time. So, be around flowers, think about flowers, meditate on flowers, and you will raise your vibration into a happier, more joyful place -- 100% of the time!

100%!! That almost never happens in science -- especially when it comes to emotional reactions, but it is true in the case of flowers.

continued...
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Law of Attraction + Flowers = Accelerated Path to Financial Abundance continued

It sounds almost too simple to be true and helpful, but it is -- powerfully! 2011 Katherine C.H.E. All Rights Reserved. Again, your specific intention helps hasten and amplify your floral upliftment. Flowers are ready to help you raise your vibration. Just give them a chance. You have nothing to lose and lots of money to potentially gain! (And, once you get the hang of leveraging the Law of Attraction, you can use this same approach to achieve ALL your desires!)

Katherine C. H. E. as the CEO of the International Association of Law of Attractions professionals, http://www.iaLOAp.com is an author, speaker, and expert on the LOA. She created Life Blossoming Systems and the Flower Zodiac, her unique approach to leveraging the powers of the Universe through the positive energy of flowers. http://www.katherineche.com

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Your Millionaire Mindset!

Today I want you to tune into YOUR Millionaire Mindset!

By: Anita Wheeler

Did you know that your mindset is related to how you react to people, places and events. Lets look at failure for a moment, when you fail in some endeavor how do you react? Do you hang your head in shame, beat yourself up, hide in a hole or turn around and say, Well that didnt work, maybe this will! One of the greatest minds of the past millennium, Thomas Edison, is quoted as saying Failed? why we havent failed, we only know the thousands of ways that wont work! This attitude is a huge part of YOUR Millionaire Mindset and too many people simply miss out. Fear of failure is a big obstacle to many individuals. Many times people will quit when they are on the verge of success, whether it is an invention, creative idea or a work related project. (I have certainly experienced that myself!) The next time you are sure you cannot make it another step, consider Florence Chadwick. Florence Chadwick was the first woman to swim the English Channel both ways. Her next swimming feat was to navigate the 26 miles from Catalina to the California coast line. She swam for 15 hours with her goal firmly in sight, and then a thick fog rolled in which obscured her view

Despite the encouragement of her trainer and mom, she gave up and got in the boat, less than one mile from the shore! When asked about it later she admitted that being unable to see her goal was too much for her. On her next attempt the same thing happened but this time instead of getting in the boat, she focused on a mental image of the shoreline she desperately wanted to reach. Not only was she the first woman to finish this crossing she did so two hours faster than her male counterparts. When you can keep an image of what you want to achieve in your mind nothing can stop you. I work on on this mindset daily! Part of having a Millionaire Mindset is being willing to train your mind to think about what it is you want with your clear vision and keep focusing on that thoughts over and over. The KEY is believing that whatever it is you are wanting is already on its way to you! Are you willing to take the time to truly become that which you desire and want to be. Start training your mind daily! 2011 Anita G. Wheeler. All Rights Reserved.

Anita G. Wheeler, CEO of Anita G. Wheeler International, LLC, empowers entrepreneurs and solopreneurs in launching on-line wealth-building businesses. She is the author of the book The Law of Attraction is NOT a Secret and the E-Book Discover Your Millionaire Mindset. Sign up for Complimentary Newsletter Millionaire Marketing at http://anitagwheeler.com

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Why I Begin With Your Wealthy Mindset

Have you ever noticed your family circumstances influence how you think about money? Working with clients, Ive noticed that there are beliefs they often have that come from their parents. Their parents have habits from when they grew up (well never be rich), how their parents acted while they grew up (mom or dad were spenders or savers), or the experiences they had while they grew up (short on cash, etc.). It affects their belief system today, even though that was a long time ago. Because its ingrained in our subconscious, were not even aware of it, but it is expressed in our lives, because what you believe about wealth inside is what you will create in your life.

By: Linda P. Jones

Napoleon Hill first taught me this when I read Think and Grow Rich. I was about 10 years old. I was a swimmer and my coach used to quote from the book, Whatever the mind can conceive and believe, it can achieve. I found that to be true in sports. Later when my Dad died and I quit my job, I was without an income for a year at age 27. I sat on the couch and tried to visualize being rich in order to create it. A pile of cash didnt appear, but looking back, I had offers come to me that I turned down because I didnt realize something really was happening from the visualization. I was writing a novel and an agent volunteered to work with me. I had a call offering me the opportunity to plan a big conference. I turned down these things because I had subconscious blocks that didnt allow me to see The Next Step had appeared before me. I was so closed minded, I couldnt believe I was a good enough writer or that I could produce the conference. Here are some ideas for helping you to understand the money beliefs in your subconscious for yourself:

In hindsight, I can see when I finally allowed God or the Universe to give to me, and I believed I would have what I visualized, only then was I able to move forward and become a millionaire. It was at my pace, which was slower than if I had been more consciously aware of the process like I am now. It would have been a much faster pace, had I been able to receive and believe at the same time. It starts with what you believe you can achieve. 1. Think about your family life as a child. What did your parents tell you about money? How did your mom and dad act with money? Were they savers or spenders? How financially successful were they? Why? 2. Look for a relationship between what your parents believed and what you believe. How they acted with money and how you act with money. See any similarities? 3. Heres an off the wall question. What brands are you drawn to for cars and clothing? What do they have in common? Do they fill a financial need or want you have? 4. What do you believe about money? How much do you see yourself having? 2011 Linda P. Jones. All Rights Reserved. 5. What limitations do you see for yourself? Why? Whats standing in your way?

Realize YOU are in control of your finances and your financial future. YOU can create what you want, if you know what that is.

Linda P. Jones, Americas Wealth Mentor, has made it her mission in life to bring more wealth to the world and show women the path to financial freedom. She is CEO and founder of the Global Institute of Wealth for Women, and Wealthy & Smart. http://wealthforwomen.com

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Youre taking Charge

If you talked to most highly successful people, they would tell you that it took hard work, perseverance, focus, and the right plan. I bet theyd also tell you that they had a little bit of good luck thrown in from time to time. Even so, there were many times when they felt like giving up (and nearly did), but something always brought them back. Ill bet there were times they felt like frauds or felt inadequate, ill-equipped, and even terrified . . . but something always told them to stay the course. When Failure Isnt an Option, Youll Succeed

By: Crystal Andrus

The inspiring story of Thomas Edison and his 10,000 attempts to create the lightbulb should give us the encouragement to never give up. Yes, thats right! Edison tried more than 10,000 different ways to make a glass bulb light up, and at least 9,999 times were failures. I bet it was hard for him. I bet there were moments of frustration, hair pulling, and even the odd time he felt like throwing in the towel. But he never did. Im sure he had to continually rework his plan and stay focused on his dream of putting electric lights into homes around the world. Something in him believed that he could do it. Dont ever assume it was easythere are millions of empowered people who have blessed our world by stepping into their power. Whether your aspiration is to do something on a global, national, regional scale, or on a level in your own backyard, your dreams matter . . . and manifesting those dreams takes effort. Dont ever kid yourself! Are you ready to stop waiting for someone . . . anyone . . . to wake up and notice younotice your talents, needs, wants, and desires? Are you ready to accept yourself for who you are (for all your supposed faults, weaknesses, addictions, fears, syndromes, and dysfunctions) and love yourself regardless? If so, you are ready to become an empowered person! Youre ready to begin creating a magnificent life!

Im sure youve given yourself too many outs in the pasttoo many permissible excuses, but they just dont cut it anymore. You have a choice: to keep doing what youve been doing or to do something youve never done before. Sure, this may scare you and maybe youre not exactly sure what to do yet. Youll find out. Youll make the calls, do the research, and discover your next steps.

Remind yourself that youre worth more than youve been. Your life is worth more than youve been living. Dont beat yourself up, guilt yourself, or blame others for your situation. It is what it is, and youve learned so much along the way. Youre not going to wait for anyone to give you permission to be you. Youre not going to wait anymore for someone to come along and give you the money you need to start that business, set you up on that blind date, or fix your dysfunctional family. Youre taking charge. Every choice you make (or dont make) is yours. Never give up! 2011 Crystal Andrus. All Rights Reserved.

From this day forward, assume complete accountability for your life. You must take charge of it and do what you need to do to create a life that is genuinely yours: a life that has purpose, meaning, joy, and value. You will no longer rob yourself of your dignity, integrity, and self-respect by blaming, waiting, hoping, and praying that someone will give you the things you want.

Crystal Andrus is a worldwide leader in the field of self-discovery and personal transformation. She is a best-selling author, international motivational speaker, womens health advocate, and spokesperson for Louise Hays line of supplements Haylo Health and the Founder of The SWAT Institute. http://www.crystalandrus.com

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Realize the Endless Riches of your Real Self

The reason why discouraging states hold us captive as they do is that they convince us that the limited darkness of their reality is all there is for us to live within! But such small states only have this last word about the world we live in as long as we agree with what they tell us is true about our possibilities. We can do better than consent to live like this, and here are the steps that ensure our freedom: First, we must know in our hearts that our True Nature is not created to live as a captive of any dark condition. If you have never heard this before, then hear it now: no power on earth can restrain the soul that seeks its liberation in the uncontainable truth. What these last few discoveries teach us is that our awareness of discouragement, or any negative state for that matter, transcends its boundary and already dwells beyond the limits of its confining darkness. This brings us to this discouragement-busting truth: whenever we will lend our attention to the inner task of working to transcend some dark state at work within us, then in that same moment, even if we dont see the immediate fruits of our effort, we will have already begun to release ourselves from its restrictions. For our effort to be conscious of our condition instead of remaining its captive, fresh energies flood over and through us, lifting us into the new understanding that who we really are can never be held back! Our willingness to bring that dark, discouraged state into our awareness of it, instead of allowing it to define what we are aware of, has changed our very relationship with life! Now the upward path ahead, which was closed off to us only a moment before, opens wide its narrow gate as we open ourselves to the endless resources of a Living Truth. The Now nature newly active within us cannot be walled in by anything, which means that the limitations of former restrictions no longer exist for us. The darkness that once dominated us is literally dismissed because we have chosen the Living Light itself to be our advocate. (Excerpted from Let Go and Live in the Now, Red Wheel/Weiser) 2011 Life of Learning. All Rights Reserved. Next we realize, to whatever depth we can conceive, that our own awareness is a living and intelligent feature of the ever-present. Now within which it dwells -- and that this same timeless Now is omnipresent. It dwells everywhere already, knowing no boundaries. And here we catch a glimpse of another timeless truth: nothing in the universe can capture our awareness any more than a cloud has the power to envelop the sky.

By: Guy Finley

Guy Finley is the best-selling author of more than 38 books and audio albums on self-realization. He is the founder and director of Life of Learning Foundation, a nonprofit center for self-study located in southern Oregon. Visit http://www.guyfinley.com/Welcome/9/CD1975/570 , and sign up to receive a free helpful newsletter.

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Sing Your Blues Away

Women have used the power of song throughout history, to tell stories, to heal grief, and to make chores more pleasant. Children also know the power of music, which is why so many schoolyard taunts are sung or chanted. Anyone can use the power of music to lift their spirits. You dont need to be a musician or singer to use music in a powerful, healing way. Affirmations have been around for decades, but can be ineffective if you have a critical voice in your head that argues with your affirmation. You need to find a way to bypass the critical voice. Music will do that. I recommend setting simple affirmations to music, and singing them repeatedly. Weve all had songs from our past get stuck in our heads for days. What if the song that gets stuck in your head is your affirmation? For example, a simple affirmation such as: I am wealthy or I am healthy

By: Pamela Bruner

can be sung to the tune of Frere Jacques. I would sing: Another example would be I am healthy, I am healthy, Yes I am, Yes I am! I am strong and empowered, every day! Sung to the opening line of (Somewhere) Over the Rainbow. Once you begin singing affirmations, the words go directly into your subconscious. to fill out a line of music. and and all the time or yes I am

Begin by creating a simple affirmation, and then try singing the words to a familiar tune. If the words dont fit, try another tune until you find one that works. You can also make up a tune if you prefer. When youre singing short affirmations, you can add the words Adding music to your affirmations makes them powerful so you want to be sure that you word them in an effective way. Affirmations work best if they are in present tense, positive, and personal. For example, sing I am successful instead of I will be successful I feel loved rather than John loves me I am courageous rather than I am not scared

continued...
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Sing Your Blues Away continued

Be adventurous when you choose your words, and claim who you are. When you sing an affirmation, you may find it comfortable to make a bolder statement than you would make if you were speaking. Anyone can harness the power of music to instill positive feelings and thoughts. Once you begin singing, your spirits lift, you feel more joyful, and challenges seem much more manageable. 2011 Pamela Bruner. All Rights Reserved.

Pamela Bruner is a Business Success Coach, author, speaker, and EFT (Emotional Freedom Techniques) expert. Pamela specializes in working with conscious entrepreneurs to build six-and seven-figure businesses by removing their fears and blocks around marketing and sales. She is currently coauthoring a book on EFT and success with Jack Canfield, author of Chicken Soup for the Soul. http://makeyoursuccesseasy.com

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6 Ways to Deal With Your Money Feelings

I work with many people every week, either through individual sessions or in my seminars that have such a hard time following their money plan. Why? Our money feelings get in the way. One way to overcome this is by combining your emotional and practical sides of money. You dont have to do all 6, just pick one.

By: Galia Gichon

*Create safe money environment. When you are feeling vulnerable about your dwindling savings account or your growing credit card bill or your unopened investment statements, your inclination is not to share your money thoughts because you are embarrassed or worried about feeling judged. To move forward with your money goals, you first need to accept where you are today about your money, feel safe to share it with someone, and know that it is acceptable to be where you are. Only then you can move forward to actually take these action steps. *Homework. Most of us dont know where to begin with our money. Having a bite sized homework assignment to do for the next week allows us to feel like we are doing something and have a plan to follow. For example, you fill out the worksheet of what your weekly cash spending should be, then you have an amount to spend that week that lets you live within your income. Or you want to increase your savings, so your homework is to setup an automatic savings account for money to be saved into an online savings bank every month automatically.

*Exercises. Many of us know what to do with our money but we are held back and dont know why. Taking the time to work through money exercises can help us overcome our money obstacles. For example, a great exercise is evaluating your money type: hoarder, spender, worrier or avoider. Describing the different kinds and seeing part of yourself in one of them can really shed light into why you are dealing with your money in a certain way.

*Accountability. By taking a money class or teaming up with a money buddy, you are more likely to see your money goals actually happen. That means it is getting done!

*Learn new topics. Unless you learned personal finance in college, through a course, or are an avid reader of personal finance books, chances are you dont know how to evaluate a mutual fund, investment terms, how to raise your FICO credit score and much more. Learning the ins and outs of specific personal finance topics in a group setting is especially helpful because the group dynamic allows you to feel better about your state of knowledge.

*Bring money into life in a positive way. Who wants to be around a complainer or whiner? Not me! When you find that you are complaining about your money, you probably dont even notice that you are doing so. Talking about your money in a positive way takes practice and is a habit we need to learn. Start by finding something about your money life that you are good at such as paying your bills on time or opening all statements that come in the mail! Commit to saying it a few times a week to a friend. The next thing you know, you arent whining anymore but instead sharing your personal finance expertise. 2011 Galia Gichon. All Rights Reserved.

Galia Gichon is an independent personal financial expert with more than 14 years of experience in financial services. She is the author of My Money Matters, a boxed set of affirmations, tips and workbooks featured in Newsweek and TODAY show. http://downtoearthfinance.com/

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Grab A Million Dollars in 6 Months Using Vision Boards - Crazy?

To grab a million dollars in 6 short months sounds far too good to be true so is it really possible or just another crazy scam, and what have vision boards got to do with it? OK, lets make this nice and simple: If we down-graded the target to $10 in 6 months you would probably go for that, thinking its an easy enough goal without breaking too much sweat - So whats the difference between grabbing $10 and $1,000,000?

By: Steve Charles

Face facts; if you want to go from zero in your bank to sitting on a big fat million dollar wad in such a short space of time its going to take something extra special to achieve otherwise everyone and their dog would be dollar millionaires, right? So whats the deal? The BIGGEST difference is your mindset; your present level of expectation, the standards you believe you are capable of. In other words your subconscious mind is setting the rules before youve even started playing the game and already it is saying to you yes, $10 is fine but forget a million! To grab a million in 6 months doesnt leave you with much time to procrastinate and the biggest obstacle in your way is your subconscious mind; its throwing all sorts of negative crap in the way - So change your mindset, take your foot off the brake and you are ready to go! Vision Boards Will Do the Hard Bit A vision board is simply a tool you use to quickly alter your mindset and set out a defined plan that takes you to your end target in the quickest way possible - Vision Boards work without fail! So that million dollars? Yes, its achievable! Heres the system; Set your vision board out accurately Use it twice daily without fail Set a time limit Choose specific images and affirmations Set your want on the right hand side and start from the left Include easy-to manage stepping-stones Be exact and clear on your Goal . A million bucks in 6 months? Not exactly a stroll in the park but you dont expect it to be do you? Dont worry, it really is achievable, and vision boards will make it happen if you just learn to put your trust and faith in them completely. 2011 Steve Charles. All Rights Reserved. Earning big bucks, learning to walk a tightrope or wanting to meet your future partner in life is all the same to a vision board; the principle of The Law of Attraction still applies no matter what your desire may be.

Steve Charles is an acclaimed vision board expert. His true desire is to pass on some of the amazing facts he has discovered over the years; whilst at the same time, dispel some of the myths, hype, and fantasy that surrounds the Law of Attraction. Pick up a free eCourse at www.VisionBoardManifesting.com .
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Your Time is Now

There is no good time. There is no bad time. There is only your time, and it is what you make it. ~Earl Leonard

By: Joyce Bone

I read this statement in a local paper. It was referring to a talk given by Earl Leonard, a former Coca Cola CEO to University of Georgia students. He was referring to the dim job prospects. He reminded the students that in 1860 the 40 students that graduated that year went off to fight in the Civil War, only 9 returned home.

I thought it was very insightful. Our time is now and it will be brief. Someone is always going to have it better than you and someone is always going to have it worse-so quit gripping and get on with living! I hope when you read this that you will pause for a moment and reflect on your life. Are you even aware of what youd like to have accomplished by the end of it? Are you living it with intention? I find a good question every now and again can make a difference in a life. Carpe diem. 2011 Joyce Bone. All Rights Reserved.

Perhaps Earls statement was extra meaningful to me because my brother died too young. I was changed by this experience. To me, tomorrow and later were no longer an option. I couldnt keep deferring my life for whatever excuse I had made up. His death drove home that today is all I have. It caused me to ask every day since then, Am I using my time wisely and to the best of my ability?

Joyce Bone is an entrepreneur, speaker and author. She cofounded EarthCare, an environmental company, which grew into a $125 million dollar, NASDAQ traded powerhouse. Her website www.MillionaireMoms.com helps women entrepreneurs achieve their dreams. She is available for coaching, consulting or speaking.

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Women, Money, and Emotions

How many of you have plenty of money flowing into your life on an ongoing basis?

By: Alyse Parise

If you dont, I can offer you some foundational tips on how to shift that. As a psychotherapist and business coach, Ive helped hundreds of people heal emotional pain so they can lead deeply fulfilling lives. Along the way, money issues invariably come up as part of their emotional struggle. I know it certainly has for me. If youre not happy with the way things are with you and money, its time to change your relationship with money. Yet trying to change the way you feel about money is similar to trying to shift your feelings about love, relationships, business or even yourself.

The truth is that money issues are never really about money. They point to the meaning we make of money and the emotional response that money elicits in us.

How you feel about money was determined when you were a very young child. Mostly you got these messages from your family and your culture. Like most of us, you probably live unconsciously inside of these beliefs. Visualizing success (as many suggest doing) can be helpful but its really only a partial approach to shifting thoughts, feelings and behaviors that dont serve. Human beings are complex and our behaviors are layered with personal and cultural history that visualization cant access.

How many married women give up their power when it comes to their husbands and money? The generations of women not even knowing how to balance their checking accounts is fortunately disappearing. What remains is a pervasive way that women play small and contracted around money that represents not standing in their power.

Feeling contracted around money points to a perspective of scarcity, deprivation, and fear of there not ever being enough. In contrast, feeling expansive is about being in flow, at peace, joyful, and trusting in sufficiency.

Theres no right or wrong when it comes to feeling either expansive or contractive. Nor does it help to imagine that simply being expansive all the time will solve your financial woes. The key resides in uncovering your money mindset (which took root in childhood) and planting and tending a new mindset that will allow you to increasingly relate to money from a place of expansion. Your money issues will shift dramatically. To help you get started today, here are some helpful questions you can ask yourself. Be gentle with yourself and dont expect instant change. I can tell you that if you are consistent and persistent then you can begin to shift your money mindset. When you feel yourself wince in a situation around money, ask yourself: What is the underlying feeling? (e.g. anger, sadness, fear, anxiety, shame, guilt) What are you verbalizing inside? (e.g. Im not enough) What need or want are you triggering? (aspect of fear?) What if that need or want were no longer important to you today? How could you deal with the situation differently now? 2011 Alyse Parise. All Rights Reserved.

Alyse Parise, LCSW is a credentialed Psychotherapist in private practice for 19 years, a Certified Business Coach, Money Breakthrough Method Coach, trained mediator, and former Interior Designer. Alyse currently supports clients clarify and market their talents and expertise, cultivate a clear vision, identify and communicate their business message, and resolve challenges in their lives. www.poweroutcomes.com

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As Women, How Did We Go So Wrong?

So, what happened? We still earn 80 cents on every dollar to men.

We are supposed to be advanced. Didnt we burn bras and get liberated and say we were equal? 46.3% of the US Labor Force is made up of women, but only 7.6% are Fortune 500 top earners. I can tell you what happened: The need for Permission. 1) Permission

By: Suzanne Evans

In 2008, there were a total of 24.9 million privately held businesses. Of these, only 29% were majority womenowned.

We continue to wait on permission. I have coached thousands of woman and men and here is what I can tell you doing business like the boys is not a bad thing. It could actually liberate you!

Spouses, parents, friends, biz partners I have heard it all. You need to honor someones wishes. You need permission from someone to invest or take the next step or move ahead. Ladies! We will always earn less, do less, have less, as long as we wait for permission to do what we need to get what we need. You want to be equal? Want to be liberated? Start by stopping! Stop waiting for permission. 2) Do whatever it takes I do not say this as a fun catchy phrase. It is what is necessary. It is what must happen to be profitable. And people shake their head and agree with me, but when it comes to actually doing it, they dont. There are no reasons, only excuses. There are no stories, only choices to be stuck. Do whatever it takes. 3) Kids are little people; not excuses. 4) Tunnel vision 5) Be selfish

This one breaks my heart. I hear people say, but my kids. I can tell you that your kids do not want to be a but! Your kids do not want to be an excuse; they want to be a motivator. Instead of saying your kids are stopping you, say my kids are motivating me! They are little people full of their own potential. Dont put your buts on them. Dont let life distract you. Let life inspire you. Things will happen; life will take place. Expect it; do not be surprised by it. Use your tunnel vision to get things done. You decide what you focus on. It is YOUR time. It has probably been your time for a long time. Take your turn and be selfish. No one will ever come to you and say, please, do your thing! You have to claim it. You have to say, watch world I am doing my thing. Being selfish can create quantum leaps. 2011 Suzanne Evans. All Rights Reserved.

We know what we need to do. We know (in our gut) what we need to do to make money in our lives. We know what we want, but as women, we tend to wait. For the answers, the yeses, the permission, the acceptance.

Suzanne Evans is the tell-it-like-it-is boss of business building. She supports, coaches, and teaches over 30,000 women enrolled in her wealth and business building programs. Having surpassed the seven figure mark herself in just over three years, shes coached her private clients to total revenues exceeding 8 million dollars. Visit http://www.SuzanneEvans.org
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From Caterpillar to Butterfly

When you think of personal transformation, its important to think of it as a life change. Many times, we try to make subtle changes in our lives by breaking habits, making resolutions, and making promises. We do this because we believe that well somehow lead a different life. However, transformation is a change that occurs from the inside out. Once you have really transformed, theres no way you can ever go back to your old state. Isnt that good news? Personal transformation means that the old you must die so that the new you can be reborn. Consider the caterpillar an insect we may take for granted, but it also provides a perfect example of true transformation. A caterpillar is an insect in the first stages of its life; however, it grows very quickly as it prepares for its future transformation into a butterfly. A caterpillar is bound to the ground without any wings to fly, until the fateful day when it begins to spin a silk mat to create its own cocoon. Finally, the transformation is complete! When the caterpillar is ready, it begins to emerge from the cocoon as it chews away at the chrysalis surrounding it. This physical struggle is necessary to prepare the caterpillar with strength to become a full-grown butterfly. When the caterpillar finally emerges, it spreads its wings as a butterfly and flies away. The caterpillar is now able to fly freely in its beautiful, transformed body, moving gracefully throughout the air. Its fascinating to point out that if the caterpillar emerged from the cocoon too soon and without the proper preparation, it would die! Becoming a butterfly is limitless. It allows you to create the life youve always wanted. 2011 Elle Swan. All Rights Reserved. Personal transformation can occur in your life when you decide to shift and make changes. This transformation doesnt have to take as long as the complete cocoon process in order for you to see real changes in your new self.

By: Elle Swan

This is the beginning of the transformation process. As the caterpillar hangs upside down in its cocoon, it begins an inner metamorphosis. This metamorphosis is of particular interest since it can be likened to the time that a baby spends in the womb before birth. The caterpillar is changing in every way as it prepares to be reborn as a butterfly.

When youre in a higher state of being, it allows you to experience the world just like the butterfly. Life is suddenly better because youre free!

Elle Swan, International Vibrant Living Expert, has been recognized multiple times on FOX, NBC and PBS and she is currently the Vibrancy Coach for ABC Las Vegas. She is also the author of Your Mind Over Habits: A Womans Guide to a Happy Life and a Vibrant Body. http://www.elleswan.com/

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Developing Patterns of Thought Takes Persistence

I manifest amazing things. Isnt that a great way to start the day? When you think upon this sentence, leaving your mind open, this magnificent thought will lead to another wonderful uplifting thought and then another, and another. It will be as if you are constructing a pathway to wonderful things. Cant you tell that your day would take on an entirely different flavor by starting out with this one affirmation? Take a moment, focus on that statement and then notice what other great, uplifting thoughts follow. Write them down, repeat them, ponder them. Start creating a new pattern of thought for yourself.

By: Helen Hossley

How can you recognize patterns of thought? Here is an experiment: take five minutes and write down some of the things in your life that are not working. Some places to look are your finances, relationships and your job. Are you getting the results you want in every area of your life? If so, congratulations - you are living the life of your dreams! If not, then the manifested results give you an access into what your patterns of thoughts are. Look at your thoughts around finances. What emotional response do those thoughts provoke? If you notice a negative emotional response, then you know you are involved with a thought that will not produce the results you desire. How do you change your results? Change your thoughts. Sound simple? Simple, yes. Easy? Well, that depends on how much practice in persistence you have. Changing your results takes persistence. There is absolutely no substitute for Persistence. Napoleon Hill wrote an entire chapter on Persistence in his book, Think and Grow Rich. Hill demonstrated Persistence by the mere fact that Think and Grow Rich exists. Do you know of other people who spent 20 years of their life writing a world altering book? Calvin Coolidge said this about Persistence, Nothing in the world can take the place of persistence. Talent will not. Nothing is more common than unsuccessful people with talent. Genius will not. Unrewarded genius is almost a proverb. Education will not. The world is filled with educated derelicts. Persistence and determination alone are omnipotent. The slogan Press On has solved and always will solve the problems of the human race. To develop the habit of Persistence you must first want something so intensely that it is a burning desire. Nothing will stand in your way in achieving it. When our wants are weak, we stop at the first obstacle. Take a look in your own life. When have there been times that you have been persistent about something? Analyze that. What was it that had you keep going, no matter what? It was your burning desire. This desire created specific patterns of thought that produced the result you wanted. 2011 Helen Hossley. All Rights Reserved.

Helen Hossley is a project manager and visionary who is committed to de-mystifying how the law of attraction works in your life. She is passionate about sharing her knowledge with others so they, too, can prosper. She lives in beautiful Burlington, Vermont with her husband and two great children. www.insidersecretstoabundance.com

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Have You Forgotten How to Just Be?

Busy much? If youre like most women, you are running faster and faster just to keep up with the demands of modern living. How often have you reached the end of the day and not known where the hours have gone? You blink and poof, the day is done but you still have lots on your plate and youre simply exhausted. The technology that was supposed to make our lives easier has too often made us tethered to our computers, phones, work and responsibilities. Many of us have forgotten how to just be. Whats a girl to do? Good question.

By: Jenny Fenig

CALL-TO-ACTION ALERT: Right here, right now, I invite you to take a much-needed break from your life. Step away from the to-do list. I know youre a busy gal so I promise that our time together will be well spent. What are we focusing on? Making time for the most important person in your life: Y-O-U. Me, you may be asking? Yes, you. You see, in my work with women, I find that many are suffering from a martyr mentality: the idea that they have to put everyone elses needs before their own. Many fall into the trap of trying to be perfect. A huge majority are plagued by the g-word: GUILT. Does this sound familiar? Youre not alone if you said yes. Youre also not alone if youre not as happy as you think you ought to be. Where do you start? Look in the mirror. Its time to reignite the relationship you have with yourSELF. Ready, set, go

CONNECT: Be still and identify what fills you up as a woman. Do you love jazz music, modern art, foreign films, marathons, hot baths, knitting, photography, writing? What makes you come alive? One of my clients recently discovered she loves running. She used to hate it. Shes now run a half-marathon. Love it! RELEASE GUILT: Let it go. Feeling guilty about nurturing yourself is a waste of precious energy. In fact, guilt and worry are two emotions that will get you nowhere FAST. Just say no to guilt. If you find you are consistently overcommitted, exhausted and simply dont have time for YOU, the next tip will change your life 2011 Jenny Fenig. All Rights Reserved. DATE NIGHT: Make a date with yourself to do something you love. Schedule it in your calendar. Rest assured the world will not stop just because youve taken a break. I did this last night. Booked a sitter. Went to one my favorite restaurants to have dinner with a friend and listen to live music. Heard some amazing songs from local artists. I came home with a full tank!

LET PEOPLE DOWN (with grace): Disappointing people is one of the most challenging, yet most important, components to living a powerful life. How many times have you agreed to something you did NOT want to do because you were too afraid to say no? Practice saying no, thanks (do it now!). It gets easier with time. If its challenging to say that 2-letter word, buy time with the magical phrase: Let me think about it and get back to you.

Jenny Fenig is an expert at empowering savvy women-on-a-mission to find their path, leave a legacy, and enjoy the ride. She blends her dynamic corporate background and deep yoga wisdom to guide gutsy gals to go after what they truly want in life and in their work. http://jennyfenig.com/
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What If Youve Tried to Be Prosperous and Seemed to Fail?

Overcoming old patterns and creating prosperity is a process. If youve tried and havent received results, it may be because its not the right time yet for you, but it will be. Or you havent fully released subconscious resistances, but you can. Or there are other obstacles in the way that you can find out about and work on and overcome in many ways (including spiritually). Many highly successful people have failed for years - and then finally the bonds were released and they realized their success. You need to keep your mind focused and your faith strong. You do the inner work, focus your mind, and know you are receiving all that you need and want at exactly the right time. Can prosperity come through inner work? Many people have studied, prayed, affirmed, and tithed, and they eventually overcame their limitations and found great success. Read Catherine Ponder, Napoleon Hill, Edwene Gaines, Jack Canfield, Joe Vitale, Tony Robbins - and the list goes on. Many of them were either homeless or impoverished, and they rose above it all. Sometimes you have ups and downs on your journey (Even Trump had financial struggles). How do issues of race, class, gender, species, and geography affect your prosperity? How do corporations affect your prosperity? How does the ecosystem affect your prosperity?

By: Marilyn Gordon

So the word is: Never Give Up. No matter how many times you feel youve failed, keep going, and your fulfillment may be just around the corner.

And what if there are outer obstacles? I had asked how your subconscious and superconscious mind powers affect your prosperity. Someone wrote to me and asked questions in response. She obviously had a point of view: Her intelligent questions are well-taken. They assume, however, that you are totally at the effect of outer forces. In the most dire of times, however, some people have made their fortunes. The ability of the human mind to overcome all other factors has been shown time and time again. Its a matter of belief, focus, faith, and ones innate ability to overcome all challenges. And if you believe that destiny is at play here, perhaps it is your destiny to rise above all obstacles at exactly the right time. Never give up. 2011 Marilyn Gordon. All Rights Reserved.

Marilyn Gordon assists people to create extraordinary transformation in their lives. She is a board certified hypnotherapist, teacher, healer, school director, author, and internet messenger with over thirty years of experience. Her latest book is The Wise Mind: The Brilliant Key to Life Transformation and Healing. http://www.lifetransformationsecrets.com/

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Worry.. what a waste of time

Have you ever noticed how much time is spent worrying or thinking you are just not good enough? When you allow ourselves to dwell on any negative form of thinking such as you are not good enough...you then become your own abuser. You are the only person responsible for allowing yourself to be brought down. Why would you want to be a self-abuser...give that some thought as it will help motivate you away from those thoughts of seeing yourself as being less than. If you do not think highly of who you are, how can you expect anyone else to think highly of you? Initially, it is what you allow to affect you, that steers your thinking towards the negative side of the road. It takes nothing more than being a bit tired or sick to lower the strong hold of your self-acceptance. So keep in check with that, meaning when you feel like your self is beating yourself up. No one person feels good about who they are all of the time. A balance is vital in how you feel throughout the day when thinking about who you are. Without balance you can either fall down, meaning a low self-esteem or fly up high, meaning an ego so bright that it blinds others, either way you are not in a healthy frame of mind. When a negative thought does take over in making you feel down about who you are, simplify it by breaking it down to small issues that you can handle. Keep in mind that ...

By: Dorothy Lafrinere

Also remember that tomorrow is a new day. Everything always looks different tomorrow because there is still hope for a better day. To worry about what is or what you cannot change wastes time again. Realize who you are and dont put more expectations on yourself than you can handle about who you are or what you can give. Worry is like a rocking chair. It gives you something to do... Oh...and dont forget to just BE AWESOME! But it gets you nowhere. 2011 Dorothy Lafrinere. All Rights Reserved.

Dorothy Lafrinere was born and raised in Canada. Her experiences throughout life built her character and made her the independent women she is today. Through that independence she has learned to gain and maintain a very strong and healthy self-acceptance, in which she shares through her website, www.womensselfesteem.com

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The Dichotomy of Money

di.chot.o.my: a separation into two divisions that differ widely from or contradict each other

By: Maria Martinez

Money is one of those subjects that you cant get away from. Whether you are thinking about the economic climate or your personal finances, money is a topic that is very present in our lives. However, when you ask people their feelings about money; you will find as many answers as individuals. For some people it means materialistic and monetary, and to others it brings spiritual and emotional issues; this is what I call the dichotomy of money. A contradiction of beliefs associated with money; opposing forces or views regarding whether money is good or not. Experts suggest that it has to do with ones beliefs about money. Here are some of my thoughts regarding money:

I personally believe that is all about balance. There are plenty of areas of life that need to be fulfilled internally and no money in the world will buy. On the flip side, ignoring that there are a lot of good things we can do with money would be foolish. Many of us have feelings of guilt for wanting to have money and to be honest money can create a lot of problems especially if one doesnt know how to manage it.

Most of our beliefs are likely rooted in our upbringing. What did you observe growing up as it relates to money? We model after what we see...was there scarcity and need or were there plentiful and abundant resources? I would recommend placing attention on your own beliefs about money. If you think things like money doesnt grow on trees and money is hard to come by, it is likely that you will experience some degree of fear or anxiety about money. Money will not buy you happiness, true. However, money may increase exponentially your ability to contribute to this world in a positive way. Your happiness, joy, relationships, health, wellness and balance are not solely contingent upon you having money; however, having money allows you to enjoy those areas by eliminating worries associated with financial obligations. You deserve to be prosperous and a mentality of prosperity can be cultivated.

Money, earned respectfully and ethically, can empower you to live comfortably, access to things you want/need, give an education to your children, nice house to live in, reliable car to drive, support to your favorite charity and so on. Money is energy. There is nothing wrong or dirty about money. The wrong comes from the people that use money to do bad things. If you have fostered negative beliefs around money (negative associations) the only way to overcome that is to deliberately choose to reprogram the way you think about money. 2011 Maria Marinez. All Rights Reserved. For me, true prosperity is a condition of balance and achievement through all dimensions of our lives namely physical, mental, spiritual and emotional. It starts within and unless that condition is met, it will not materialize externally. It doesnt matter how much you have, if you are not whole inside, you will not feel prosperous and rich in the outside.

Maria Martinez, MBA is Personal Development Coach. She gives practical advice to individuals who want more of their lives and are ready to take the next steps towards a more fulfilling life experience. http://inneractivecoachingonline.com/

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Unlock Your Awareness and Live Your OWN Life in Three Easy Steps
You were born to be you, not somebody else.

By: Patricia Anaya

Awareness is the key to the manifestation process. To be aware is to understand the meaning of your words, thoughts or beliefs, feelings, and emotions. Being self-aware means to have the ability to change your words, thoughts, feelings and emotions, and therefore your actions -and then- to have the life you want and deserve.

Most people dont live an aware life; they live a mechanical life, saying, thinking, feeling, and acting as other people do. We live based on what others say or do. We live worrying about what others are saying about us. We are living our lives trying to FIT in to society and other peoples rules. We are living our lives in a hypnotized state, controlled by other people. When you were a kid, somebody told you that you were a loser and now you are living a losers life. Why spend your life as a hen if you are an eagle? Why spend your life walking if you can fly? Self-awareness is a skill that we can develop with practice and discipline. You just need to pay attention to your words, thoughts, feelings, emotions and actions. It is easier than you would think. Here are a few ways to practice and develop awareness: 1. PAY ATTENTION TO WHO YOU ARE. Pay attention to your words. What are the words you use every day? Are they low-energy or high-energy words? What do you say to yourself (self-talk)? What do you say to others? Pay attention to your actions (daily habits). What are you doing with your time? What are the results of your actions? What are you not doing and you want to do? 2. PAY ATTENTION TO PEOPLE AROUND YOU. 3. PAY ATTENTION TO YOUR ENVIRONMENT.

Pay attention to your thoughts. What are you thinking right now? What do you think about yourself? What do you think about other people? Pay attention to your feelings and emotions. How do you feel? Why do you feel it? What can you do to feel better?

Are you imitating other people? What kind of people are you imitating (winners or losers)? Are people nice to you? Why not? How do you feel around people? Are you judging or criticizing people? Are you blessing people? Notice the beauty in the little things around you: flowers, trees, water, sky, animals, buildings, and anything else that you dont usually pay attention to. Use your six senses: see the beautiful color of your eyes, hear the roar of the wind, smell the scent of roses, touch the sky with your hands, taste the flavor of your happiness, and sense your soul. It is time to wake up. It is time to see what is inside you and give it life. It is time to be aware of who you are and what you want. You were born to be YOU, not somebody else. There are thousands of reasons to be in charge of your life and be yourself. Why are you handcuffed, when you own the key? Take the key of awareness and live your OWN life. 2011 Patricia Anaya. All Rights Reserved.

Patricia Anaya, creator of www.brainywoman.com, has a passion for creating projects that help people, especially women and children. She helps women improve their self-esteem, love themselves, and tell the world they are Pretty, Sexy and Smart!!!

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What Needs to Get Done, Gets Done

Do you say, Sorry, Im too busy? Naturally, you do the latter. Do you say, Todays not a good day for me. How about Thursday? Now, was go to hospital on your to-do list today? Of course not!

Imagine youre going through your day as usual, when suddenly the phone rings. Someone says that your best friend is in the Emergency Room and youd better get over there right now. Or do you drop everything, move every meeting, forget every phone call and rush to the ER?

By: Noah St. John

But because your Why-Tos of being there for your best friend outweighed your Why-Not-Tos, you acted on your true priorities. Yet most people are waiting for their lives to happen, then wondering why theyre not happy or wealthy. Here are a few things you can do to install your Introspection System: Keep a daily journal. Meditate every day. Walk in nature. Keep a garden. Thank God for the gifts of your life. Read sacred literature. Laugh with your child If you dont install your Introspection System in the correct way, the crush of information and to-dos will overwhelm even the most peaceful of us.

You do not need or want to have an emergency like this to take care of something as important as yourself and your peace of mind.

How many of these can you do today?

2011 Noah St. John. All Rights Reserved.

Noah St. John is the inventor of Afformations and #1 bestselling author of The Secret Code of Success (HarperCollins).Noah teaches entrepreneurs how to dump their head trash. Hes appeared on CNN, ABC, NBC, and PARADE Magazine. Get the first 3 chapters of Noahs new book FREE at www.NoahStJohn.com

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What pulls your trigger? Four reasons you may overspend

Do you ever feel triggered? Do you ever find yourself spending money you didnt intend, but you do it anyways? Sometimes I feel almost defiant when Im in this mode. I know I didnt plan this. But screw it! Im buying this! Usually, it is because Im triggered. Here are four kinds of triggers:

By: Mikelann Valterra

Over the years, Ive gotten in touch with my own spending triggers. Knowing them has helped me avoid being triggered in the first place and better able to analyze my own overspending when it does happen. Thinking about triggers also helps us not beat ourselves up so bad. Everyone overspends sometimes. But if you can then think about WHY you spent the way you did, youre less likely to fall into that trap again.

Emotional State Trigger: Many of us overspend if we are emotionally triggered. It can be similar with eating. If we just had an awful fight with our husband, we may turn to food to make us feel better or we may spend money to feel better. Sometimes we spend when we are depressed. We feel like buying something to lift our spirits. What about you? In what emotional state are you most likely to overspend? If you name it, you can come up with some alternatives before that feeling hits you. Besides ice cream and the mall, what else would make you feel better?

Situational Trigger: Sometimes it doesnt matter what emotional state were in. We know that when we go shopping with our friend Ellen, we tend to overspend. Or we may notice that whenever we are kid-free, we head to the mall to relax. Some situations just lend themselves to overspending. For me, when I had an entire day to myself with no plans, I could easily overspend. Once I identified this, I was able to stop spending simply because I had no plans! Location Trigger: Some places trigger me, no matter how Im feeling. Certain places just seem designed to suck money out of my wallet. For me, it is the center isle of Costco, where all those you never know what will be there/ great values lurk. Ive had countless clients report the same thing- the dangers of that alluring isle. I also get triggered at Bed, Bath and Beyond. I walk in there and I just want to spend money. If you are trying to be careful with your spending, it may be best to stay away from certain locations, unless youve got a solid plan for how you want to spend your money.

Bio Trigger: People tend to spend more when they are hungry. So if you are hungry, dont go shopping! Eat first, plain and simple. Im not saying that you dont want to go out to lunch when you go out shopping. But if you hit the mall or your errands on an empty stomach, you tend to overspend without thinking through your plan. You get a bit fuzzy and power through your shopping, throwing money at things instead of stopping to take care of yourself first. So what about you? What your triggers? For each of these four areas, can you come up with a personal example? The more you think about this, the less likely you are to blindly overspend. We all have our triggers. Name yours. 2011 Mikelann Valterra. All Rights Reserved.

Mikelann Valterra is a money coach/ Financial Recovery Coach in private practice, a published author and a nationally sought after speaker on the issues of women and money. She is also on the faculty of the Financial Recovery Counselling Institute where she trains new money coaches throughout the world. http://www.seattlemoneycoach.com/

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How To Tone Your Receiving Muscles

The theme of receiving often arises in the work with my financial therapy clients because it is struggle for many of them. Receiving, be it a worthy fee from clients, a raise or promotion from an employer, and/or support from the people in our livesfinancial and otherwisecan create what one of my clients so aptly termed, the squirm. Women in particular have difficulty with receiving. For example, think about how you respond when someone gives you a compliment. Are you the type to say Ive looked better when a friend compliments you on your appearance? As women, we are raised with cultural messages to put others needs before our own, to not really know and honor our own needs, and/or feel indebted if we do receive. However, in a balanced life, giving and receiving are actually two sides of the same coin. When they are practiced with openness and sincerity, giving and receiving are both generous acts, through which our connection to others deepens, leaving our lives more enriched. There is an art to receiving, and as we become more comfortable with it, we realize and appreciate that it is a joy for others to give. In addition, constantly giving is not as selfless as we have been taught because if you simply give and never allow yourself to receive, you cannot nurture yourself and replenish your ability to give. And, think about it: by refusing small things in your life, such as a compliment or someone holding the door for you when your arms are full of packages, actually makes it harder to receive even larger gifts that may present themselves. If we are unable to be open to what is freely and generously offered we will have at least that much difficulty with attracting more abundance into our lives, on all levels.

By: Lora Sasiela

How might blocking receiving be serving you in some way? Well, as mentioned above, it helps avoid the discomfort of the squirm. And, when we are focused on giving we dont have to deal with the issue of what we deserve to receive, as well as any feelings of vulnerability or dependency on others. These are some of the core issues that my clients are able to unravel and resolve in our work together, and it is my privilege to be their personal trainer as they bulk up their receiving muscles! Here are some baby steps to help you tone YOUR receiving muscles: Become aware of the varied ways the world offers up things and note your response. You may not even know how much is coming your way! Say YES, THANK YOU when these opportunities present themselves 2011 Lora Sasiela. All Rights Reserved. Watch out for the appearance of the squirm, and sit through it. This is actually a sign that your receiving muscle is getting stronger. You may want to have an affirmation, such as I am entitled to receive the generosity of others, to help you through these moments.

As founder of www.FinanciallySmitten.com , Lora Sasiela, MSW, employs a proven blend of financial therapy, money coaching and personal experience to inspire women to approach their personal finances with consciousness, clarity, and confidence. Her work has been featured in national magazines such as Marie Claire, Glamour and Redbook.

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The Psychology of Shame and Your Money Story

There are two major detours from self-esteem to arrive at shame:

Ideals and needs are at the core of identity, part of the foundation of self. Ideals are internal standards of excellence. Ideals serve as a personal model of value an internal guide to purpose. Living up to a personal, attainable ideal generates a sense of worth and esteem. Failure to live up to an internal ideal results in the feeling of shame. Shame can be pervasive over a lifetime, while remaining masked to its creator. In childhood, the ideal offered by parents of what is good enough is never attained, and shame results. Parents neither resonate with expansiveness, nor praise talents and achievements. Or even offer shaming remarks to make someone smaller: Who do you think you are? The ideal presented by parents is that females should be loving, kind, giving, and not have or act on her own needs; when she lives up to this ideal, she fails at her own growth. However, if she grows successfully, she fails to live up to this ideal. By adulthood, this internal model is a shadow that she cant escape, one that can darken the joy of any success.

By: David Krueger MD

Shame is one of the most primitive human emotions we have the most painful and difficult to deal with. It drives the sense of never good enough. The birthplace of shame is the fear of disconnection. In childhood, failure to live up to the ideals of parents threatens disruption of that bond. In adulthood, failure to live up to ones own internal ideal as an adult threatens self-alienation along with shame. Since shame is the perpetual shadow story, behavior to counter this shame must persist. The message of shame and shame-based dynamics are partly gender-related, especially in their expression. Perfectionism is a common adaptation to shame. If I can do it perfectly, I can avoid shame, judgment, and blame. An unspoken causal explanation is, If I had just been more perfect, I could have avoided this. And perfectionism looks different for males and females. Some gender-specific expressions of attempts to counter shame: For females: be perfect, pretty, thin, quiet, helpful, loving and giving to others. Or the desire to spend and shop to counter the unconscious whispers of You need to look better. For males: be stoic, strong, unemotional, do more, and make more. Or the desire to compete physically or by expensive acquisitions to counter the unconscious whispers of You have evidence of worth. Consider these questions:

I work with many individuals in developing their money stories who need to understand the old story that contains a storyline of shame, to create new storylines of worth, belonging, and good enough. The new story defines attainable idealsincluding growth and successso that self-esteem can be generated internally. Are you writing your money story from a totally current model that allows abundance, gratitude, and fulfillment by attaining all that you are capable of doing and being? Do you have an end point of good enough? 2011 David Krueger. All Rights Reserved.

David Krueger MD is an Executive Mentor Coach, and CEO of MentorPath, a coaching, publishing, and wellness firm. He is the author of 16 books; his latest is The Secret Language of Money (McGraw Hill), a Business Best Seller translated into 10 languages. www.MentorPath.com

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A Man is Not a Plan

I was at a meeting the other day and a financial consultant who specializes in working with women said, A man is not a plan. I laughed and nodded in agreement. Upon reflection, I realized that while I was raised by my family to be money-wise, society taught me that a man would financially rescue me someday. In my early 20s I would joke with my friends that I did not need to invest in real estate as a spouse comes with a house. Looking back, I really believed this mantra. While my financially savvy friends were saving and buying homes, I was spending money on rent, going out with friends and buying clothes. Whenever I was asked if I was going to buy a house, I would just laugh and say my mantra out loud. Flash forward a few years. I did meet a spouse, but he did not come with a house. My Prince Charming was a fun, great guywith debt. This was not part of the plan! The lesson learned? No one else is responsible to care for me financially. I, like all women, need to learn about investments, real estate and how to plan for the future.

By: Kathleen Burns Kingsbury

Why do women depend so much on men to take care of us financially? Is it that our parents read us stories like Snow White and Cinderella? Is it that our society praises us for our beauty not our brains by celebrating such icons as Paris Hilton or Nicole Richie. Both famous for being rich and beautiful but not for their contributions to society. Or is it our female make-up? Research shows that women value relationships over individual needs. Is this getting in the way of responsibly managing our money? Whatever the cause, it is time for women to get together and stop this trend. 2011 Kathleen Burns Kingsbury. All Rights Reserved. Do you have a plan? Is it relationship dependent? What is your plan if, and when, you have to go it alone?

Kathleen Burns Kingsbury is the author of Creating Wealth from the Inside Out Workbook and founder of KBK Wealth Connection, a company dedicated to helping financial services professionals and their clients connect, communicate, and collaborate through speaking, training, and educational resources. For more information or to visit her blog Wealthy Insights http://www.kbkwealthconnection.com/

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Perfection in imperfection

Are you hard on yourself painfully aware of every flaw, continually following some path of self-improvement? You are not alone! I know Ive spent much of my life trying to get better my bookshelves are lined with self-help/selfimprovement books and programs. I could probably start a small library! But in my quest to improve myself (which is not entirely a bad thing), I come across beautiful stories, like the one that follows. From my perspective, I have definite flaws, weaknesses I deem imperfectbut how can I know what my Maker has intended? An elderly Chinese woman had two large pots, each hung on the ends of a pole which she carried across her neck. One of the pots had a crack in it while the other pot was perfect and always delivered a full portion of water. At the end of the long walks from the stream to the house, the cracked pot arrived only half full. For a full two years this went on daily, with the woman bringing home only one and a half pots of water. Of course, the perfect pot was proud of its accomplishments. But the poor cracked pot was ashamed of its own imperfection, and miserable that it could only do half of what it had been made to do. After two years of what it perceived to be bitter failure, it spoke to the woman one day by the stream. I am ashamed of myself, because this crack in my side causes water to leak out all the way back to your house. The old woman smiled, Did you notice that there are flowers on your side of the path, but not on the other pots side? Thats because I have always known about your flaw, so I planted flower seeds on your side of the path, and every day while we walk back, you water them. For two years I have been able to pick these beautiful flowers to decorate the table. Without you being just the way you are, there would not be this beauty to grace the house. Each of us has our own unique flaws. But these very cracks, flaws, and imperfections make our lives together so very interesting and rewarding. Weve just got to take each person for who and what they are (including ourselves) and look for the beauty and purpose in them. 2011 Kamala Murphey. All Rights Reserved.

By: Kamala Murphey

Kamala Murphey mentors heart-centered entrepreneurial women to honor and celebrate themselves, that their brilliance may be made manifest. All are encouraged to take the Heartchetype Assessment at: http://kamalamurphey.com/assessment to begin their Heartchetype Adventure.

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The Path of Least Resistance to Financial Health

Learning about the path of least resistance puts our financial chores--and there are so many we resist--into a fresh and freeing new perspective for me. Frequently people have a strong aversion to tracking their money on a day-to-day basis. For many, tracking their money feels tedious at best and terrifying at worst. Staying in a money fog may avoid unpleasant feelings in the short run but is a prescription for staying stuck in the long run. Why? Because, without clearly looking at our current reality, we cant set up the creative tension between our vision and our reality that propels us forward to the results we want to create. There is a better way. You can realize your financial dreams by setting up an advancing structure: Instead, by reacting to our fears and keeping our heads in the sand, we are doomed to oscillating between our hopeful efforts to change and our fearful imaginations.

By: Jean Gran

First, develop your own personal vision of vibrant financial health. Make it authentically yours--no shoulds allowed. Without worrying about spelling or grammar write down what you truly want in enough detail that you will recognize it when you get it.

Second, suspend judgment and take an honest look at your current financial life. You can start by tracking your income and expenses. Record all the money that comes into and goes out of your life each day. You can use a money management program on line or a handy spiral notebook. Wake up! Become financially conscious. Youll be amazed how empowering this is. Finally, notice that as you compare your vision with your financial reality you set up a powerful structural tension that pulls you forward toward your vision. This is an advancing structure. Pay attention to where your vision and reality are congruent and where there is a gap. Thanks to the structural tension you have created you will naturally start thinking of possibilities and taking actions to close the gap. Start by taking small steps and allow the momentum to build. When you create an advancing structure, the path of least resistance will move you toward your vision of financial health. Think of it as going with the flow instead of trying to paddle upstream. Setting up this kind of creative structure in your life is a powerful paradigm shift. You can choose to start small and play with the process. May your financial dreams come true on the path of least resistance! 2011 Jean Gran. All Rights Reserved.

Jean Gran is a Certified Financial RecoverySM Counselor with a passion for helping women claim their power and gain financial freedom through exploring and adjusting how they think and feel about money. She helps women create healthy, sustainable relationships with moneyfrom the inside out. Learn more at http://www.jeangran.com

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Are You Worried About Money?

Are you worried about money? Is all the talk about the bad economy causing concern? Do you believe that the state of the economy directly affects your income? So many of us were raised with the, work hard for your money belief system. My adoptive family are classic workaholics. I understand that belief system. I have since learned that abundance is more than a paycheck. We all know people who do practically nothing and have all their material needs met. We also know people who work three jobs, are always worried about money and just never seem to have enough. The difference in those two people is their individual belief systems. One realizes that thoughts become things and we create our realities with our thoughts, and the other does not.

By: Elizabeth Holloway

You have probably heard that the Law of Attraction is always working whether we believe it or not. That really is true. If you were to ask those two people, the one who seems to work so much less will tell you that they just see their life the way they want it to be. They will tell you about all the exciting things that have been happening and what they have planned. You will feel the joy coming from them as you two speak. They see themselves in that new car or that new boat and they just hold on to that vision. They dont care how it comes. They dont care if someone gives it to them or they earn it. They just want the car or the boat. The Law of Attraction must bring that new car or boat.

On the flip side, the person who is working three jobs and not making it will tell you how hard life is and everything that is going wrong. You will hear about the bills, the troubles, and the lack of time. You will plainly hear how worried about money this person really is. The Law of Attraction is working, clearly, in this situation as well. If you want to know what someones belief system is about money, look at their life. It will show you clearly each and every time. When you find yourself worried about money, I suggest you use what I call The Opposite Game. As I catch myself going down Negative Lane, I stop myself. I force myself to imagine the details of the exact opposite. An example using the current United States economy could be this: Your fearful thoughts: The United States is running out of money. They say that is going to spiral us into another recession. I didnt realize we were out of the past one. I dont see that much improvement. What will happen now? The Opposite Game thoughts: My abundance is not reliant on the economy. I can imagine whatever I want and it has to come. At this moment, I have food in my stomach. I have a roof over my head. I am fine right now. 2011 Elizabeth Holloway. All Rights Reserved.

Pick a money worry that you really want resolved. Take a moment to imagine it as being completed. What would not being worried about money anymore look like and feel like to you? You can imagine it. Allow yourself to really go there and experience the feelings. That is how we create. Stay there as often as you can during the day. Watch the changes that happen very quickly in your life. They will come. They have to. Its a Universal Law.

Elizabeth Holloway is a 6th generation psychic medium who is certified by the Tarot Certification Board. She is a 3rd Degree Reiki Master, Ordained Minister, and spiritual counselor. Over 2 decades of professional experience and 10,000 + client reviews shows that she is one of the premier psychics in the world today. http://accuratepsychicreadingsnow.com/

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Three Keys to Manifesting Your Dreams

Good luck is another name for tenacity of purpose. Ralph Waldo Emerson

By: Caroll Michel Schwartz

In prosperity coaching, I help my clients manifest something that they really want, usually in 30 days or less. We do this by creating their personalized Daily Success Script that includes all three critical steps for manifesting using the Law of Attraction. As you know, the Law of Attraction states that, energy attracts like energy. But there is a common misconception that this universal law really means just think about what you want really hard and it will magically appear. Not so! What the three steps to manifesting using the Law of Attraction actually call on you to DO, if you want to manifest your desires with greater speed, ease and efficiency are: ASK for what you want, specifically and clearly. Dont leave out any of the must haves and dont forget to include any must NOT haves in your stated Intention. However, it is also important not to dictate HOW your intention should be delivered to you. Leave the Universe as much wiggle room for the means for manifesting your desire as you can. YOUR job is to be specific about WHAT you want not HOW you want it to come to you.

BELIEVE that it is possible to have it. Belief is absolutely critical, and nobody else can give it to you. It has to come from within. However, it seems to help my clients enormously to work with me to uncover their unconscious Limiting Belief about whatever it is that they want. Once you know what it is, you can begin the process of releasing the Old, Limiting Belief that no longer serves you and replacing it with a New, Empowering belief that will support you in fulfilling your Intention. Be willing to RECEIVE it when it comes. And look for it to often come wrapped in unexpected packages and by unforeseen methods! Dont be attached to having your Intention show up YOUR way or on YOUR timetable. Specify when you want it, but then release attachment to your timetable, and trust the Universe to determine the very best timing for you. You or someone you love may be facing your own challenge right now. With rising foreclosures, job losses, a sluggish economy and all the other doom and gloom statistics that the media experts are constantly bombarding us with, you may be feeling resigned that there are just too many obstacles to manifesting your dreams. But my clients and I say, never, never, NEVER give up hope! 2011 Caroll Michel Schwartz. All Rights Reserved.

Caroll Michel Schwartz is a professional coach and freelance writer who leads seminars on goal attainment, living with integrity, discovering life purpose and creating prosperity. Certified as both a True Purpose Coach and Dream Coach , she guides individuals and groups to discover and manifest their heartfelt dreams with ease. http://www.practicalprosperitycoach.com/

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Golden Opportunities Are Everywhere--Even in Adversity

How are you today? All stressed out and no one to choke?

Adversity is the state in which man most easily becomes acquainted with himself, being especially free of admirers then. John Wooden Someone at work making it difficult for you to do good work and accomplish your goals? Golden Opportunities ARE everywhere-- especially in adversity and tough times. Sending job applications into faceless computer sites and getting round after round of rejection? Too often we react to unpleasant situations by actively avoiding what we dont want. I dont want to work with her so Im quitting my job (that I love).

By: Susan Meyerott

Somehow it seems theres always that ONE person at work or in our life that irritates and annoys us. And now, for job seekers, there isnt even that person to make life miserable---just the computer. Sometimes we feel trapped in a situation with no way out. I dont want to be rejected by a computer so I quit. Im not applying for any more jobs. When we react, we put the irritant in charge of our lives--- making us lose our voice, our dream, our vision, and our way. Life stops up, and we begin the day thinking about the irritant controlling our life instead of what we want to accomplish. I dont want to be bullied by him, so Im just shutting up and keeping my thoughts to myself. Why give that person or other irritant the power to control and shape your life? Reframe the situation and take charge. Become the clam that produces the pearl, and turn that irritant into the sand that helps you create your pearl. Let your irritant, or sand, be what stops and signals you its time to consciously and deliberately articulate what you want to achieve and how you want to achieve your pearl. When thoughts of your irritant permeate your day, pause, and redirect your attention to what you want. Consider how you want to work through the sand, instead of getting stuck in it-- and what youre going to do keep the focus on your internally motivated work or dreams. Stop, look and listen for the golden opportunities in your most troubling situations and relationships as well as in your everyday life. Golden opportunities are everywhere for you. No one can trap you or hold you back--only you. Learn to act, not react, to unpleasant situations by choosing to actively move toward what you do want; stop actively avoiding what you dont.

continued...
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Golden Opportunities Are Everywhere--Even in Adversity continued

Questions to Ask Yourself Who or what is your current irritant? How are you letting your irritant get in your way? Are you in charge of your daily actions or are you letting your irritant dictate your actions or inactions? What is it you dream about achieving that youre letting your irritant stop you from doing? If you had all the time in the world and all the money in the world, what would you do with the rest of your life if you knew you couldnt fail? If you were to name one golden opportunity available to you in your current situation, what would it be? 2011 Susan Meyerott. All Rights Reserved. .

International speaker and award-winning author, Susan Meyerott provides dynamic interactive workshops for people ready to better manage their work, life and health. Her programs have won national recognition and have been used in homes and organizations throughout the United States, England and Canada. http:// lightartedliving.blogspot.com/

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Is it Time to Believe in Yourself?

Put yourself in good handsyour own. Author Unknown

By: Shelley Riutta

Recently I was listening to an interview with a mentor of mine and she was asked If you could have done something differently in the early part of your career what would you have done? Her reply was I would have believed in myself from the very beginningeven before I was showing outer success. Her answer really stuck with me. One of the main things that I focus on in my work with clients is helping them develop an inner relationship that is supportive and loving. This I have found is the foundation and key to transforming virtually all of the struggles people have. It is not outer blocks stopping themit is their own inner blocks that are created from a very unsupportive inner relationship with themselves. A main part of this inner relationship is unwavering belief in oneself. 1. Make mistakes 2. Arent perfect 3. Are confused 3. Dont have it all figured out 7. You are a beginner

How about for youare you willing right nowin this very momentto make a decision to believe in yourself? Can you believe in yourself even when you: 4. Other people are judging you 5. Someone says you cant do it 8. You arent an expert 10. You have failed in the past

6. You dont have outer support or validation 9. Arent clear about what all your gifts are Can you make a decision right now to embrace whole hearted, unwavering belief in yourselfno matter what is happening? Belief in yourself is a decision that you makenot something that gets determined outside of yourself.

If you make your belief in yourself dependent on outer events (i.e. others belief in you, success according to outer events etc.)then this belief in yourself is going to fluctuate depending on those external events, people etc. 2011 Shelley Riutta. All Rights Reserved.

If you make the inner decision to support and believe in yourselfno matter whatyou will always be on solid ground within yourself. And that kind of inner support will only lead to an amazing, joyful life filled with success inner and outer that is beyond your imagination!

Shelley Riutta MSE, LPC is a Holistic Psychotherapist in private practice. She specializes in helping people connect with their Authentic selves--and from this create a life that is in alignment with their Life Purpose and filled with Joy. http://radiantlifecounseling.com/

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The Raspberry Mystery

When I was a young girl, I used to spend my summers grandma-sitting my great-grandmother on her farm in northern Indiana. One of my favorite activities every morning was harvesting the raspberries from the raspberry canes. Each morning Id go out with my basket, and come back into the farmhouse kitchen with two pints of raspberries. One pint, wed clean and put in the freezer; the other pint, Id sprinkle with sugar and eat for breakfast. I was always amazed that every morning there were always two pints of raspberries waiting to be picked. One summer it dawned on me that since there were two pints of raspberries to pick every day, I could save a lot of time and energy if I picked the raspberries once a week. That way, I could harvest all fourteen pints of raspberries at one time. So I let a week go by, then I went to the raspberry patch and started harvesting my raspberries with great joy. But when I finished, all I had were two pints of raspberries. I couldnt understand what had happened. There should have been seven times as many raspberries, but there werent! It wasnt until many years later that I truly understood what had happened that summer. As long as I was embracing my abundant supply of raspberries every day, my abundance continued. It was only when I stopped embracing my abundance that the flow of abundance decreased. Because I didnt show up to harvest my raspberries on a daily basis, the abundant flow of raspberries passed me by. Some raspberries ripened and fell to the ground or were eaten by birds. Other raspberries simply didnt develop because there was still an abundant supply on the canes that hadnt been harvested. This was one of the first of the universal laws of prosperity that I have grasped: Until you learn to be happy with what you have, you wont be happy with more. 2011 Paula Langguth Ryan. All Rights Reserved.

By: Paula Langguth Ryan

Until we learn to notice and cheerfully embrace the abundance that surrounds us right now, we wont be open and receptive to additional abundance.

Paula Langguth Ryan sees your light so bright, shes gotta wear shades! Restore and improve your energy, finances, health, peace of mind and joy. A Compassionate Mediator, Ryan helps you dissolve conflicts ranging from family inheritance issues to debt and salary negotiation strategies. Explore her free resources at http://www.paulalangguthryan.com/freestuff

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Get Fierce with Reality and Make Yourself Yours

You need to claim the events of your life to make yourself yours. When you truly possess all you have been and done, which may take some time, you are fierce with reality. Flonda Scott Maxwell Do you ever read words that stop you in your tracks? The words fierce with reality in this quote stopped me in mine the first time I read them. What does it mean to be fierce with reality? My friend Teri gave me this definition she learned from one of her teachers - Business Coach Martin Sage:

By: Sue Koch

Fierceness is an actualized stateof being awake and playing a life game of win-win as opposed to playing a fear based game of win-lose or lose-lose. For forgiving themselves for choices that didnt work out. They see failure as an event rather than as something they are.

How can you escape the rat race of being at the effect of circumstances and learn to apply being fierce with reality to your own life? My clients do it by taking responsibility For being wherever they are in their lives as a result of the choices they make from moment to moment, whether or not they are conscious of making those choices. For forgiving others who have caused them pain. They accept that they are not victims who have been done to. They recognize that others do what they do as a result of their own views about themselves and life. For becoming so clear about who they are and what they want that it becomes effortless to establish clear boundaries around their priorities, time and energy. For learning from their mistakes and applying what theyve learned to design a life based on better choices and the desires of their hearts. For not going it alone and instead surrounding themselves with like-minded people who support them and who they support in return. Take time to slow down from occasionally to examine your life from a higher ground perspective. What would being fierce with reality look like for you? What would you have get authentic about, let go of, accept, and take responsibility for to escape the rat race and live your life at the level youve always dreamed about? 2011 Sue Koch. All Rights Reserved.

For seeing life as an adventure and being willing to embrace the unknown with courage, commitment, curiosity and a sense of play. It requires being Fierce with Reality to escape the rat race to live a life of bliss, joy and abundance. Life is not fun for the faint of heart. And you cant belong to anyone or anything else until you first make yourself yours by owning it allthe good, the bad, and the ugly. What I can promise you from my own experience is that its worth it!

Sue Coach Koch is an experienced Career and Life Design Coach. She has coached hundreds of individuals and business leaders in ways to create richly satisfying encore careers and personal lives. Shes excited to help you to get fierce with reality and escape the rat race for the life you were meant to live! Visit her website at http://corporaterats.com/

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Stay Grounded and Connected with a Success Journal

Its said our purpose here on earth is to create, and I see achievement as simply stepping into our best creations. Whether it be making a million dollars, or making our most delicious batch of cupcakes ever, achievement inspires. It encourages us to keep bettering our best and also excites others to reach for the stars as well. When you have conquered a goal or challenge that once seemed impossible, you feel on top of the world, and with that comes an enormous sense of pride and satisfaction. But thats not all. Success is energizing and a huge selfconfidence booster, as you realize what you are really capable of! So achievement breeds more achievement. For each goal you achieve, view it as the first step into a much bigger ventureits the end of one journey and the beginning of many more. And one great way to stay connected with your success is to RECORD it. One of the best things I ever did for myself, and my success, was to start keeping a success journal. Its my secret tool to winning big.

By: Ali Brown

Buy a pretty notebook and keep it near your bed. I just picked up a new one from Amazon.com. Every evening, before you go to sleep, write down at least three successes from your day. If you find this a little daunting at first, remember this can be anything from big to small. My list often includes both. I had a chuckle recently when reviewing my list from one dayit included I was honored as one of Ernst & Youngs Winning Women for 2010 along with opted for a salad instead of burger for lunch and organized file cabinet. Thats how life is, ladies. The crucial thing is to get started.

You can write your journal entries at any time of the day, but if you do it as I dolast thing at nightyoull drift off to sleep in a positive frame of mind. I find sometimes it even helps me wake up with solutions to problems I had not considered the day beforemy subconscious kept wanting to achieve while I was sleeping! The value of doing this every day is that it will not only increase your self-confidence, but it will motivate you to do more. Try it and youll seeI promise. The good news: success becomes a part of you! I also love opening up my success journal when something is not going well. If I become discouraged over a project that isnt coming together how it should, or Im down in the dumps over a mistake that I made, I open my journal to help remind myself how much I have accomplished already. So dont wait any longergo out today and buy a pretty notebook and beautiful pen and write down those successes tonight. Your first one could be taking action on this article! 2011 Ali Brown. All Rights Reserved.

The act of writing down your successes dailyespecially at night before you go to bedfixes them in your memory and they become a part of you. Your journal will continually and actively remind you that you are an achiever. This will keep your momentum going and help create more success in your life.

Entrepreneur mentor Ali Brown teaches women around the world how to start and grow profitable businesses that make a positive impact. Get her FREE CD Top 10 Secrets for Entrepreneurial Women at www.AliBrown.com

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You Can Choose a New Financial Reality

Money.

By: Elyse Hope Killoran

Youd be hard-pressed to find another topic as emotionally charged as money. In fact, psychologists say its easier to get people to talk about their sex lives than to get them to open up about their personal finances. And its not just that we dont want to talk about money. Few of us pay attention to the thoughts we think and the feelings we have while were interacting with money. We make decisions to spend, save, contribute, and withhold on autopilot. We operate as if we dont need to put any conscious thought into the way we experience our money. The truth is, most of us are in a default mode on the subject of money. On any given day, we think the same thoughts and experience the same emotions that weve been thinking and feeling for decades. Since few of us have ever taken the time to explore our thoughts and feelings on the subject, it should come as no surprise to anyone who understands the Law of Attraction that most peoples experience of money today is startlingly similar to their experience of money yesterdayand to the experience of money they had last year and the year before.

Interestingly, most of us think that we continue to think those same thoughts and feel those same emotions about money because our external financial experience has stayed the same. In other words, most people would say, Im frustrated about money. I never have enough. As soon as it comes in, it goes out. I cant feel better about money until I have a lot more of it. Well, I am here to tell you that if youre waiting for your money situation to change so that you can feel better, you have it all backward. The good news is: You have the power to create a massive shift in your experience of money just by doing a little inner work and then taking action.

You have to feel better about money firstyou have to change on the insideand then your external experience of money will change. I know that youve heard this before: Your thoughts create your reality. And: What you believe you can achieve. These statements are absolutely true. But I will admit that theyre meaningless to most of us because we receive no benefit from knowing these truths in our heads. The Law of Attraction is not responding to how well you understand it or to how eloquently you can speak about it.

The Law of Attraction is only concerned with how you show up energeticallywith how you feel and vibrateon a moment-by-moment basis. The ability to consciously choose how we want to flow our energyunder any and all conditions, in real-life situations, like when youre paying our billsis the single most important factor impacting your success in creating prosperity from the inside-out. 2011 Elyse Hope Killoran. All Rights Reserved.

This truth will reveal itself to youbut only if you create an open space for it. Nows the time to prove it to yourself; choose to experience more joy, more ease, and more prosperity.

Elyse Hope Killoran is a Wealth Repatterning Coach, the founder of the Prosperity Partnership Teleclass Program, and the creator of the acclaimed Anchoring Prosperity CD. Elyse has designed an interactive Prosperity Game that more than 35,000 people worldwide have used to shift their wealth set point. You can join the game free at http://www.ChoosingProsperity.com/game
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Everyones strugglingOr am I the only one?

What is it costing you financially when you dont stand in your power with money or give your money away to things that do not serve you? There are so many ways that you are losing money every single day. If you dont make any changes right now what will your life look like financially in the next 2 years? You may say money is not everything, I am doing fine, and everyone is struggling, not just me! Really? There is still one millionaire made every day in this economy! Hum? So, what is it you are willing to do to change your struggle with money?

By: Annette Mease

And this is not even the most important question. The most important question is; are you willing to change that? What are you willing to do, to invest in yourself? Is it really uncomfortable for you right now when it comes to talking about your money? There are so many thoughts, sayings and ideas around money! Money is evil. , Money doesnt grow on trees., If you have too much money then people will judge you. and my favorite one is The poorer you are, the more humble you are, the closer you are to God. I have watched more people spend more time worrying about money and how they dont have it then I would like to admit. It saddens me to see so many people thinking they dont deserve money, struggling along doing everything right, but they are forgetting 2 very important things #1 You must love yourself. Yes I said the dreaded word that is really woo woo, LOVE YOURSELF! #2 You must have an incredible relationship with your money!

Truth: Money is not everything yet it touches everything in your life. It touches every aspect of what you do, the decisions you make, your family, your business and everything else. Money is an integral part of our lives!

That doesnt mean you have to want millions. You may want $1,000,000 or you may want an extra $1,000 a month, doesnt matter. What matters is that whatever you want and need to support yourself, and not worrying about money all the time depends on the fact that you need to have a great relationship with yourself and with your money. Get rid of the I am not worthy of having it, I dont deserve it, who do I think I am syndrome. You can have the best job or business in the world; if you dont know that you are wonderful, brilliant and magnificent and have not healed your relationship with your money, then it wont matter. As you learn these two important steps you will start to thrive and then the money starts to come in! As you heal your relationship with money, you will come to find out that it has been there for you all along! 2011 Annette Mease. All Rights Reserved.

Annette Mease is an Author, Speaker and Business, Life Strategy Coach. Annette works with service based creative coaches, mentors, entrepreneurs and small business owners that are purpose driven, heart-centered, life transformational, passionate individuals. Sharing how to stand up, step out and share their message, making money doing what they love! www.unlockyourbrilliance.com and www.annettemease.com

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Counting the Money

Accounting work doesnt thrill me I spent many years of my life doing bookkeeping and accounting and am pretty meticulous about it when I do it I just spent way too much of my younger years putting numbers in boxes and when I walked away from that life I shut the door pretty tight! In the last few years Ive had someone doing my bookkeeping for me and pretty much without fail at every year end I have to go through everything and fix a lot of stuff. So after I spent a bunch of time in ceremony this weekend I chose to use the remaining quiet time counting the $ and making sure everything is in order for the tax preparation people.

By: Amethyst Wyldfyre

Something that occurred to me as I was in this process is that accounting for your money and looking back on the ebbs and flows of income and outgo is just another form of energy evaluation. In fact I can see just from the size of the monthly envelopes containing receipts, bank statements and check stubs just how fat or thin the month was for spending which in general will correlate to how fat or thin the month was for income too! Ah well it is currency after all its supposed to move in and out of our accounts and stay in circulation. I was thinking as I reviewed everything how incredible it was that my little company not only supported ME last year financially, and it not only supported a lot of my clients with their own personal and business transformation it also supported a lot of other families my assistants, my business partner, my affiliates, my mentors, my trainers, and my bookkeeper too!

Ive been reading my colleague Chellie Campbells The Wealthy Spirit every morning since I started this year. Shes wonderful funny and brilliant as well as incredibly practical about money and financial stress reduction. One of her biggest pieces of advice is to Count Your Money. I was actually quite pleasantly surprised when I sat down with my books yesterday I outdid myself for income quite significantly last year I also outdid myself for spending too!

My number for today is a 2 Im feeling pretty thin at the moment and in fact just returned from my number one self care priority a massage I spent most of my afternoon in tears because of a financial decision that I made earlier last year that I was unable to fulfill in its entirety. Where I presently am at with my own finances meant that I had to fore go a long planned and much needed retreat. It was also time for a big breakdown with my son Im hoping that this is the BREAK THROUGH Im really ready for in both areas of my life where things have been BOOB (badly out of balance) for longer than I cared to allow to remain that way. What do you do for yourself when you feel like you are close to running on empty energetically or otherwise? Energy mastery means learning how to navigate both the ebbs and the flows with grace and ease. Wasnt too graceful today actually I was pretty messy and my nose is still runny from all of this crying. 2011 Amethyst Wyldfyre. All Rights Reserved.

Amethyst Wyldfyre The Speakers Shaman is an EMPOWERED Messenger! A Multidimensional Visionary Speaker, Author, Teacher and Artist, she specializes in serving visionary leaders and conscious entrepreneurs who want to feel Safe, Powerful and Ready to LEAP fearlessly into their highest level of service and who want to profit handsomely from following their Spiritual path. http://www.askingyourselfthebigquestions.com

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The Heart of Prosperity

Did you know that the Economy and world affairs have nothing to do with your state of Prosperity? And the state of your bank account is a reflection of how you feel about yourself? But perhaps most shockingly money issues are never about money! Many of us believe that if we had more money we would have more success, status, security, happiness and even self-esteem. However, money isnt the source of any of these things. Money doesnt even exist in REALity it is only an energy and form of exchange that we made up. Yet we give it so much power. And isnt it interesting how women in particular feel so insecure about money and use it as another way to measure how we measure up? The fact is, it is just one more way we deflect what is really going on inside and it is one more relationship we need to get square with if we are to heal the imbalance that has been created between our net-worth and our self-worth and, more poignantly, our soul-worth. Here are three keys I have learned after 13 years as a Prosperity Coach spending thousands of hours talking to hundreds of women about money, energy and attracting and sustaining real abundance and prosperity:

By: Hillary Harris

1. Relate: First, you must create an intentional relationship with your money. Court it, nurture it, give it attention because if you fear it, are ambivalent about it, have a love/hate and thus push/pull dynamic with money, or avoid it all together, do you think you will ever attract it or that it will want to be around you?! Nothing grows without our intention and attention.

2. Refocus to Receive: Though it sounds contradictory to point #1, you must stop chasing or seeking to have money. That seeking comes from a lack or scarcity mentality and means you are looking for something that is outside of yourself. Instead, if you understand that a block in prosperity/money always comes from a block in your emotional and energetic fields, you will instead refocus on opening the flow within YOU. How you treat your money is a mirror of how you treat yourself and Prosperity is directly related to the openness of your heart. Open the flow by allowing yourself to feel what you feel, heal the wounds and direct the love inwards to receive what is your Divine Right! 3. Release and Transcend: Finally, as the world shifts and we move into a new dimension and higher consciousness, we need to let go of money as the root of our identity personally, societally, culturally, globally. What I know about our new reality is we will always have everything we need. Therefore, one of two things will occur we will be able to manifest all the money we will ever need OR money will become obsolete. Either way, money will no longer be the center point of what determines whether we are okay or secure in the world or, more to the point, whether we FEEL we are okay. Love is/will be the new currency and our inexhaustible reserveour infinite connection to Source. 2011 Hillary Harris. All Rights Reserved.

Hillary Harris, founder of SOUL PURPOSE, is a Prosperity Coach, Intuitive Strategist, Spiritual Life Purpose & Ascension Guide and Radio Host whose provocative, mind-expanding messages help you uncover your hearts desire, discover your true purpose, and create soulutions for authentic fulfillment. Make the connection between your money matters and what really matters! www.prosperitycoach.com and http://ascension360.net

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Why Ask Why?

Frequently I run into life coaching clients who desperately dig to understand why they do or dont do certain things. They can see that these things arent working well so they reason, that if they understood their motivation, then they would cease repeating the wayward behavior. Yet knowing why you persist in a behavior thats not good for you wont necessarily stop you from doing it. Often things look too simple to be true. But they are. So when faced with a recurring challenge its often fruitless to understand why. Why? Why is it fruitless? The quest for why often turns your attention and energy to more of what you dont want. Then do that thing. Youll be happier and much more productive. 2011 Tom Volkar. All Rights Reserved. Ive coached lots of folks who did manage to understand that why and they still kept right on digging. They saw the real reason but didnt accept it as the truth that it was. Because the quest isnt worth the prize. It often costs too much in expended energy for it to be worthwhile. The way to get what you want is to turn your attention and energy on what you want. Light that up! Often the quest for why will lead to a whole series of downward spiraling questions. Why am I like this? Whats wrong with me? Why is this happening to me? Why? So the next time youre tempted to ask why, instead ask; what do I really want? Then ask, what would be likely to get me what I want? What could I do now to move just a little closer to what I want?

By: Tom VolKar

Lifes Work Coach, Tom Volkar, has been in active pursuit of his own work life happiness since 1992 and has been career coaching others in similar pursuit since 1998. Tom has been self-employed for 34 years and wants you to know that self-employment is the most direct route to work life freedom and happiness. http://www.delightfulwork.com/

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8 Tips for How Money CAN Buy You Happiness

I think that the relationship between money and happiness is one of the most interesting, most complicated, and most sensitive questions in the study of happiness. Studies show, unsurprisingly, that moneys impact on happiness is greatest when you have the least amount of money. Some happiness experts argue yes, but I think thatsridiculous. The secret to using money to buy happiness is to spend money in ways that support your happiness goals. Imagine that you have a certain amount of extra cash. How should you spend it? But if youre one of the lucky people who has enough money to cover the basics food, shelter, even a car -- does that mean that money cant make a difference to your happiness?

By: Gretchen Rubin

One option: a fancy new TV set. Enticing. The fact is, however, that the new TV wont give you much happiness bang for your buck. The hedonic treadmill describes our tendency to adapt quickly to changed circumstances -- which means youll get a big kick out of the TV for a short while, but youll soon take it for granted. The hedonic treadmill means that buying STUFF isnt very satisfying, but there are ways to spend money that are likely to help give you enduring happiness. Spend money to 1. Strengthen bonds with family and friends. Studies show that having close relationships is one of the most important elements of a happy life. Pay for a plane ticket to visit your brothers new baby, go to your college reunion, throw a Superbowl party.

2. End marital conflict. If youre constantly arguing about the unkempt lawn, or the laundry, see if you can throw some money at the problem. Can you hire the teenager down the street to clean out the garage? 4. Think about fun. Ask yourself and be honest whats fun for you? Fishing, bird-watching, travel, hunting through flea markets, experimenting in the kitchen, skiing, scrapbooking? Make sure that your calendar reflects some activities that you are doing just for FUN. For happiness, youre better off using your money to have a great experience than to gain a possession.

3. Upgrade your exercise. Studies show that one of the quickest and surest ways to boost your mood is to exercise. If spending money on a new iPod, a more convenient gym, or a new pair of yoga pants will make it easier to get yourself off the couch, thats a good happiness investment. 5. Serenity and security. Peace of mind is critical to happiness, so use the money to pay down your debts or to add to your savings. 6. Pay more for healthy food. Its a sad fact that fruits, vegetables, and healthy food are more expensive than fast food, but eating healthfully will pay off in the long run, in terms of your good health and energy.

continued...
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8 Tips for How Money CAN Buy You Happiness continued

7. Spend the money on someone else. One of the best ways to make yourself happy is to make someone else happy. Think about ways you could spend the money that would make a big difference to someone else -- whether someone you know, or a cause you support. As always, the key to any happiness question is to know yourself, and what makes YOU happy. 2011 Gretchen Rubin. All Rights Reserved. 8. Think about YOUR priorities. Two years ago, some friends decided to skip an anniversary trip so they could use the money to buy a super-expensive Dux bed. I thought this was a bad idea, because the hedonic treadmill would mean that theyd quickly get used to the new bed. Oh, no. They still rave about their Dux bed. So maybe that fancy new TV set would mean a lot to you, although I, for one, would hardly notice the difference.

Gretchen Rubin is the best-selling writer whose book, The Happiness Project, is the account of the year she spent test-driving studies and theories about how to be happier. http://www.happiness-project.com/happiness_project/

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Your Money Personality What Drives You?

If you have some extra money that comes in unexpectedly, what do you do with it? Your answer may be related to your own money personality. Here is a question for you to start thinking about your money personality: If $10,000 came to you unexpectedly, what would your first impulse be? Spend it on things you really want including gifts for others To put it in your savings account To invest it to make more To give it away to make a difference to other To feel overwhelmed and anxious about it, and do nothing at first

By: Devi Grewal

Understanding our money personality can help us understand ourselves and challenge the beliefs we have formed about money through unconscious messages from our family, peer groups, religious traditions, and society This understanding brings clarity to the motives and influences we have around money and in turns stops us from blaming ourselves for our own distortions and limitations in this emotionally charged area.

There is no single correct response, instead it depends on your current relationship to money and if you understand and accept your reasons for the decision. Olivia Mellan a pioneer in the field of money psychology has written about Money Personalities in depth in her insightful book Money Harmony. I wanted to share with you four major money personalities identified by Olivia:The Spender will spend for immediate pleasure, they usually spend what they earn and dont like to look their money in investments for the long term. The Hoarder they like to save money, like long term investments and have clear financial goals, they will always think of the rainy day before indulging in luxuries. The Money Monk thinks money is dirty or bad and have the belief if you have too much it will corrupt you, they identify with people of modest income rather than those who amass wealth. The Amasser needs to be accumulating money to save or invest it; they usually equate self-worth to money and are very good at keeping financial records. Most people are a combination of the above and hence balance the extreme money behaviors of each personality type out. However, where there is less balancing there is a need to look at the deeper issues around money and introduce some new behavior as part of centering the money personality. Gaining awareness of our money behaviors can prove valuable toward bringing balance in our money-life, and in the case of couples it can prove to be the basis of harmony in the relationship. What about you how does your money personality influence your life choices? 2011 Devi Grewal. All Rights Reserved.

For example, Savers who crave security in their lives can try spending more now to take better care of themselves and their families without feeling insecure about the future. As for the spender, who usually likes autonomy and is most likely to be self-employed they need to appreciate the importance of financial planning to provide them with a checkpoint for monitoring their personal goals.

Devi Grewal, a Financial Recovery Counselor, works with individuals to help them understand the relationship they have with money allowing them to make conscious decisions about money. http://www.moneycoachuk.com/

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Telling the Truth

For a good part of my adult life I had been what I characterized as bad with money. It would come in but it was going out just as fast. I consistently made a good income but quite surprisingly never had a single thing to show for it. Breaking even was the theme of my 20s. I started going into debt in my 30s as I acquired more and spent more. I never really gave much (read: any) consideration to how I was going to pay for it in full. As long as I could make minimum payments, it was all good. It was time for a life-changing decision.

By: Lisa Gould

Through a series of events this plan began to unravel. Some events were out of my control but many were completely within my control. (Part of the goal of working with me is to become as prepared as possible for the life events that happen without our authorization). The results were devastating.

Actually, many decisions. But the most important one I made ended up changing everything. Rather than hidewhich I desperately wanted to do I began to tell the truth. The first person I had to stop lying to was me. This was quick, like ripping off a Bandaid. I knew that if I had not stopped justifying my behavior around money I was going to crash and burn. I confided in friends next, then family. I told them about my situation. I expected shock and horror, but to my surprise, I got empathy and support instead. I was amazed because I had never asked for help. I had convinced myself I had it handled, and that alone I could fix it. Now, to be clear, you dont ever have to tell your friends and family your deep, dark secrets about money. The important thing is to be honest with yourself. You see I was never afraid of being homeless. I knew I would always have a sofa to sleep on, a meal to eat, a hot shower in the home of a friend or family member. But that would have come at a huge cost: the loss of my own personal freedom. And once I began telling the truth AND I took tangible actions to help myself my life began to become my own once again. Very quickly. Tell the truth and do so without any shame. 2011 Lisa Gould. All Rights Reserved. Your situation may not be as extreme as mine was. But I implore you not to wait until your current habits bring you to the edge. Somewhere along the way wherever you are - RIGHT NOW you can stop this train and get off. If you are not crystal clear about the role money plays in your life, and almost none of us are, you are headed for trouble.

Lisa Gould has gone from being a self-proclaimed Balance Transfer Queen to a Personal Finance Consultant. Afraid to call because of how bad your situation is? Dont be. Lisas was probably much worse. Having lived the life of a would-be client she can relate to whatever you are thinking now. http://www.lisagould.com

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Law of Attraction: how not having what you want can be a good thing
Not having what you want can be a good thing? How can that be?

By: Vicky White

Not having what you want gives you the opportunity to expand into a bigger life. It tells you where your focus has been and gives you the chance to gain clarity in order to attract something different. You can immediately shift your energy. Career/Work - whether paid or not

Not having what you want is your point of power. That feeling of dissatisfaction is a gift. Its there to bring into awareness where youre giving your power away. You then have the choice to realign with Truth and inspiration by making your real desire conscious. Take a look at each of these areas in your life. What dont you want? Knowledge and Self Cultivation: inner peace, learning something new Health and Family: your health, relationships with family members Love and Relationships: your relationship, friendships

Wealth and Prosperity: flow of money, reserves, gratitude, ease around money Children and Creativity: completing projects, communication, creativity

Fame and Reputation: how well known, what youre known for, how others see you Helpful People and Travel: expansion, travel, mentors, anyone who can help you Although its not a good idea to put too much focus on what you dont want - this exercise will be brief. Most people put a lot of focus on the things they do not want - and thats where it stops, so they get even more of it.

2. Beside each thing you do not want, write what is it you DO want. Turn it into the positive and write something specific. Heres an example: I often talk about how I dont want to be in Vancouver in winter. That can easily turn into complaining about how cold it is here and it doesnt get me very far. By focusing on what I do want to be somewhere warm, and catching myself whenever I hear myself saying what I dont want, its been easy to start taking action that moves me towards being in Costa Rica this winter. If youre feeling lethargic, perhaps what you really want is to feel energized and inspired. Once youve got focused on that you can come up with some actions that will move you in this direction - perhaps drink a green smoothie each day! Perhaps declutter your closet. Do this and youll be amazed how fast your energy shifts.

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Law of Attraction: how not having what you want can be a good thing continued
3. Now whats one action you can take today? Clear that closet, ask a friend for support, find and sign up for the dance class youd love to take? Whenever you feel frustrated, dissatisfied or overwhelmed with somethingthats your point of power. Something is out of alignment. If you find yourself thinking about what you dont wantdebt, extra pounds, lack of purpose. ask yourself what you do want. And this is how the Law of Attraction works. Now, what is it you DO want? 2011 Vicky White. All Rights Reserved.

When you do this youre using your personal guidance system - your emotions - to raise your energy and come into alignment with your true self - that magnificent, limitless, open to all possibilities, self.

Vicky White, The Inner Feng Shui Coach supports women in living purpose-filled, passionate and adventurous lives. She offers retreats in New Zealand and North America, and works with woman globally. Get her FREE ebook: 101 Feng Shui Tips to Attract an Abundant Life. What are you going to do with your one wild and precious life? http://www.lifedesignstrategies.com/101tips_gift.html

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How to Have Abundance in Life

A man of some influence, Malcolm S. Forbes once said, The biggest mistake people make in life is not making a living at doing what they most enjoy. You know what, hes right. If you are looking to enjoy a life of abundance, start with the things you must do, like work. The reality is that it is the fundamental choices about our lives that have that biggest impact on our overall well-being. The feeling of waking up knowing that you will be doing a task that you prefer is one simple key that could make all the difference. Find abundance in your everyday life, like your work, and it will never be far from you mind. The lifestyle of abundance starts by recognizing that we all have abundance in our lives. Can you see it? When you do (and you will!) remember to sound it out. Verbally announce your abundance and its reality will become even more apparent. Acknowledge that there is joy in your life. Revel in the little sweetnesses that your life offers and you will find that you are swimming in the lap of abundance. Say it with me, I will sound out my abundance!

By: Scott Epp

I get asked Where is my abundance? by people all the time. It can be hard to see when there is hardship standing in the way, but trust me - your abundance in life is there, waiting for you. Almost anyone can find abundance in their life. The things we take joy in and the things that make us rise to the occasion may not feel abundant, but they are the doorways to abundance. Take my old friend Susan as an example. Last year her father died and it was not easy for her. I encouraged her to focus on the abundant things in her life and we began making a list. After writing down a few activities, we started to really get to the heart of what fulfills her. After realizing she had abundance in her husband and friends as well as her work, it was not so hard to put her fathers passing into perspective. He had been sick for several months and, at 84, it was taking its toll. Later on, I remember Susan remarking how after the funeral, a sense of peace seemed to hang over her and her family. Even in the passing of a loved one, there is abundance, can you see it? Life is always going to throw curve balls at you. That isnt going to change. Thankfully, you have a shield to much of the strife... Your abundance! The fulfillment your life brings you at the best of times is the rock that holds you through the worst. Recognize your abundance in life in the times of distress. This is the foundation of abundance you should strive for. 2011 Scott Epp. All Rights Reserved. We all have hardships, but that doesnt mean the hardship has to have us. Embrace the abundance in your life and free yourself from the shackles that stress and struggling cause.

Scott Epp is a Certified Professional Coach and the President of Abundance Coaching. He can help you follow your bliss and get more purpose in life. Scotts passion is to help people discover what they value the most and live it. http://www.abundancecoaching.com

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What if you Knew?

What if the dream you are chasing is catch-able? Im not sure thats really a word but you get my point. What if your deepest desire is more than just a possibility, but reality-in-process?

By: Ellen M. Lambert

I came across a great notion the other day while browsing through Nick Murrays The Game of Numbers. It went something like this: imagine you were playing an old-fashioned slot machine, the kind with the arm on it, and someone absolutely guaranteed that you would win a million dollars sometime in the next five hundred pulls. How many times would you pull that lever? Pretty easy answer, right? Youd pull that handle as many times as you had to until you won the million. Ten times, twenty times, four-hundred and seven. It wouldnt matter, not if you knew you were going to win. Theres a time in the midst of the chase when you just have to take a breath and wonder, is it worth it? In the end, what do you think is more pleasurable? Chasing your dream or catching it? Maybe, both? Chase, Catch, and Soldier On! 2011 Ellen Lambert. All Rights Reserved. Hmmmm I guess it would take a lot of the fun out of whole process if we knew when we sat down at that slot machine that it was rigged and absolutely set to pay out. We could hardly call it gambling. Sure, itd be lucrative to go through the exercise and eventually get paid for the effort, but would it be fun? Isnt half the excitement in the gaming? The wondering? Isnt the thrill in the uncertainty?

What if we KNEW that what weve been working towards was really, truly going to pay off. How much easier would it be to keep after our goals day-after-day-after-day-after-day if we were absolutely certain it all would be worth it in the end?

Ellen Lambert is a writer and motivational speaker helping people find their own voice, their own expression. Her mission is to help folks discover, uncover, and recover their voices. Its taken a lot of years to develop my voice, my greatest joy is when I help others find theirs. http://www.ellenoutloud.com/

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Financial Literacy vs. Financial Wellness

Ive been financially literate for years. I began studying what it meant in my mid-twenties (since its not something were taught in school). But its only in the past two years that Ive become financially stable. Theres a difference. A BIG difference. Financial literacy can be easily achieved by educating yourself. There are plenty free sites on the Internet and thousands of books, magazines, or newspapers you could read. But financial wellness and stability can only be achieved through implementation of what you know. And thats where I got stuck. Perhaps you have too. Despite knowing what to do (spend less than I earn, create a budget, save for emergencies, and manage my credit wisely), I still couldnt do it. Even though I knew WHAT to do, I didnt know HOW to change my money behaviors in a meaningful and mindful way. I wasnt able to do anything consistently or long enough for it to have any real impact.

By: Nancy Rae Evans

I stumbled upon the Financial Recovery Institute through my friend Stephanie. Even before I spoke with my mentor the first time, I was convinced that this process was the missing piece Id been searching for all those years. And I knew that not only did I want teach it to others, but I desperately needed it for myself. And I was right. Not only do I now have practical tools that I use on a regular basis, but I also have insight into why I made those mistakes in my past. The stories, if you will, that caused me to repeat the same patterns while saying to myself, This time things will be different. Patterns like running up business-related debt over and over again, telling myself that when the big deal I was working on closed, all my money worries would be behind me. I seriously believed that my income was the cause of my money issues. I was wrong. Money issues dont discriminate. We all have them to some degree. There is no correlation between income level, education, or even your net worth. 2011 Nancy Rae Evans. All Rights Reserved.

Not only do I now have a sense of control around my moneyeven in this uncertain economybut I finally feel like a financial grownup. And you can too.

Nancy Rae Evans is the author of the forthcoming book Financial Fitness in 10 Minutes a Day. A financial health coach certified by the NACCC and the Financial Recovery Institute, Evans teaches practical money skills that resolve emotional blocks to financial success. Get her Financial Wellbeing Checklist at www.EmbracingMoney.com/money-health

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Are You Caught in a Disastrous Financial Pattern?

Anyone can have a bad romance, and even solid, healthy relationships have their rocky moments. But when someone has a long string of disastrous romances, it becomes obvious that the situation is attributable not to a particular choice but to a pattern of choices. The same is true in our relationship with money.

By: Karen McCall

Anyone can have a situational financial problem due to extenuating circumstancesa job loss, a failed business, a medical condition. But when money issues crop up over and over, or when the same financial predicament only grows more and more destructive, an unhealthy pattern of behavior with money exists; our financial challenges are not merely situational but reflect an ongoing pattern in our relationship with money. Many major aspects of our lives have an element of recurrence. We tend to have the same old arguments over and over with our loved ones. We always seem to sit in the same chair at the dinner table. Humans are creatures of habit. This is fine when the habit is benign, such as misplacing our reading glasses around the house. But when some patterns become entrenchedrepeated so often that they seem unchangeableand are actually harmful to our best interest, they can be a source of great unhappiness and even self-destruction. Here are some common financial patterns that people find themselves in: Habitually stashing unopened mail Consistently not able to pay off credit cards Always worrying about your finances Repeated conflict around money with loved ones

Feeling like there is never enough and never will be enough to make ends meet

Remember, these patterns are merely signposts. If you are engaging in unhealthy habits around money over and over again, take it as a sign that its time to look deeper. These habits are likely causing you to suffer. But you dont have to keep suffering. However, the first step to healing your relationship to money is to name what is not working. I know its hard, but it is essential. And the good news is that the healthier your relationship with money, the less likely it is that money will distract you from the things you value most. 2011 Karen McCall. All Rights Reserved.

Karen McCall is the founder of the Financial Recovery Institutethe world leader in training new Financial Recovery Counselors / money coachesone of the most important professions of the 21st century. Money coaches help their clients identify, understand and eliminate self-defeating money patterns once and for all. Training info: www.financialrecovery.com

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Becoming, Laughing, and Being Me

I have played more laughed more and shifted more into who I am and who I have wanted to be in the last 6 months than any other time in my life I see that my own voice and instinct are key to my happiness. I have learned that love has many forms and there is a stage and place for all of them. Who I am becoming is authentic I am not always balanced, without old patterns, or following my inner voice but the percentage of time that I do, I feel grounded and grateful. I know without a doubt that the journey has no end game and that the only thing to be relied upon is truth. How can I find it, live it, and feel it within me daily? I have grown into knowing where my guidance comes from and that Nature is my only Guru I realize that I dont need to be validated by others in order to feel good about myself Im more presentThe irony is that this awareness has always been in me and yet as the layers of self-understanding are revealed I see I have been just shy of living honestly as myself

By: Mariel Hemingway

I am in love and consequently I am falling in love with my life I am at ease in my skin I have become playful and free More than anything my freedom is the biggest gift my lover has unveiled in me I always knew it was something I longed for but I never knew what it felt like It seems that my old life patterns of how I was as a woman, a mother, and an intimate partner have been undone I am no longer the result of expectations, beliefs in the way things should be, unfulfilled dreams, or funky genetics. It is not that I have no more work to do or that I am given license to not pay attention; it is that I am no longer ruled by what is not congruent with my sense of self any longer. I have played the martyr in the past and though I never wanted to be one it was my habit and my upbringing the most troubled in my family got the most attention I just pretended I was okay with the pain I mirrored that behavior for many years. Now I am watching this pattern of poor me fall away. Nothing about being needy interests me at all. The best part is we have fun REAL FUN! When I say we laugh I mean it everyday we laugh so hard that I can feel years of tension and age drop from my whole being. We play hide and seek We sing songs loudly and out of tune We speak gibberish and do cartwheels in the sand. We dance like rappers, sexy disco singers and four year olds all the while we laugh like there is nothing more important than just that we laugh that we laugh and we sometimes wonder why we have so much fun this is hugely responsible for how I am more alive today than ever before. I choose to laugh play love and be childlike I am grateful that I can share it with someone as silly as me Everyday is a day to choose how I livein fun in laughter in connection to my teachers nature, my man, my daughters, friends, and of course myself. 2011 Mariel Hemingway. All Rights Reserved.

Mariel Hemingway is an actress, model, author, mother, and a leading voice for holistic and balanced living. She speaks comprehensively about greening yourself through living a healthy life style, eating well, slowing down, and creating sacred space. She has established herself as one of the most knowledgeable and articulate voices in the Body, Mind, Spirit movement. http://www.marielhemingway.com

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Are You Pushing Money Away?

Are you pushing away money? The very thing you say you want?

By: Laura West

More than likely theres low-hanging fruit right in front of you (more on that in a moment). But if you dont take the steps to reach up and pluck that fruit, to take the inspired actions, it hangs there. If you dont pick that fruit, then essentially, youre pushing away money. Youre sending out a message that you dont want it, need it, or really desire it. This might sound crazy to you! Why would I push away money you say? Our Inner Critic is sneaky. You see, we have this way of sabotaging ourselves and keeping ourselves from the very thing we want, the thing that would bring us relief from pressure or worry. We are so used to being in pressure, anxiety and worry that we cant actually imagine being without it. So we sabotage by pushing away opportunities. We judge them as not enough or too easy. Or the big one... that were just not worthy enough or dont deserve it. So, what is the low-hanging fruit in front of you? Emailing what you promised to email. Paying the bill. Sending the bill. Cashing the check.

You have to be willing to claim that you want to make money. You have to make it good, right and ok for you to make money. You then have to follow through and take inspired action. This is where you tap into your Inner Goddess and find your KNOWING place, that place where you KNOW the next action, you know what to do. Step in and claim your brilliance and reach that hand up to the fruit. Its the actions that are right there in front of you. Calling the client whos waiting you to follow-up. Sending out the group coaching invitation.

Calling that colleague who mentioned she wanted to collaborate with you. Using the gift card. (Have you done this you receive a gift card but you keep saving it? You are stopping the flow of money in its tracks!) Something as simple as cashing a check (no matter how small) or using the gift card gets money circulating, gets you excited, and gets you thinking about possibilities. It ALL counts. (Even the gift cards.) You get into the flow of money, and start moving your money energy! Getting into this flow leads you from standstill or a stuck place or waiting for something big and significant to happen. (If its not big, it doesnt count, you might think.)

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Are You Pushing Money Away? continued

Let yourself open up the flow to receive and circulate. This will begin the shift of your money flow. Take the inspired actions and allow the money to come in. 2011 Laura West. All Rights Reserved. When you change your thoughts, you change the possibilities, and when you change the possibilities, you change the results.

As a certified business coach, author and speaker, Laura West works with women to create successful lifestyle businesses filled with creativity, world-changing work, and financial abundance. Her programs, products and events help women step into their radiant power. Find out more about teleclasses, programs, and success resources at www.JoyfulBusiness.com.

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5 Secrets to Living Your Life Out Loud!

Yesterday was an extraordinary day! It was our 10-year anniversary of living in America.

By: Saskia Roell

Ten years ago I had a dream. It was a BIG dream, which would rigorously change the lives of my five kids, my husband, and me literally overnight. My soul told me we were going to leave Holland. Can you imagine waking up tomorrow with a knowing that you had to leave the country you live in? To make the move, our whole family-plus Buddha, our dog-had to be aligned with the destiny my soul envisioned for us. Luckily, the kids were ecstatic about this plan, and night after night when I read them bedtime stories, we visualized ourselves living in a little village at the beach in America. Next, we flew to America and toured around in a nine-sleeper (see photo above) in search of our destiny in this huge country. Whats really cool is that our house found us! Our kids truly believed that you could just leave everything behind, pack up your suitcase, and hop on a plane. And in all honesty, that is exactly what we did. We left our life behind and jumped on a plane with suitcases in hand. Exactly ten years ago, we flew in a burning plane across the ocean from Holland to America. The plane had a 20% chance to land safely, but our good karma must have carried us through. We arrived in America with one suitcase, five kids who didnt speak a word of English, and the handmade Survival Kit, How to Survive in America, which our Dutch friends made for us. Upon arrival we faced many challenges: not speaking the language, no contacts, no jobs, hardly any money, an empty house, our luggage floating on the ocean for two months, and more. The 5 Secrets to Living Your Life Out Loud! 1. No Dream Is Too Big 3. Let Your Heart Lead the Way

However, we are still here, and within ten years weve literally gone from surviving to thriving. And yesterday we celebrated that extraordinary choices not only give us extraordinary challenges but extraordinary results, too. Our kids have experienced that anything is possible, and as I watch them grow I see how easily they apply the following: 2. The Universe Supports Your Biggest Dreams 5. Surrender Activates Miracles

4. Roadblocks and Challenges are Opportunities For Growth 2011 Saskia Roell. All Rights Reserved.

Heres the main point for you to remember. Never give up on yourself EVEN if things seem dim or unattainable. You can do it, and Im here to be your soul coach and encourage you to follow your highest purpose. Let me know your dream!

Saskia Roell , as a Soul Guidance Coach, radio host, speaker, bestselling author, and co-author with Jack Canfield, Stephen Covey and Deepak Chopra, Saskia cracks open the lives of her clients to bring their Soul purpose alive. Are you stuck or unhappy? Go to http://www.YourSoulGuidance.com for your FREE 21-Day Roadmap to the Life your secretly dream about!

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Are You Ready for Prosperity?

No one was more surprised than Tom K. when he scratched off the hidden symbols on a lottery ticket and won $25,000. For years, Tom had struggled financially and often dreamed that somehow hed get the money to start his own business.

By: Joan Sotkin

He thought hed be elated when he realized what he won. But instead he felt overwhelmed and scared. Suddenly he was faced with a number of important decisions. He also soon learned that people treated him differently than they did before he won the money. He wasnt quite sure how to react to themor whether he could trust them. Tom bought some new clothes and electronic toys. Then he made an attempt at starting the business he thought he wanted. Within a few months, all the money was gone, Toms business was a bust, and he was right back where he was before. Toms story is not unusual. When I belonged to a financial support group, it was amazing how many people had come into unexpected moneyoften through an inheritance and months or years later, their financial situation was as chaotic and they were as needy as they were before their fortunes changed. If I ask you whether or not you are ready for abundance, your first reaction is probably to answer, Absolutely. However, chances are you need to plan for a new life position. You also need to make some changes on the level of thoughts, beliefs, and emotions (TBEs). The same thing could happen if you are suddenly faced with a group of loving, accepting, non-judgmental people who reach out to you. If your normal feeling level is one of aloneness or if you have a strong fear of abandonment, loving people could cause you discomfort and you might push them away. How can you know if you are ready for prosperity? The best way is to take a good look at how you are living your life, how you treat yourself, and what you believe is possible for you. Its also important to examine your money feelingsthey are a good barometer as to how you feel about yourself. 2011 Joan Sotkin. All Rights Reserved. The problem with Tom and the others is that their financial situation changed before they made any internal or behavior changes. They werent prosperous on the level of consciousness and their lives reflected their lack of selfworth. For example, if you have a poor self-image, often criticize yourself or deny yourself the pleasures of life because you think you are undeserving, when you start making a lot of money, its going to make you uncomfortable and you will probably do something to sabotage yourself.

Joan Sotkin is the creator of the popular site www.ProsperityPlace.com and author of the award-winning Build Your Money Muscles: Nine Simple Exercises for Improving Your Relationship with Money. She provides ongoing help to people looking to improve their financial position through audios, teleclasses, and a membership program.

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Changing the Conversation

I was making small talk with the man sitting next to me at a holiday open house. We turned, inevitably, to the discussion of what we do. He was micro-lending to government enterprises in Afghanistan and Pakistan. I was changing the way personal financial advice is delivered to women. Of the two professions, I would have said his was far more dangerous. In his opinion, however, it was my work that was full of land mines and embedded explosive devices. After all, I was dealing with the issue of gender. He was clearly uncomfortable at the mention of women and finance in the same sentence. He presumably had guessed my approximate age and possibly had me figured for one of those 1970s, bra-burning feminists who hated men, but wanted to be just like them. Why single out women? he asked. No doubt he saw my efforts to financially empower women as another form of misguided affirmative action: giving women extra attention and guidance as a way to make up for all the years where women were kept financially in the dark. Why should women be any different when it comes to money?

By: Eleanor Blayney

I knew I had to work carefully to avoid closing his mind even further. So I started with all the factual stuff, hard nuts of information that even a blind squirrel would happily chew on. Womens longer lives, their years out of the workplace to bear and raise children, their ineligibility for workplace benefits if they work part-time: all these facts adding up to women needing more wealth, but handicapped in trying to accumulate it. It was, however, when I mentioned that Social Security benefits are computed on 35 years of earnings, which penalizes mothers and caretakers whose average workplace tenure is approximately 29 years, that I could see he was beginning justto respect what I had to say. I hadnt thought of it that way, he conceded.

I then tentatively introduced the observation that women think and talk differently about money, citing the neurophysiology and sociolinguistics supporting this assertion. He was making eye contact with me now, no longer searching for a diversion on the buffet table. However, it was only when his wife joined the conversation that he became convinced. Hearing only the tail end of our conversation about why personal finance is different for women, she announced, Well, of course it is. Everyone knows that We said our goodbyes a few minutes later, with the Pakistani microlender saying quite genuinely It sounds like you are doing some interesting and important work. 2011 Eleanor Blayney. All Rights Reserved.

Eleanor Blayney, CFP has been a CERTIFIED FINANCIAL PLANNER practitioner for more than 20 years, and now serves as Consumer Advocate for Certified Financial Planner Board of Standards and President of Directions, LLC, an advisory service for women. She is the author of Womens Worth: Finding Your Financial Confidence. http://directionsforwomen.com/

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About Heather Wilson

In the depth of winter, I finally learned that within me lay an invincible summer! Albert Camus Heather Wilson is a wealth-esteem expert, certified coach, international motivational speaker, and an author all rolled into one dynamic package! Its her passion to help people create a joyful and fun, rewarding and strong relationship with their money and wealth, as well as with themselves. Heathers rags to riches story . . .

Heather is a survivorshe existed in a toxic marriage for over 10 years. When she was married, she was financially dependent on her husband who had a gambling and shopping addiction. The money stress affected every area of her life. She gained weight and her health deteriorated. She had no energy or desire to spend time with friends. Her relationships with family became strained. She would wake up in the middle of the night in pure panic as to how she would pay the bills. Every time she had to ask for help, she felt embarrassed, angry, worthless and full of guilt. She doubted herself as a person and as a mother. After constantly living on the verge of being homeless, taking her kids to the food-bank and living on a paycheck to paycheck mentality, she literally woke up one morning and decided to take charge of her life. When she made the choice to get a divorce, she was a stay-at-home mom with a heavy financial debt and no job or savings; she was living with her parents; she was physically overweight and unhealthy; and she had totally lost her sense of self and confidence. She felt stuck and frustrated. She had no idea how she would change her life, but she knew she had to. Within two years of that day, she completely turned her life around. She paid off all the debt, purchased her own home, lost over 50 lbs and crossed the finish line at the Honolulu Marathon. Using a lifetime of experience and training from some of todays top thought leaders, she now runs her own business as a coach and international speaker helping women truly understand and improve their relationship with money and themselves while rediscovering how to have FUN.

Using her step-by-step process, Heather helps you create a new fun and rewarding relationship with your money. If you would like to learn more about how her wealth-esteem coaching can help you, www.3keystocrazywealth.com or contact her directly at info@3keystocrazywealth.com PS. Do you have your own Rags to Riches success story? Send it to info@3keystocrazywealth.com and your story could be included in my next book!

Heather Wilson, an active member of the IAWBC (International Association of Women Business Coaches) is also the author of the book Your Life According to You! How to take charge of your life and live the life of your dreams today!

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