BOND OPPORTUNITIES FUND as on 31st December 2011

Fund Objective : To provide reasonable returns through investments in high credit quality debt instruments while maintaining an optimal level of interest rate risk.
SFIN CODE

Date of Inception :

ULIF03004/08/08BondOprtFd101

AssetAllocation

04 Aug 2008

Fund V/s Benchmark Performance

Period
Inception (04-Aug-08)
5 Years
3 Years
2 Years
1 Years
3 Mths

Returns (%)
07.22
N/A
02.52
04.66
05.24
01.75

Government
Securities
58.36%

Benchmark
Returns (%)#
07.26
N/A
05.11
05.93
06.90
02.28

# CRISIL Composite Bond Fund Index

Dep,MMI&
Others13.83%
Debentures/
Bonds27.81%

DebtMaturityProfile
50.00%
40.00%

PORTFOLIO

30.00%

Debentures / Bonds
10.40%ReliancePortsandTerminalLtdNCDmat18Jul2021
9.75%RuralElectrificationCorpLtdNCDmat11Nov2021
7.75%RuralElecCorpLtdNCDMat17/11/2012
7.90%RuralElecCorpLtdNCDMat06/10/2012
9.32%NABARDmat16August2014
8.10%ShreeCementLtd.Mat23/11/2012
6.90%NationalHousingBankNCDMat01/09/2012
11.50%RuralElecCorpLtdNCDMat26/11/2013
Others
Total

Government Securities

% to Fund
4.03%
2.67%
2.57%
2.35%
2.13%
1.64%
1.63%
1.47%
9.31%

Total

58.36%

13.83%
100.00%

Debt Parameters
PortfolioYield(%)
AvgMaturity(InMonths)
ModifiedDuration(InYears)

0.00%
1 3Yrs

3 10Yrs

Above10Yrs

DebtRatingProfile
AA+4.09%

% to Fund
12.01%
7.57%
7.51%
5.65%
4.89%
4.83%
3.66%
3.37%
2.39%
2.30%
1.13%
1.07%
1.98%

Grand total

10.00%

27.81%

9.15%GOImat14112024
7.17%GOIMD14June2015
7.02%GOIMAT17/08/2016
8.30%GOI2040MAT02.07.2040
6.07%GOIMAT15/05/2014
7.61%OilBondsMat07/03/2015
7.37%GSmat16/04/14
8.20%GOI15/02/2022
8.28%GOImat21Sep2027
7.59%GOI2016
4.81%GOI10/09/2013(Floater).
10.71%GOI19/04/2016
Others

Deposits, Money Mkt Securities and other Assets.

20.00%

8.96%
77.42
3.21

AAA29.43%

Sovereign
66.49%

Large Cap Niche Life Fund as on 31st December 2011

Fund Objective : To generate long term capital appreciation from a diversified portfolio of pre-dominantly in large cap equity and equity related securities.
SFIN CODE

Date of Inception :

ULIF03204/08/08Large-CapF101

AssetAllocation

04 Aug 2008
Dep,MMI&
Others4.35%

Fund V/s Benchmark Performance

Period
Inception (04-Aug-08)
5 Years
3 Years
2 Years
1 Years
3 Mths

Returns (%)
03.45
N/A
17.89
-05.49
-25.71
-09.39

Benchmark
Returns (%)#
01.50
N/A
16.04
-05.71
-24.62
-07.80

Equity95.65%

AllocationBySector Equity
Finance

23.04%

Oil&Gas

13.95%

InformationTechnology

13.61%

# NIFTY

PORTFOLIO

Equity
INFOSYSLTD
RelianceIndustriesLtd.
ICICIBankLtd.
ITCLtd
Larsen&ToubroLimited.
HDFCBankLtd.
TataConsultancyServicesLtd
JindalSteel&PowerLimited
CoalIndiaLimited.
StateBankofIndia
SterliteIndustriesLimited
BankofBaroda
KotakMahindraBankLimited
Oil&NaturalGasCorporationLtd
ZeeEntertainmentEnterprisesLtd
BharatHeavyElectricalsLtd
NationalThermalPowerCorporationLtd
BajajAutoLtd.
NestleIndiaLimited
Mahindra&MahindraLtd
BHARTIAIRTELLTD
PunjabNationalBank
CiplaLimited
PowerGridCorporationofIndiaLtd.
CumminsIndiaLtd.
SunPharmaceuticalsIndustriesLtd
LupinLimited.
GasAuthorityofIndiaLtd
CromptonGreavesLtd.
CAIRNINDIALIMITED.
HCLTechnologiesLimited.
HindustanZincLtd.
Others

% to Fund
7.85%
7.50%
6.36%
5.58%
4.83%
4.30%
4.14%
3.18%
2.91%
2.61%
2.42%
2.34%
2.29%
2.10%
2.01%
1.91%
1.89%
1.88%
1.87%
1.83%
1.75%
1.70%
1.62%
1.54%
1.52%
1.46%
1.45%
1.40%
1.39%
1.06%
1.03%
1.02%
8.90%

Total

95.65%

Deposits, Money Mkt Securities and other Assets.

4.35%

Grand total

100.00%

Metal,MetalProducts&Mining

9.98%

CapitalGoods

8.49%

FastMovingConsumerGoods

7.79%

Healthcare

5.77%

TransportEquipments

5.47%

Power

3.58%

HousingRelated

2.46%

Media&Publishing

2.10%

TransportServices

1.93%

Telecom

1.83%

DebtMaturityProfile
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
1 3Yrs

Mid Cap Niche Life Fund as on 31st December 2011

Fund Objective : To generate long term capital appreciation from a diversified portfolio of pre-dominantly inmid cap equity and equity related securities.
SFIN CODE

Date of Inception :

ULIF03104/08/08Mid-capFnd101

AssetAllocation

04 Aug 2008
Dep,MMI&
Others2.97%

Fund V/s Benchmark Performance

Period
Inception (04-Aug-08)
5 Years
3 Years
2 Years
1 Years
3 Mths

Returns (%)
10.87
N/A
26.82
-01.51
-28.48
-15.01

Benchmark
Returns (%)#
-03.23
N/A
16.65
-12.57
-34.19
-16.71

Equity97.03%

AllocationBySector Equity
Finance

18.53%

Agriculture

13.30%

FastMovingConsumerGoods

12.05%

# BSE MID CAP INDEX

PORTFOLIO

Equity
MindTreeLimited
ShreeCementLimitesd
CoromandelInternationalLtd.
GlaxoSmithklineCons
EIDParryIndiaLtd
UnitedPhosphorousLimited
BajajElectricalsLimited
GujaratStatePetronetLtd.
ApolloTyresLtd
TATAGLOBALBEVERAGESLTD
WyethLimited
UnitedBankofIndiaLtd
GujaratMineralDevelopmnetCorporationLtd.
IPCALaboratoriesLtd.
DenaBank
IndianOverseasBank.
AndhraBank
SyndicateBank.
OptoCircuits(India)Ltd
BajajHoldings&InvestmentLimited
BlueStarLimited
AMTEKAUTOLTD.
PowerTradingCorporationofIndiaLtd.
TataChemicalsLtd
GujaratGasCompanyLimited
BRITANNIAINDUSTRIESLTD
P&GHygine&HealthCareLtd
SobhaDevelopersLtd
SintexIndustriesLtd
IndraprasthaGasLtd.
ThermaxLtd
CorporationBankLtd
Others

Healthcare

9.71%

HousingRelated

8.56%

% to Fund

Oil&Gas

7.77%

5.07%
4.93%
4.75%
4.53%
3.91%
3.83%
3.78%
3.62%
3.42%
3.22%
3.16%
3.13%
3.02%
2.90%
2.88%
2.80%
2.73%
2.55%
2.45%
2.37%
2.36%
2.32%
2.22%
1.96%
1.79%
1.77%
1.71%
1.43%
1.40%
1.32%
1.32%
1.09%
7.29%

ConsumerDurables

6.32%

TransportEquipments

5.91%

InformationTechnology

5.55%

Metal,MetalProducts&Mining

3.11%

Power

2.89%

CapitalGoods

2.63%

Diversified

2.50%

Others

1.18%

Total

97.03%

Deposits, Money Mkt Securities and other Assets.

2.97%

Grand total

100.00%

DebtMaturityProfile
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
1 3Yrs

MONEY PLUS FUND as on 31st December 2011

Fund Objective : To generate optimal returns from investments biased to the highest credit quality at the short end of the yield curve, such that interest rate risks and credit risks are low.
SFIN CODE

Date of Inception :

ULIF02904/08/08MoneyPlusF101

AssetAllocation

04 Aug 2008

Debentures/
Bonds0.70%

Fund V/s Benchmark Performance

Period

Returns (%)

Inception (04-Aug-08)
5 Years
3 Years
2 Years
1 Years
3 Mths

06.37
N/A
04.67
04.51
05.46
01.81

Benchmark
Returns (%)#
06.50
N/A
06.03
06.62
08.15
02.09

# CRISIL Liquid Fund Index

Dep,MMI&
Others5.69%

Government
Securities
93.61%

DebtMaturityProfile
120.00%
100.00%

PORTFOLIO

80.00%
60.00%

Debentures / Bonds

% to Fund

7.60%LICHousingFinanceLtdMat23Apr2012.

0.70%

Total

0.70%

Government Securities

% to Fund

7.37%GSmat16/04/14

93.61%

Total

93.61%

Deposits, Money Mkt Securities and other Assets.

5.69%

Grand total

20.00%
0.00%
1 3Yrs

DebtRatingProfile
AAA0.74%

100.00%
Sovereign
99.26%

Debt Parameters
PortfolioYield(%)
AvgMaturity(InMonths)
ModifiedDuration(InYears)

40.00%

8.12%
27.28
2.02

Managers Fund as on 31st December 2011

Fund Objective : This is a fund of funds which will invest in Money Plus Niche Life Fund, Bond Opportunities Niche Life Fund, Large Cap Niche Life Fund and Mid Cap Niche Life
Fund. The allocation to each fund will depend on the fund manager's market view and will be within the limits
SFIN CODE

Date of Inception :

ULIF03304/08/08ManagerFnd101

AssetAllocation

04 Aug 2008
Dep,MMI&
Others3.26%

Fund V/s Benchmark Performance

Debentures/
Bonds10.49%

Equity53.99%

Period
Inception (04-Aug-08)
5 Years
3 Years
2 Years
1 Years
3 Mths

Returns (%)
08.31
N/A
14.77
00.34
-13.37
-06.64

Benchmark
Returns (%)#
N/A
N/A
N/A
N/A
N/A
N/A

Government
Securities
32.26%

AllocationBySector Equity

# NA

% to Fund

INFOSYSLTD
RelianceIndustriesLtd.
ICICIBankLtd.
ITCLtd
MindTreeLimited
ShreeCementLimitesd
HDFCBankLtd.
CoromandelInternationalLtd.
TataConsultancyServicesLtd
GlaxoSmithklineCons
Larsen&ToubroLimited.
EIDParryIndiaLtd
UnitedPhosphorousLimited
p
BajajElectricalsLimited
Others

2.35%
2.25%
1.91%
1.67%
1.35%
1.31%
1.29%
1.27%
1.24%
1.21%
1.19%
1.04%
1.02%
1.01%
33.88%

Total

53.99%

Debentures / Bonds
10.40%ReliancePortsandTerminalLtdNCDmat18Jul2021
7.75%RuralElecCorpLtdNCDMat17/11/2012
9.75%RuralElectrificationCorpLtdNCDmat11Nov2021
9.32%NABARDmat16August2014
8.10%ShreeCementLtd.Mat23/11/2012
Others
Total

Government Securities
9.15%GOImat14112024
8.79%GOImat08Nov2021
8.97%GOImat05Dec2030
7.17%GOIMD14June2015
7.02%GOIMAT17/08/2016
7.37%GSmat16/04/14
6.07%GOIMAT15/05/2014
7.61%OilBondsMat07/03/2015
8.20%GOI15/02/2022
Others

% to Fund
1.09%
1.03%
0.83%
0.83%
0.69%
6.03%

% to Fund
4.97%
4.97%
4.15%
3.13%
3.10%
2.95%
2.02%
2.00%
1.40%
3.57%
32.26%

Deposits, Money Mkt Securities and other Assets.

3.26%
100.00%

Debt Parameters
PortfolioYield(%)
AvgMaturity(InMonths)
ModifiedDuration(InYears)

10.68%

InformationTechnology

9.88%

Healthcare

7.71%

Metal,MetalProducts& 6.79%
Agriculture

6.37%

TransportEquipments

5.73%

HousingRelated

5.40%

CapitalGoods

5.29%

Power

3.29%

ConsumerDurables

3.03%

Diversified

1.20%

Media&Publishing

1.11%

Others

2.04%

DebtMaturityProfile
80.00%
70.00%
60.00%
50.00%
40.00%
30.00%
20.00%
10.00%
0.00%
1 3Yrs

3 10Yrs

Above10Yrs

10.49%

Total

Grand total

21.56%

FastMovingConsumer 9.91%

PORTFOLIO

Equity

Finance
Oil&Gas

8.78%
81.85
4.38

DebtRatingProfile
AA+4.54%

AAA21.18%

Sovereign
74.28%